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Best Mortgage Brokers in Oceanside

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2173 Salk Avenue, Carlsbad, CA 92008
Carlsbad, CA 92008
  • Commercial Loans

Blackstone Financial Inc. is a Carlsbad residential and commercial real estate financing company that works with clients in and around the local area, including Oceanside. Its staff walks clients through the mortgage process, starting with understanding the client's situation and establishing financial goals. The company can also refinance a client's mortgage by changing its term and rate or through a cash-out refinance. Founder Magdy Badr is a certified commercial investment member, mortgage banker master, and accredited mortgage professional.

2173 Salk Avenue, Carlsbad, CA 92008
Carlsbad, CA 92008

Website(888) 542-6656

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

2 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2121 Palomar Airport Road, Carlsbad, CA 92011
Carlsbad, CA 92011
  • Refinance

Bluefire Mortgage is a mortgage lender that offers a variety of loan products for Oceanside borrowers planning to finance their homes. It offers concierge services for lending programs such as FHA, VA, and adjustable-rate mortgage loans. The company additionally has 60 years of professional experience in residential purchase financing. With a mission to promote education, Bluefire Mortgage designates a portion of its profits to fund the schooling of orphaned children in the rural areas of India.

2121 Palomar Airport Road, Carlsbad, CA 92011
Carlsbad, CA 92011

Website(760) 930-0569

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

117 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

110 Civic Center Drive, Vista, CA 92084
Vista, CA 92084
  • New Construction
  • Refinance
  • Reverse Mortgages

Boulton Mortgage and Real Estate Service is a mortgage broker located in Vista. Serving clients in and around Oceanside, the company's team is comprised of mortgage loan officers, reverse mortgage specialists, and real estate agents. Among the programs that the team offers include VA home loans, reverse mortgage, and mortgage refinancing. It also works with over 20 lenders to give home buyers a wide range of loan options. Denise Boulton has been in the mortgage and real estate industry for over three decades.

110 Civic Center Drive, Vista, CA 92084
Vista, CA 92084

Website(760) 945-9924

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.2 / 5 ( Best)

Total Reviews:

15 (Better)

Score Consistency:

Consistent (Best)

26169 Jefferson Avenue, Murrieta, CA 92562
Murrieta, CA 92562
  • Refinance

Eagle Platinum Mortgage offers a range of mortgage loan programs in Oceanside. Whether a client is planning on buying a home or considering refinancing, the company provides personal service and mortgage loan solutions tailored to their specific needs. Its loan products include conventional loans, jumbo mortgages, VA and FHA loan programs, and hard money loans. Its team of mortgage professionals provides assistance throughout the complex loan process, from reviewing a client's credit and income history to finding a lender.

26169 Jefferson Avenue, Murrieta, CA 92562
Murrieta, CA 92562

Website(800) 763-7154

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

52 (Best)

Score Consistency:

Consistent (Best)

1921 Palomar Oaks Way, Carlsbad, CA 92008
Carlsbad, CA 92008
  • Refinance

Fitzpatrick Capital is a mortgage company that serves clients in Oceanside. Its team of mortgage loan specialists offers various mortgage loan options for home buyers and homeowners who are planning to refinance their loans, including conventional loans, jumbo loans, VA loans, fixed-rate mortgages, adjustable-rate mortgage loans, and reverse mortgages. The family-owned company was established by the couple Meghan and Jeff Fitzpatrick in 2003. Meghan has more than 19 years of experience in the mortgage industry.

1921 Palomar Oaks Way, Carlsbad, CA 92008
Carlsbad, CA 92008

Website(760) 476-1041

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

10 (Better)

Score Consistency:

Consistent (Best)

27645 Jefferson Avenue, Temecula, CA 92590
Temecula, CA 92590
  • Refinance

Gapital Mortgage helps the residents of Oceanside understand the mortgage process and achieve their financial goals. As a mortgage broker, the company employs a seamless process and adopts a transparent approach in providing comparative mortgage quotes. Its mortgage specialists offer necessary support in the qualification, application, and closing phases, informing clients of available loan choices, such as conventional, VA, USDA, and FHA loans. Its mother-and-son team, Tacy Nichols and Cody Stevens, established the company to encourage connections and help people.

