Expertise.com

2024

Last updated:

Best Health Insurance Agencies in Oxnard

Our Recommended Top 9

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Oxnard Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

3898Reviewed

2342Curated

9Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

165 East High Street, Moorpark, CA 93021
WebsiteLicense: 0C62864
Website

Expertise.com Rating

Review Sources

Yelp
5.0 (8)
Facebook
5.0 (5)

Why choose this provider?

Tom Lucas is an insurance professional who assists individuals and businesses in Oxnard. He furnishes different types of policies, from health, life, long-term care, disability, and flood to automobile insurance. Furthermore, the agent offers a full range of commercial insurance products, covering workers' compensation and general liability protection plans. Tom is the founder of StateOne Insurance Services, an independent agency that has been in business since 1999 and is licensed in California, Oklahoma, and Texas.

  • Individual Plans

4580 Thousand Oaks Boulevard, Westlake Village, CA 91362
WebsiteLicense: 0G83018
Website

Expertise.com Rating

Review Sources

Facebook
5.0 (5)
Yelp
3.0 (2)

Why choose this provider?

Health insurance agent, Rich Costello, is a resident of Greater Conejo Valley for over 30 years and has provided various insurance services to clients within Oxnard. Rich has been a State Farm agent since 2012 and offers insurance products including life, health, pet, home, and property. He also offers auto and business insurance, banking, mutual funds, and annuities. State Farm has been in the insurance business since 1922 and has diversified its offerings to include banking, investment, and claims.

  • Individual Plans
  • Life Insurance

25 West Rolling Oaks Drive, Thousand Oaks, CA 91361
WebsiteLicense: 0E16993

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Since it began operating in 1981, Davidson Insurance & Financial Services has been delivering life, health, disability, and long-term care insurance solutions to clients in Oxnard and nearby communities. Being an independent insurance broker, the company represents over 30 carriers throughout the U.S. Its insurance agents work with a variety of clients, from private individuals and small groups to large corporations and public organizations. The company is a member of the National Association of Health Underwriters and the Society of Financial Service Professionals.

  • Individual Plans
  • Life Insurance

2419 East Main Street, Ventura, CA 93003
WebsiteLicense: 0F74477
Website

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Hometown Insurance Services has been providing insurance solutions in Oxnard since 1980. It is a family-owned full-service agency, but its focus is on health insurance. The agents from this firm keep abreast with changes and developments in trends and policies. They carry supplemental health insurance plans, which cover expenses for unexpected childcare, deductibles, critical illnesses, outpatient needs, and private rooms. Additionally, Hometown Insurance Services has insurance plans for dental and vision, life, and vehicles. It serves individuals and businesses.

  • Individual Plans
  • Life Insurance

2775 North Ventura Road, Oxnard, CA 93036
WebsiteLicense: 0F60642

Expertise.com Rating

Review Sources

Facebook
5.0 (21)
Google
5.0 (8)

Why choose this provider?

Coast General Insurance Brokers is an agency servicing Oxnard and surrounding communities for more than 40 years. It offers customized employee benefits that include medical and dental insurance with PPOs and HMOs. Vision and group life insurance are also available. Its website features a benefits administration portal for clients that utilizes a rules-based system. The agency's CEO, Brenda Allison, specializes in business insurance. She is active in the local community and previously served as the chairperson of the Women’s Economic Ventures.

  • Group Plans
  • Life Insurance

216 Moorpark Avenue, Moorpark, CA 93021
WebsiteLicense: 0663236
Website

Expertise.com Rating

Review Sources

Google
4.5 (8)
Yelp
4.4 (8)
Facebook
5.0 (7)

Why choose this provider?

Moy Serrano is an insurance agent who works for State Farm. Serving Oxnard and its nearby communities, Moy and his team help clients explore their health insurance options, including supplemental health insurance. Their Medicare Supplement plans provide coverage for coinsurance, deductibles, and copayments that are outside the original Medicare program. They also offer individual medical health insurance and cater to Spanish-speaking clients. Moy's insurance agency has been in service for over 35 years.

