Expertise.com

Best Health Insurance Agencies in Palmdale

2024

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Providers

Last updated:

Website
3011 Rancho Vista Blvd Suite D, Palmdale, CA 93551
  • Life Insurance

Why choose this provider?

Pat Rossall is a health insurance agent running his own agency under State Farm. Based in Palmdale, he has been in the industry for 35 years. His team is able to assist English and Spanish-speaking clients. He specializes in helping families and individuals get coverage under Medicare Supplements and supplemental health plans. He also offers insurance solutions for vehicles, homes, properties, and life. Pat has previously served as city administrator for the City of Palmdale.

License Verified:

License: 0632149

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
5.0 / 5 (12)
Google
4.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
41235 11th Street West, Palmdale, CA 93551
  • Individual Plans
  • Life Insurance

Why choose this provider?

Driscoll & Driscoll Insurance Agency answers the health insurance needs of the people of Palmdale and the surrounding areas. Its insurance professionals have more than 147 years’ worth of combined experience in the industry. They work with multiple financially sound and reputable carriers to design coverage plans that will fit the specific needs of their clients. Health insurance options include those for individuals and families, groups, children, and travel. Driscoll & Driscoll Insurance Agency also offers dental coverage, vision coverage, and disability insurance.

License Verified:

License: 0G98518

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (23)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1113 West Avenue M-4, Palmdale, CA 93551
  • Individual Plans

Why choose this provider?

INSURICA is a health insurance firm that serves clients from Palmdale and its surrounding areas. The company offers a wide range of health insurance products designed as employee benefits, like health plan reviews and carrier mediations. Insurance packages for small businesses and bonds are also available. Currently led by Amy Herboek, INSURICA remains as the 24th biggest privately-held independent firm in the U.S. In 2019. Rough Notes, an insurance industry publication, named the company "Agency of the Year".

License Verified:

License: 0D44424

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
650 Commerce Avenue, Palmdale, CA 93551
  • Life Insurance

Why choose this provider?

Todd Main offers health insurance solutions to clients in Palmdale and the surrounding areas. Main offers various insurance coverage, including health, life, auto, home, and business insurance, in addition to residential relocation. Main and his team carry over a hundred years of industry experience, equipping them in choosing the insurance coverage that benefits clients the most. Moreover, he has been a Palmdale resident for over 25 years and spends his free time scuba diving, snow skiing, diving, and camping.

License Verified:

License: 0B98105

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
5.0 / 5 (233)
Facebook
4.0 / 5 (56)
Yelp
4.0 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • Who qualifies for ACA premium subsidies in Palmdale?

    Most people in Palmdale who purchased ACA health insurance policies received a premium tax credit. Individual income ranging from $51,520 to $12,880, or 100% to 400% of the FPL, is required to be eligible for a premium tax credit. The American Rescue Plan Act, enacted by the federal government in March 2021, broadened the criteria for eligibility for government assistance. This means that more people may be eligible for lower rates or subsidies. Health insurance with no premium may be available.

  • What is the reason behind insurance companies in Palmdale mandating prior authorization for prescription drugs?

    Pre-approval of medications, procedures, and devices, according to Palmdale health insurance providers, is required to keep healthcare costs affordable. Prior authorization is the process by which your physician obtains prior approval from your insurance company before administering specific medications, medical devices, or medical procedures. This is required before an insurance company or plan can provide full or partial coverage. Insurance companies will sometimes deny a physician's request.

  • Who should acquire a temporary or short-term health insurance plan in Palmdale?

    Short-term health insurance in Palmdale is ideal for people who have a temporary lapse in their regular health coverage, such as those who have recently changed jobs, are waiting to receive benefits from their current employer, have recently graduated, and are actively seeking employment. This plan covers hospital visits, prescription drug costs, and other medically necessary situations resulting from illness or injury.

  • What varieties of supplemental insurance are accessible to the residents of Palmdale?

    Medicare supplement insurance is available to Palmdale residents, and it assists Medicare beneficiaries with costs that Original Medicare does not cover. Co-pays, deductibles, and coinsurance can all result in significant out-of-pocket expenses. Another option is maternity supplemental insurance, which pays for medical expenses up until the baby is born. This can include co-payments, deductibles, and other costs, so you are not saddled with additional expenses on top of your regular bills.

  • Does the health plan in Palmdale cover a woman's annual wellness checkup and birth control prescription?

    Most Palmdale health insurance policies cover prescription birth control, annual wellness checkups, and STI or HIV testing with no out-of-pocket costs. However, patients are required to pay a fee for additional procedures. It is important to understand that some healthcare providers and insurance companies may require pre-approval of treatments before covering them.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

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