27645 Jefferson Avenue, Temecula, CA 92590
Temecula, CA 92590

Website(877) 651-0316

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

15 (Better)

Score Consistency:

Consistent (Best)

1921 Palomar Oaks Way, Oceanside, CA 92008
Oceanside, CA 92008
  • New Construction
  • Refinance
  • Commercial Loans

Jason Colburn is a senior loan officer at Fitzpatrick Capital, serving clients in the Oceanside area. Colburn assists clients throughout the process and educating them using his extensive knowledge of various loan programs. He has helped clients purchasing and refinancing properties, striving to provide prompt and efficient services. Despite having a team of professionals, Colburn remains personally involved in every client's transaction. Before working with Fitzpatrick Capital, Colburn worked as a senior mortgage banker for several companies.

1921 Palomar Oaks Way, Oceanside, CA 92008
Oceanside, CA 92008

Website(760) 473-6632

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

8 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1635 South Rancho Santa Fe Road, San Marcos, CA 92078
San Marcos, CA 92078
  • Refinance

Josh Jelsing is the owner and CEO of PGS Home Loans, with over 20 years of experience in the mortgage industry. His years of experience working in different areas of the home buying business allow him to provide a different perspective in dealing with clients. He handles different types of residential mortgage programs, including portfolio Alt-A, Freddie Mac, Fannie Mae, FHA, VA, and hard money loans. Clients described him as knowledgeable and responsive to their queries. Jelsing caters to clients in Oceanside.

1635 South Rancho Santa Fe Road, San Marcos, CA 92078
San Marcos, CA 92078

Website(858) 442-9667

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

4 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

44 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

26395 Jefferson Avenue, Murrieta, CA 92562
Murrieta, CA 92562
  • New Construction
  • Refinance

Lisa Toscano My Mortgage Girl helps clients navigate through a variety of home loans and mortgage options available in the market. Mortgage broker Lisa services conventional and non-traditional loans. She handles foreign national, FHA, non-QM, VA, and USDA loan options, as well as refinance and reverse mortgages. Lisa is a state-licensed broker and is a member of the National Association of Mortgage Brokers (NAMB). Her services are available to residents in and around Oceanside.

26395 Jefferson Avenue, Murrieta, CA 92562
Murrieta, CA 92562

Website(949) 436-3863

Show Number

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

41185 Golden Gate Circle, Murrieta, CA 92562
Murrieta, CA 92562
  • New Construction
  • Refinance

Miller Financial, Inc., is a mortgage broker offering its services in Oceanside since 1991. Its loan programs include fixed-rate mortgages, refinancing, and FHA and VA loans. Its professionals also accept applications throughout the state by completing most of the loan process over fax, phone, and the internet. Additionally, Miller Financial has over 20 years of experience in the industry. It has developed partnerships with local banks and strives to use this connection to help clients close loans ahead of the expected time frames.

41185 Golden Gate Circle, Murrieta, CA 92562
Murrieta, CA 92562

Website(951) 461-7044

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

3 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

30070 Temecula Parkway, Temecula, CA 92592
Temecula, CA 92592
  • New Construction
  • Refinance

Located in Temecula and serving the area of Oceanside, Modern Lending is a firm composed of mortgage brokers with over 30 years of combined experience. The team dedicates itself to providing a range of programs to its clients, including self-employed individuals and first-time homebuyers. They offer conventional, FHA, VA, USDA, and jumbo loans. They work under the leadership of president and CEO Brian Decker, who has been working in the sector for around 15 years.

30070 Temecula Parkway, Temecula, CA 92592
Temecula, CA 92592

Website(844) 466-3376

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

365 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

210 East Fig Street, Fallbrook, CA 92028
Fallbrook, CA 92028
Instagram
  • Refinance

Mountain West Financial, Inc., is a Redlands-based mortgage specialist that serves Oceanside residents. Whether clients need assistance in purchasing or refinancing, it offers a number of options such as conventional, renovation, combo HELOC, VA, and FHA loan programs. Furthermore, the company also provides energy-efficient mortgages that allow VA and FHA borrowers to fund energy preservation developments into their loans. Mountain West Financial has been helping home loan purchasers and refinancers for more than 30 years.

