Expertise.com
2024

Last updated:

Best Mortgage Brokers in Pasadena

Our Recommended Top 19

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Pasadena Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

53

Reviewed

39

Curated

19

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
444 East Huntington Drive, Arcadia, CA 91006
  • Refinance

Why choose this provider?

Dorothy Pang is a mortgage expert under ACG Funding Inc. that offers guidance through complex mortgage procedures associated with buying homes in the Pasadena area. Pang helps first-time homebuyers and upgrade-buyers through various factors in loan origination including purchasing and refinancing. In addition to loan services, Pang also provides money coaching assistance. Her industry experience spans more than 16 years and includes time in the Asian financial sector. She is fluent in Mandarin and Cantonese as well as English.

License Verified:

License: 1191301

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (53)
Zillow
5.0 / 5 (17)
Google
5.0 / 5 (16)

(+1 additional source)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
420 South Myrtle Avenue, Monrovia, CA 91016
  • New Construction
  • Refinance

Why choose this provider?

Serving Pasadena and nearby communities, PrimeLending - Monrovia provides home purchase and refinance loan programs. Its team of experienced loan officers is dedicated to helping clients achieve their dream of homeownership and guides them with every step of the loan process. It specializes in home purchases, refinances, and renovation loans. In addition, PrimeLending offers home loan options for active-duty members and military veterans. Clients can submit their loan applications online through the company's website.

License Verified:

License: 1380056

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (16)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4509 Temple City Boulevard, Temple City, CA 91780
  • New Construction
  • Refinance

Why choose this provider?

Supreme Investment Corporation is a mortgage broker that services clients in Pasadena. The business caters to people who are about to purchase or refinance residential homes, Its team of experienced brokers guides clients in choosing the right products based on their needs. Operating since 2001, the company remains dedicated to providing high-quality results and exceptional customer service at all times. The business is a part of the Supreme Group which is a huge independent brokerage in the San Gabriel Valley.

License Verified:

License: 306496

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
5.0 / 5 (1)
Yelp
4.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
177 East Colorado Boulevard, Pasadena, CA 91105
  • Refinance

Why choose this provider?

C2 Financial Corporation is a mortgage broker that serves clients in Pasadena. The company offers a variety of loan options for homeowners and homebuyers, including conventional loans, jumbo mortgages, HARP 2 loan programs, FHA loans, VA home loans, and revere mortgages. Loan officer Dino Palmieri is familiar with the Pasadena market and its lenders, enabling him to help borrowers secure the mortgage loans that suit their needs and financial capabilities. In addition, C2 Financial has assisted hundreds of homeowners in obtaining mortgage loans since 2008.

License Verified:

License: 1121689

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.0
Google
3.0 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2181 East Foothill Boulevard, Pasadena, CA 91107
  • Refinance

Why choose this provider?

Nationwide Capital is a mortgage business that caters to clients in Pasadena and its surrounding communities. This company is staffed by a team of loan officers and works with lenders and investors, which allows it to help clients obtain all types of loan programs. The loan options it offers include adjustable-rate, commercial, conventional, home equity lines, and jumbo. Additionally, it provides VA loans and refinancing services. Nationwide Capital's loan process covers the pre-qualification, application, processing of the estimated loan, underwriting, and closing.

License Verified:

License: 289077

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (27)
Google
5.0 / 5 (1)

Website
630 Mission Street, South Pasadena, CA 91030
  • Multi-Family Loans

Why choose this provider?

Michael Sohl provides mortgage options for clients of Pasadena. Branch manager of Supreme Lending, he offers loans for residential, secondary, and investment properties. The company's provided traditional products include conventional and jumbo loans, while its government products are FHA, VA, and USDA. It also provides specialty loans for first-time buyers and doctors. Founded in 1999, Supreme Lending is licensed to operate in 50 states. It has been recognized as an Inc. 500 and was awarded as a Top Tech-Savvy Lender and Servicer in 2013.

License Verified:

License: 203040

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Zillow
5.0 / 5 (8)
Google
5.0 / 5 (3)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1499 Huntington Drive, South Pasadena, CA 91030
  • Refinance

Why choose this provider?

