Best Mortgage Brokers in Oceanside

2021

Blackstone Financial Inc.

• Commercial Loans

Blackstone Financial Inc. is a Carlsbad residential and commercial real estate financing company that works with clients in and around the local area, including Oceanside. Its staff walks clients through the mortgage process, starting with understanding the client's situation and establishing financial goals. The company can also refinance a client's mortgage by changing its term and rate or through a cash-out refinance. Founder Magdy Badr is a certified commercial investment member, mortgage banker master, and accredited mortgage professional.

Bluefire Mortgage

• Refinance

Bluefire Mortgage is a mortgage lender that offers a variety of loan products for Oceanside borrowers planning to finance their homes. It offers concierge services for lending programs such as FHA, VA, and adjustable-rate mortgage loans. The company additionally has 60 years of professional experience in residential purchase financing. With a mission to promote education, Bluefire Mortgage designates a portion of its profits to fund the schooling of orphaned children in the rural areas of India.

Boulton Mortgage and Real Estate Service

• Reverse Mortgages
• Refinance
• New Construction

Boulton Mortgage and Real Estate Service is a mortgage broker located in Vista. Serving clients in and around Oceanside, the company's team is comprised of mortgage loan officers, reverse mortgage specialists, and real estate agents. Among the programs that the team offers include VA home loans, reverse mortgage, and mortgage refinancing. It also works with over 20 lenders to give home buyers a wide range of loan options. Denise Boulton has been in the mortgage and real estate industry for over three decades.

Dylan Newman

• Refinance
• New Construction

Dylan Newman is a seasoned mortgage broker and loan officer for Wintrust Mortgage serving home buyers and sellers in Oceanside. He also helps customers who are looking for lenders to refinance their respective properties. Dylan's expertise ensures that clients will get pertinent details of the step-by-step process towards securing a mortgage fit for one's needs. Wintrust Mortgage is ranked as one of the top 20 mortgage originators and lending entities in the country with a portfolio of over $4 billion every year across 50 states.

Eagle Platinum Mortgage

• Refinance

Eagle Platinum Mortgage offers a range of mortgage loan programs in Oceanside. Whether a client is planning on buying a home or considering refinancing, the company provides personal service and mortgage loan solutions tailored to their specific needs. Its loan products include conventional loans, jumbo mortgages, VA and FHA loan programs, and hard money loans. Its team of mortgage professionals provides assistance throughout the complex loan process, from reviewing a client's credit and income history to finding a lender.

Fitzpatrick Capital

• Refinance

Fitzpatrick Capital is a mortgage company that serves clients in Oceanside. Its team of mortgage loan specialists offers various mortgage loan options for home buyers and homeowners who are planning to refinance their loans, including conventional loans, jumbo loans, VA loans, fixed-rate mortgages, adjustable-rate mortgage loans, and reverse mortgages. The family-owned company was established by the couple Meghan and Jeff Fitzpatrick in 2003. Meghan has more than 19 years of experience in the mortgage industry.

Frontier Loan Group, Inc.

Frontier Loan Group, Inc., is a mortgage broker that serves clients in Oceanside. The company offers several mortgage loan options for homebuyers and homeowners who want to refinance their mortgages, including purchase loans, reverse mortgages, FHA loans, and VA loans. Its team of professionals also aims to simplify the loan process by educating clients about pricing, interest rates, the real estate process, and the loan process. Michael Gaddis, an attorney, established the company in 2004.

Gapital Mortgage

• Refinance

Gapital Mortgage helps the residents of Oceanside understand the mortgage process and achieve their financial goals. As a mortgage broker, the company employs a seamless process and adopts a transparent approach in providing comparative mortgage quotes. Its mortgage specialists offer necessary support in the qualification, application, and closing phases, informing clients of available loan choices, such as conventional, VA, USDA, and FHA loans. Its mother-and-son team, Tacy Nichols and Cody Stevens, established the company to encourage connections and help people.

Jason Colburn

• Commercial Loans
• Refinance
• New Construction

Jason Colburn is a senior loan officer at Fitzpatrick Capital, serving clients in the Oceanside area. Colburn assists clients throughout the process and educating them using his extensive knowledge of various loan programs. He has helped clients purchasing and refinancing properties, striving to provide prompt and efficient services. Despite having a team of professionals, Colburn remains personally involved in every client's transaction. Before working with Fitzpatrick Capital, Colburn worked as a senior mortgage banker for several companies.

Josh Jelsing

• Refinance

Josh Jelsing is the owner and CEO of PGS Home Loans, with over 20 years of experience in the mortgage industry. His years of experience working in different areas of the home buying business allow him to provide a different perspective in dealing with clients. He handles different types of residential mortgage programs, including portfolio Alt-A, Freddie Mac, Fannie Mae, FHA, VA, and hard money loans. Clients described him as knowledgeable and responsive to their queries. Jelsing caters to clients in Oceanside.

JP Mortgage

• Refinance

JP Mortgage is an Oceanside mortgage professional that specializes in home financing services and real estate services for clients in the metro. The company was founded by John Prietto, a seasoned real estate finance professional with years of technical experience in finance and mortgage strategies. His firm offers different options for home financing such as conventional loans and government loans. The company's website also offers various pre-qualification guides and calculators for both current and prospective homeowners.

Lisa Toscano My Mortgage Girl

• Refinance
• New Construction

Lisa Toscano My Mortgage Girl helps clients navigate through a variety of home loans and mortgage options available in the market. Mortgage broker Lisa services conventional and non-traditional loans. She handles foreign national, FHA, non-QM, VA, and USDA loan options, as well as refinance and reverse mortgages. Lisa is a state-licensed broker and is a member of the National Association of Mortgage Brokers (NAMB). Her services are available to residents in and around Oceanside.

