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Best Bankruptcy Attorneys in Newport Beach

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Affordable Attorneys Group logo
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Affordable Attorneys Group

9042 Garfield Avenue, Huntington Beach, CA 92646
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Affordable Attorneys Group helps residents in the Newport Beach area that need legal support throughout the bankruptcy process. Headquartered in Huntington Beach, Affordable Attorneys Group operates under bankruptcy lawyer Rob Taylor who has over 20 years of experience in the legal practice. The firm primarily handles Bankruptcy Code relief issues like terminating unsecured debts and keeping secured properties such as cars and homes. Taylor's firm specifically delves into chapter 7 and chapter 13 bankruptcy relief.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (14)
Yelp
5.0 / 5 (11)
Facebook
3.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Anthony Marcus Law Firm logo
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Anthony Marcus Law Firm

2823 Pacific Coast Highway, Corona Del Mar, CA 92625
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Anthony Marcus Law Firm handles bankruptcy law-related matters for clients from Newport Beach. Led by Marcus, the firm works with chapters 7, 11, 12, and 13 bankruptcy cases. It caters to individuals, large corporations, and small businesses struggling with their debts. As a bankruptcy lawyer, Marcus guides his clients through all the phases of the bankruptcy cases and keeps them informed about each proceeding. Marcus started his law practice in 1989 as an international attorney.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Avvo
5.0 / 5 (24)
Financial Relief Law Center, APC logo
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Financial Relief Law Center, APC

1200 Main Street, Irvine, CA 92614
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  • Debt Settlement

Business Description

Financial Relief Law Center, APC, is a bankruptcy law firm that focuses on assisting clients in Newport Beach in resolution by presenting them with bankruptcy options. The firm offers legal assistance to both businesses and individuals. It assists in chapters 7, 11, 12, and 13 bankruptcy as well as in loan modification and foreclosure equity recovery. The firm holds more than 25 years of combined legal experience. Its bankruptcy attorneys provide support and counsel through the legal process.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (62)
Yelp
5.0 / 5 (39)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Fishback Law Corporation logo
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Fishback Law Corporation

4590 Macarthur Boulevard, Newport Beach, CA 92660
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  • Chapter 7 Bankruptcy

Business Description

Fishback Law Corporation is a bankruptcy law firm based in Newport Beach that was founded by Parisa Fishback. Fishback has many years of experience handling various aspects of the bankruptcy process, from filing for chapter 7 bankruptcy to restoring credit. She is experienced in bankruptcy litigation adversary proceedings and bankruptcy litigation in contested matters. Her legal expertise also covers creditor harassment, debt settlement, and foreclosure defense. She also handles cases involving repossessions and lien stripping.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
FindLaw
5.0 / 5 (6)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Law Office of Eugene V. Zech logo
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Law Office of Eugene V. Zech

1301 Dove St, Ste 1050, Newport Beach, CA 92660
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  • Chapter 7 Bankruptcy

Business Description

The Law Office of Eugene V. Zech offers legal services in Newport Beach. This firm's practice areas cover bankruptcy, business formation, and family matters. Having been in the legal practice since 1978, Eugene V. Zech, the firm's bankruptcy lawyer, assists debtors in liquidation bankruptcies. Apart from filing bankruptcy petitions, he seeks to wipe out dischargeable debts, including credit card liabilities. Moreover, he helps clients navigate the bankruptcy process, informing them of reaffirmation agreement guidelines to preserve their assets.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
3.7 / 5 (3)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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McFarlin LLP logo
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McFarlin LLP

4 Park Plaza, Irvine, CA 92614
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

McFarlin LLP is a team of bankruptcy lawyers in Irvine. The legal firm helps clients address financial concerns due to taxes, late mortgage payments, credit cards, student loans, and medical bills. The attorneys provide a wide range of bankruptcy services covering chapter 7 bankruptcy, chapter 13 bankruptcy, bankruptcy litigation, and bankruptcy defense for veterans and military members. Furthermore, the company helps clients find bankruptcy alternatives such as debt negotiation and credit counseling. McFarlin LLP has handled over 2,000 bankruptcy cases.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.7 / 5 (59)
Yelp
4.0 / 5 (24)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
South Orange County Bankruptcy logo
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South Orange County Bankruptcy

15615 Alton Pkwy # 175, Irvine, CA 92618
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

South Orange County Bankruptcy is a legal firm that serves individuals and businesses in and around Newport Beach. Its legal team helps clients stop creditor harassment, foreclosures, and repossessions through chapter 7 bankruptcy filing. The professionals help clients navigate the legal process, which involves taking mandatory debt management and credit counseling courses. They also guide clients through the procedure of filing for chapters 11 and 13 bankruptcy. The law office is headed by Mark Klein, who has been in practice for over 30 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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The Brownstein Firm logo
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The Brownstein Firm

2424 Southeast Bristol Street, Newport Beach, CA 92660
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  • Debt Settlement

Business Description

The Brownstein Firm is a law firm handling bankruptcy cases in Newport Beach. David I. Brownstein, the founder and owner, has over 20 years of experience in representing individuals, creditors, and small businesses. He helps clients in dealing with bankruptcies under Chapters 7, 11, and 13. He also represents creditors assert their claim and contest the priority of other creditors' claims over the client's own. In cases where applicable, he also provides clients with alternatives to filing for bankruptcy.

Winthrop Golubow Hollander, LLP logo
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Winthrop Golubow Hollander, LLP

1301 Dove Street, Newport Beach, CA 92660
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  • Chapter 11 Bankruptcy

Business Description

Winthrop Golubow Hollander, LLP is a bankruptcy law firm located in Newport Beach that has been in the industry for over three decades. The attorneys from this business offer bankruptcy, insolvency, and litigation services in distressed acquisitions and investment, Chapter 11 reorganization and liquidation, out-of-court workouts, and foreclosure sales. In 2017, the firm's founder and managing partner Richard H. Golubow received the Bankruptcy Attorney of the Year in California award.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Avvo
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

What does a bankruptcy attorney do?

