Expertise.com

2024

Last updated:

Best Renter's Insurance Companies in Oakland

Our Recommended Top 6

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Oakland Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

152Reviewed

93Curated

6Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
410 14th Street, Oakland, CA 94612
  • Multiple Carriers

Why choose this provider?

Rate Crushers Insurance Brokers finds coverage options for renters throughout Oakland. Established in 1996, the independent company also creates responsible protection programs, assigns coverages to the insurance agencies, and offers special plans catered to a wide range of industries. It also handles homeowners' needs such as declaration requests, evidence requests, and coverage for existing policies. Furthermore, the agency serves the Phoenix area and represents a variety of insurance carriers including Geico, Nationwide, Progressive, and Liberty Mutual.

License Verified:

License: 0M42058

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (54)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3608 Grand Avenue, Oakland, CA 94610
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Brady-Harbord-Payne Insurance Brokers is a full-service agency in Oakland that was founded in 1986. It offers personal insurance products such as renters' insurance, auto insurance, identity theft protection, valuable items protection, home insurance, and insurance for boats, yachts, and personal watercraft. It also offers commercial, life, and health insurance. As an independent agency, it works with multiple insurance carriers, allowing its agents and clients to browse through a number of options and secure the coverage that fits their needs.

License Verified:

License: 0707158

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.5
Google
3.0 / 5 (3)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
328 Davis Street, San Leandro, CA 94577
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Edwin Jasper is an insurance professional who runs his own agency through State Farm. He caters to individuals and businesses in the Oakland metro and neighboring communities. He offers renters' insurance products, covering clients' personal belongings such as clothing, computers, electronics, furniture, and TVs. Additionally, he provides auto, health, home, life, and property insurance policies. Jasper has been with State Farm for 30 years. His team includes Spanish-speaking members, allowing it to cater to a broader range of clients.

License Verified:

License: 0J16809

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (69)
Yelp
4.0 / 5 (21)
Facebook
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
320 13th St Ste 103, Oakland, CA 94612
  • Multiple Policy Types

Why choose this provider?

Sharon Li is a Farmers Insurance agent in Oakland who helps people with matters related to risk management. She crafts renters' insurance plans, which protect rental homes and personal belongings from unforeseen events. Li also offers home and condominium insurance, as well as policies that provide additional asset protection. She has been an agent for Farmers for over seven years and is fluent in Cantonese. Her clientele extends throughout the San Francisco Bay Area.

License Verified:

License: 0F30308

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2221 Harbor Bay Parkway, Alameda, CA 94502
  • Multiple Policy Types

Why choose this provider?

Kelly Lux is an agent and owner of State Farm Insurance in Alameda. Since 1994, she has been providing insurance and financial services for clients in the area and in Oakland, Fremont, and East Bay Area. She is a second-generation State Farm agent with over 25 years of experience in the insurance industry. She offers insurance products such as health insurance, auto insurance, homeowners insurance, renters' insurance, life insurance, and financial services. She and her team can speak English, Spanish, Hindi, and Punjabi.

License Verified:

License: 0L64463

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
5.0 / 5 (86)
Yelp
4.0 / 5 (43)
Facebook
5.0 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4685 Telegraph Avenue, Oakland, CA 94609
  • Multiple Policy Types

Why choose this provider?

Established in 1925, Brignole & Ghiri Insurance is an independent insurance agency serving clients in Oakland. The professionals in this company aim to help clients protect their property, providing renters', homeowners', condo, landlord, and umbrella insurance, in addition to flood and earthquake coverage. They also provide options for auto and life insurance. Brignole & Ghiri Insurance also serves commercial clients, providing workers' compensation and surety bonds coverage. Moreover, it represents multiple carriers, including Nationwide, The Hartford, and Safeco Insurance.

License Verified:

License: 0515724

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Yelp
4.0 / 5 (5)
Google
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • What is covered by Oakland renters insurance?

    Your Oakland renters insurance will cover personal belongings that belong to you, your spouse, pets, and family members who reside with you. Covered items may include clothing, appliances, furniture, electronics, and books. In addition, you will have less culpability if someone gets hurt accidentally while visiting your house. Your roommates won't be covered by your policy, so if you live jointly, they must get their own.

  • Does your Oakland renters insurance policy have a maximum coverage amount?

    Yes, your Oakland renters insurance policy has a maximum coverage amount. Your renter's insurance policy's declarations page would list your coverages in-depth and specify the maximum coverage amount for personal property. If purchased for specific personal belongings, the maximum coverage amount for additional coverage would be indicated.

  • What criteria should you consider while shopping for renters insurance in Oakland?

    When selecting renters insurance in Oakland, you should consider the policy limits, particular hazards covered, optional endorsements or riders, deductible amounts, the insurance provider's reputation and financial standing, and the overall price of the premiums. In Oakland, it is not legally necessary to have renters insurance, but some landlords could demand that tenants carry renters insurance.

  • What is the average price of renters insurance in Oakland?

    Oakland renters insurance may cost anything from $10 to $40 a month on average. The value of your personal items, your deductible, and the coverage limits you select can all affect how much renters insurance costs. Generally speaking, renters insurance protects personal belongings against natural catastrophes, fire, theft, and vandalism.

  • In Oakland, what is excluded from renter's flood insurance?

    There is no coverage for property damage under a renters flood insurance policy in Oakland. Because of the increased risk of flooding, residents of below-ground apartments may not be fully covered for their valuables or may not even be protected for their full replacement value. Additionally, flood insurance usually does not cover paper assets like cash, stock or bond certificates, or banknotes.

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