Expertise.com

2024

Last updated:

Best Renter's Insurance Companies in Mission Viejo

Our Recommended Top 9

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Mission Viejo Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

44Reviewed

30Curated

9Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

26522 La Alameda Suite 210, Mission Viejo, CA 92691
WebsiteLicense: 0D26866

Expertise.com Rating

Review Sources

Facebook
5.0 (7)
Google
4.8 (5)
Yelp
3.0 (2)

Why choose this provider?

KOHR Financial & Insurance Services has been delivering comprehensive risk management solutions in the Mission Viejo metro since 1996. It provides financial protection to families and individuals through its renters' policies. The company assists tenants in acquiring personal property, liability, and additional living expense coverages to protect them from perils like theft and fire. It also processes life, umbrella, and classic car insurance. Mike Hill, one of the agency's financial advisors, has been in the industry since 1993.

  • Home and Auto Insurance

26461 Crown Valley Pkwy., Suite 200, Mission Viejo, CA 92691
WebsiteLicense: 0A96080

Expertise.com Rating

Why choose this provider?

Boswell Insurance is a local brokerage that has been serving policy buyers in Mission Viejo and the rest of Southern California since 1968. It offers an array of risk management solutions, including insurance policies for renters, homeowners, duplexes, and townhouses. Coverage for antiques, boats, dwelling fire, floods, and earthquakes are also available. Additionally, it offers life and health insurance, disability financial services, and commercial and workers' compensation insurance. Boswell Insurance shops from various carriers such as Safeco Insurance, Kemper, and Prudential.

  • Multiple Policy Types

26050 Acero Suite 302, Mission Viejo, CA 92691
WebsiteLicense: 6002536

Expertise.com Rating

Review Sources

Google
5.0 (13)
Facebook
5.0 (9)

Why choose this provider?

Monarch Benefits serves residents in Mission Viejo and the surrounding communities. It assists apartment owners and renters in shopping for renters' insurance in the market and comparing coverages of multiple insurance carriers. It also safeguards individuals from monetary damages brought by unexpected events such as fire and liability issues. Clients can have their covered lost personal belongings replaced as well. Its agents review policies and make changes on behalf of their clients. Monarch Benefits has been operating since 2009.

  • Multiple Carriers

31815 Camino Capistrano Suite 16, San Juan Capistrano, CA 92675
WebsiteLicense: CA-0I76059

Expertise.com Rating

Review Sources

Google
5.0 (44)
Yelp
5.0 (33)
Facebook
5.0 (9)

Why choose this provider?

John Kerkes provides comprehensive information and explanatory counsel about insurance policies for renters and similar clients in Mission Viejo and Rancho Mission Viejo. He also offers his services to individuals and families in other California areas, such as Dana Point, San Clemente, Laguna Beach, Laguna Hills, and Laguna Niguel. Apart from renters' insurance, John also handles auto, business, life, condo, and homeowners' insurance. His services also cover mutual funds, annuities, and banking.

  • Multiple Policy Types

27101 Aliso Creek Rd, Suite 126, Aliso Viejo, CA 92656
WebsiteLicense: 0720204

Expertise.com Rating

Review Sources

Yelp
4.0 (7)
Google
5.0 (2)

Why choose this provider?

Dave Jackson is a State Farm agent who provides various insurance solutions to customers in Mission Viejo and other areas in California. Since the foundation of his agency in 1987, he has been helping apartment tenants insure their personal belongings, including electronics, furniture, and clothing, through renters' insurance policies. In addition, he customizes insurance plans for homes, cars, businesses, individual life, and health. Jackson also offers State Farm's personal banking and business banking services. He is one of the 19,000 State Farm agents across the country.

  • Multiple Policy Types
  • Home and Auto Insurance

27001 La Paz Rd., Suite 278B, Mission Viejo, CA 92691
WebsiteLicense: 0800907

Expertise.com Rating

Review Sources

Google
5.0 (13)
Yelp
5.0 (11)

Why choose this provider?

Cari Heimos is a State Farm Insurance agent that caters to Mission Viejo, Laguna Niguel, Santa Margarita, and other nearby areas. She and her team of insurance professionals help individuals and families find and acquire an assortment of insurance products, including renters', homeowners', and automobile policies. They also serve owners of small businesses, assisting them in finding coverage plans for things like workers' compensation. Heimos has over 15 years of industry experience. She is a member of the National Association of Insurance and Financial Advisors.

