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Best Credit Repair Companies in Orange

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27201 Puerta Real, Mission Viejo, CA 92691
Mission Viejo, CA 92691
  • Credit Dispute

April's Credit Repair has served both first-time and seasoned credit cardholders in Orange for over 25 years. Its staff offer to examine the financial records and histories of its customers to find any unnecessary payments, neglected debts, or open accounts. They advise each client on how to boost their credit scores and avoid issues like mortgage disputes, bankruptcy, and exorbitant expenses. The company has helped over 5,000 customers and uses its own proprietary software for real-time credit reports.

27201 Puerta Real, Mission Viejo, CA 92691
Mission Viejo, CA 92691

Website(949) 444-5675

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.7 / 5 ( Best)

Total Reviews:

45 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

333 City Blvd W 17th Fl, Orange, CA 92868
Orange, CA 92868
Instagram
  • Debt Consolidation

Liberty Debt Relief works with individuals and business owners in Orange and nearby metros. It aims to help its clients achieve financial freedom through its credit repair services. The company negotiates with creditors to settle debts and assists debtors in reducing high interest rates and monthly payments. Its team also handles matters involving medical debts and private student loans. CEO Omar Chouche is a certified debt specialist. He is a member of the American Fair Credit Council.

333 City Blvd W 17th Fl, Orange, CA 92868
Orange, CA 92868

InstagramWebsite(800) 756-8447

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

113 (Best)

Score Consistency:

Variable (Good)

Tustin, CATustin, CA

MLE Financial Solutions offers a wide selection of credit repair services to clients in the Orange metro and nearby areas. It implements individually tailored credit report improvement plans to remove incorrect items, such as collections, bankruptcy, and repossessions. Its team of professionals, led by Monique, assesses reports, contacts creditors, sends documentation back and forth, and monitors plans. Monique and her team also help clients build good credit scores through knowledge building, goal setting, and financial advisory services.

Tustin, CATustin, CA

Website(949) 241-0466

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

3 (Good)

Score Consistency:

Consistent (Best)

5753 East Santa Ana Canyon Road, Anaheim, CA 92807
Anaheim, CA 92807
  • Credit Monitoring
  • Credit Audit

Based in Orange County, Mr. Credit Repair assists clients with credit repair, credit training, and documentation processing using the “The Fair Credit Reporting Act" as guidelines. The firm helps a client by reviewing, disputing, and correcting a credit report to improve the client's credit standing and score. Mr. Credit Repair works with credit bureaus and the creditors themselves to verify documentation supporting a negative credit assessment. The firm then further assists a client in tracking a credit status and in maintaining a good credit score.

5753 East Santa Ana Canyon Road, Anaheim, CA 92807
Anaheim, CA 92807

Website(800) 878-1837

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4 / 5 ( Best)

Total Reviews:

26 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: How do you repair credit after identity theft?
A:

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.
Q: Is credit repair legal?
A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.
Q: Can a credit repair company remove late payments?
A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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