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Best Credit Repair Companies in Newport Beach

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2023
Laurels

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Credit Saint logo
FEATURED
Free Credit Evaluation

Credit Saint

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Newport Beach, CA
  • Money Back Guarantee
  • Credit Restoration
  • Credit building
  • Credit Audit
  • Credit Repair

Business Description

Credit Saint offers credit repair assistance and guidance to clients in Louisville. With over 15 years of expertise, it evaluates a consumer's credit history to challenge or negotiate inaccurate, incomplete, unverified, and outdated information. These include collections, charge-offs, judgments, and repossessions. It also counsels clients on the impact of their credit scores on financial activities and on the ways to optimize a positive report when paying bills. Credit Saint also provides clients with a credit monitoring service.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (6708)
Yelp
2.5 / 5 (25)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free Credit Evaluation

Lexington Law logo
FEATURED
Free Credit Report Consultation

Lexington Law

Newport Beach, CA
  • Consumer Credit Services
  • Credit Repair

Business Description

Lexington Law helps ensure fair and substantiated credit reports through attorney-driven credit repair processes. Its unique approach leverages all relevant legal principles and standards to fight for consumer rights and the improvement of its clients’ credit scores. It determines and disputes questionable items that are wrongfully hurting reports and mounts law-backed interventions—disputing bureaus and creditors for the removal of negative items, toward more accurate credit scores. Lexington Law’s consumer advocacy has secured 77 million item removals since its founding in 2004. Directing attorney John Heath has focused the firm’s practice on consumer credit report repair, including the provision of personalized coaching programs for prudent credit management.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3

Price: Free Credit Report Consultation

Credtique logo
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Credtique

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220 Newport Center Dr., Newport Beach, CA 92660
  • Credit Monitoring

Business Description

Credtique serves consumers in Newport Beach and the surrounding locations. It offers credit restoration services, which involve challenging negative items and sending custom dispute letters to creditors and credit bureaus. Clients work with an assigned credit repair specialist, who also provides education on how to maintain positive credit. In addition, consumers are able to monitor credit score progress through an online portal. Credtique has more than 25 years of experience with consumer, mortgage, and business credit.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
DTR logo
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DTR

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1616 E Ocean Blvd Unit 12, Long Beach, CA 90802
  • Credit Monitoring

Business Description

DTR is a credit repair company that serves individuals in Newport Beach. Its team is dedicated to removing negative items from one's credit score. It writes letters to the credit bureaus to dispute items on the client's account. It also guides people on how to order credit reports from the bureaus. The company has a client portal that allows individuals to view their scores, accounts being disputed, and other tools available to help with their finances.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
EZ Choice Credit Repair logo
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EZ Choice Credit Repair

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18430 Brookhurst St Suite 202 Q, Fountain Valley, CA 92708
  • Credit Monitoring

Business Description

EZ Choice Credit Repair serves Newport Beach and the nearby areas. It challenges negative items from reports, including bankruptcies, charge-offs, collections, court judgments, hard inquiries, and late payments. It also deals with fraud accounts, identity theft, outdated information, and public records. In addition, it renders legal assistance and advises people on credit rehabilitation. The company is a Certified FICO Professional with 18 years of industry experience. It has served over 15,000 customers and removed more than 319,900 items.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Yelp
5.0 / 5 (74)
Facebook
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Making Lives Better Credit Solutions logo
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Making Lives Better Credit Solutions

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17671 Cowan, Irvine, CA 92614
  • Credit Monitoring

Business Description

Making Lives Better Credit Solutions serves the neighborhoods in and around the Newport Beach metro. The Irvine-based company helps its clients achieve a positive credit score and cleans up any unverifiable negative information on their credit reports. It writes customized dispute letters on the clients' behalf, gives customers access to their case status and updated information, crafts personalized dispute options that fit their needs, and assigns them a case analyst who will work with them personally.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
MetroFund Financial logo
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MetroFund Financial

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1850 E. 17th St. Ste. #219, Santa Ana, CA 92705
  • Debt Consolidation
  • Credit Monitoring
  • Credit Audit

Business Description

MetroFund Financial provides credit repair services to clients in Newport Beach and the surrounding areas. It helps remove inaccurate or derogatory items—such as charge-offs, closed accounts, collections, foreclosures, and identity theft—from the credit report. It offers consultation, examines the report, and explains how the items affect a client's credit rating. It provides related services, including debt negotiation, financial consulting, identity theft protection, and wage garnishments protection. One of its senior team members has over 10 years of credit repair experience.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Facebook
4.2 / 5 (35)
Yelp
5.0 / 5 (13)
MLE Financial Solutions logo
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MLE Financial Solutions

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Tustin, CA
  • Credit Audit
  • Credit Dispute

Business Description

MLE Financial Solutions is a credit repair company that serves individuals in Newport Beach and the surrounding areas. It corrects negative accounts on credit reports and disputes incorrect information committed by credit bureaus to increase financial reputation. Its services include confidential assessment, coordination with creditors on behalf of the client, creation of documents for approval, and education regarding good credit score maintenance and improvement. MLE Financial Solutions restores credit by removing repossessions, collections, and bankruptcy on reports.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (18)
Google
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Repair Me 99 logo
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Repair Me 99

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260 Newport Center Drive, Newport Beach, CA 92660
  • Credit Audit

Business Description

Repair Me 99 is a Newport Beach-based company that serves clients in and around the metro. It offers credit counseling and repair services and helps individuals restore and build their credit. Amber Singleton, the founder of the company, has been assisting clients with restoring their credit since 2007. Singleton is a credit restoration specialist, a Realtor, and a certified paralegal. She has been interviewed and featured in Hustle Weekly, Business Sharks, and New York Business Now.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Spearhead Credit Solutions logo
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Spearhead Credit Solutions

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2901 West Coast Highway Ste. 200, Newport Beach, CA 92663
  • Credit Monitoring
  • Credit Audit

Business Description

Spearhead Credit Solutions caters to customers in the Newport Beach metro and the surrounding areas. It helps individuals restore their credit scores by offering credit repair solutions. Its process involves analyzing the clients' credit profiles and providing consultations and recommendations. It also challenges credit bureaus for incorrect reporting items, such as charge-offs, closed accounts, late payments, lawsuit judgments, liens, and repossessions. Inquiries, medical bills, and negative settlements are also included. Spearhead Credit Solutions is a member of the Credit Consultants Association.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (6)
Google
5.0 / 5 (3)