  • Multiple Policy Types
  • Home and Auto Insurance

33302 Valle Rd. Ste. 200, San Juan Capistrano, CA 92675
WebsiteLicense: 0746539

Expertise.com Rating

Review Sources

Google
5.0 (186)
Facebook
4.9 (57)

Why choose this provider?

Insurance Solutions provides a wide range of personal and business risk management products to clients in Mission Viejo. It offers renters' insurance policies that cover personal property against theft or damages and protect individuals against property damage claims. Some premiums can also cover medical payments for expenses incurred by visitors at the residence. In addition, it has life and health insurance options for individuals and groups. Insurance Solutions has access to multiple companies and can help clients switch to and from different companies.

  • Home and Auto Insurance

27758 Margarite Parkway #283, Mission Viejo, CA 92691
WebsiteLicense: 0I36026

Expertise.com Rating

Why choose this provider?

Parmenter Insurance Agency, Inc, serves the residents of Mission Viejo, Irvine, and the surrounding communities. It offers renters' insurance that includes personal property coverage in case of theft, damage, or fire and liability coverage for risk of accident at clients' rental. The team of professionals at this company educates customers about their options and works with insurance corporations such as Hagerty, Travelers, and The Hartford to find the policy that suits their needs. Parmenter Insurance Agency, Inc, also provides auto and workers' compensation insurance.

  • Home and Auto Insurance

6B Liberty #200, Aliso Viejo, CA 92656
WebsiteLicense: 0H49306

Expertise.com Rating

Review Sources

Google
4.8 (265)
Yelp
4.2 (119)
Facebook
4.7 (15)

Why choose this provider?

MPX Insurance Services, Inc., provides insurance and financial solutions to individuals and businesses in Mission Viejo. Insurance products that cover a customer's possessions against losses, such as renter's, homeowners', and automobile insurance, are among the company's offerings. As independent agents, MPX Insurance Services sells coverage from different insurers, navigating the many policy options available and clarifying questions or concerns. In addition to its office in Aliso Viejo, California, the company has a location in Boca Raton, Florida.

  • Multiple Carriers
  • Multiple Policy Types

FAQs

  • Will your renters' insurance cover the damage if there is a riot in your Mission Viejo area and your home is vandalized?

    Yes. Renters' insurance covers the damage from riots and other incidents involving civil disturbance. A standard policy also includes coverage for vandalism. That said, some properties are excluded from coverage, so you should still check with your insurer in Mission Viejo. If your home had been vacant in the past 60 days, it might no longer be covered.

  • Should you keep receipts of the possessions you buy even if you are just renting an apartment in Mission Viejo?

    Yes, you must keep receipts. Doing so will help you keep track of the value of your possessions in your Mission Viejo apartment. By the time you need to file a renters’ insurance claim and need to present an inventory, you might have already forgotten the price at which you bought specific items.

  • Why keep an inventory of your possessions in Mission Viejo if their value will depreciate anyway?

    It would help to keep an inventory because your renters’ insurance company will ask for it when you file a claim. Besides, it is not you who will calculate the depreciated value of your properties in Mission Viejo. Under California law, it is your insurer who will determine each item’s “actual cash value,” which takes into account depreciation according to its age and condition before the loss.

  • Apart from providing coverage for your property loss, how else can renters’ insurance help you after a fire in Mission Viejo?

    Renters’ insurance in Mission Viejo typically includes “Loss of Use” coverage. This implies that if there is a fire and you need to stay someplace else while your apartment is being cleaned, your insurance will cover the extra living expenses. You can submit hotel and meal receipts to your insurer for reimbursement.

  • Why should you get renters' insurance in Mission Viejo if you don't own much?

    You may not own that much, but the cost of replacing everything you own may be higher than you think. Without renters’ insurance, you would have to pay the cost out of your pocket—your landlord in Mission Viejo will not cover it. Making a list of your possessions and their replacement cost is a good place to start. You can then ask for a renters’ insurance quote to compare and decide whether it is worth taking out a policy.

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