Best Mortgage Brokers in Mission Viejo

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America’s Moneyline logo
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License Verified:

License: 1895842

Nationwide Multistate Licensing System and Registry

America’s Moneyline

27081 Aliso Creek Rd, Aliso Viejo, CA 92656
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  • New Construction

Business Description

America’s Moneyline is a mortgage lending company that serves clients in Mission Viejo and the surrounding areas. It offers home loan programs for those looking to purchase or refinance real estate, creating a customized option based on the goals and specific criteria of each client. It provides conforming and non-conforming conventional loan options and government-backed loans, such as VA and FHA. America’s Moneyline CEO Shawn John Nevin has over two decades of mortgage lending experience.

License Verified:

License: 1895842

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (137)
Yelp
4.5 / 5 (37)
Facebook
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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American Veteran Mortgage logo
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License: 1238825

Nationwide Multistate Licensing System and Registry

American Veteran Mortgage

27281 Las Ramblas Suite 200, Mission Viejo, CA 92691
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  • New Construction
  • Refinance

Business Description

American Veteran Mortgage is a team of loan consultants serving residents in and around the Mission Viejo metro. They cater to different clients, including veterans, first-time homebuyers, and seasoned investors. To meet their unique needs, the company offers a variety of home financing solutions, including USDA loans, which suit clients planning to purchase residential real estate in rural locations. It also helps clients apply for conventional, jumbo, and FHA loans. In addition, VA loans, which come in adjustable- and fixed-rate options, are available.

License Verified:

License: 1238825

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (75)
Facebook
4.4 / 5 (7)
Yelp
5.0 / 5 (1)
California Coastal Loans logo
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License Verified:

License: 1533336

Nationwide Multistate Licensing System and Registry

California Coastal Loans

26381 Crown Valley Parkway, Mission Viejo, CA 92691
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  • Refinance

Business Description

California Coastal Loans is a mortgage broker in Mission Viejo that was founded in 1999. Its purchase and refinancing loan programs include adjustable-rate and fixed-rate mortgages, jumbo, FHA, and VA. To assist clients to have an honest, well-communicated, and informed mortgage lending experience, the company relies on transparency. As part of its commitment to give back to the community, California Coastal Loans, headed by broker-owner Dino Katsiametis, partners with various charities including NEGU-Jessie Rees Foundation, Children's Hunger Fund, and CarePossible.

License Verified:

License: 1533336

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (159)
Yelp
5.0 / 5 (128)
Facebook
5.0 / 5 (106)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Detail
ClearEdge Lending logo
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License Verified:

License: 1924815

Nationwide Multistate Licensing System and Registry

ClearEdge Lending

20 Enterprise, Suite 350, Aliso Viejo, CA 92656
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  • New Construction

Business Description

ClearEdge Lending is a locally owned and operated mortgage company that has been serving Mission Viejo and the surrounding areas since 2015. It assists clients who wish to purchase a primary residence, second home, or investment property. It also offers loan products for high-net-worth, self-employed, and borrowers recovering from recent credit setbacks. In addition, the company provides different types of jumbo loans. The leadership team of ClearEdge Lending has an average of 25 years of single-family lending experience.

License Verified:

License: 1924815

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.6 / 5 (46)
Damien L. Grant Lending Team logo
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License Verified:

License: 1266311

Nationwide Multistate Licensing System and Registry

Damien L. Grant Lending Team

23120 Alicia Pkwy Suite 100, Mission Viejo, CA 92692
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  • Refinance
  • New Construction

Business Description

Damien L. Grant Lending Team handles the needs of first-time home buyers and owners across the Mission Viejo area. The team provides customers with mortgage loans, which include conventional, FHA, VA, and refinance loans. Its mortgage professionals also have experience with non-qualified mortgages and loans for self-employed individuals. It maintains operations in three states and has more than 13 years of experience in the mortgage industry. Its senior loan officer, Damien L. Grant, has been working in the real estate industry since 2007.

License Verified:

License: 1266311

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (6)
Yelp
5.0 / 5 (4)
Equify logo
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License Verified:

License: 1975611

Nationwide Multistate Licensing System and Registry

Equify

2082 Michelson Dr, 121, Irvine, CA 92612
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  • Refinance

Business Description

Equify caters to clients throughout Mission Viejo. It sets up fixed-rate and adjustable-rate mortgages. It offers loans for individuals seeking to acquire different types of properties, including single-family homes, condos, and townhouses. The company also guides homeowners with the process of refinancing their mortgages. It has experience modifying loan terms of properties held in trusts. Equify maintains a blog to educate individuals on a variety of topics, ranging from credit score improvement tips to second home financing management.

License Verified:

License: 1975611

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (66)
Yelp
5.0 / 5 (50)
Franklin Direct logo
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License Verified:

License: 968831

Nationwide Multistate Licensing System and Registry

Franklin Direct

111 Corporate Dr., St. 170, Rancho Mission Viejo, CA 92694
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  • Refinance

Business Description

Franklin Direct provides mortgage solutions to help Mission Viejo residents afford their dream homes. It offers refinancing options for borrowers seeking to lower interest rates and monthly payments, shorten the terms, or cash out from their homes’ equity. The mortgage advisors assist homebuyers in choosing programs that fit their financial goals, needs, and unique criteria and scenarios, such as ARM, conforming, FHA, jumbo, USDA, and VA loans. The company is affiliated with mortgage banker Franklin Loan Center.

