Best Credit Repair Companies in Ontario

Laurels
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Credit Repair Companies FAQs

Learn more
Credit Saint logo
FEATURED
Visit Website
Free credit evaluation

Credit Saint

Ontario, CA
Visit Website

Business Description

Credit Saint offers credit repair assistance and guidance to clients in Louisville. With over 15 years of expertise, it evaluates a consumer's credit history to challenge or negotiate inaccurate, incomplete, unverified, and outdated information. These include collections, charge-offs, judgments, and repossessions. It also counsels clients on the impact of their credit scores on financial activities and on the ways to optimize a positive report when paying bills. Credit Saint also provides clients with a credit monitoring service.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (5320)
Yelp
2.5 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free credit evaluation

Visit Website

Credit Saint

ASAP Credit Repair logo
Visit Website

ASAP Credit Repair

6216 Brockton Avenue, Riverside, CA 92506
Visit Website
  • Credit Dispute

Business Description

ASAP Credit Repair is a company serving Ontario and surrounding communities. It offers credit repair services that include examination of reports, presenting disputes to the credit bureaus, and removal of bad records. Its team works to remove different types of items from the credit history such as bankruptcies, late payments, foreclosures, collections, and credit fraud. A cloud backup service is also available for businesses to ensure the reliability and safety of data. Clients are praising the company for its help in increasing their credit scores quickly.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.0 / 5 (214)
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit Website

ASAP Credit Repair

Credit Repair logo
Visit Website

Credit Repair

5179 Brooks Street, Montclair, CA 91763
Visit Website
  • Credit Audit
  • Credit Dispute

Business Description

Credit Repair is a company offering comprehensive credit repair solutions to Ontario residents. Its credit professionals challenge unverified, inaccurate, and obsolete information on credit reports to eliminate factors that can have a negative impact on a client's credit scores. Such information may include late payments, collections, medical bills, charge-offs, repossessions, and bankruptcies. Foreclosures and judgements are also checked. The company's credit repair program is designed to help clients get approved for new leases, personal loans, mortgages, and car purchases.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit Website

Credit Repair

Future Credit Fix logo
Visit Website

Future Credit Fix

5455 Wilshire Boulevard, Los Angeles, CA 90036
Visit Website
  • Credit Audit

Business Description

Future Credit Fix is a credit repair company serving in Ontario and Los Angeles. The company has a credit restoration program designed to produce quick results that enable clients to qualify for loans and credit cards. Its professionals offer business strategies that include personalized consultation with a FICO-certified professional, dispute tactics, identifying and analyzing, and customized education. The staff at Future Credit Fix has more than 20 years of combined experience in the credit repair industry.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (58)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit Website

Future Credit Fix

MBM Credit Solutions Inc logo
Visit Website

MBM Credit Solutions Inc

9327 Fairway View Place, Rancho Cucamonga, CA 91730
Visit Website
  • Credit Dispute

Business Description

MBM Credit Solutions Inc. is a credit repair firm that serves the Ontario metro area. The company provides credit restoration services that include custom dispute letters and dispute options tailored to the clients' needs and preferences. Its team also works with creditors and credit bureaus for customers to achieve their goals and improve their credit scores. MBM Credit Solutions Inc. allows its clients to access their case status and updated information via its website.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (10)
Google
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit Website

MBM Credit Solutions Inc

Second Chance Financial logo
Visit Website

Second Chance Financial

123 East Arrow Highway, San Dimas, CA 91773
Visit Website
  • Credit Monitoring

Business Description

Second Chance Financial is a credit repair company extending its services to clients in Ontario. For nearly three decades, it has been helping individuals qualify for home loans and car financing. The team provides credit repair, credit rebuilding, and debt negotiation. It employs a three-step credit repair process involving an initial consultation and credit report review, disputing incorrect items, and raising FICO credit scores. It also offers real estate services, mortgage options, and insurance products.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
3.0 / 5 (38)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit Website

Second Chance Financial

XL Credit Restoration logo
Visit Website

XL Credit Restoration

9431 Haven Avenue, Rancho Cucamonga, CA 91730
Visit Website
  • Credit Monitoring

Business Description

XL Credit Restoration evaluates credit and guides customers in Ontario and Rancho Cucamonga. The company helps customers remove negative items from their credit account like late payments, bankruptcies, medical bills, charge-offs, and foreclosure. Its team of credit consultants provides personalized dispute options, helps with the entire process, submits custom dispute letters on customers' behalf, and offers 24/7 web access. In addition, XL Credit Restoration offers credit-building options, student loan assistance, and financial products.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.5 / 5 (2)
Visit Website

XL Credit Restoration

Back to Providers

Frequently Asked Questions

Can credit repair companies remove bankruptcies?

A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

How do you repair credit after identity theft?

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.

Is credit repair legal?

Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.

Read All FAQS