Expertise.com

Best Credit Repair Companies in Pleasanton

Laurels
Laurels

We did the research for you!

Learn more
  • checkbox
    Licensing
  • checkbox
    User Reviews
  • checkbox
    Mystery Shopping Calls

Credit Repair Companies FAQs

Learn more
3230 Fruitvale Ave, Oakland, CA 94602
Oakland, CA 94602
Instagram
  • Debt Consolidation

760 Credit serves Pleasanton residents who have difficulties financing a car or home, obtaining loans, or finding new employment. It checks every aspect of clients' credit history, including their ChexSystems FACTA reports and LexisNexis public records. It then uses consumer protection laws and aggressive dispute resolution strategies to improve its clients' credit scores. CEO Venus J. had also been in debt. To overcome her struggles, she learned the intricacies of credit repair. She established the firm to help others with her knowledge and experience.

3230 Fruitvale Ave, Oakland, CA 94602
Oakland, CA 94602

InstagramWebsite(916) 963-7333

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.5 / 5 ( Best)

Total Reviews:

21 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

6701 Koll Center Pkwy, Suite 250, Pleasanton, CA 94566
Pleasanton, CA 94566
  • Credit Monitoring

Bluestar Credit Services operates in the Pleasanton area and the surrounding communities. The firm has designed a service that assists its clients with lending approvals and helps repair credit scores. Its team performs credit analyses that include score projections, timeframe, and recommendations for improvement. It also offers lender advisory, credit refining, and personal consulting solutions. The team at Bluestar Credit Services is made up of financial experts whose careers are focused on stabilizing and maximizing the credit reports of US consumers.

6701 Koll Center Pkwy, Suite 250, Pleasanton, CA 94566
Pleasanton, CA 94566

Website(877) 231-1585

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

7 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: How do you repair credit after identity theft?
A:

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.
Q: Is credit repair legal?
A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.
Q: Can a credit repair company remove late payments?
A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

Read All FAQS

Wrong city? Here are some nearby places:

Search for Credit Repair Companies near you