Expertise.com

2024

Last updated:

Best Mortgage Brokers in Norwalk

Our Recommended Top 11

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Norwalk Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

36Reviewed

26Curated

11Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

12501 Philadelphia St, Whittier, CA 90601
WebsiteLicense: 240012

Expertise.com Rating

Review Sources

Google
5.0 (39)
Facebook
5.0 (39)
Yelp
5.0 (17)

Why choose this provider?

Lending Enterprise is a mortgage brokerage delivering homeownership solutions to the communities in Norwalk. Its team of professionals customizes services for first-time homebuyers, mortgage borrowers who are thinking of refinancing, and those with ITIN. The staff assists clients in choosing from various financing programs such as VA, FHA, conventional, and jumbo loans. In addition, it helps clients with zero-downpayment goals acquire a suitable loan program. Lending Enterprise has been serving the public for over five years.

  • Reverse Mortgages

2525 Main Street Ste 410, Irvine, CA 92614
WebsiteLicense: 1459496

Expertise.com Rating

Why choose this provider?

American Prime Lending is a business that offers its services to homebuyers, homeowners, and real estate investors around Norwalk and its nearby communities. Its team of mortgage advisors guides customers by providing mortgage options like adjustable rate mortgages, FHA loans, VA loans, jumbo loans, 203K loans, and USDA loans. It also offers HARP loans and reverse mortgages to its clients. The company also provides refinancing options starting from five years up to 30 years. American Prime Lending is a member of the AIME group.

  • Reverse Mortgages

17100 Pioneer Blvd. Suite 450, Artesia, CA 90701
WebsiteLicense: 2109119

Expertise.com Rating

Review Sources

Google
5.0 (49)

Why choose this provider?

Premier Wholesale Mortgage is a lending solutions provider that caters to Norwalk-based clients. Its team of mortgage brokers and loan officers works with its customers throughout the building, purchasing, selling, and refinancing processes. Available products include both 15- and 30-year fixed-rate mortgages, as well as the adjustable rate mortgage and reverse options. Its website also allows its visitors access to online industry tools providing pre-approval letter drafts, refinance analysis, rate comparisons, and property listings.

  • Refinance

14241 Firestone Blvd #210, La Mirada, CA 90638
WebsiteLicense: 782294

Expertise.com Rating

Review Sources

Yelp
5.0 (93)

Why choose this provider?

Justin Ahn is a senior loan officer who serves clients in Norwalk. He and his team provide home purchase loans, rate comparisons, fast funding, property evaluations, and cash-out refinancing services. Ahn's mission is to assist clients in obtaining their dream homes by remembering that his work involves his clients' homes and is available even after regular hours. Ahn is also the Vice President of the Mortgage One Group and has over a decade of experience in the financial industry.

  • Reverse Mortgages
  • Refinance
  • New Construction

8103 3rd St #1, Downey, CA 90241
WebsiteLicense: 1758296

Expertise.com Rating

Review Sources

Facebook
5.0 (8)

Why choose this provider?

Ricky Ontiveros is an Elite Mortgage Pros consultant who serves the Norwalk metro. Among his clients are homeowners considering a refinance, whether to cash out or get a lower rate on their existing loan. He also assists first-time, second-time, and move-up home buyers, as well as seniors looking at reverse mortgages as an option to take advantage of their home equity. Ricky is fluent in Spanish and has more than 10 years of customer service experience.

  • Reverse Mortgages

16901 Bellflower Blvd., Bellflower, CA 90706
WebsiteLicense: 260026

Expertise.com Rating

Review Sources

Facebook
4.9 (121)
Google
4.9 (61)

Why choose this provider?

The Mortgage Professionals has been serving clients in Norwalk for over seven years. It assists customers looking to purchase their first homes or investment real estate with various loan types, including conventional, FHA, and VA. Its non-qualified mortgage loans allow clients to qualify for loans based on alternative methods other than traditional income verification. The firm also offers refinancing solutions that help consolidate debt and reduce monthly payments. The Mortgage Professionals founder Raul Oseguera has over two decades of industry experience.

  • Reverse Mortgages

1 Baxter Way, Suite 120, Westlake Village, CA 91362
WebsiteLicense: 309234

Expertise.com Rating

Review Sources

Zillow
5.0 (79)
Google
5.0 (66)
Yelp
5.0 (6)

Why choose this provider?

Broadview Home Loans offers mortgage solutions for residents of Norwalk. Its products include family lending options with matching advisory consultations to educate home buyers on the finer points of their obligations. Home refinance services are available, and the team also has reverse mortgages aimed at senior citizens who wish to increase their retirement assets. Broadview Home Loans is led by CEO Jack Schakett, who has been in the lending sector for more than 35 years.

  • Reverse Mortgages

10900 E. 183rd St., Cerritos, CA 90703
WebsiteLicense: 1603283

Expertise.com Rating

Review Sources

Google
5.0 (20)

Why choose this provider?

NTMR Funding is a Cerritos-based brokerage that serves individuals and families around Norwalk. Its team evaluates properties, assesses credit scores, and offers a comprehensive insight into marketing trends to help applicants determine their eligibility for home purchase and refinancing programs. It provides clients with access to online platforms that optimize processes involving loan approvals and mortgage applications by streamlining the submission of requirements and information. Its digital tools include a search engine that helps prospective homebuyers identify local properties that meet their needs and preferences.

  • Refinance

14241 Firestone Blvd #210, La Mirada, CA 90638
WebsiteLicense: 882728

Expertise.com Rating

Review Sources

Google
5.0 (151)
Facebook
5.0 (33)

Why choose this provider?

Mortgage One Group is a full-service direct lender that caters to the coverage needs of home buyers in Norwalk. Its team of loan officers guides clients throughout the mortgage process for various needs, including refinancing, construction, and first-time home buying. The team provides a variety of options, ranging from conventional products and reverse mortgages to jumbo, FHA, and VA loans. Mortgage One Group was established in 2011. It also serves areas such as Arizona, Hawaii, Texas, and Louisiana.

  • Refinance

18000 Studebaker Rd Suite 700, Cerritos, CA 90703
WebsiteLicense: 1608346

Expertise.com Rating

Review Sources

Google
5.0 (60)
Yelp
5.0 (6)

Why choose this provider?

Brooks Mortgage Inc. is a brokerage firm that serves clients located in the Norwalk area. It offers conventional, FHA, VA, and jumbo loans, as well as reverse mortgages. Its industry tenure since 2017 has proven useful in catering to both first-time home buyers, and high-net-worth borrowers. It is experienced in facilitating HECM as well. NMLS-registered Brooks Mortgage also prides itself as a digital broker, capitalizing on technology to improve its customers' home purchasing or refinancing experience.

  • Reverse Mortgages

18021 Norwalk Blvd Suite 209, Artesia, CA 90701
WebsiteLicense: 1722515

Expertise.com Rating

Review Sources

Yelp
4.5 (25)
Facebook
4.5 (19)

Why choose this provider?

RCD Capital provides lending solutions to real estate investors in Norwalk. It offers various mortgage loan programs, including adjustable-rate, jumbo, and USDA. Its loan officers, who have more than five decades of combined industry experience, also provide fix and flip and new construction loan programs. RCD Capital has financial consultants on staff who use industry-standard techniques to meet the mortgage needs of real estate investors. They leverage their experience during the housing market crash of 2008 to handle mortgage-related challenges.

  • Reverse Mortgages

FAQs

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.