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Best Health Insurance Agencies in Mountain View

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2023
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Art Young Insurance Agency logo
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License Verified:

License: 0E72692

California Department of Insurance

Art Young Insurance Agency

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415 Cambridge Avenue, Palo Alto, CA 94306
  • Life Insurance

Business Description

Art Young Insurance Agency provides health insurance plans to the Mountain View communities. It assists business owners in selecting the right health insurance products for their employees, including HMO, FSA, HSA, PPO, individual, and group coverage plans. It also designs long-term disability plans to help employees receive benefits that help in their medical expenses. In addition, its team members cater to individuals seeking retirement funds, life insurance, and international benefits. Art Young Insurance Agency's partner carriers include Health Net, United Healthcare, and Delta Dental.

License Verified:

License: 0E72692

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Bill Cohen logo

License Verified:

License: 0421961

California Department of Insurance

Bill Cohen

325 Sharon Park Drive, Suite B-2, Menlo Park, CA 94025
  • Medicare Supplement Insurance
  • Life Insurance
  • Health Insurance

Business Description

Bill Cohen is a State Farm insurance agent serving clients in the Mountain View area and the surrounding communities. He offers a wide range of insurance coverage types, including health insurance, life insurance, home insurance, and auto insurance. He also provides clients with a selection of property and business insurance policies. Cohen is always available to answer queries from clients. He holds both the Chartered Financial Consultant (ChFC) and Chartered Life Underwriter (CLU) designations. He is fluent in Spanish.

License Verified:

License: 0421961

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Curtis Cahill logo
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License Verified:

License: 0F35892

California Department of Insurance

Curtis Cahill

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988 El Monte Ave, Mountain View, CA 94040
  • Life Insurance
  • Health Insurance
  • Home & Auto Insurance
  • Business Insurance

Business Description

Curtis Cahill is a State Farm agent in Mountain View who focuses on offering health, life, home, auto, and business insurance. He also assists clients with mutual funds for education savings, personal and business retirement, and a variety of other account types. Cahill began operating his own State Farm office in 2007 and has since built a team experienced in foreign and international licensing that also speaks multiple languages, including Spanish, Portuguese, German, French, Arabic, and Turkish.

License Verified:

License: 0F35892

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Yelp
4.0 / 5 (14)
Google
4.9 / 5 (9)
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Kathy Wu Insurance Services logo
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License Verified:

License: 0B71379

California Department of Insurance

Kathy Wu Insurance Services

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800 W. El Camino Real, Suite 180, Mountain View, CA 94040
  • Health Insurance
  • Medicare

Business Description

Kathy Wu Insurance Services is an independent agency that serves clients in Mountain View. For over 19 years, Kathy Wu has been providing personalized health insurance plans designed for individuals and families. She offers a wide range of health and dental insurance products from different providers, such as Covered California, Anthem Blue Cross, Blue Shield of California, Medicare Supplement, KFF, and UnitedHealthcare. Wu can assist her clients in identifying appropriate health insurance policies parallel to their needs, goals, and budgets.

License Verified:

License: 0B71379

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (21)
Google
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mike Klein logo
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License Verified:

License: 0C05148

California Department of Insurance

Mike Klein

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1052 E El Camino Real, Sunnyvale, CA 94087
  • Life Insurance
  • Health Insurance

Business Description

Mike Klein is an insurance agent with State Farm serving personal and commercial clients in Mountain View. He helps families create health insurance policies that cover individual medical coverage, supplemental health expenses, and Medicare supplement plans. He also provides a wide range of insurance options for homeowners and businesses as well as offering auto and other property risk management solutions. In addition, Klein assists with banking, annuities, and mutual fund services. He has over 30 years of experience in the insurance industry.

License Verified:

License: 0C05148

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Randy Chang logo
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License Verified:

License: 0M55172

California Department of Insurance

Randy Chang

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2083 Old Middlefield Way, Suite #206, Mountain View, CA 94043
  • Life Insurance
  • Health Insurance

Business Description

Randy Chang is a State Farm insurance agent who provides clients in Mountain View with health and life insurance options. He helps them get the protection they need during unexpected situations. He also offers insurance products, such as auto, condo, and business coverage. Additionally, he serves renters and homeowners who want to get policies, as well as individuals who opt to have Trupanion pet medical insurance. Chang is always available to answer queries from clients 24/7. He is also fluent in Spanish, Cantonese, and Mandarin.

License Verified:

License: 0M55172

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (115)
Google
4.9 / 5 (93)
Facebook
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

  • What is health insurance?

    Health insurance policies are contracts that require an insurer to pay some or all of a beneficiary's health care expenses in exchange for a premium and deductible. Plans cover preventive care and emergency medical services arising from an injury or illness. They may also offer optional coverage for dental and vision.

  • How do health insurance companies make money?

    Health insurance companies make money by collecting premiums from consumers and reinvesting the funds. Federal law requires insurers to put approximately 80-85% of collected funds toward claims, and 15-20% is used to pay for administrative expenses.

  • What is subsidized health insurance?

    Subsidized health insurance is available exclusively through the Health Insurance Marketplace. This system applies federal tax credits that can reduce or eliminate premiums. Tax credits are available to consumers who earn up to 400% of the federal poverty level based on household size.

  • What is a health insurance deductible? 

    A deductible is a fixed amount you must pay out-of-pocket before normal copays or coinsurance rates apply. Under the Affordable Care Act, some services, such as annual physicals and wellness screenings, must be covered at no charge.

  • Is it illegal to not have health insurance?

    No. Starting in 2019, the federal government eliminated the penalty that applied to individuals who could afford health insurance but chose not to purchase it. Financial penalties still apply in California, Massachusetts, New Jersey, Rhode Island, Vermont, and Washington, D.C.