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Best Homeowners Insurance Agencies in Moreno Valley

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Aguayo Insurance Solutions, Inc logo
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Aguayo Insurance Solutions, Inc

14055 Perris Boulevard, Moreno Valley, CA 92553
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  • Fire
  • Renter's Insurance
  • Flood
  • Earthquake

Business Description

Aguayo Insurance Solutions, Inc., is a multi-coverage insurance agency that offers homeowner policies to clients in Moreno Valley. It covers costs incurred from property damage, loss of personal belongings, and liability, as well as medical and living expenses. Aguayo also services properties such as beach and high-value homes, vacation homes, mortgages, rental dwellings, and secondary residences. It offers personal umbrella, automobile, flood, earthquake, and jewelry coverages for clients to consider along with homeowners' insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (135)
Facebook
5.0 / 5 (10)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
All Discount Insurance Services Inc. logo
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All Discount Insurance Services Inc.

22484 Alessandro Blvd., Moreno Valley, CA 92553
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  • Personal Property Insurance

Business Description

All Discount Insurance Services Inc. is an insurance provider in Moreno Valley that has been operating for more than 25 years. Established in 1994, the company assists homeowners in choosing the right home insurance policy that is suitable for their financial needs. They also provide insurance coverage for travel trailers and mobile homes. Other offerings include auto and motorcycle insurance. The company represents over 50 insurance companies and serves clients across California, Texas, and Arizona.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.8
Google
5.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
All Solutions Insurance LLC logo
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All Solutions Insurance LLC

22364 Alessandro Blvd, Moreno Valley, CA 92553
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  • Multiple Carriers
  • Multiple Policy Types
  • Personal Property Insurance

Business Description

All Solutions Insurance LLC is a personal and commercial insurance agency that provides homeowner policies to clients in Moreno Valley. It aims to financially secure clients whose properties have suffered losses, whether from theft or larger issues such as storms, lightings, and hail. All Solutions also covers damages caused by floods, sinkholes, sewage backups, as well as costs for a trampoline or swimming pool liability insurance, personal property replacements, and umbrella liability insurance. Properties covered by the agency include frame houses, condos, townhouses, secondary or seasonal homes, and rentals.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (116)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
arlanknutsoninsurance.com logo
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arlanknutsoninsurance.com

21160 Box Springs Road, Moreno Valley, CA 92557
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  • Renter's Insurance
  • Personal Property Insurance
  • Multiple Carriers
  • Earthquake
  • Condos

Business Description

Arlan Knutson Insurance Agency is a family-owned business that has been offering insurance solutions to Moreno Valley and the surrounding regions for over a decade. Its group of insurance professionals is dedicated to helping families with matters related to in-home business, landlords, renters, condo, scheduled property, and mobile home insurance coverage options. The team also offers home and auto, farm, life, and other personal insurance solutions. The company's insurance providers include American Modern, Aegis, American Collectors Insurance, and Chubb.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.5 / 5 (2)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
atchleyins.com logo
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atchleyins.com

6864 Indiana Avenue, Riverside, CA 92506
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  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers
  • Flood
  • Earthquake

Business Description

Founded in 1955, Atchley & Associates Insurance Services helps individuals seeking solutions from homeowners insurance agents in the Moreno Valley area. Its staff assists homeowners choose individualized insurance plans to safeguard them from financial loss if disasters such as fire, smoke, hail, and theft strike. They strive to ensure homeowners have policies that cover their personal belongings. Atchley & Associates Insurance Services offers coverage for temporary residence in case of a complete property loss.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.5 / 5 (182)
Facebook
4.5 / 5 (57)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Best Insurance Services logo
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Best Insurance Services

23940-A Ironwood Avenue, Moreno Valley, CA 92557
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  • Earthquake
  • Personal Property Insurance
  • Flood
  • Fire

Business Description

Best Insurance Services has been providing homeowners insurance services in Moreno Valley since 1998. Its insurance plans cover property damage and injuries inflicted on guests due to disasters. The policies assist homeowners to get adequate financial relief when disasters such as fire, theft, and vandalism occur. The company's coverage also includes protection against the loss of valuables such as jewelry and electronics. Individuals who own rental houses can access homeowners insurance plans from Best Insurance Services.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.9 / 5 (49)
Yelp
3.5 / 5 (10)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Control Insurance Services Inc. logo
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Control Insurance Services Inc.