Michael Gaddis, J.D. Realty Group

• Refinance

Michael Gaddis, J.D. Realty Group is a full-service real estate firm serving clients in Oceanside and the surrounding areas. It specializes in luxury homes, sales, and short sales. Real estate attorney and mortgage broker Michael Gaddis carries more than 10 years of experience in residential home sales and has a track record of closing complex real estate transactions. Gaddis is skilled in evaluating prequalification letters and uses his own marketing techniques to help clients get the most out of the sale of their houses.

Miller Financial, Inc.

• Refinance
• New Construction

Miller Financial, Inc., is a mortgage broker offering its services in Oceanside since 1991. Its loan programs include fixed-rate mortgages, refinancing, and FHA and VA loans. Its professionals also accept applications throughout the state by completing most of the loan process over fax, phone, and the internet. Additionally, Miller Financial has over 20 years of experience in the industry. It has developed partnerships with local banks and strives to use this connection to help clients close loans ahead of the expected time frames.

Mountain West Financial, Inc

• Refinance

Mountain West Financial, Inc., is a Redlands-based mortgage specialist that serves Oceanside residents. Whether clients need assistance in purchasing or refinancing, it offers a number of options such as conventional, renovation, combo HELOC, VA, and FHA loan programs. Furthermore, the company also provides energy-efficient mortgages that allow VA and FHA borrowers to fund energy preservation developments into their loans. Mountain West Financial has been helping home loan purchasers and refinancers for more than 30 years.

North Coast Financial, Inc.

• Reverse Mortgages
• Refinance

North Coast Financial, Inc., is a hard money lending business with more than 40 years of experience. It has been serving loans to real estate investors and property owners in Oceanside and surrounding areas since 1981. Don Hensel is a managing broker and the president of the business. He is a member of the California Mortgage Association and is personally involved in the loans provided to customers. The loans offered by the business include investment and rental property, probate and estate, and owner-occupied hard money loans.

Pacific Coast Home Mortgage

• Commercial Loans
• Reverse Mortgages

Pacific Coast Home Mortgage is a mortgage brokerage serving clients in Oceanside. Its loan programs include conventional, construction, reverse, FHA, and VA loans. The company is managed by Mark O'Toole, who has over a decade of experience in loan origination and has funded more than 600 mortgage transactions. O'Toole aims to stay updated on the latest program guidelines to ensure a smooth mortgage transaction. Moreover, the company's website has a wide selection of calculators and tools, including amortization, qualification, and pre-payment calculator.

Platinum Mortgage Group

• Refinance
• New Construction

Platinum Mortgage Group provides a variety of home purchasing and refinancing loan options to clients in Oceanside. This company offers comprehensive loan products and programs, including FHA, VA, and jumbo loans; down payment assistance; and reverse mortgages. Alexis Roper, the company's residential mortgage loan originator, started her career in the industry in 2001 as a loan consultant. Roper strives to work closely with her clients throughout the process of residential and investment loans and helps them make informed decisions.

Point Mortgage Corporation - Menifee

• Refinance

Point Mortgage Corporation - Menifee is a mortgage banking company that delivers lending services for builders, real estate agents, and homebuyers in Oceanside. It provides loan products, such as home purchase, refinance, equity, and reverse mortgages. In addition, the application process, including viewing loan alternatives, is available online. Point Mortgage Corporation - Menifee has access to a wide range of mortgage solutions that helps them fulfill its goal of assisting families in finding the right choice for their homeownership goals.

Shaffer Realty And Mortgage

• New Construction

Shaffer Realty and Mortgage has been attending to the financial needs of Oceanside for 20 years. The company is focused on homeowners and home sellers in providing advice, negotiating skills, marketing knowledge, and closing of a transaction. Its team is also adept in dealing with conventional loans, jumbo loans, FHA loans, VA loans, and reverse mortgages. Shaffer Realty and Mortgage provides real estate options such as buyer rebate program, home buying, and plan of action listing.

Steve Tempel

• Reverse Mortgages
• Refinance

Steve Tempel is a mortgage advisor at Vintage Mortgage Professionals who serves clients in Oceanside. He offers a variety of loan programs for borrowers, including adjustable-rate loans, FHA home loans, fixed-rate home loans, jumbo loans, USDA home loans, and reverse mortgages. Vintage Mortgage Professionals is a lender and a subsidiary of Finance of America. It is committed to providing its employees with technology resources and marketing strategies to deliver loans that suit the needs of clients.

Strategic Equities

• Refinance
• New Construction

Strategic Equities is a mortgage broker that serves residential and commercial clients in Oceanside. The company offers a variety of loan programs, which include fixed-rate mortgage loans, conventional home loans, jumbo loans, VA home loans, and home equity lines of credit. It also accommodates borrowers whose situations call for full documentation loans, no-document mortgage loans, non-owner-occupied, and multifamily loans. Strategic Equities works with more than 55 investors and private lenders.

The Marelly Group

• New Construction

The Marelly Group is a real estate company that serves the Oceanside community and the rest of North San Diego County. Aside from helping clients buy or sell their homes, it also helps homebuyers finance their dream properties. Having access to sponsoring lenders, its team of local financing experts guides each client through the process of obtaining a suitable loan program. The loan program options available are conventional, FHA, VA, and adjustable and fixed-rate mortgages.

Tim Austin

• Refinance
• New Construction

Tim Austin is a mortgage broker who has over 20 years of real estate experience he shares with clients in the Oceanside area and the surrounding communities. With his vast network of mortgage lenders, he aims to guide homebuyers in finding and selecting the most suitable loan option for their specific needs, goals, and financial status. Some of the loan options he assists with are FHA and VA loans, fixed-rate mortgages, and adjustable-rate mortgages.