Expertise.com

2024

Last updated:

Best Homeowners Insurance Agencies in Pasadena

Our Recommended Top 9

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Pasadena Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

90Reviewed

57Curated

9Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
2100 East Foothill Boulevard, Pasadena, CA 91107
  • Multiple Policy Types

Why choose this provider?

Reinas Insurance Agency is a family-owned and -operated business that has been serving clients since 1989. The agency maintains a roster of agents who work in its two offices, located in Pasadena and Baldwin Park. It offers assistance in protecting properties and assets through homeowners' insurance policies, which provide property and liability coverages. Coverages include the dwelling and other attached structures, personal property, loss of use, personal liability, and medical payments to injured guests.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Yelp
4.5 / 5 (32)
Google
4.2 / 5 (13)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
936 E Green St Ste 100, Pasadena, CA 91106
  • Multiple Policy Types

Why choose this provider?

Based in Pasadena, Calico Insurance Services has been providing Southern California residents with personal and commercial insurance solutions since 2000. One of its main offerings is homeowners' insurance, which includes dwelling, personal property, loss of use, and liability coverage. The firm also offers other personal plans for auto, life, earthquake, and umbrella insurance. The agents at Calico Insurance Services are trained to help clients understand available insurance protections and selecting and customizing the options that work for them.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.7 / 5 (37)
Yelp
4.5 / 5 (18)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1045 Foothill Blvd, La Canada Flintridge, CA 91011
  • Personal Property Insurance
  • Multiple Policy Types

Why choose this provider?

Barbara Marshall State Farm Insurance Agent is located in the Pasadena area. This agency's team is available seven days a week to answer questions about State Farm's insurance products and provide advice about the types and amounts of coverage homeowners should purchase. Its team helps also helps clients when they need to file claims or make changes to the policies they already hold. Barbara Marshall State Farm Insurance Agent also sells auto, life, and Medicare supplement insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.6 / 5 (10)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
680 East Colorado Boulevard, Pasadena, CA 91101
  • Condos
  • Personal Property Insurance

Why choose this provider?

Woods Insurance Services is an insurance company in Pasadena that focuses on providing several types of personal and commercial insurance policies, including homeowners' insurance. The firm assists individuals and families in safeguarding their homes and personal belongings against disasters, accidents, robberies, vandalism, and other unforeseen events. Its independent agents also cater to the insurance needs of renters and condominium owners. Other offerings include auto, health, and commercial insurance. The company represents top-rated insurance carriers and serves clients throughout California.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
38417 20th Street East, Palmdale, CA 93550
  • Renter's Insurance

Why choose this provider?

Pronto Insurance provides its clients with personal insurance products from a broad range of carriers. Serving clients in the Pasadena area, it sells homeowners insurance policies, as well as auto, life, and business insurance. Agents work directly with clients to help them determine the right types of policies to buy, as well as the amount of coverage they need. Help is also offered with the claims process and any changes that need to be made to existing policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2057 N Los Robles Ave 11, Pasadena, CA 91104
  • Renter's Insurance
  • Personal Property Insurance
  • Condos

Why choose this provider?

Kibodeaux Insurance Agency provides insurance products from Mercury Insurance. The agents from this company assist individuals and families in Pasadena who need insurance policies, including homeowners' insurance. They work with clients in building plans for protection in various residential property-related problems, such as personal liability, fire, natural disasters, guest medical expenses, and theft. In addition to homeowners' insurance, the agency also offers coverage for condominiums, rental properties, cars, and businesses.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.4 / 5 (7)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
455 North El Molino Avenue, Pasadena, CA 91101
  • Renter's Insurance
  • Personal Property Insurance
  • Multiple Carriers

Why choose this provider?

Kelley Jiggins & Associates provides personalized insurance policies from its Pasadena location. The agency assists clients in various areas, including with homeowners insurance. Its team offers home insurance policies that provide dwelling coverage. Dwelling coverage compensates for the costs of repairing or rebuilding a home. Home insurance plans may also include coverage for the medical expenses of guests who were injured on a homeowner's property. Kelley Jiggins & Associates has been in business for more than five decades.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
1720 East Washington Boulevard, Pasadena, CA 91104
  • Condos
  • Personal Property Insurance
  • Fire

Why choose this provider?

Founded in 1988, Mafco Insurance Agency Inc. is an independent insurance agency connecting clients with multiple insurance carriers in Pasadena. The brokerage helps individuals look for the right homeowners' insurance coverage depending on their assets. Home insurance covers landlord, condominium, apartment building, vacant homes, vacant land, and personal articles floaters. The company's agents offer years of experience in shopping for insurance deals in the market. Other services include general liability insurance, flood insurance, and high-risk insurance.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
110 South Rosemead Boulevard, Pasadena, CA 91107
  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance
  • Multiple Carriers
  • Flood
  • Fire
  • Earthquake
  • Condos

Why choose this provider?

Stephen B. Groton Insurance has been providing insurance plans to clients in Pasadena, Arcadia, Hastings Ranch, San Gabriel, and the Sierra Madre for over 16 years. Individuals who need homeowners' insurance assistance can contact the company by phone or email, or pay a visit at the local physical office. Insurance agents offer insurance products involving home, condo, mobile phones, landlord, and earthquake. The firm has access to 100 insurance companies and creates a comprehensive homeowners' insurance plan for policyholders.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (30)
Google
5.0 / 5 (7)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • Is your business in your home in Pasadena covered by your homeowners' insurance?

    No. If you are operating a business inside your home, you cannot use your homeowners' insurance in the event that a computer or other electronic device gets broken. You may acquire a business owner's policy to protect your small business from possible lawsuits or when your valuables have been stolen or destroyed.

  • What expenses are included in a loss of use insurance coverage in Pasadena?

    Loss of use insurance coverage protects policyholders from monetary losses due to unforeseen events like natural disasters. This type of policy covers parking and public transportation fees, additional utilities and fuel costs, food and laundry expenses, and moving and storage unit costs. Loss of use also covers policyholders' expenses if they rent temporary homes.

  • When buying a house in Pasadena, do you need to acquire homeowners' insurance?

    In Pasadena, if you are buying a house using cash or credit cards, you are not required to obtain homeowners' insurance before closing. However, if you are purchasing a home through a mortgage, your lender will require you to have homeowners' insurance before funding your home loan to protect the equity in your property.

  • How does location affect homeowners' insurance rates in Pasadena?

    If your home in Pasadena is located in an area commonly affected by catastrophic weather, you will most likely pay higher insurance premiums. This is because of labor and construction costs when repairing properties or replacing valuables. Your insurance rates may also be higher if your area has a high crime rate.

  • In Pasadena, how can you estimate your homeowners' insurance needs?

    The best way to estimate your homeowners' insurance needs in Pasadena is by multiplying the total square footage of your home by per-square-foot building costs in your area. You can determine the amount of local building costs by asking builder's associations, contractors, and real estate agents. You should also determine how much will it cost to protect your assets if ever you get sued and replace your belongings.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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