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Best Homeowners Insurance Agencies in Orange

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Adam Guss - State Farm Insurance Agent logo
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Adam Guss - State Farm Insurance Agent

60 Plaza Square, Orange, CA 92866
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  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance
  • Condos

Business Description

Adam Guss - State Farm Insurance Agent has been providing auto, renter, and home insurance policies to clients in Orange, Tustin, and the surrounding areas since 2010. Guss strives to educate homeowners on how to best protect their property investments through State Farm homeowners' insurance. This policy allows clients to reimburse repair expenses and covers lost items and personal property. Adam Guss also helps new drivers, business travelers, and collectors select the suitable car insurance that fits their needs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.9 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Agape Insurance Services logo
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Agape Insurance Services

2400 East Katella Avenue, Anaheim, CA 92806
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  • Renter's Insurance
  • Multiple Policy Types
  • Fire

Business Description

Agape Insurance Services offers different insurance products in the Orange metro. The agency's insurance professionals assist homeowners in finding appropriate insurance providers and coverage types. They walk clients through the four policy areas, namely, personal belongings, dwellings, general liability, and additional living expenses, to ensure adequate protection from financial risks. They also educate clients about replacement and actual cash values for compensation calculations. Agape Insurance Services has an online quote form to provide estimates of insurance premiums.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Google
4.4 / 5 (5)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Best California Insurance Services logo
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Best California Insurance Services

1649 West Chapman Avenue, Orange, CA 92868
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  • Renter's Insurance
  • Multiple Policy Types
  • Fire
  • Condos

Business Description

Best California Insurance Services is an independent insurance agency that's been providing insurance services to Orange area residents for over 10 years. Its insurance agents offer homeowner's insurance that covers losses due to fire, storms, and theft. The insurance also covers lawsuits from injuries occurring on the client's property. The firm's condo insurance policies protect homeowners' possessions and other fixtures. Best California Insurance Services also offers insurance for commercial properties.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Davis & Madden Insurance Agency, Inc. logo
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Davis & Madden Insurance Agency, Inc.

200 Bradford Avenue, Placentia, CA 92870
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  • Personal Property Insurance

Business Description

Davis & Madden Insurance Agency Inc. does business with clients throughout the Orange metro area and helps them with their homeowners insurance needs. It typically sells coverage to pay for homes that are damaged or destroyed by storms or vandalism and other common incidents. Agents inform clients on policies and help them to select the right plans for their circumstances. Davis & Madden Insurance Agency Inc. sells renters insurance, flood insurance, and earthquake insurance too.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Yelp
4.5 / 5 (18)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
John MacDonald Insurance Service, Inc. logo
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John MacDonald Insurance Service, Inc.

1020 N Tustin Ave, Anaheim, CA 92807
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  • Personal Property Insurance
  • Multiple Policy Types

Business Description

John MacDonald Insurance Service Inc. is a multifaceted company that offers homeowners insurance products to people in the Orange metro area. It sells homeowners insurance and advises clients on coverage for their dwellings and personal liability coverage if they should be sued because of things that happened on their properties. Coverage for personal items and additional structures is also offered. John MacDonald Insurance Service Inc. sells auto insurance policies as well.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Yelp
4.0 / 5 (24)
Google
3.7 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
justautoins.com logo
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justautoins.com

8010 Haven Avenue, Rancho Cucamonga, CA 91730
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  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Just Auto Insurance is active in the Orange metro area and it sells homeowners insurance policies. This agency shows clients rates offered by associated carriers and helps them to purchase policies to protect their properties and belongings. Its agents also help clients to address any problems they have with their policies or change their policies if their needs change. Just Auto Insurance also offers auto insurance, motorcycle insurance, commercial vehicle insurance, and business insurance products.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Facebook
5.0 / 5 (62)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Kimbrell Insurance Agency logo
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Kimbrell Insurance Agency

950 East Katella Avenue, Orange, CA 92867
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  • Condos
  • Personal Property Insurance
  • Multiple Carriers
  • Flood