EquitySmart is a team of mortgage brokers that provides its services to customers in Pasadena and the surrounding areas. It assists the customers in finding a mortgage that fits their budget. The team also guides customers through the entire mortgage process and the steps after the closure of a loan. It offers a variety of loan programs such as conventional, jumbo, USDA, VA, and FHA loans. It has loan officers who are fluent in different languages like Mandarin and Spanish.

License Verified:

License: 856170

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (107)
Google
5.0 / 5 (13)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
9124 Las Tunas Drive, Temple City, CA 91780
  • New Construction
  • Refinance
  • Reverse Mortgages

Why choose this provider?

California Consumer Lending - Los Angeles provides mortgage lending solutions to clients in Pasadena and nearby locations. It utilizes various products, investment tools, and personalized services to help clients find suitable loan programs for their needs. The company's loan programs include fixed-rate mortgages, adjustable-rate mortgages, FHA loans, VA loans, hybrid ARMS, and interest-only mortgages. California Consumer Lending also helps clients refinance their homes at lower rates and fees. It has helped approve up to $150 million in loans, with a 10-day average loan approval period.

License Verified:

License: 312214

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (46)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
50 West Lemon Avenue, Monrovia, CA 91016
  • Reverse Mortgages

Why choose this provider?

Old Town Mortgage is a Monrovia-based business that serves the Pasadena area. It is headed by Denny Black, who helps clients obtain home loans based on their specific needs. He works with a number of lenders to provide homebuyers with different programs, including reverse and fixed-rate and adjustable-rate mortgages. The home loan specialist offers various financial tools to streamline and simplify the mortgage process. Denny has been providing financing assistance in the community for more than 30 years.

License Verified:

License: 298975

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (8)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1123 North Allen Avenue, Pasadena, CA 91104
  • Refinance

Why choose this provider?

Delaware Pacific is a privately owned and operated mortgage brokerage in Pasadena that helps clients with mortgage solutions for their home purchasing needs. Since its establishment in 2001, the firm has offered a wide array of loan programs for its clients, including fixed-rate mortgages, FHA loans, VA loans, and jumbo loans. Delaware Pacific also assists clients who are in need of refinancing, whether to consolidate existing debts, restructure monthly payments, or get a cashout.

License Verified:

License: 1162393

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (36)
Yelp
5.0 / 5 (27)
Facebook
5.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
13725 Proctor Avenue, La Puente, CA 91746
  • Reverse Mortgages

Why choose this provider?

HomeLoan123 is a direct lending company that serves homeowners in Pasadena and its surrounding areas. It employs a team of multilingual loan officers, which allows it to cater to Spanish, Cantonese, Taiwanese, Chinese, and Vietnamese clients. The company can compare and calculate the outcomes of conforming-rate loans and fixed-rate loans. It also advises its clients on 15-year and 30-year contracts that can exceed FHA mortgage limits. The company works with builders by sending its agents to handle on-site borrowing deals and transactions.

License Verified:

License: 235684

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Yelp
4.0 / 5 (14)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
25 South Baldwin Avenue, Sierra Madre, CA 91024
  • Refinance

Why choose this provider?

Jorge Abich is a loan officer at Rate One Financial, Inc., a company based in Pasadena that provides various mortgage options for homebuyers. He offers home improvement loans, debt consolidation, home purchase loans, mortgage refinances, HELOC, and other unique situations. He is also a real estate agent with more than 25 years of experience in the mortgage industry and is a fluent Spanish speaker. Additionally, Abich has 15 years of experience in new construction home investment.

License Verified:

License: 237294

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Yelp
5.0 / 5 (12)
Facebook
4.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
519 Falling Leaf Alley, Monrovia, CA 91016
  • Refinance

Why choose this provider?

NestMade Mortgage was founded by Benson Pang in 2016. Pang's experience in mortgage lending dates back to 2012. He is joined by mortgage advisors and loan officers who have years of experience in the industry. They provide clients in Pasadena and the surrounding area with mortgage lending services. They assist clients with home purchase loans and refinancing processes. The residential mortgage broker offers adjustable- and fixed-rate mortgages, reverse mortgages, and FHA, jumbo, and VA loan options.