24267 Sunnymead Boulevard, Moreno Valley, CA 92553
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  • Renter's Insurance
  • Multiple Policy Types
  • Flood
  • Condos

Business Description

Control Insurance Services Inc. is an insurance agency in Moreno Valley providing financial solutions since 1999. Its independent agents represent various insurance carriers such as Safeco Insurance, Progressive, and Access Insurance. They help homeowners, condo owners, and tenants obtain a customized plan according to the value of their property and personal belongings. Control Insurance Services Inc. can also arrange supplemental insurance coverage for clients seeking added protection for jewelry, personal injury lawsuits, or additional living expenses.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.5 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Empire Independent Insurance Agency logo
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Empire Independent Insurance Agency

6792 Magnolia Avenue, Riverside, CA 92506
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  • Condos
  • Flood
  • Earthquake

Business Description

Empire Independent Insurance Agency provides homeowners insurance for people in Moreno Valley and surrounding areas. Its policies ensure clients are protected against the financial impact of repairing or replacing property damaged or lost as a result of fire, lightning, hail, explosions, and theft. Its team of insurance professionals have more than 150 years of collective experience in the industry. Empire Independent Insurance Agency also provides auto, health, life, and business insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (18)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Paul Nicholas Kinan - Nationwide Insurance logo
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Paul Nicholas Kinan - Nationwide Insurance

24124 Sunnymead Boulevard, Moreno Valley, CA 92553
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  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Paul Nicholas Kinan - Nationwide Insurance is a Moreno Valley-based agency that works to ensure coverage for clients whose homes have sustained damages. Kinan and Nationwide Insurance focus on helping clients benefit from claims and resume normal lives following insurance-covered losses. In particular, Kinan's agency caters to homeowners facing property issues such as detached garages, aging roofs, and damaged swimming pools. Aside from home insurance, Kinan also handles matters related to business, car, and life insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.9 / 5 (116)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Scott Fowler - State Farm Insurance Agent logo
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Scott Fowler - State Farm Insurance Agent

6950 Indiana Avenue, Riverside, CA 92506
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  • Renter's Insurance
  • Multiple Policy Types

Business Description

Scott Fowler - State Farm Insurance Agent helps homeowners in Moreno Valley and the surrounding communities choose an insurance option that suits their lifestyle, budget, and needs. He assists clients as they seek to safeguard their properties and personal assets against disasters and unfortunate events. The coverage includes home structures, replacement costs, personal belongings, and even liability claims and lawsuits. Mr. Fowler is available to customers at all hours of the day.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.5 / 5 (182)
Facebook
4.5 / 5 (57)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
speedyins.com logo
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speedyins.com

12625 Frederick Street, Moreno Valley, CA 92553
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  • Multiple Policy Types

Business Description

Speedy Insurance Agency is a homeowners' insurance agency that services residents in Moreno Valley and the surrounding areas. Its insurance specialists offer home insurance policies that can cover the policyholder's primary home and other personal properties. The team also ensures that its clients and their family members are protected from liabilities by offering coverages for their injuries at home, or injuries sustained by guests in their property. Speedy Insurance Agency also provides other insurance services including auto insurance, bond insurance, commercial insurance, and general insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (365)
Yelp
4.5 / 5 (18)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
––
Detail
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Back to Providers

Frequently Asked Questions

Introduction

Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.

What determines the price of homeowners insurance premium?

The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

What is the difference between home warranty and homeowners insurance?

Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

Does Geico offer homeowners insurance?

Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

How long does homeowners warranty insurance last?

Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

Does homeowners insurance cover water heaters?

Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

Are RVs covered under homeowners insurance?

Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

Do new buyers need owner\'s title insurance on a new home?

There are unique risks that a buyer of a new home may face. For example, property claims from previous owners or liens from suppliers whom the homebuilders never paid during construction. Title insurance protects the home from these perils, and your mortgage lender may require it.

Do owner builders need home warranty insurance?

In the United States, owner builders are not required to have home warranty insurance. If you're the one who built your home, you're expected to incur the costs of repairs yourself if a structure or appliance breaks down.

Are dogs deaths covered in homeowners insurance?

Usually, the loss of a dog or other pet is not covered by your home insurance. However, many insurance providers offer riders — packages of added coverage — for pets called pet insurance. This ensures that medical costs and property damage caused by your pets are fully covered.

Are earthquakes covered in standard homeowners insurance policies?

Standard homeowners' insurance policies do not cover damage directly caused by earthquakes. Insurance will sometimes cover indirect damage, however. For example, if an earthquake causes a fire in your home, damage from the fire will be covered under a standard home insurance policy.

Are homeowners insurance and car insurance deductible?

Homeowners' insurance and car insurance premiums are not deductible as personal expenses on your taxes. However, some percentage of your premiums may be deductible as business expenses if you own a business and use your car and home for business purposes. This may vary between states.

Are homeowners insurance payouts taxable income?

If you file a claim after a burglary at your home, for example, the insurance company will assess the value of the property lost or damaged and reimburse that amount. This payout is not taxable because it's not income — it's a replacement of lost value.

How frequent should one change auto or homeowners insurance to another provider?  

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

What should a homeowners insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

How much homeowners insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

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