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Best Homeowners Insurance Agencies in Norwalk

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ANA Insurance Brokerage logo
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ANA Insurance Brokerage

4082 Tweedy Blvd, South Gate, CA 90280
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  • Renter's Insurance

Business Description

The agents at ANA Insurance Brokerage have been serving all types of homeowners in Norwalk since 1992. The firm shops and compares different rates for property and casualty insurance carried by trusted providers. Its professionals have customized policies for families and individuals residing in condominiums, manufactured homes, and high-value properties. They guide clients to obtain coverage that suits their financial situation while offering recommendations for additional policies including flood and earthquake insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.9 / 5 (100)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Armor Insurance logo
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Armor Insurance

260 East Rowland Street, Covina, CA 91723
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  • Multiple Policy Types

Business Description

Located in California, Armor Insurance is an independent insurance agency providing insurance products and solutions to Norwalk locals. It specializes in comprehensive homeowners' insurance policies inclusive of coverage for the dwelling and other structures, personal property, liability, medical expenses, and living expenses. It also offers supplementary insurances on top of standard homeowners' insurance policies, such as personal umbrella coverage, automobile coverage, flood coverage, earthquake coverage, and scheduled property coverage. A broad range of personal and business insurance products, from motorcycle insurance to business owners' policy, is available as well.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Earl Simons Agency logo
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Earl Simons Agency

12743 Bellflower Blvd., Downey, CA 90242
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  • Multiple Policy Types

Business Description

Earl Simons Agency serves the residents of Norwalk and surrounding localities. The full-service agency helps people decide which insurance plans are best for their homes or properties. It makes recommendations based on the policy rates and conditions. In addition, the company offers auto, life, business, recreational vehicle, rental, and special event insurance. Earl Simons Agency has been in the industry for over 30 years. It represents an insurance group founded in 1928 with over $353 billion in assets.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Lucy Rodas - State Farm Insurance Agent logo
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Lucy Rodas - State Farm Insurance Agent

11928 Firestone Boulevard, Norwalk, CA 90650
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  • Multiple Policy Types

Business Description

Lucy Rodas has been serving the community of Norwalk as a State Farm Insurance Agent for over 20 years. She offers homeowners' insurance policies. These cover the repair or replacement of items on the property as well as personal property. Protections are in place for keepsakes, items used by clients for their hobbies, and home and garden equipment. Threats like natural disasters, damages resulting from random acts, and other types of incidents are also covered. Rodas is a member of the Board of Directors for Norwalk Chamber of Commerce.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (32)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mikel's Insurance Services logo
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Mikel's Insurance Services

7847 Florence Avenue, Suite #120, Downey, CA 90240
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  • Multiple Policy Types
  • Personal Property Insurance

Business Description

Mikel's Insurance Services is a family-owned insurance agency that has been servicing the Norwalk area since 1982. Its team of insurance professionals assists clients in finding the right insurance policy for their homes. A homeowners' insurance provides financial shields to make sure a person's largest investment is protected. Mikel's Insurance Services has coverage options that include property, renters, condo, mobile home, and landlord insurance. The agency also provides life, business, auto, and health insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.7 / 5 (23)
Facebook
3.5 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Neighbors Plus Insurance Services logo
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Neighbors Plus Insurance Services

6414 Del Amo Blvd, Lakewood, CA 90713
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  • Renter's Insurance

Business Description

Neighbors Plus Insurance Services offers personal and commercial insurance lines in the Norwalk area. The company's insurance professionals assist homeowners in finding appropriate coverage options through insurance plans that are tailored to their financial situations. They educate clients about insurance basics and help them understand home insurance policies, including policy exclusions. Homeowners also receive guidance on applicable coverage types, such as damages associated with home structures, personal properties, and injury claims.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.4 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Robert Does Insurance Services logo
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Robert Does Insurance Services

