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Best Life Insurance Companies in Orange

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2023
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Bill Wallace Insurance logo
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License Verified:

License: 0F84411

California Department of Insurance

Bill Wallace Insurance

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2844 East Chapman Avenue, Orange, CA 92869
  • Group Plans
  • Life Insurance

Business Description

Bill Wallace Insurance is an insurance agency that serves the Orange locale. The company, which was opened under the umbrella of Mercury Insurance, has over 50 years of experience in the industry. The team lead, Bill Wallace, has been working in insurance for over 40 years. The company offers health insurance policies that cover individuals, families, and groups. It also provides medical, auto, and homeowners' insurance. Bill Wallace Insurance also offers commercial property and auto policies.

License Verified:

License: 0F84411

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Community Business Insurance Services logo
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License Verified:

License: 0I53590

California Department of Insurance

Community Business Insurance Services

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1403 North Batavia Street, Orange, CA 92867
  • Life Insurance
  • Health Insurance

Business Description

Community Business Insurance Services is a locally owned and operated insurance agency that has been providing life and health insurance options to clients in Orange and the surrounding communities since 2013. The company offers term life insurance, which includes level term and decreasing term coverage, as well as whole life insurance, which includes universal and variable options. The other personal insurance policies offered by the agency include automobile, home, and umbrella protection. Community Business Insurance Services also handles commercial insurance plans.

License Verified:

License: 0I53590

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (4)
Yelp
5.0 / 5 (3)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
eHealthDepot Insurance Services, Inc. logo

License Verified:

License: 0D28623

California Department of Insurance

eHealthDepot Insurance Services, Inc.

609 N. California St, Orange, CA 92867
  • Life Insurance
  • Health Insurance

Business Description

eHealthDepot Insurance Services, Inc., is a team of insurance professionals that has been providing its services in Orange and the surrounding areas. It assists clients in choosing the right insurance policy that will cater to their specific needs. Its offered plans include individual health, dental, travel health, term life, Medicare Advantage, and Medicare Supplements. The term life insurance plan covers the client in case of death before the end of the coverage term.

License Verified:

License: 0D28623

California Department of Insurance

Emma Hightower logo
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License Verified:

License: 0M75957

California Department of Insurance

Emma Hightower

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1647 East Lincoln Avenue, Orange, CA 92865
  • Life Insurance
  • Health Insurance
  • Whole Life Insurance
  • Long Term Care
  • Term Life Insurance

Business Description

Emma Hightower is an insurance agent who works for State Farm. Serving Orange and its surrounding communities, Emma carries different insurance products, including life, home, auto, and pet insurance. She works with Ana, her executive assistant, to help her clients understand the importance of and the coverages under life insurance plans. These coverages include lifetime protection, cash value build-ups, and increasing death benefit options. Emma also volunteers for cancer survivor organizations, participates in church groups, and assists in resident relocations.

License Verified:

License: 0M75957

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
5.0 / 5 (14)
Yelp
4.0 / 5 (6)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Insurancefirst Services, LLC. logo
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Insurancefirst Services, LLC.

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135 Live Oak Avenue, Arcadia, CA 91006
  • Life Insurance
  • Health Insurance

Business Description

Insurancefirst Services, LLC. is a full-service independent agency serving individuals and businesses in Orange. It offers individual life insurance policies such as permanent life insurance, term life insurance, variable life insurance, flexible life insurance, and whole life insurance. The company also provides personal coverage for homeowners, renters, and condo owners. Other available services include business insurance and health plans. Insurancefirst Services, LLC. works with multiple insurance companies to deliver personalized services and policy options to meet clients' specific needs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Perfect Choice Insurance Services logo
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License Verified:

License: 0F61151

California Department of Insurance

Perfect Choice Insurance Services

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12553 Harbor Boulevard, Garden Grove, CA 92840
  • Life Insurance
  • Health Insurance

Business Description

Perfect Choice Insurance Services is an independent insurance company working on individual insurance coverage for clients in Orange. Founded in 2008, the company offers insurance policies such as term and whole life insurance, individual and group health insurance, family plans, and disability insurance. It also offers other services, such as homeowners, auto, business, and various calamity insurance solutions. Committed to integrity and excellence, Perfect Choice Insurance Services evaluates individual needs and puts together customized insurance plans for clients.

License Verified:

License: 0F61151

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (14)
Yelp
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
Susan Hart logo
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License Verified:

License: 0B03038

California Department of Insurance

Susan Hart

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1940 North Tustin Street, Orange, CA 92865
  • Life Insurance
  • Health Insurance

Business Description

Susan Hart is a State farm life insurance agent providing services to Orange since 1973. She helps clients protect their loved ones by offering several insurance products. These include auto, life, homeowners, business, and health. She also assists in workers' compensation, personal liability insurance, and California notary public services. Additionally, she caters to clients with disabilities or injuries by having wheelchair-accessible facilities. Mauk is also one of the founding members of the Orange County Performing Arts Center.

License Verified:

License: 0B03038

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
5.0 / 5 (18)
Yelp
4.0 / 5 (6)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Thomas & Thomas logo
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License Verified:

License: 0606000

California Department of Insurance

Thomas & Thomas

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2534 North Santiago Boulevard, Orange, CA 92867
  • Life Insurance
  • Health Insurance

Business Description

Thomas & Thomas is an insurance agency based in the Orange area. The agency helps families understand their disability or life insurance options, including both health and dental insurance. Additionally, they assist clients looking to obtain personal lines insurance, including ones for homes and motor vehicles. Thomas & Thomas was founded by Tom Forgue for 40 years. Under his leadership, the company achieves over 90 percent customer retention each year.

License Verified:

License: 0606000

California Department of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

  • How does life insurance work?

    The details of how life insurance works depend on your individual plan, but the basics are as follows: 

    • You pay a premium to purchase the insurance. Typically the premium is paid monthly, but it could be rolled into quarterly, bi-annual, or annual payments. 
    • As long as you are meeting or have met premium obligations, if you pass away, the insurance company makes the agreed-upon payment to the beneficiaries you designated. 
    • Beneficiaries usually have to provide the insurance company with a death certificate to receive their payments.
  • How much is life insurance?

    The cost of life insurance ranges widely. Term life insurance can cost as little as a few dollars a day, and whole life insurance can cost thousands per month on the high end. Factors that impact the cost of your life insurance include whether you're choosing term life insurance or whole life insurance, your age, how much coverage you want, your overall health, and your gender.

  • Is life insurance taxable?

    Life insurance proceeds are the funds paid via your plan to your beneficiaries if you pass away. These are also called death benefits. Typically, these are not considered income for taxes. If you take out cash value from a whole life insurance investment and the amount exceeds how much you paid in premiums, the difference may be considered taxable income.


  • Can I buy health insurance that is not Obamacare?

    When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

  • Can I buy health insurance anytime?

    To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.