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Best Local Car Insurance Agencies in Moreno Valley

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Arlan Knutson Insurance Agency - Moreno Valley logo
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License Verified:

License: 0D87915

California Department Of Insurance

Arlan Knutson Insurance Agency - Moreno Valley

21160 Box Springs Road, Moreno Valley, CA 92557
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  • Multiple Carriers

Business Description

Arlan Knutson Insurance Agency is a family-owned business serving clients in Moreno Valley and the surrounding communities. Through its attention to detail, it can design personal and commercial car insurance policies that fit its clients' needs. These can include bodily injury liability and property damage liability protection, as well as comprehensive and collision coverage. It also offers policies for recreational vehicle, farm, home, and life insurance, as well as wedding and special event insurance. Moreover, the company can handle notary services.

License Verified:

License: 0D87915

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.5 / 5 (2)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Aztec Insurance logo
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License Verified:

License: 0G38914

California Department Of Insurance

Aztec Insurance

23962 Alessandro Boulevard, Moreno Valley, CA 92553
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  • Motorcyle & ATV

Business Description

Aztec Insurance has been managing personal and commercial insurance projects for over 30 years. The business conducts risk assessments to car owners before gathering auto insurance options. Identifying the clients' needs helps the business craft personalized insurance policies. Its agents also have access to multiple insurance carriers that will safeguard drivers, families, and vehicles from car accidents and liabilities. The company has two existing sites located in Moreno Valley and San Jacinto. Other insurance products available include home, life, and motorcycle.

License Verified:

License: 0G38914

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Google
4.1 / 5 (26)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Best Insurance Services logo
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License Verified:

License: 0F06699

California Department Of Insurance

Best Insurance Services

23940-A Ironwood Avenue, Moreno Valley, CA 92557
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  • Boats
  • Motorcyle & ATV

Business Description

Best Insurance Services is an insurance provider in Moreno Valley, serving individuals and families in the area and nearby communities. Representing more than 30 California carriers, the company’s agents help drivers secure auto insurance policies that will meet their needs, expectations, and priorities. In addition to standard auto, the agency also insures motorcycles, RVs, and boats. Best Insurance Services was established by Jose Linares, a seasoned insurance professional with over 25 years of diversified insurance experience.

License Verified:

License: 0F06699

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.9 / 5 (49)
Yelp
3.5 / 5 (10)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Control Insurance Services Inc. - Moreno Valley logo
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License Verified:

License: 0E16945

California Department Of Insurance

Control Insurance Services Inc. - Moreno Valley

24267 Sunnymead Boulevard, Moreno Valley, CA 92553
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  • Multiple Carriers

Business Description

Control Insurance Services, Inc., which is based in Moreno Valley, has a team of agents that provides various types of protection plans, such as auto insurance. They furnish insurance policies for car owners that include no-fault coverage, which compensates for medical expenses for the policyholder and the passengers involved in a car accident. They review insurance plans from different providers, including Dairyland and Progressive. Control Insurance Services has been committed to offering reliable insurance services since 1999.

License Verified:

License: 0E16945

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.6 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Empire Independent Insurance Agency logo
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License Verified:

License: 0E67783

California Department Of Insurance

Empire Independent Insurance Agency

6792 Magnolia Avenue, Riverside, CA 92506
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  • Multiple Carriers
  • Boats

Business Description

Empire Independent Insurance Agency serves Moreno Valley and Southern California with car insurance solutions. Its team of insurance professionals has a combined experience of 150 years in helping clients find the right auto coverages. With a well-chosen policy, drivers can be financially protected against property damage, liability, and medical expenses that ensue from car accidents or other unexpected perils. Empire Independent Insurance Agency values long-term relationships with clients and assists them in every step of the process, from quote requests to filing claims.

License Verified:

License: 0E67783

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (18)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Josh Terraneau logo
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License Verified:

License: 0C53292

California Department Of Insurance

Josh Terraneau

5053 La Mart Drive, Riverside, CA 92507
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  • Multiple Carriers

Business Description

Josh Terraneau is a State Farm insurance agent that offers auto coverage options to communities in Moreno Valley. He offers auto insurance plans tailored to the vehicle or policyholder, whether for teen drivers or collectible vehicles such as sports, classical, and vintage cars. He provides coverage that secures damage costs incurred from collision and non-collision incidents, as well as liability protection and options such as medical payments, rideshare insurance, and car rental insurance. An agent since 2008, Terraneau also provides home, property, and business insurance options.