210 East Fig Street, Fallbrook, CA 92028
Fallbrook, CA 92028

InstagramWebsite(877) 841-0497

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

750 (Best)

Score Consistency:

Variable (Good)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

2424 Vista Way, Oceanside, CA 92054
Oceanside, CA 92054
  • Refinance
  • Reverse Mortgages

North Coast Financial, Inc., is a hard money lending business with more than 40 years of experience. It has been serving loans to real estate investors and property owners in Oceanside and surrounding areas since 1981. Don Hensel is a managing broker and the president of the business. He is a member of the California Mortgage Association and is personally involved in the loans provided to customers. The loans offered by the business include investment and rental property, probate and estate, and owner-occupied hard money loans.

2424 Vista Way, Oceanside, CA 92054
Oceanside, CA 92054

Website(760) 722-2991

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

55 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2424 Vista Way, Oceanside, CA 92054
Oceanside, CA 92054
  • Commercial Loans
  • Reverse Mortgages

Pacific Coast Home Mortgage is a mortgage brokerage serving clients in Oceanside. Its loan programs include conventional, construction, reverse, FHA, and VA loans. The company is managed by Mark O'Toole, who has over a decade of experience in loan origination and has funded more than 600 mortgage transactions. O'Toole aims to stay updated on the latest program guidelines to ensure a smooth mortgage transaction. Moreover, the company's website has a wide selection of calculators and tools, including amortization, qualification, and pre-payment calculator.

2424 Vista Way, Oceanside, CA 92054
Oceanside, CA 92054

Website(888) 893-7775

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

80 (Best)

Score Consistency:

Consistent (Best)

1902 Wright Place, Carlsbad, CA 92008
Carlsbad, CA 92008
  • New Construction
  • Refinance

Platinum Mortgage Group provides a variety of home purchasing and refinancing loan options to clients in Oceanside. This company offers comprehensive loan products and programs, including FHA, VA, and jumbo loans; down payment assistance; and reverse mortgages. Alexis Roper, the company's residential mortgage loan originator, started her career in the industry in 2001 as a loan consultant. Roper strives to work closely with her clients throughout the process of residential and investment loans and helps them make informed decisions.

1902 Wright Place, Carlsbad, CA 92008
Carlsbad, CA 92008

Website(619) 436-8873

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4 / 5 ( Best)

Total Reviews:

12 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A

Friendliness: A+

Helpfulness: A+

Detail: A+

29737 New Hub Drive, Menifee, CA 92586
Menifee, CA 92586
  • Refinance

Point Mortgage Corporation - Menifee is a mortgage banking company that delivers lending services for builders, real estate agents, and homebuyers in Oceanside. It provides loan products, such as home purchase, refinance, equity, and reverse mortgages. In addition, the application process, including viewing loan alternatives, is available online. Point Mortgage Corporation - Menifee has access to a wide range of mortgage solutions that helps them fulfill its goal of assisting families in finding the right choice for their homeownership goals.

29737 New Hub Drive, Menifee, CA 92586
Menifee, CA 92586

Website(619) 475-4095

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

10 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

4332 Los Vecinos, Fallbrook, CA 92028
Fallbrook, CA 92028
Instagram
  • Reverse Mortgages

Protea Mortgage is a brokerage company that serves Oceanside and the surrounding communities. Mark and Jacob Fleigler found it as a branch of i3 Landing, Inc., a provider of mortgage services in the US. The company specializes in reverse mortgages, purchase loans, and refinances. It assists clients throughout the entire process — from pre-approval to closing. Because Protea's network of lenders can work with borrowers with a wide range of credit profiles. Clients' circumstances are thoroughly reviewed to offer a solution that is fit for their needs.