  • Life Insurance

255 Maple Court, Ventura, CA 93003
WebsiteLicense: 0632562
Website

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Fairway Health Insurance Services has been answering the health insurance needs of individuals and families in Ventura and the surrounding areas, including Oxnard for more than 20 years. It offers health plans, Medicare supplements, Advantage Care plans, and Part D prescription coverage. Backed by their experience, Fairway Health Insurance Services' agents also provide clients with the assistance they need in getting workplace group health, life, and dental coverage, as well as senior long-term care insurance.

  • Individual Plans

343 South B Street, Oxnard, CA 93030
WebsiteLicense: 0K62185
Website

Expertise.com Rating

Review Sources

Google
4.0 (21)

Why choose this provider?

A local firm, Los Agentes 805 Insurance Services Agency serves the insurance needs of individuals, families, and businesses in Oxnard and surrounding communities. Los Agentes specializes in health insurance and Medicare plans. It helps clients by providing Medicare plan reviews and enrollment over the phone or through visits. Additionally, it carries insurance plans like dental, vision, and life insurance. Moreover, it also gives clients access to Covered California plans. With a mission to add value to people's lives, Brenda and Ignacio Bucio founded the agency.

  • Individual Plans

270 East Highway 246, Buellton, CA 93427
WebsiteLicense: 0715965

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Central Coast Insurance is an agency serving individuals and businesses in Oxnard. The business offers personal lines insurance products such as health, life, auto, and home insurance policies. It also offers commercial lines insurance products such as contractors and small business insurance plans. The company has been serving California since 1986. In 2001, it acquired Lindsay Insurance, a local firm that has been in business since 1947. The company has since expanded with locations in five different states.

  • Individual Plans
  • Life Insurance

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • Are companies and businesses required to provide health insurance to their Oxnard workers?

    In Oxnard, the Affordable Care Act requires companies with 50 or more employees to provide health insurance. Meanwhile, businesses with less than 50 employees are not required to have health insurance. The ACA provides incentives and resources for smaller companies to help them implement compliant plans. They are also eligible for tax credits if they offer health insurance and have less than 25 employees.

  • What are the basic group health insurance packages in Oxnard?

    The three basic health insurance packages in Oxnard are Health Maintenance Organization, Preferred Provider Organization, and Health Savings Account. These insurance packages allow individuals to receive medical, visual, dental, life, 401(k), and disability insurance benefits. In HMO plans, policyholders must work with specified healthcare providers. Meanwhile, PPO plans allow policyholders to choose their doctors. Lastly, HSA helps individuals pay for their health expenses.

  • How does MedPair supplemental health insurance work in Oxnard?

    MedPair supplemental health insurance is designed to provide additional coverage for employees and their dependents in Oxnard. It protects employees from rising healthcare costs in California. It also has a combined inpatient-outpatient benefit that covers expenses for laboratories, urgent care, emergency rooms, and diagnostic and outpatient facilities.

  • Can individuals customize their Medicare plans in Oxnard?

    Yes, individuals can customize their Medicare plans in Oxnard. They can choose between Parts A, B, C, and D to achieve a comprehensive policy. Medicare plans help them pay for healthcare-related expenses such as hospice, nursing home and hospital care, and emergency services. It also covers the needed supplies used for treating and diagnosing medical conditions.

  • What expenses are not covered by health insurance in Oxnard?

    In Oxnard, health insurance does not cover unnecessary medical procedures or treatments. These expenses may include cosmetic procedures, off-label prescriptions, and fertility treatments. However, in some instances, doctors may say that these procedures or treatments are necessary. You can file an appeal with supporting documents if your claim was denied.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

Related Articles

FeaturedHow To Get Health Insurance

How To Get Health Insurance

In this article, we’ll explore the world of health insurance, providing insights into employer-sponsored plans, individual in...

Featuredcovid-vaccine-health-insurance-banner

Survey: 3 Out of 10 Think Unvaccinated Should Pay More for Health Insurance

We surveyed 600 adults, asking them questions, if they’ve gotten vaccinated, why they decided to get vaccinated, and if they ...