Expertise.com

2024

Last updated:

Best Financial Advisors in Napa

Our Recommended Top 6

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Napa Financial Advisors on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

24Reviewed

16Curated

6Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider
SmartAdvisor by SmartAsset logoFEATUREDExpertise.com

SmartAdvisor by SmartAsset

Napa, CA
  • Estate Planning
  • Investment Management
  • Retirement Planning
  • Financial Planning

Why choose this provider?

SmartAsset's free, five-minute tool makes it easy to find qualified financial advisors in your area. The exclusive tool uses a quick survey to help SmartAsset's exclusive algorithm match you with up to three advisors based on your specific financial needs. Each advisor is a fiduciary, legally bound to work in your best interest, and rigorously vetted by SmartAsset. You can speak with each for free, sometimes within a matter of minutes, and choose whom you want to work with. Hundreds of thousands of smart investors and retirees have already used SmartAsset's simple, no-cost service to find the right financial advisors for them.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Price: Free Consultation

Napa, CA

Why choose this provider?

Need help contacting a Financial Advisor in Napa? Call our Concierge team at 848-Book-Pro (848-266-5776 from 6 am - 4 pm PT | Mon - Fri). They are standing by to help you get the service you need.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free booking service | Call 848.Book.Pro!

Website
1836 Second Street, Napa, CA 94559
  • Certified Financial Planner (CFP)

Why choose this provider?

Napa Wealth Management is a firm that has been providing fiduciary financial planning services to individuals in Napa and the surrounding areas since 1997. Its independent professionals have a client-centric collaborative approach in planning customers' finances and addressing their concerns and goals. It provides financial advice in areas such as insurance, investment management, tax planning, and charitable giving. Its founder, George McCuen, is a Certified Financial Planner and is a member of the National Independent Financial Advisory Panel.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1700 Soscol Avenue, Suite 24, Napa, CA 94559

Why choose this provider?

MassMutual Northern California provides financial planning services to clients in Napa. The company carries a range of products to help individuals and families prepare for the unexpected. It offers products such as 529 college savings, annuities, disability income insurance, Individual Retirement Account (IRA), life insurance, long-term care, and mutual funds. It also helps business owners in developing long-term strategies to protect their businesses and attract and retain key employees. Certified Financial Planner Greg Cohn manages the firm.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.9 / 5 (27)
Yelp
3.8 / 5 (6)
Google
5.0 / 5 (1)

Website
1700 Soscol Avenue Suite 25, Napa, CA 94559
  • Estate Planning
  • Retirement Planning

Why choose this provider?

Napa Valley Financial offers various financial planning services, including money purchasing, profit-sharing, retirement, and estate plans. The firm helps clients with tax planning through its guidance on tax-related matters like business start-up, counsel, and corporate taxes; individual tax preparation and planning; income, gift, and estate tax returns; small business accounting services; and state tax returns preparation. Napa Valley Financial also assists clients in finding long-term care, life, and disability income insurance. It is led by Mark Richmond, who served the Kiwanis Club of Napa as its president.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1127 Pope Street Suite 101, St. Helena, CA 94574
  • Certified Financial Planner (CFP)
  • Finance Planning
  • Financial Planning
  • Wealth Management

Why choose this provider?

Napa Valley Wealth Management is a boutique advisory firm that serves the metro. Its advisors, headed by the chief investment officer Kelly Crane, provide institutional-level planning and investment services and personal financial analysis and planning solutions. They assist small and medium-sized businesses in managing money and families in handling life transitions such as retirement and wealth transfer. Crane, a Certified Financial Analyst, has been a financial advisor for over 35 years. In 2021, he received Forbes's Best-in-State Wealth Advisor Award.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • Introduction

    There are many titles for financial professionals, so it's challenging to track what each one means. A financial advisor is probably the term you've heard most often. Financial advisor is a broad term for a professional who helps individuals or companies manage their finances, including investment choices. There are over 100 certifications that financial advisors can obtain.

    • Financial planners, wealth managers, and investment advisors are all financial advisors with different focus areas.
    • A financial planner helps an individual or a company make a plan to achieve long-term financial goals.
    • A wealth manager helps individuals maintain their wealth through various disciplines and services, such as taxes, estate planning, and investment advice.
    • An investment advisor offers investment advice and recommendations to individuals or organizations.
    There’s a misconception that you have to be extremely wealthy to use a financial advisor. In reality, they can be beneficial for people from any income level. Keep reading to find answers to the most commonly asked questions about financial advisors, so you know which type can fit your specific needs.

  • If you want to fund your child's education in Napa, can you use a 529 plan instead of Coverdell ESA?

    Yes. You can use a 529 plan instead of Coverdell ESA to fund your child's education in Napa. 529 plans have no income limits and offer tax-free growth and distributions for qualified education-related expenses. However, account contributions over $15,000 must be reported on your IRS Form 709.

  • What are the most overlooked opportunities in managing your Napa tax bill?

    Most of the time, people fail to take advantage of tax deductions in Napa for which they are eligible. If you are a self-employed individual, you may be eligible to deduct premiums for Medicare Part B and D, Advantage Plan, and Medigap insurance. You can have a tax deduction whether you itemize deductions or not. You can also deduct taxes if you donate goods or use your personal items for charitable work.

  • How can you protect your savings in Napa?

    You can protect your savings in Napa by working with a financial advisor. Your advisor can help adjust your asset allocation to minimize losses and advise you on possible income streams. He or she can also update you regarding rule changes. For example, the SECURE 2.0 Act of 2022 has recently implemented that individuals must start taking the required minimum contributions from an IRA or workplace retirement plan from 72 to 73 years old and for those born between 1951 and 1959.

  • In Napa, who are eligible for owner-only 401(k) plans?

    Owner-only 401(k) plans are only available for business owners who do not have employees other than their spouses. If you have a one-person business in Napa, you can save for retirement like a large company through this plan. You can contribute elective deferrals up to 100% of your compensation or a maximum of $20,500. You can contribute all your salary deferral amount as an after-tax Roth contribution.

  • What is the difference between long-term care and health insurance in Napa?

    Long-term care insurance in Napa provides extended protection for families and individuals that can be used for several years. It also helps you protect your retirement savings by using them for what it was originally intended. In contrast, health insurance does not pay for long-term care expenses and can only be used for certain illnesses and injuries.

  • Are financial advisors worth it?

    Whether or not a financial advisor is worth it depends on your personal situation. If your finances are fairly straightforward, then you may be better off handling it on your own. But if you have substantial assets or a complex investment portfolio, then hiring someone to handle it for you can be well worth the cost.