Bankruptcy attorneys help clients understand whether they qualify for bankruptcy and what their best options are. They also prepare and file petitions, answer questions during the proceedings, and educate clients about potential best steps for a positive bankruptcy outcome. Bankruptcy attorneys might also file motions or paperwork if creditors dispute the bankruptcy, or to stop creditors from taking collections actions forbidden by the bankruptcy.

What happens when you file bankruptcy?

Bankruptcy is a formal process that individuals, married couples, or businesses can enact when they are no longer able to pay creditors. In a bankruptcy proceeding, filers are allowed to reduce debt to more manageable levels to best pay off money owed.

Once the bankruptcy process is initiated, debt collectors can no longer seek repayments outside of the arrangements detailed in the bankruptcy settlement. Some forms of bankruptcy result in the liquidation of assets to pay back debts, while others allow filers to retain most of their possessions and investments. Many types of unsecured debt can be managed with bankruptcy filings, but not all.

Can you file bankruptcy on student loans?

Under most circumstances, student loans aren't dischargeable and aren't included in bankruptcy proceedings. In rare cases, it may be possible to eliminate student loans through bankruptcy, but only if the courts determine that continuing to pay the loans would impose an undue hardship. Meeting the criteria for undue hardship is challenging, and most bankruptcy filers don't qualify.

What is bankruptcy fraud?

Bankruptcy fraud is a blanket term that refers to any kind of dishonest bankruptcy proceeding, which can include:

  • Hiding assets by transferring them to another person or entity
  • Intentionally omitting assets when reporting to the court
  • Destroying or withholding required documents
  • Knowingly making false statements to bankruptcy trustees or creditors

How long is bankruptcy on public record?

How long bankruptcy stays on public record depends on the kind of bankruptcy filing in question. Chapter 7 bankruptcy remains on the record for 10 years as there isn't necessarily a repayment component. Chapter 13 bankruptcy remains on the record for seven years as some obligations are repaid following filing based on the terms of a discharge settlement.

Does bankruptcy clear tax debt?

Bankruptcy can clear tax debt, depending on the circumstances. Taxes are dischargeable under Chapter 7 bankruptcy, not Chapter 13, and only if the tax debt is:

  • Federal income tax debt related to current properly filed tax returns
  • Honestly incurred with no fraud or evasion
  • At least three years old
  • Assessed at least 240 days before bankruptcy filings

Existing liens are not eliminated with bankruptcy.


Can they take my car in Chapter 7 bankruptcy?

In many cases, it's possible to keep a vehicle following Chapter 7 bankruptcy. The Chapter 7 Motor Vehicle Exemption allows filers who own their vehicles outright or who are up to date with payments to keep their cars. However, those behind on making car payments are required to arrange a repayment plan. Otherwise, the vehicle may be repossessed as a part of the proceedings.

How bad is it to file bankruptcy twice?

Although possible, due to the damaging nature of bankruptcy, filing bankruptcy more than once isn't recommended. Filing multiple times puts a serious burden on one's credit report, making it harder to get a loan, buy a house, buy a car, or even open credit cards.

Note that filing for bankruptcy isn't something that can be done at a filer's leisure. There are time limits following bankruptcy cases that dictate when it's permissible to file again. For example, after Chapter 7 bankruptcy, filers must wait at least eight years before filing Chapter 7 again or four years before filing Chapter 13.

Can anyone file bankruptcy?

Anyone can file bankruptcy, but there are limitations regarding which form of bankruptcy is permissible. Qualifying for Chapter 7 requires a means test that evaluates income, debt levels, and income left over each month after paying basic obligations. Income over the median set by the court and monthly income that allows meaningful payments toward unsecured debt can disqualify filers from Chapter 7, which is generally the preferred form of bankruptcy due to the possibility of a full discharge. Anyone can file Chapter 13 bankruptcy, but the terms are less favorable. In most cases, some debts must be repaid following a successful filing. Chapter 13 is also more likely to result in asset forfeiture.

How will bankruptcy affect my credit score?

Bankruptcies are noted on credit reports. How much a bankruptcy might drop a person's credit score depends on how high the score was to begin with, but generally speaking, the hit can be as much as 100 to 200 points. Often scores are already dropping because people filing for bankruptcy may have already missed payments on debts. Chapter 13 bankruptcies are listed on credit reports for seven years from the filing date, while Chapter 7 bankruptcies are listed for 10 years from the filing date. This is because Chapter 13 bankruptcies require at least partial payment of debts owed.

What are the benefits of filing for bankruptcy?

Filing a bankruptcy petition causes an automatic stay. This legally stops creditors from taking further action to collect debt, including garnishing wages or foreclosing on property. Going through a bankruptcy successfully means that debts included in the bankruptcy are discharged and don't have to be paid back, except as provided in a Chapter 13 repayment plan. Bankruptcy can help someone recover from financial duress so they can make better decisions and improve financial situations in the future. Disadvantages can include temporary lower credit scores and limitations on spending and financing.

What's the difference between debt settlement and bankruptcy?

Debt settlement occurs when people negotiate with individual creditors. The creditor agrees to take a payment that's lower than what someone owes and call the debt “paid in full.” Bankruptcy is a legal process that causes debts to be dismissed after someone proves they don't currently have the means to pay their debts as owed. Typically, someone can't enter into bankruptcy and also settle some debts, because the court would see that as favoring one creditor over another.

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