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Best Life Insurance Companies in Mission Viejo

2024

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Providers

Last updated:

Website
23832 Rockfield Boulevard, Lake Forest, CA 92630
  • Life Insurance
  • Health Insurance

Why choose this provider?

Sabeti Insurance is an independent insurance agency serving clients in Mission Viejo and surrounding communities. It offers life insurance coverage to individuals, families, and businesses, helping them protect their most valuable assets. Its professionals aim to educate the clients on their chosen coverage, analyzing and comparing products to determine the option that fits their needs. Sabeti Insurance offers health, dental, vision, and business insurance, as well. It has partnered with numerous insurance companies, including Molina Healthcare, Anthem, and Oscar.

License Verified:

License: 0K76097

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.0 / 5 (12)
Facebook
5.0 / 5 (11)
Yelp
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
28 Argonaut, Aliso Viejo, CA 92656
  • Life Insurance
  • Health Insurance

Why choose this provider?

Established in 2010, Breathe Insurance is an independent insurance agency serving clients in Mission Viejo. It offers term and permanent life insurance plans, health policies, and long-term disability insurance. The agency also provides insurance products for secondary homes, condos, motorcycles, and valuable possessions. Business insurance options include policies for business owners and commercial properties. Breathe Insurance is recommended by Dave Ramsey, a personal money management specialist, radio show host, and author who published three New York Times best-selling books on finance.

License Verified:

License: 0E36358

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (179)
Yelp
4.5 / 5 (71)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
629 Camino De Los Mares, San Clemente, CA 92673
  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

Why choose this provider?

General Insurance Services has provided life insurance policies to clients in Mission Viejo since 1947. With over 70 years of experience, the agency has learned to utilize more efficient methods and technology to help clients find and purchase their preferred life insurance policy. Its life insurance options include individual life, group life, mortgage protection, long-term care, and disability insurance. General Insurance Services has access to a variety of insurance companies, allowing clients to receive multiple quotes at a time until they secure the right policy.

License Verified:

License: 0C16074

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6B Liberty, Aliso Viejo, CA 92656
  • Life Insurance
  • Term Life Insurance

Why choose this provider?

MPX Insurance Services, Inc. is a full-service insurance firm the serves individual and commercial clients in Mission Viejo. It provides insurance products such as life, auto, home, and business insurance. As an independent agency, it represents several companies and offers different variations of coverages from these carriers. Its agents also underwent training and have served hundreds of customers, making them equipped to explore various options, identify risks, make recommendations, and assist policy buyers in their overall insurance needs.

License Verified:

License: 0H49306

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Yelp
4.5 / 5 (89)
Google
4.0 / 5 (70)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
23181 Verdugo Drive, Laguna Hills, CA 92653
  • Long Term Care
  • Health Insurance
  • Life Insurance
  • Individual Plans

Why choose this provider?

All Mark Insurance Services is an insurance agency that serves clients in Mission Viejo. It offers life insurance that provides financial security to beneficiaries in the event of an unexpected death. The company also covers other insurance products and services, such as annuities, Roth conversions, IRAs, private wealth coaching, mortgage planning, and retirement income planning. President and owner James Johnson is a Marine veteran who has been an entrepreneur for more than 28 years. All Mark Insurance Services retains membership in NAIFA and MDRT.

License Verified:

License: 0E72685

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.7
Google
4.0 / 5 (12)
Yelp
3.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
23436 Madero, Mission Viejo, CA 92691
  • Life Insurance
  • Health Insurance

Why choose this provider?

Brynn Dorough is a State Farm Insurance agent who started helping build her husband’s office before branching out in Mission Viejo. She offers a range of insurance products and services, such as life insurance policies. Active in the community and working as a youth leader, Dorough is also a licensed notary who can assist with banking products and bonds for customers located throughout the area. Her list of clients includes food chains, restaurants, and other corporations.

License Verified:

License: 0G90296

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (9)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
30021 Tomas, Rancho Santa Margarita, CA 92688
  • Life Insurance
  • Health Insurance

Why choose this provider?

Ultra Care Concepts, Inc., near Mission Viejo is a firm that specializes in personal insurance options for clients in the metro. The firm is composed of licensed insurance brokers with years of experience in crafting insurance strategies for common life coverages as well as special cases such as cancer coverages. Its products include term life insurance, dental insurance, accident insurance, long- and short-term medical insurance, as well as Medicare Supplements. It also offers policies that cover critical illnesses such as stroke.