Business Description

Kimbrell Insurance Agency works with multiple carriers and providers to offer various types of insurance to suit the needs of its customers in Orange. The insurance agency assists homeowners with finding policies that provide the coverage they need for their investments, whether comprehensive or for specific losses only. Besides homeowners' insurance, Kimbrell Insurance Agency also helps clients with auto insurance, life insurance, health insurance, renters insurance, mobile home and RV insurance, and boat insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Manufactured Housing Insurance Services logo
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Manufactured Housing Insurance Services

1500 East Katella Avenue, Orange, CA 92867
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  • Multiple Carriers
  • Personal Property Insurance

Business Description

Manufactured Housing Insurance Services is a specialized insurance company that serves the Orange metro area and nearby communities. It provides homeowners' insurance policies exclusively for manufactured homes, modular homes, and mobile homes. Its independent agents work with the American Modern Insurance Group and American Bankers Insurance Company to create customized insurance plans suitable for their client's needs. They also assist policyholders in filing claims for property damages and losses. Clients have praised the firm for its timely and hands-on service.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Remland Insurance logo
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Remland Insurance

636 East Chapman Avenue, Orange, CA 92866
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  • Renter's Insurance
  • Multiple Policy Types
  • Flood
  • Condos

Business Description

Remland Insurance is a full-service insurance agency providing insurance products and services in Orange. It offers various homeowners' insurance coverages, including insurances for rental properties, condos, houses, and renters. Its homeowners' insurance policies cover the dwelling and other structures, replacement costs, personal possessions, living expenses in case of disasters, and liability. Clients may also obtain supplementary policies like valuable article floaters, flood insurance, earthquake coverage, personal umbrella, and animal liability. The agency has been operating since 1951 and serves over 3000 Orange County residents.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.0 / 5 (7)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Saferoad Insurance logo
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Saferoad Insurance

2042 East Lincoln Avenue, Anaheim, CA 92806
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  • Fire
  • Multiple Policy Types
  • Personal Property Insurance
  • Multiple Carriers

Business Description

Saferoad Insurance does business in the Orange metro area and gives clients complete access to homeowners insurance services. Its agents sell policies that cover any financial expenses if clients need to repair or replace their homes, and these policies can also provision for living and medical expenses if clients lose their homes to disasters. Saferoad Insurance offers advice to people that are comparing rates and can help them to deal with any difficulties they have during the policy selection process.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.5 / 5 (57)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

Introduction

Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.

What determines the price of homeowners insurance premium?

The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

What is the difference between home warranty and homeowners insurance?

Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

Does Geico offer homeowners insurance?

Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

How long does homeowners warranty insurance last?

Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

Does homeowners insurance cover water heaters?

Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

Are RVs covered under homeowners insurance?

Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

Do new buyers need owner\'s title insurance on a new home?

There are unique risks that a buyer of a new home may face. For example, property claims from previous owners or liens from suppliers whom the homebuilders never paid during construction. Title insurance protects the home from these perils, and your mortgage lender may require it.

Do owner builders need home warranty insurance?

In the United States, owner builders are not required to have home warranty insurance. If you're the one who built your home, you're expected to incur the costs of repairs yourself if a structure or appliance breaks down.

Are dogs deaths covered in homeowners insurance?

Usually, the loss of a dog or other pet is not covered by your home insurance. However, many insurance providers offer riders — packages of added coverage — for pets called pet insurance. This ensures that medical costs and property damage caused by your pets are fully covered.

Are earthquakes covered in standard homeowners insurance policies?

Standard homeowners' insurance policies do not cover damage directly caused by earthquakes. Insurance will sometimes cover indirect damage, however. For example, if an earthquake causes a fire in your home, damage from the fire will be covered under a standard home insurance policy.

Are homeowners insurance and car insurance deductible?

Homeowners' insurance and car insurance premiums are not deductible as personal expenses on your taxes. However, some percentage of your premiums may be deductible as business expenses if you own a business and use your car and home for business purposes. This may vary between states.

Are homeowners insurance payouts taxable income?

If you file a claim after a burglary at your home, for example, the insurance company will assess the value of the property lost or damaged and reimburse that amount. This payout is not taxable because it's not income — it's a replacement of lost value.

How frequent should one change auto or homeowners insurance to another provider?  

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

What should a homeowners insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

How much homeowners insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

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