Best Mortgage Refinance Companies in Mountain View

Laurels
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Mortgage Refinance Companies FAQs

Learn more
Bayview Residential logo
Visit WebsiteWebsite

License Verified:

License: 329189

Nationwide Multistate Licensing System and Registry

Bayview Residential

51 E Campbell Ave., Suite 110, Campbell, CA 95008
Visit WebsiteWebsite
  • Reverse Mortgages

Business Description

Bayview Residential helps homeowners in Mountain View refinance their mortgages. Its website has a refinance calculator available to help people decide if refinancing is a wise financial decision. It offers a variety of loan programs, including VA, reverse mortgage, FHA, and fixed- and adjustable-rate loans. Its partnerships with multiple lenders allow it to find the right loan program for borrowers. A previous client commended the company for helping him close his home purchase loan within the 30-day deadline without hassle.

License Verified:

License: 329189

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
5.0 / 5 (8)
Google
4.2 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
General Mortgage Capital Corporation logo
Visit WebsiteWebsite

License Verified:

License: 254895

Nationwide Multistate Licensing System and Registry

General Mortgage Capital Corporation

1350 Bayshore Highway, Burlingame, CA 94010
Visit WebsiteWebsite
  • Reverse Mortgages

Business Description

General Mortgage Capital Corporation offers its services to clients in the Mountain View metro and the surrounding areas. It assists prospective home buyers in achieving ownership through various financing programs, such as fixed-rate, hybrid, and adjustable-rate mortgages. Its loan officers also help homeowners keep their residential properties through refinancing programs. General Mortgage Capital Corporation is managed by senior loan officer Sanjana Prabhakar, who has more than two decades of experience in the financial services industry.

License Verified:

License: 254895

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (238)
GetApproveNow logo
Visit WebsiteWebsite

License Verified:

License: 1211927

Nationwide Multistate Licensing System and Registry

GetApproveNow

37600 Central Court Suite 270, Newark, CA 94560
Visit WebsiteWebsite
  • Reverse Mortgages

Business Description

GetApproveNow serves the residents of Mountain View. It offers low-rate and cash-out refinancing. The mortgage broker has access to real-time rates from multiple lenders and national banks. It helps clients understand their available options and the paperwork required for the application. Its loan officer, Kenneth Tan, has more than 15 years of industry experience. The broker also works with residential and commercial borrowers needing property purchase loans, such as VA, USDA, and FHA. GetApproveNow operates as a fiduciary upholding the client's interests.

License Verified:

License: 1211927

Nationwide Multistate Licensing System and Registry

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jeff Ling logo
Visit WebsiteWebsite

License Verified:

License: 314626

Nationwide Multistate Licensing System and Registry

Jeff Ling

Mountain View, CA
Visit WebsiteWebsite
  • Reverse Mortgages

Business Description

Jeff Ling is a loan officer working under MaxReal. He caters to people in Mountain View seeking to refinance their current mortgage. Ling works closely with borrowers throughout the process of reducing their monthly payments and interest rates. In addition to serving as a loan officer, he is also a real estate professional who works with people buying a new home. He provides home buyers with loan options, explains the forms and agreements, and prepares the property for value study.

License Verified:

License: 314626

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (33)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mikasa Homes & Funding logo
Visit WebsiteWebsite

License Verified:

License: 326818

Nationwide Multistate Licensing System and Registry

Mikasa Homes & Funding

5201 Great America Pkwy Ste. 455, Santa Clara, CA 95054
Visit WebsiteWebsite
  • Reverse Mortgages

Business Description

Mikasa Homes & Funding helps the residents of Mountain View and the surrounding areas refinance their mortgages. It provides a variety of refinancing options to single- and multi-family residence, townhouse, and condominium owners. Its website has a refinance calculator to help borrowers make informed decisions. The firm offers a selection of home mortgage programs, including jumbo, USDA, FHA, and VA loans. Additionally, its mortgage brokers are knowledgeable about fixed- and adjustable-rate, graduated payment, and interest-only mortgages.

License Verified:

License: 326818

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
RAS Loans logo
Visit WebsiteWebsite

License Verified:

License: 863215

Nationwide Multistate Licensing System and Registry

RAS Loans

35111 Newark Blvd, Ste E, Newark, CA 94560
Visit WebsiteWebsite
  • Multi-Family Loans
  • Commercial Loans
  • New Construction

Business Description

RAS Loans is a locally owned and operated mortgage company that serves individuals and families in Mountain View and the surrounding areas. It helps homeowners change their mortgage rates or terms, lower their interest rates, and reduce their monthly payments through refinancing programs. It also provides mortgage refinancing services for debt consolidation, home improvement, and cash-out purposes. President Vik Randhawa has more than a decade of mortgage experience and can accommodate clients in English, Punjabi, Hindi, and Urdu.

License Verified:

License: 863215

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Sean Ban logo
Visit WebsiteWebsite

License Verified:

License: 1568126

Nationwide Multistate Licensing System and Registry

Sean Ban

467 1st St Ste 100, Los Altos, CA 94022
Visit WebsiteWebsite
  • New Construction

Business Description

Sean Ban, a private mortgage banker and consultant for Wells Fargo Home Mortgage, advises and assists clients in Mountain View and the surrounding areas. He works to simplify the process for clients applying for a home purchasing or refinancing loan by personally guiding them and providing the tools they need. He also offers financing options for primary, second, vacation, new constructions, and investment properties. Ban deals with more complex home financing situations and formulates asset management strategies.

License Verified:

License: 1568126

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Yelp
4.0 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Statewide Home Mortgage logo
Visit WebsiteWebsite

License Verified:

License: 254195

Nationwide Multistate Licensing System and Registry

Statewide Home Mortgage

37600 Central Court, Suite 264, Newark, CA 94560
Visit WebsiteWebsite
  • New Construction
  • Reverse Mortgages

Business Description

Statewide Home Mortgage is a Newark-based business that serves clients in Mountain View and its nearby communities. It assists owners of single-family and multifamily dwellings, condominiums, townhouses, and manufactured homes who wish to refinance their current mortgages. It also helps homebuyers in obtaining loan programs that fit their needs, whether it's fixed-rate or adjustable-rate, VA, USDA, or jumbo loans. The company's team members walk customers through each stage of the loan process, from prequalification to closing.

License Verified:

License: 254195

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
VRAJ logo
Visit WebsiteWebsite

License Verified:

License: 2073719

Nationwide Multistate Licensing System and Registry

VRAJ

Milpitas, CA 95035
Visit WebsiteWebsite
  • Reverse Mortgages

Business Description

VRAJ is a mortgage brokerage company that serves clients in Mountain View and nearby areas. It offers mortgage refinancing solutions for existing loans on single-family and multi-family homes, condominiums, manufactured homes, and townhouses. It assists borrowers looking to consolidate debt, get lower rates and monthly payments, or take cash out for personal purchases and home improvement. VRAJ carries various loan programs, including FHA, VA, USDA, and jumbo, with graduated payments, interest-only, and fixed and adjustable rates.

License Verified:

License: 2073719

Nationwide Multistate Licensing System and Registry

Back to Providers

Frequently Asked Questions

What should you expect when refinancing a mortgage?

When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

How often should you refinance your mortgage?

There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Can you refinance a first mortgage and not a second?

You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

Read All FAQS