4332 Los Vecinos, Fallbrook, CA 92028
Fallbrook, CA 92028

InstagramWebsite(949) 290-7865

Show Number
244 Flores Lane, Vista, CA 92083
Vista, CA 92083
  • New Construction

Shaffer Realty and Mortgage has been attending to the financial needs of Oceanside for 20 years. The company is focused on homeowners and home sellers in providing advice, negotiating skills, marketing knowledge, and closing of a transaction. Its team is also adept in dealing with conventional loans, jumbo loans, FHA loans, VA loans, and reverse mortgages. Shaffer Realty and Mortgage provides real estate options such as buyer rebate program, home buying, and plan of action listing.

244 Flores Lane, Vista, CA 92083
Vista, CA 92083

Website(877) 654-7283

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

5 (Best)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

52 (Best)

Score Consistency:

Consistent (Best)

43537 Ridge Park Drive, Temecula, CA 92590
Temecula, CA 92590
  • Refinance
  • Reverse Mortgages

Steve Tempel is a mortgage advisor at Vintage Mortgage Professionals who serves clients in Oceanside. He offers a variety of loan programs for borrowers, including adjustable-rate loans, FHA home loans, fixed-rate home loans, jumbo loans, USDA home loans, and reverse mortgages. Vintage Mortgage Professionals is a lender and a subsidiary of Finance of America. It is committed to providing its employees with technology resources and marketing strategies to deliver loans that suit the needs of clients.

43537 Ridge Park Drive, Temecula, CA 92590
Temecula, CA 92590

Website(951) 695-0905

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

10 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

701 Palomar Airport Road, Carlsbad, CA 92011
Carlsbad, CA 92011
Instagram
  • New Construction
  • Refinance

Strategic Equities is a mortgage broker that serves residential and commercial clients in Oceanside. The company offers a variety of loan programs, which include fixed-rate mortgage loans, conventional home loans, jumbo loans, VA home loans, and home equity lines of credit. It also accommodates borrowers whose situations call for full documentation loans, no-document mortgage loans, non-owner-occupied, and multifamily loans. Strategic Equities works with more than 55 investors and private lenders.

701 Palomar Airport Road, Carlsbad, CA 92011
Carlsbad, CA 92011

InstagramWebsite(888) 600-6431

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

4 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

5256 South Mission Road, Bonsall, CA 92003
Bonsall, CA 92003
  • New Construction

The Marelly Group is a real estate company that serves the Oceanside community and the rest of North San Diego County. Aside from helping clients buy or sell their homes, it also helps homebuyers finance their dream properties. Having access to sponsoring lenders, its team of local financing experts guides each client through the process of obtaining a suitable loan program. The loan program options available are conventional, FHA, VA, and adjustable and fixed-rate mortgages.

5256 South Mission Road, Bonsall, CA 92003
Bonsall, CA 92003

Website(760) 473-0000

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

166 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

6965 El Camino Real, Carlsbad, CA 92009
Carlsbad, CA 92009
  • New Construction
  • Refinance

Tim Austin is a mortgage broker who has over 20 years of real estate experience he shares with clients in the Oceanside area and the surrounding communities. With his vast network of mortgage lenders, he aims to guide homebuyers in finding and selecting the most suitable loan option for their specific needs, goals, and financial status. Some of the loan options he assists with are FHA and VA loans, fixed-rate mortgages, and adjustable-rate mortgages.

6965 El Camino Real, Carlsbad, CA 92009
Carlsbad, CA 92009

Website(760) 310-5485

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

4 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

6 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: Do mortgage brokers need to be licensed?
A: Yes, all mortgage brokers need to be licensed. Individuals need to complete a 20-hour class that goes over state and federal laws for mortgages and other important information. Next, individuals take the official test with the National Mortgage Licensure System.
Q: Is it difficult to pass the mortgage brokers’ test?
A: Upon completion of educational requirements, you must pass the mortgage broker test to receive your license. It's a two-part test called the Safe Mortgage Loan Originator Exam, and it can be a bit challenging. Out of almost 87,600 national test-takers, 57% passed on their first attempt. The test includes both a state and national portion and requires a minimum score of 75% to pass.
Q: What is a surety bond for mortgage brokers?
A: A surety bond is a legal contract that binds three parties — the obligee, the principal, and the surety. Surety bonds are typically required to receive a license for operating as a mortgage broker. When a mortgage broker gets a surety bond, it's a legal guarantee they'll perform their obligations to their customers as required by law.

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