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2024

Last updated:

Best Local Car Insurance Agencies in Moreno Valley

Our Recommended Top 10

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Moreno Valley Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

125

Reviewed

79

Curated

10

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
21160 Box Springs Road, Moreno Valley, CA 92557
  • Multiple Carriers

Why choose this provider?

Arlan Knutson Insurance Agency is a family-owned business serving clients in Moreno Valley and the surrounding communities. Through its attention to detail, it can design personal and commercial car insurance policies that fit its clients' needs. These can include bodily injury liability and property damage liability protection, as well as comprehensive and collision coverage. It also offers policies for recreational vehicle, farm, home, and life insurance, as well as wedding and special event insurance. Moreover, the company can handle notary services.

License Verified:

License: 0D87915

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.5 / 5 (2)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
24905 Sunnymead Boulevard, Moreno Valley, CA 92553
  • Multiple Carriers

Why choose this provider?

Prism Insurance Agency serves individuals and businesses in Moreno Valley. Included in its product line is auto insurance. The agents of the firm furnish insurance policies for car owners that include property coverage which reimburses losses in the event that the policyholder's vehicle was stolen or damaged. The insurance professionals review policy options from different providers such as Kemper, The Hartford, Nationwide, Safeco Insurance, and Travelers. Prism Insurance Agency has been in service for more than two decades.

License Verified:

License: 0I06643

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (30)
Facebook
5.0 / 5 (18)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5053 La Mart Drive, Riverside, CA 92507
  • Multiple Carriers

Why choose this provider?

Josh Terraneau is a State Farm insurance agent that offers auto coverage options to communities in Moreno Valley. He offers auto insurance plans tailored to the vehicle or policyholder, whether for teen drivers or collectible vehicles such as sports, classical, and vintage cars. He provides coverage that secures damage costs incurred from collision and non-collision incidents, as well as liability protection and options such as medical payments, rideshare insurance, and car rental insurance. An agent since 2008, Terraneau also provides home, property, and business insurance options.

License Verified:

License: 0C53292

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (37)
Yelp
4.5 / 5 (14)
Facebook
5.0 / 5 (9)

Website
14420 Elsworth Street, Moreno Valley, CA 92553
  • Multiple Carriers

Why choose this provider?

Steve Nichols Insurance Services is a team of agents based in Moreno Valley. They create various types of insurance policies, including auto insurance. Some of the coverage options they provide are collision, comprehensive, medical payments, and uninsured motorist coverage. They can also craft plans that cover towing costs and rental car expenses. The professionals find suitable policies by reviewing options from different carriers. They can also insure RVs, ATVs, and motorcycles. Steve Nichols Insurance Services was founded in 1998.

License Verified:

License: 0708785

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3501 Adams Street, Riverside, CA 92504
  • Multiple Carriers
  • Bundling Option

Why choose this provider?

Preferred Insurance offers auto insurance plans in Moreno Valley. Established in 2002, the company helps car owners understand various coverage types through its online insurance guide. These options include collision, bodily injury liability, medical payments, and rental reimbursement. Policyholders also obtain financial compensation for losses arising from vandalism, theft, and fire damage. The company's insurance agents can inform clients of applicable limits for personal injuries and property damage liabilities. Preferred Insurance also provides insurance solutions for renters and homeowners.

License Verified:

License: 0F74474

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Yelp
4.5 / 5 (31)
Facebook
4.9 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
24267 Sunnymead Boulevard, Moreno Valley, CA 92553
  • Multiple Carriers

Why choose this provider?

Control Insurance Services, Inc., which is based in Moreno Valley, has a team of agents that provides various types of protection plans, such as auto insurance. They furnish insurance policies for car owners that include no-fault coverage, which compensates for medical expenses for the policyholder and the passengers involved in a car accident. They review insurance plans from different providers, including Dairyland and Progressive. Control Insurance Services has been committed to offering reliable insurance services since 1999.

License Verified:

License: 0E16945

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.6 / 5 (18)
Facebook
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
23940-A Ironwood Avenue, Moreno Valley, CA 92557
  • Boats
  • Motorcyle & ATV

Why choose this provider?

Best Insurance Services is an insurance provider in Moreno Valley, serving individuals and families in the area and nearby communities. Representing more than 30 California carriers, the company’s agents help drivers secure auto insurance policies that will meet their needs, expectations, and priorities. In addition to standard auto, the agency also insures motorcycles, RVs, and boats. Best Insurance Services was established by Jose Linares, a seasoned insurance professional with over 25 years of diversified insurance experience.

