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Best Financial Advisors in Ontario

2024

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SmartAdvisor by SmartAsset

Ontario, CA
  • Estate Planning
  • Financial Planning
  • Investment Management
  • Retirement Planning

Why choose this provider?

SmartAsset's free, five-minute tool makes it easy to find qualified financial advisors in your area. The exclusive tool uses a quick survey to help SmartAsset's exclusive algorithm match you with up to three advisors based on your specific financial needs. Each advisor is a fiduciary, legally bound to work in your best interest, and rigorously vetted by SmartAsset. You can speak with each for free, sometimes within a matter of minutes, and choose whom you want to work with. Hundreds of thousands of smart investors and retirees have already used SmartAsset's simple, no-cost service to find the right financial advisors for them.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
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Price: Free Consultation

Ontario, CA

Why choose this provider?

Need help contacting a Financial Advisor in Ontario? Call our Concierge team at 848-Book-Pro (848-266-5776 from 6 am - 4 pm PT | Mon - Fri). They are standing by to help you get the service you need.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free booking service | Call 848.Book.Pro!

Website
3400 Inland Empire, Suite 100, Ontario, CA 91764
  • Certified Financial Planner (CFP)
  • Private Wealth Advisor

Why choose this provider?

Falcon Wealth Planning, Inc., is a full-service financial services company that caters to the needs of individuals and businesses in Ontario and nearby communities. The firm helps clients in protecting and maximizing their financial assets by providing personalized solutions akin to their financial goals. Its financial advisors focus on retirement planning, investment management, financial planning, tax preparation and review, as well as wealth management. The company has been serving the financial needs of people since 2014.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (27)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
3333 E. Concours Street, Ontario, CA 91764
  • Estate Planning
  • Private Wealth Advisor
  • Retirement Planning
  • Insurance Products

Why choose this provider?

Landmark Wealth Management Group is a financial advisory firm that caters to individuals, families, and businesses in Ontario and the surrounding communities. Its line of services includes financial data gathering and reviews, estate planning strategies, investment planning, retirement income distribution, and stock options analysis. It also offers guidance and annual reviews on clients' insurance products. Todd Gillingham, a partner, is a Certified Financial Planner with more than 30 years of experience in the financial services industry.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Frequently Asked Questions

  • Introduction

    There are many titles for financial professionals, so it's challenging to track what each one means. A financial advisor is probably the term you've heard most often. Financial advisor is a broad term for a professional who helps individuals or companies manage their finances, including investment choices. There are over 100 certifications that financial advisors can obtain.

    • Financial planners, wealth managers, and investment advisors are all financial advisors with different focus areas.
    • A financial planner helps an individual or a company make a plan to achieve long-term financial goals.
    • A wealth manager helps individuals maintain their wealth through various disciplines and services, such as taxes, estate planning, and investment advice.
    • An investment advisor offers investment advice and recommendations to individuals or organizations.
    There’s a misconception that you have to be extremely wealthy to use a financial advisor. In reality, they can be beneficial for people from any income level. Keep reading to find answers to the most commonly asked questions about financial advisors, so you know which type can fit your specific needs.

  • What can you do with your 401(k) in case of job loss or change in Ontario?

    In case of job loss or change in Ontario, you can opt to do the following for your traditional 401(k):

    • keep assets where they currently are
    • roll them over to a new 401(k) with a new employer
    • roll them to either a traditional IRA or a Roth IRA
    • take a cash distribution When it comes to Roth 401(k) assets, these cannot be rolled over or converted into either a traditional 401(k) or a traditional IRA. You can either keep assets within the plan of the old employer or take them as cash distribution, subject to different requirements.
  • Can non-cash charitable contributions help minimize your tax liability in Ontario?

    Yes. Appreciated stocks or assets you have held for more than a year count as non-cash charitable contributions when given to a charity. This will help you save on capital gains taxes in Ontario. If you are going after this strategy, make sure to secure a tax deduction to prove the donation when filing your taxes. Also, seek the assistance of financial and tax professionals to help ensure this is executed properly per IRS requirements.

  • How can you protect your assets in Ontario from lawsuits?

    To protect your assets in Ontario from lawsuit judgments, get a personal liability or "umbrella" liability insurance policy. This protects you against claims from property damage, bodily injury, and personal injury. The policy usually sits on top of the automobile and homeowner’s insurance plans and provides coverage for any policy gaps or plan limits. Some personal liability or "umbrella" liability insurance policies cover legal defense costs. Overall, having this kind of insurance is still an inexpensive way to safeguard your assets.

  • When is the right time to claim social security benefits in Ontario?

    You can claim social security benefits in Ontario as early as 62 years old. However, it is better to delay retirement beyond your full retirement age. Experts advise you start collecting benefits when you reach 70 years old. This increases your benefit by 8% each year that you wait, over and above annual inflation adjustments. Make sure that you claim at age 70 because the Social Security Administration (SSA) will only pay you retroactively for benefits accrued up to six months after your 70th birthday.

  • What happens if you do not have a beneficiary in your insurance plan in Ontario?

    If you do not have a beneficiary in your insurance plan in Ontario, your proceeds will be subject to probate, which will incur expenses and delays associated with settling an estate. Remember to add names to both primary and contingent beneficiaries when getting an insurance policy. Depending on the limits of the insurance plan, you can name as many beneficiaries as you want. In the event that you and your primary beneficiary die simultaneously, the contingent beneficiary is the next in line to have the rights to your proceeds.

  • Are financial advisors worth it?

    Whether or not a financial advisor is worth it depends on your personal situation. If your finances are fairly straightforward, then you may be better off handling it on your own. But if you have substantial assets or a complex investment portfolio, then hiring someone to handle it for you can be well worth the cost.