License Verified:

License: 0C53292

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (37)
Yelp
4.5 / 5 (14)
Facebook
5.0 / 5 (9)
Preferred Insurance logo
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License Verified:

License: 0F74474

California Department Of Insurance

Preferred Insurance

3501 Adams Street, Riverside, CA 92504
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  • Multiple Carriers
  • Bundling Option

Business Description

Preferred Insurance offers auto insurance plans in Moreno Valley. Established in 2002, the company helps car owners understand various coverage types through its online insurance guide. These options include collision, bodily injury liability, medical payments, and rental reimbursement. Policyholders also obtain financial compensation for losses arising from vandalism, theft, and fire damage. The company's insurance agents can inform clients of applicable limits for personal injuries and property damage liabilities. Preferred Insurance also provides insurance solutions for renters and homeowners.

License Verified:

License: 0F74474

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
4.5 / 5 (31)
Facebook
4.9 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Prism Insurance Agency logo
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License Verified:

License: 0I06643

California Department Of Insurance

Prism Insurance Agency

24905 Sunnymead Boulevard, Moreno Valley, CA 92553
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  • Multiple Carriers

Business Description

Prism Insurance Agency serves individuals and businesses in Moreno Valley. Included in its product line is auto insurance. The agents of the firm furnish insurance policies for car owners that include property coverage which reimburses losses in the event that the policyholder's vehicle was stolen or damaged. The insurance professionals review policy options from different providers such as Kemper, The Hartford, Nationwide, Safeco Insurance, and Travelers. Prism Insurance Agency has been in service for more than two decades.

License Verified:

License: 0I06643

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (30)
Facebook
5.0 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
RUC Insurance Agency logo
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License Verified:

License: 0I72667

California Department Of Insurance

RUC Insurance Agency

14420 Elsworth Street, Moreno Valley, CA 92553
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  • RV & Motorhome
  • Boats

Business Description

Are You Covered Inc. is a full-service insurance management company that caters to the insurance needs of individuals and businesses in Moreno Valley and surrounding areas. Aiming to build long-term relationships with clients and providers, the agency helps car owners, drivers, and vehicle operators minimize financial risks and potential losses with an auto insurance policy. Its insurance agents shop for a variety of coverage options from multiple carriers. Some of the auto coverage they offer include liability, property, medical, comprehensive, collision, and uninsured or underinsured motorist coverage.

License Verified:

License: 0I72667

California Department Of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Speedy Insurance logo
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Speedy Insurance

7010 Magnolia Avenue, Riverside, CA 92506
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  • Multiple Carriers
  • Motorcyle & ATV
  • Boats
  • RV & Motorhome

Business Description

Serving the residents of Moreno Valley for over 10 years, Speedy Insurance represents multiple carriers and researches and reviews rates from hundreds of options to provide suitable policies for its clients. Providing all aspects of personal insurance, the agency offers auto, boat, motorcycle, and ATV insurance for vehicle owners. Additionally, the agency includes California DMV services that involve registration, renewal, and license plate services. Clients can conveniently reach Speedy Insurance in English and Spanish.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (365)
Facebook
5.0 / 5 (24)
Yelp
4.5 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
––
Detail
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Steve Nichols Insurance Services logo
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License Verified:

License: 0708785

California Department Of Insurance

Steve Nichols Insurance Services

14420 Elsworth Street, Moreno Valley, CA 92553
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  • Multiple Carriers

Business Description

Steve Nichols Insurance Services is a team of agents based in Moreno Valley. They create various types of insurance policies, including auto insurance. Some of the coverage options they provide are collision, comprehensive, medical payments, and uninsured motorist coverage. They can also craft plans that cover towing costs and rental car expenses. The professionals find suitable policies by reviewing options from different carriers. They can also insure RVs, ATVs, and motorcycles. Steve Nichols Insurance Services was founded in 1998.

License Verified:

License: 0708785

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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