License Verified:

License: 0F06699

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.8 / 5 (50)
Yelp
3.5 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7010 Magnolia Avenue, Riverside, CA 92506
  • Multiple Carriers
  • Motorcyle & ATV
  • Boats
  • RV & Motorhome

Why choose this provider?

Serving the residents of Moreno Valley for over 10 years, Speedy Insurance represents multiple carriers and researches and reviews rates from hundreds of options to provide suitable policies for its clients. Providing all aspects of personal insurance, the agency offers auto, boat, motorcycle, and ATV insurance for vehicle owners. Additionally, the agency includes California DMV services that involve registration, renewal, and license plate services. Clients can conveniently reach Speedy Insurance in English and Spanish.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (365)
Facebook
5.0 / 5 (24)
Yelp
4.5 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.0
Responsiveness
Friendliness
Helpfulness
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Detail
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Website
14420 Elsworth Street, Moreno Valley, CA 92553
  • RV & Motorhome
  • Boats

Why choose this provider?

Are You Covered Inc. is a full-service insurance management company that caters to the insurance needs of individuals and businesses in Moreno Valley and surrounding areas. Aiming to build long-term relationships with clients and providers, the agency helps car owners, drivers, and vehicle operators minimize financial risks and potential losses with an auto insurance policy. Its insurance agents shop for a variety of coverage options from multiple carriers. Some of the auto coverage they offer include liability, property, medical, comprehensive, collision, and uninsured or underinsured motorist coverage.

License Verified:

License: 0I72667

California Department Of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
23962 Alessandro Boulevard, Moreno Valley, CA 92553
  • Motorcyle & ATV

Why choose this provider?

Aztec Insurance has been managing personal and commercial insurance projects for over 30 years. The business conducts risk assessments to car owners before gathering auto insurance options. Identifying the clients' needs helps the business craft personalized insurance policies. Its agents also have access to multiple insurance carriers that will safeguard drivers, families, and vehicles from car accidents and liabilities. The company has two existing sites located in Moreno Valley and San Jacinto. Other insurance products available include home, life, and motorcycle.

License Verified:

License: 0G38914

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Google
4.1 / 5 (26)
Yelp
2.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • How long do driving records affect car insurance premiums in Moreno Valley?

    In Moreno Valley, an individual's car insurance premiums can be influenced by their driving history for a duration of three years. This timeframe encompasses various driving offenses, which include both at-fault accidents and instances of exceeding speed limits. It's essential to emphasize that at-fault accidents typically result in more significant premium hikes compared to speeding violations.

  • In Moreno Valley, do electric car owners usually pay more for insurance?

    In Moreno Valley, owning an electric car usually means paying more for insurance. These cars often cost more upfront and are more expensive to fix due to their high-tech parts. As a result, insurance companies charge higher rates than they do for regular gas cars. It's essential for individuals considering buying an electric car to keep these extra costs in mind.

  • How can residents of Moreno Valley ensure safer driving and avoid insurance claims?

    Residents of Moreno Valley can ensure safer driving and minimize insurance claims by adhering to posted speed limits, particularly in school zones and pedestrian areas. Using hands-free or voice-activated devices while driving is also advised to avoid distractions. They should be cautious at four-way stops and not assume other drivers know the right-of-way laws, opting to wait if necessary. Choosing the safest lane and staying in it consistently also contributes to safer driving.

  • What is comprehensive car insurance, and why might residents of Moreno Valley consider it?

    Comprehensive insurance provides coverage for damages to cars that are not caused by a collision. These include damages from theft, vandalism, flood, hurricane, windshield damage, and fire. While it's not a legal requirement in Moreno Valley, those with financed cars will likely need it. Comprehensive insurance ensures that, up to the car's fair market value minus the deductible, any such unexpected damages are covered financially.

  • Is it mandatory for drivers in Moreno Valley to purchase guaranteed asset protection insurance?

    In Moreno Valley, drivers have no legal obligation to secure gap insurance. While not mandated, such coverage bridges the monetary gap between a car's market worth and the remaining loan sum in case of a total loss. Ultimately, it's a personal choice for residents to gauge the necessity of this additional coverage for their vehicle's protection.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.