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Best Credit Repair Companies in Moreno Valley

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Moreno Valley, CAMoreno Valley, CA

Credit Saint is a credit restoration specialist in Moreno Valley that has been providing comprehensive credit repair services for over 15 years. It offers programs that are tailored to fit clients' specific needs and situations. Different levels of credit repair packages are available, which include Clean Slate, Credit Remodel, and Credit Polish. Its professionals also specialize in a credit restoration process, which involves monitoring and analyzing the client's credit history to determine its negative and positive items.

Moreno Valley, CAMoreno Valley, CA

Website(256) 615-8874

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

4092 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1400 East Cooley Drive, Colton, CA 92324
Colton, CA 92324
  • Credit Monitoring

Credit Help Services serves residents of Baldwin Park and the surrounding areas. It offers credit restoration services and assists clients in improving their credit scores, lowering their auto insurance rates, and reducing their home mortgage interest rates. Its attorneys review credit report items and dispute misleading, incomplete, inaccurate, and unverifiable information. It also establishes a credit management system to assist clients in tracking their progress. Carlsbad, Corona, Riverside, and West Covina are among the areas where the company has offices.

1400 East Cooley Drive, Colton, CA 92324
Colton, CA 92324

Website(800) 603-8045

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

1 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1400 E Cooley Dr # 100A, Colton, CA 92324
Colton, CA 92324

Credit Repair 180 is a credit repair company that works with clients in the Moreno Valley metro area to improve their credit scores and financial situations. It offers a simple three-step process to improve and maintain credit, beginning with a thorough analysis of clients' credit reports from all three major bureaus, developing a personalized strategy and identifying items that should be challenged. It then works directly with creditors to remove unfair and erroneous items from credit reports before using a range of tools to educate clients on how credit works, help them build credit in a sustainable way, and track credit scores as they change.

1400 E Cooley Dr # 100A, Colton, CA 92324
Colton, CA 92324

Website(800) 603-8045

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.7 / 5 ( Best)

Total Reviews:

30 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

3993 Orange Street, Riverside, CA 92501
Riverside, CA 92501

Esquire Credit Repair is a company that helps clients change their credit scores in Moreno Valley and nearby regions. The team of professionals from this business helps clients who have issues related to student and auto loans, mortgages, credit cards, and judgments. This credit repair company can help clients address late payments, settle outstanding debts, improve the credit score, and maintain accurate information. The company's founder, Christopher Stefan, is a licensed attorney practicing community law.

3993 Orange Street, Riverside, CA 92501
Riverside, CA 92501

Website(818) 582-5938

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4199 Flat Rock Road, Riverside, CA 92505
Riverside, CA 92505

Fix My 3 Scores is a credit repair company that has been serving clients in Moreno Valley for over 10 years. The firm assists individuals and families who have suffered from insolvency issues and debt problems restore their credit scores. Consultants at the company also monitor and review the full credit reports of their clients from all three bureaus. Other services include identity protection and insurance, fraud resolution, roadside insurance, and guidance for personal records access. The company was a two-time winner of the Best of Riverside Award for Financial Advising in 2015 and 2016.

4199 Flat Rock Road, Riverside, CA 92505
Riverside, CA 92505

Website(866) 517-3139

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

74 (Best)

Score Consistency:

Consistent (Best)

31997 Sugarbush Ln, Lake Elsinore, CA 92532
Lake Elsinore, CA 92532

Kredit Rehab is a credit repair company that works with clients across the Moreno Valley metro area. It has a strong focus on removing erroneous, unverified, or outdated items from credit reports and begins by closely examining reports from all three credit bureaus. Its credit experts aim to contact clients within 24 hours to start the dispute process, which they can follow in real time on a secure, password-protected portal. Kredit Rehab also seeks to educate people on how credit works and how to improve their scores, providing personal recommendations on how to build good credit as well as general information on how scores are calculated.

31997 Sugarbush Ln, Lake Elsinore, CA 92532
Lake Elsinore, CA 92532

Website(323) 620-0280

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

3.9 / 5 ( Good)

Total Reviews:

7 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1400 E Cooley Dr Ste 202, Colton, CA 92324
Colton, CA 92324

My Credit Focus is a credit repair agency in Moreno Valley whose goal is to educate clients on how credit works and improve their credit scores. Its attorneys examine every item on clients' credit reports, searching for items that are unfair, incorrect, or unverified, before working directly with creditors to have the items removed from credit reports. It also educates clients about what their credit score means, how it is calculated, and how they can best plan to improve and maintain their credit score. My Credit Focus offers an online credit management system so each client can see advice and updates in real time.

1400 E Cooley Dr Ste 202, Colton, CA 92324
Colton, CA 92324

Website(800) 603-8045

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

148 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

25060 Hancock Ave Ste 103-437, Murrieta, CA 92562
Murrieta, CA 92562

Plan B is a credit repair company that helps clients in the Moreno Valley improve their credit scores, focusing on helping those who want to buy a home or apply for credit cards. It deals directly with the Experian, Equifax, and TransUnion credit bureaus to dispute negative items such as foreclosures and late payments on clients' credit reports, aiming to remove any items that are incorrect, unfair, or outdated. It offers a range of different plans and options, including an in-depth service aimed at clients who have multiple negative accounts on their credit report and a quick service for those who need to apply for a loan or card within a month.

25060 Hancock Ave Ste 103-437, Murrieta, CA 92562
Murrieta, CA 92562

Website(714) 508-7306

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We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: How do you repair credit after identity theft?
A:

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.
Q: Is credit repair legal?
A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.
Q: Can a credit repair company remove late payments?
A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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