10802 Downey Ave, Downey, CA 90241
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  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Robert Does Insurance Services provides a wide range of insurance services in Norwalk and other surrounding communities. Robert is an independent insurance agent, certified with Covered CA, who partners with Foremost Insurance Group to offer homeowners' insurance products for primary and secondary dwellings, rental dwellings, dwellings that are temporarily vacant, mobile and manufactured homes, and renters. The policies differ in each package that will be chosen by the client. Services on offer also include health, dental, life, vision, auto, and business insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Saferoad Insurance logo
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Saferoad Insurance

2150 East South Street, Long Beach, CA 90805
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  • Personal Property Insurance

Business Description

Saferoad Insurance serves the Norwalk metro area and provides clients with comprehensive access to homeowners insurance coverage options and guides them through the process of purchasing those policies. It offers policies to cover any repair costs involving primary dwellings or additional structures as well as personal property such as furniture, jewelry, or artwork. Saferoad Insurance sells policies that also cover living expenses related to homelessness following natural disasters or other causes of property loss. Renters insurance is available as well.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.9 / 5 (52)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
SER Insurance & Income Tax Solutions logo
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SER Insurance & Income Tax Solutions

17822 Bellflower Blvd, Bellflower, CA 90706
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  • Personal Property Insurance
  • Multiple Policy Types

Business Description

SER Insurance & Income Tax Solutions is a California insurance agency providing insurance products and services to residents of Norwalk. It offers exhaustive homeowners' insurance policies inclusive of coverage for the dwelling and other structures, personal property, and personal liability. Clients may request quotes via the agency website by submitting basic information about themselves and their properties. The agency also provides auto, life, health, and business insurance coverages. SER Insurance & Income Tax Solutions has bilingual staff members who are capable of assisting Spanish-speaking clients.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
5.0 / 5 (10)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Point Insurance Services Inc. logo
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The Point Insurance Services Inc.

10535 Paramount Boulevard, Downey, CA 90241
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  • Fire
  • Multiple Policy Types
  • Flood

Business Description

The Point Insurance Services Inc. is an independent insurance agency operating in the Norwalk metro. The company provides personal and commercial lines to clients with a specialization in home, auto, and life insurance plans. The company offers homeowners' insurance plans that protect homes and personal belongings from natural disasters, such as fires and floods, and losses from theft and burglaries. The Point Insurance Services has been around for 25 years and also caters to Spanish-speaking clients.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (13)
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

Introduction

Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.

What determines the price of homeowners insurance premium?

The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

What is the difference between home warranty and homeowners insurance?

Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

Does Geico offer homeowners insurance?

Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

How long does homeowners warranty insurance last?

Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

Does homeowners insurance cover water heaters?

Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

Are RVs covered under homeowners insurance?

Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

Do new buyers need owner\'s title insurance on a new home?

There are unique risks that a buyer of a new home may face. For example, property claims from previous owners or liens from suppliers whom the homebuilders never paid during construction. Title insurance protects the home from these perils, and your mortgage lender may require it.

Do owner builders need home warranty insurance?

In the United States, owner builders are not required to have home warranty insurance. If you're the one who built your home, you're expected to incur the costs of repairs yourself if a structure or appliance breaks down.

Are dogs deaths covered in homeowners insurance?

Usually, the loss of a dog or other pet is not covered by your home insurance. However, many insurance providers offer riders — packages of added coverage — for pets called pet insurance. This ensures that medical costs and property damage caused by your pets are fully covered.

Are earthquakes covered in standard homeowners insurance policies?

Standard homeowners' insurance policies do not cover damage directly caused by earthquakes. Insurance will sometimes cover indirect damage, however. For example, if an earthquake causes a fire in your home, damage from the fire will be covered under a standard home insurance policy.

Are homeowners insurance and car insurance deductible?

Homeowners' insurance and car insurance premiums are not deductible as personal expenses on your taxes. However, some percentage of your premiums may be deductible as business expenses if you own a business and use your car and home for business purposes. This may vary between states.

Are homeowners insurance payouts taxable income?

If you file a claim after a burglary at your home, for example, the insurance company will assess the value of the property lost or damaged and reimburse that amount. This payout is not taxable because it's not income — it's a replacement of lost value.

How frequent should one change auto or homeowners insurance to another provider?  

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

What should a homeowners insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

How much homeowners insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

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