Expertise.com

2024

Last updated:

Best Local Car Insurance Agencies in Ontario, CA

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Ontario Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

101Reviewed

62Curated

5Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

10022 Tristan Drive, Downey, CA 90240
WebsiteLicense: 0C94230

Expertise.com Rating

Review Sources

Yelp
4.5 (6)

Why choose this provider?

Carmar Insurance Agency is an independent insurance provider that has been serving all of Southern California, including Ontario, for more than a decade. Its reputable team of brokers and associates work closely with multiple carriers to help vehicle owners obtain car insurance policies that can protect them in the event of an automotive emergency. Available plans include collision, comprehensive, property damage, bodily injury liability, and uninsured or underinsured liability coverage. Carmar Insurance Agency also insures motorcycles, boats, and RVs.

  • Multiple Carriers
  • Motorcyle & ATV
  • RV & Motorhome

4320 Mills Circle, Ontario, CA 91764
WebsiteLicense: 0C36821

Expertise.com Rating

Review Sources

Google
4.6 (11)
Yelp
3.0 (2)

Why choose this provider?

Save In Insurance's services revolve around helping car owners through the process of ensuring financial protection for their vehicles. The Ontario-based agency analyzes clients' needs to provide them recommendations for auto insurance policies and prevent financial risks caused by damages, personal injuries, and liabilities. Save In Insurance's agents also work to secure coverage for the consequences of vehicular collisions, natural disasters, theft, and vandalism. The agency has been in operation for over two decades and also offers DMV services.

  • Bundling Option

118 West Holt Boulevard, Ontario, CA 91762
WebsiteLicense: 0K29848

Expertise.com Rating

Review Sources

Google
4.3 (38)
Facebook
5.0 (7)

Why choose this provider?

Rana Insurance is an independent insurance agency specializing in auto, homeowners, business, motorcycle, and SR-22 insurance for individuals, families, and businesses in Ontario for over eight years. The agency offers peace of mind for clients seeking protection against financial loss in case of roadside accidents. Its auto insurance covers property, liability, and medical coverage, and other standard types of coverage options. Established in 2012, its professional team of agents is dedicated to structuring the best policy for clients.

  • Motorcyle & ATV

941 West Mission Boulevard, Ontario, CA 91762
WebsiteLicense: 0I06311

Expertise.com Rating

Review Sources

Google
4.5 (31)
Facebook
5.0 (4)
Yelp
4.0 (4)

Why choose this provider?

Tony Moreno Insurance is an Ontario-based company that has been dealing with auto, home, and business insurance products and solutions since 1999. It offers comprehensive auto insurance policies to clients for their new or pre-owned personal or commercial vehicles. The independent agency is committed to providing the appropriate and relevant coverages based on its customers' auto insurance needs. Tony Moreno Insurance also has services for vehicle registration and coverage for vehicles traveling to Mexico.

  • Multiple Carriers

2880 North Garey Avenue, Pomona, CA 91767
WebsiteLicense: 6001405

Expertise.com Rating

Review Sources

Yelp
5.0 (5)
Facebook
5.0 (2)

Why choose this provider?

Jorge Ubina is a State Farm insurance agent servicing the Ontario community. State Farm offers a wide range of car insurance coverages for teen drivers, rental cars, and sports cars. The coverage options can include collision and comprehensive insurance coverages. The agency also offers banking and investment services for clients. Ubina's team of experienced insurance agents enjoys helping local businesses and the local community. The local agency takes pride in its ability to educate clients about their insurance coverage needs.

  • Multiple Carriers
  • Bundling Option

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Carmar Insurance Agency
10022 Tristan Drive, Downey, CA 90240
Save In Insurance
4320 Mills Circle, Ontario, CA 91764
Rana Insurance
118 West Holt Boulevard, Ontario, CA 91762
Tony Moreno Insurance - Ontario
941 West Mission Boulevard, Ontario, CA 91762
Jorge Urbina
2880 North Garey Avenue, Pomona, CA 91767

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Can you renew your vehicle registration in Ontario if your insurance policy has lapsed?

    No, you cannot renew your vehicle registration online with a lapsed policy because the registration will be deemed incomplete without proof of insurance. If your coverage lapsed because you forgot to make a payment, ask your insurer whether your policy can still be reinstated. If they refuse, you must get insured with another company and present your insurance card in person at the California Department of Motor Vehicles office.

  • Who is qualified in Ontario for California’s Low Cost Auto insurance program?

    Ontario residents who are at least 16 years of age, own a car with a maximum value of $25,000, and have a valid state-issued driver’s license may be eligible for the CLCA program. They must also be well-behaved or new drivers and meet specific income requirements based on their household size. A qualification questionnaire is available on the CLCA website.

  • If you are a woman living in Ontario, can auto insurers set lower rates for you based on your gender?

    No, insurers in Ontario cannot give you lower rates, or higher ones, for that matter, just because you are a woman. California has prohibited this practice since 2019 when it issued the Gender Non-Discrimination in Automobile Insurance Rating Regulation. Insurers were required to revise the driver class plans they use for determining risks and setting premiums.

  • Is there a government-provided tool that you can use to compare auto insurance rates in Ontario?

    Yes. Several websites offer information about rates in Ontario, but you can check the Automobile Insurance Comparison Tool by the California Department of Insurance if you prefer one that is government-provided. This tool shows premiums among various insurers using data gathered from an annual survey by the department’s Data Analytics and Reporting division.

  • Should seniors in Ontario work with a broker when purchasing auto insurance?

    It depends—there are both advantages and disadvantages to doing this. A broker can save effort in shopping around for auto insurance quotes, but this comes with fees for their services. Seniors in Ontario who would like to save on costs can always request quotes directly from insurers, although this might be time-consuming.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.