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Best Bankruptcy Attorneys in Orange

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1st California Law Inc. logo
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1st California Law Inc.

2090 North Tustin Avenue, Santa Ana, CA 92705
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

1st California Law Inc. is a solo practice founded by Kevin Kunde, a bankruptcy attorney with significant experience helping consumers who have built up debts that they can no longer manage or afford to repay. The attorney has filed many Chapter 7 and Chapter 13 bankruptcies, prevented creditors from harassing his clients and negotiated affordable repayment plans. He's also prevented creditors from foreclosing on his clients' properties and negotiated bankruptcy exemptions.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.9 / 5 (70)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Bankruptcy Law Professionals logo
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Bankruptcy Law Professionals

601 North Parkcenter Drive, Santa Ana, CA 92705
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Bankruptcy Law Professionals is a medium-sized law firm that has more than a decade of experience assisting clients in Orange County. It has filed many Chapter 7 and Chapter 13 bankruptcy cases, prevented creditors from harassing its clients, and negotiated repayment plans that take into account its clients' abilities to pay. Bankruptcy Law Professionals can communicate fluently with English and Spanish-speaking clients. It also operates from offices in Riverside, Los Angeles, and Cerritos.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
Brownstone Law Group, PC logo
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Brownstone Law Group, PC

333 City Boulevard West, Orange, CA 92868
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  • Chapter 7 Bankruptcy

Business Description

Brownstone Law Group PC is a law firm headquartered in Orange whose bankruptcy attorneys have decades of experience providing people with debt relief. It helps individuals get their debts discharged through Chapter 7 bankruptcy or reorganized by filing for Chapter 13 bankruptcy. When bankruptcy isn't an option, its attorneys can negotiate with creditors to have a client's debt amount reduced. Brownstone Law's other areas of practice include personal injury, business contract disputes, and tax-related issues.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
5.0 / 5 (12)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Law Office Of Chris T. Nguyen, APC logo
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Law Office Of Chris T. Nguyen, APC

2140 West Chapman Avenue, Orange, CA 92868
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Credit Card Debt

Business Description

The Law Office Of Chris T. Nguyen, APC aids individuals in bankruptcy cases in Orange. It works on both removing personal debt and setting more manageable debt payment schedules. Aside from filing for chapters 7 and 13 bankruptcy, bankruptcy lawyer Chris T. Nguyen also aids in relief from imminent house foreclosure, property repossession, and wage garnishment. He has over 12 years of legal practice experience. The Law Office Of Chris T. Nguyen, APC also handles family law, probate, and trust and estate cases.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (23)
Avvo
5.0 / 5 (7)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Law Office of Tuan Le logo
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Law Office of Tuan Le

333 City Boulevard West, Orange, CA 92868
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

The Law Office of Tuan Le is a law firm supporting Orange and neighboring areas. Tuan Le is a bankruptcy lawyer capable of helping individuals and businesses go through the process of bankruptcy. Le can handle the liquidation of assets under a chapter 7 bankruptcy for individual clients. Small businesses and family-operated farms can also seek aid from Le when they wish to file for a chapter 11 or 12 bankruptcy. The Law Office of Tuan Le can also represent Vietnamese-speaking clients in immigration proceedings.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Avvo
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Law Offices of Michael Jay Berger logo
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Law Offices of Michael Jay Berger

333 City Boulevard West, Orange, CA 92868
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

The Law Offices of Michael Jay Berger is a bankruptcy law firm based in Orange. The bankruptcy lawyer offers representation for both creditors and debtors in proceedings involving bankruptcy law. Berger is equipped to advise and aid clients filing for chapters 7 and chapter 13 bankruptcy. He also handles insolvencies under either chapter 11 or subchapter V under chapter 11. Berger has almost 40 years of experience in practicing law.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Avvo
5.0 / 5 (70)
Facebook
5.0 / 5 (10)
Google
3.7 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Law Offices of Scott Dicus logo
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Law Offices of Scott Dicus

369 South Glassell Street, Orange, CA 92866
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  • Debt Settlement

Business Description

The Law Offices of Scott Dicus represent individuals in bankruptcy cases in Orange. The law firm assists in the discharge and reorganization of personal debt. In addition to filing for chapters 7 and 13 bankruptcy, bankruptcy lawyer Scott Dicus also handles criminal record expungement and DUI, will, trust, and probate, and criminal defense cases. He has over 10 years of legal practice experience and has argued over 1,000 cases in over 40 countries.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Yelp
5.0 / 5 (20)
Avvo
5.0 / 5 (20)
Google
5.0 / 5 (19)

(+1 additional source)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
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Detail
––
Law Offices of Sean S. Vahdat & Associates APLC logo
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Law Offices of Sean S. Vahdat & Associates APLC

1224 East Katella Avenue Suite 211, Orange, CA 92867
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  • Chapter 7 Bankruptcy

Business Description

The Law Offices of Sean S. Vahdat & Associates APLC is a general service law firm based in Orange that handles cases under bankruptcy law. Sean S. Vahdat, who has been practicing law since 2005, leads the firm's chapter 7 bankruptcy counsel and representation for debtors. In addition to assisting in the discharging of personal debt, the firm also handles criminal defense, personal injury, and employment law cases. The firm has satellite offices in Irvine, Los Angeles, Inland Empire, and San Diego.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (33)
Google
5.0 / 5 (12)
Avvo
5.0 / 5 (6)

(+1 additional source)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Tran Bankruptcy Law logo
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Tran Bankruptcy Law

1633 East 4th Street, Santa Ana, CA 92701
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Tran Bankruptcy Law is a solo practice founded by Attorney Rex Tran in 2008 after returning from military duties in Iraq. The attorney has advocated for clients in bankruptcy matters throughout Southern California. His experience includes advising clients on the most appropriate form of bankruptcy for their circumstances, developing debt reduction plans, negotiating debt repayment plans, and preventing creditors from harassing his clients. He also helps clients discharge their debts.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (52)
Avvo
5.0 / 5 (45)
Yelp
5.0 / 5 (43)

(+1 additional source)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

What does a bankruptcy attorney do?