License Verified:

License: 897612

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Yelp
5.0 / 5 (141)
Google
4.0 / 5 (59)
Facebook
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.5
Responsiveness
––
Friendliness
Helpfulness
Detail
––

Website
13191 Crossroads Parkway North, City of Industry, CA 91746
  • Refinance

Why choose this provider?

Established in 1989, Right Start Mortgage is a family-owned and family-operated mortgage company that caters to clients in Pasadena and its nearby areas. Its mortgage rate options include adjustable ARM, fixed-rate, graduated payments, and interest-only. Moreover, this business also offers loan programs, such as FHA, jumbo, VA, and USDA. With over 30 years of experience, Right Start Mortgage is staffed by a team of loan officers who are focused on helping customers realize their dreams of homeownership.

License Verified:

License: 4131234

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.6
Yelp
4.0 / 5 (12)
Facebook
4.0 / 5 (8)
Google
1.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
790 East Colorado Boulevard, Pasadena, CA 91786
  • Refinance

Why choose this provider?

Oak Tree Home Loans and Finance Inc. is a mortgage broker that assists clients in Pasadena in putting together residential mortgage plans. Specifically, it helps clients who are looking to obtain FHA, VA, and reverse mortgage loans. The company also works with real estate agents who are catering to first-time homebuyers seeking loan pre-approvals for their properties. Led by Vincent Dudziak, Oak Tree Home Loans and Finance Inc. strives to deliver payment programs that accommodate their client's financial position.

License Verified:

License: 285072

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)
Facebook
5.0 / 5 (3)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1055 East Colorado Boulevard, Pasadena, CA 91106
  • New Construction

Why choose this provider?

Rose City Realty, Inc. is a mortgage broker that services clients in Pasadena and its surrounding areas. The business helps individuals in choosing the right mortgage loans with the best interest rates. Its team of professional mortgage brokers is well-versed in financing for multi-family apartment loans and hard money loans. It is also in charge of analyzing zoning and land use codes for real estate assets. The company was founded in 1999 by Preston Howard.

License Verified:

License: 306260

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
650 Sierra Madre Villa Avenue, Pasadena, CA 91107
  • New Construction
  • Refinance

Why choose this provider?

Albert Guevara has over 28 years of experience addressing the home financing needs of Pasadena residents. As a mortgage broker, Albert provides access to different loan packages, including adjustable-rate and fixed-rate mortgages, and helps borrowers make informed mortgage decisions. He is also the president and CEO of Team Equity Mortgage Corporation, a mortgage brokerage firm serving individual homebuyers, builders, and real estate professionals. Moreover, Albert considers referrals as the heart of his business, adding families and friends to his client list.

License Verified:

License: 354567

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)
Yelp
5.0 / 5 (1)
Realtor
5.0 / 5 (1)

Website
117 East Colorado Boulevard, Pasadena, CA 91105
  • New Construction

Why choose this provider?

Lend LA is a mortgage brokerage located in the Pasadena area. It helps its clients choose among different home financing options, such as home equity lines of credit, that align with their credit status and financial goals. It also assists them in refinancing their existing mortgages and funding their home remodeling projects. Lend LA's branch manager, Justin Bayle, has over a decade of industry experience and was the vice president of mortgage lending at Mortgage Capital Partners.

License Verified:

License: 308718

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (37)
Yelp
4.0 / 5 (17)
Zillow
5.0 / 5 (13)

(+1 additional source)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
801 South Garfield Avenue, Alhambra, CA 91801
  • Refinance

Why choose this provider?

Uni First Investment Inc. is a mortgage broker that serves clients in Pasadena. The company offers various loan options for homebuyers and homeowners that include fixed-rate loans, adjustable-rate mortgages, FHA loans, jumbo loans, and VA home loans. Clients can avail themselves of the services of mortgage loan specialist Eric Lao. In a span of nine years, he has advised more than 1,000 families on their home purchasing and refinancing goals. Eric is fluent in English, Cantonese, and Mandarin.

License Verified:

License: 1317444

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (231)
Google
5.0 / 5 (221)
Facebook
5.0 / 5 (32)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Frequently Asked Questions

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.