License Verified:

License: 968831

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Generation Lending logo
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License Verified:

License: 1904291

Nationwide Multistate Licensing System and Registry

Generation Lending

Liberty, Aliso Viejo, CA 92656
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  • Refinance

Business Description

Generation Lending serves home buyers and homeowners in Mission Viejo and nearby locations. The products it offers include non-qualified mortgages, which cater to individuals with bad credit or those who recently filed for bankruptcy. The firm also helps obtain conventional fixed-rate loans and reverse mortgages for individuals 55 and older. In addition, it caters to clients' refinancing needs through HELOC loans. Generation Lending was established in 2019 by Kevin Brown, who started working in the industry in 2006.

License Verified:

License: 1904291

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (160)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Integrated Lending Group logo
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License Verified:

License: 76988

Nationwide Multistate Licensing System and Registry

Integrated Lending Group

28181 Tinajo, Mission Viejo, CA 92692
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  • Refinance

Business Description

Integrated Lending Group delivers various mortgage services to house buyers in Mission Viejo. It has refinancing solutions that swap out current debts for less burdensome alternatives. The crew offers reverse mortgages to the aging members of the community, and it has adjustable and fixed-rate options fit for the general public. Its clientele includes purchasers looking for their first home and military personnel who are qualified under Veterans Affairs. Integrated Lending Group was founded in 2003.

License Verified:

License: 76988

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (49)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Oso Creek Mortgage logo
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License Verified:

License: 1636298

Nationwide Multistate Licensing System and Registry

Oso Creek Mortgage

9891 Irvine Center Dr., Ste. 200, Irvine, CA 92618
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  • Refinance
  • New Construction

Business Description

Oso Creek Mortgage serves individuals and families in Mission Viejo and the surrounding areas. The company caters to clients wanting to apply for fixed- and adjustable-rate mortgage programs to help fit their current and future financial needs. It also guides clients in choosing loan options, including FHA, VA, jumbo, and USDA, for their home purchasing and mortgage refinancing matters. One of the company's mortgage brokers, Mark Stillman, has been in the mortgage industry since 2003.

License Verified:

License: 1636298

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (65)
Yelp
5.0 / 5 (19)
Facebook
5.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Quantus Realty Solutions logo
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License Verified:

License: 1427790

Nationwide Multistate Licensing System and Registry

Quantus Realty Solutions

27201 Puerta Real, Suite 300, Mission Viejo, CA 92691
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  • Refinance

Business Description

Quantus Realty Solutions is a mortgage brokerage firm serving Mission Viejo. It enables people to afford their dream homes with its extensive selection of home purchase and refinance loans. The team determines the right home loan for their clients based on their debt-to-income ratio, credit score, and down payment source. Some of its home loan offerings include FRM, ARM, interest-only, balloon, reverse, and government-sponsored loans. The group works to provide a seamless homebuying experience by helping borrowers overcome challenges throughout the mortgage process.

License Verified:

License: 1427790

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
The Card Team logo
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License Verified:

License: 1713171

Nationwide Multistate Licensing System and Registry

The Card Team

25910 Acero Road Suite #150, Mission Viejo, CA 92691
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  • Refinance
  • New Construction

Business Description

The Card Team handles the mortgage needs of home buyers and owners in Mission Viejo and the nearby cities. It guides individuals throughout the home purchasing loan applications by helping them order appraisals, review loan options, and submit documents. It also offers mortgage refinancing services. Karen Card, the company's senior loan officer, has been handling mortgage matters for over 25 years. Before focusing on home loans, she managed income property finance with The Travelers, Pacific Life, and The Irvin Company.

License Verified:

License: 1713171

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (48)
Yelp
5.0 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Mortgage Advisory logo
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License Verified:

License: 1549739

Nationwide Multistate Licensing System and Registry

The Mortgage Advisory

999 Corporate Drive, Suite 100, Rancho Mission Viejo, CA 92694
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  • Refinance

Business Description

The Mortgage Advisory provides home purchase loans and refinancing solutions to customers in the Mission Viejo area. It offers a variety of home purchase loans, including FHA, VA, jumbo, USDA, and reverse, with adjustable and 15-year and 30-year fixed mortgage rates. The agency also assists with cash-out, and rate-and-term refinance. In addition, its team evaluates properties and assists in comparing rates. Ace Ausar, who has over 20 years of experience in the industry, leads The Mortgage Advisory.

License Verified:

License: 1549739

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (40)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

Do mortgage brokers need to be licensed?

Yes, all mortgage brokers need to be licensed. Individuals need to complete a 20-hour class that goes over state and federal laws for mortgages and other important information. Next, individuals take the official test with the National Mortgage Licensure System.

Is it difficult to pass the mortgage brokers’ test?

Upon completion of educational requirements, you must pass the mortgage broker test to receive your license. It's a two-part test called the Safe Mortgage Loan Originator Exam, and it can be a bit challenging. Out of almost 87,600 national test-takers, 57% passed on their first attempt. The test includes both a state and national portion and requires a minimum score of 75% to pass.

What is a surety bond for mortgage brokers?

A surety bond is a legal contract that binds three parties — the obligee, the principal, and the surety. Surety bonds are typically required to receive a license for operating as a mortgage broker. When a mortgage broker gets a surety bond, it's a legal guarantee they'll perform their obligations to their customers as required by law.

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