Bankruptcy attorneys help clients understand whether they qualify for bankruptcy and what their best options are. They also prepare and file petitions, answer questions during the proceedings, and educate clients about potential best steps for a positive bankruptcy outcome. Bankruptcy attorneys might also file motions or paperwork if creditors dispute the bankruptcy, or to stop creditors from taking collections actions forbidden by the bankruptcy.

What happens when you file bankruptcy?

Bankruptcy is a formal process that individuals, married couples, or businesses can enact when they are no longer able to pay creditors. In a bankruptcy proceeding, filers are allowed to reduce debt to more manageable levels to best pay off money owed.

Once the bankruptcy process is initiated, debt collectors can no longer seek repayments outside of the arrangements detailed in the bankruptcy settlement. Some forms of bankruptcy result in the liquidation of assets to pay back debts, while others allow filers to retain most of their possessions and investments. Many types of unsecured debt can be managed with bankruptcy filings, but not all.

Can you file bankruptcy on student loans?

Under most circumstances, student loans aren't dischargeable and aren't included in bankruptcy proceedings. In rare cases, it may be possible to eliminate student loans through bankruptcy, but only if the courts determine that continuing to pay the loans would impose an undue hardship. Meeting the criteria for undue hardship is challenging, and most bankruptcy filers don't qualify.

What is bankruptcy fraud?

Bankruptcy fraud is a blanket term that refers to any kind of dishonest bankruptcy proceeding, which can include:

  • Hiding assets by transferring them to another person or entity
  • Intentionally omitting assets when reporting to the court
  • Destroying or withholding required documents
  • Knowingly making false statements to bankruptcy trustees or creditors

How long is bankruptcy on public record?

How long bankruptcy stays on public record depends on the kind of bankruptcy filing in question. Chapter 7 bankruptcy remains on the record for 10 years as there isn't necessarily a repayment component. Chapter 13 bankruptcy remains on the record for seven years as some obligations are repaid following filing based on the terms of a discharge settlement.

Does bankruptcy clear tax debt?

Bankruptcy can clear tax debt, depending on the circumstances. Taxes are dischargeable under Chapter 7 bankruptcy, not Chapter 13, and only if the tax debt is:

  • Federal income tax debt related to current properly filed tax returns
  • Honestly incurred with no fraud or evasion
  • At least three years old
  • Assessed at least 240 days before bankruptcy filings

Existing liens are not eliminated with bankruptcy.


Can they take my car in Chapter 7 bankruptcy?

In many cases, it's possible to keep a vehicle following Chapter 7 bankruptcy. The Chapter 7 Motor Vehicle Exemption allows filers who own their vehicles outright or who are up to date with payments to keep their cars. However, those behind on making car payments are required to arrange a repayment plan. Otherwise, the vehicle may be repossessed as a part of the proceedings.

How bad is it to file bankruptcy twice?

Although possible, due to the damaging nature of bankruptcy, filing bankruptcy more than once isn't recommended. Filing multiple times puts a serious burden on one's credit report, making it harder to get a loan, buy a house, buy a car, or even open credit cards.

Note that filing for bankruptcy isn't something that can be done at a filer's leisure. There are time limits following bankruptcy cases that dictate when it's permissible to file again. For example, after Chapter 7 bankruptcy, filers must wait at least eight years before filing Chapter 7 again or four years before filing Chapter 13.

Can anyone file bankruptcy?

Anyone can file bankruptcy, but there are limitations regarding which form of bankruptcy is permissible. Qualifying for Chapter 7 requires a means test that evaluates income, debt levels, and income left over each month after paying basic obligations. Income over the median set by the court and monthly income that allows meaningful payments toward unsecured debt can disqualify filers from Chapter 7, which is generally the preferred form of bankruptcy due to the possibility of a full discharge. Anyone can file Chapter 13 bankruptcy, but the terms are less favorable. In most cases, some debts must be repaid following a successful filing. Chapter 13 is also more likely to result in asset forfeiture.

How will bankruptcy affect my credit score?

Bankruptcies are noted on credit reports. How much a bankruptcy might drop a person's credit score depends on how high the score was to begin with, but generally speaking, the hit can be as much as 100 to 200 points. Often scores are already dropping because people filing for bankruptcy may have already missed payments on debts. Chapter 13 bankruptcies are listed on credit reports for seven years from the filing date, while Chapter 7 bankruptcies are listed for 10 years from the filing date. This is because Chapter 13 bankruptcies require at least partial payment of debts owed.

What are the benefits of filing for bankruptcy?

Filing a bankruptcy petition causes an automatic stay. This legally stops creditors from taking further action to collect debt, including garnishing wages or foreclosing on property. Going through a bankruptcy successfully means that debts included in the bankruptcy are discharged and don't have to be paid back, except as provided in a Chapter 13 repayment plan. Bankruptcy can help someone recover from financial duress so they can make better decisions and improve financial situations in the future. Disadvantages can include temporary lower credit scores and limitations on spending and financing.

What's the difference between debt settlement and bankruptcy?

Debt settlement occurs when people negotiate with individual creditors. The creditor agrees to take a payment that's lower than what someone owes and call the debt “paid in full.” Bankruptcy is a legal process that causes debts to be dismissed after someone proves they don't currently have the means to pay their debts as owed. Typically, someone can't enter into bankruptcy and also settle some debts, because the court would see that as favoring one creditor over another.

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