License Verified:

License: 0E75905

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Website
26522 La Alameda, Mission Viejo, CA 92691
  • Life Insurance
  • Health Insurance

Why choose this provider?

KOHR Financial & Insurance Services is a full-service firm providing an array of insurance and financial solutions for individuals and businesses in Mission Viejo. It offers personal insurance products like life, health, home, auto, and motorcycle insurance. The company also has commercial insurance options, such as business liability, commercial auto, cyber liability, group health, and workers’ compensation insurance. The KOHR Financial & Insurance Services team has a strong focus on helping its clients maximize their financial security.

License Verified:

License: 0D26866

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (5)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
26501 Rancho Parkway South, Lake Forest, CA 92610
  • Life Insurance

Why choose this provider?

Mark Burton is an insurance agent who provides an array of insurance and financial services to customers in Mission Viejo. He offers products such as life insurance and fixed annuities. Mark caters to small business owners and white-collar professionals. Moreover, he provides assistance in crafting plans and strategies to avoid financial hazards during retirement or career transitions. Mark has a strong focus on delivering one-on-one professional guidance with regard to financial services and retirement planning.

License Verified:

License: 0727397

California Department of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
26060 Acero, Mission Viejo, CA 92691
  • Life Insurance
  • Health Insurance

Why choose this provider?

MGW Insurance Services is a family-owned insurance agency In Mission Viejo specializing in health insurance for individuals, small groups, and short-term plans. The agency offers interested clients supplemental insurance coverage on life, accident, disability, critical illness, and cancer. MGW Insurance Services also offers Medicare health plans, general liability insurance, automobile insurance, travel insurance, dental and vision coverage, and renters' insurance. With more than 10 years in the industry, the company is headed by President Michael Wilkerson.

License Verified:

License: 0I43600

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
24800 Chrisanta Drive, Mission Viejo, CA 92691
  • Life Insurance
  • Health Insurance

Why choose this provider?

Kelly Brennan is an insurance agent representing State Farm in Mission Viejo since 1985. Kelly offers life insurance policies, including term life, whole life, and universal life. She also specializes in insurance products in auto, business, health, and home. In addition to insurance assistance, she can provide clients with financial management services. Outside Mission Viejo, Kelly caters to clients from Laguna Niguel, Rancho Santa Margarita, Laguna Hills, and Aliso Viejo. In her spare time, she enjoys reading, pickleball, hiking, and skiing.

License Verified:

License: 0678344

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)
Yelp
5.0 / 5 (6)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
24002 Vía Fabricante, Mission Viejo, CA 92691
  • Life Insurance
  • Health Insurance
  • Term Life Insurance

Why choose this provider?

Choice Designs by Healthlink Insurance is a Mission Viejo-based agency that provides personalized insurance services in the metro and its surrounding communities. In order to help its clients, its professionals ask questions to customers and assess their answers so they can offer the policies that suit their needs. The company provides different services such as life and health insurance. Moreover, it offers policies for cancer, critical illness, short-term health insurance, fixed indemnity, dental, and Medicare Supplement plans.

License Verified:

License: 0F97772

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (4)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1001 Avenida Pico, San Clemente, CA 92673
  • Life Insurance
  • Health Insurance

Why choose this provider?

Lorinda Sloss is an independent insurance agent that serves individuals and businesses in Mission Viejo and the surrounding areas. She provides different life insurance policies such as term life, whole life, indexed universal life, and business life. She also offers other insurance programs that include commercial liability, health, home and auto, event, and umbrella policies. Lorinda Sloss founded Sloss Insurance Services in 2012. It has access to multiple insurance carriers to help clients customize plans for their needs.

License Verified:

License: 0H28970

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
4.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
629 Camino De Los Mares, San Clemente, CA 92673
  • Life Insurance
  • Health Insurance

Why choose this provider?

Unity One Insurance Services, Inc., is an independent insurance broker that has been serving Mission Viejo and the surrounding areas since 1999. It provides families with future financial security through life insurance policies, such as term life and whole life insurances. Its professionals guide clients in selecting the insurance plan that fits their needs. In addition, the family-owned agency offers other financial solutions, including health insurance, high-value home insurance, private flood insurance, umbrella insurance, and Medicare supplement insurance plans.

License Verified:

License: 0C79860

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (17)
Yelp
5.0 / 5 (12)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
27285 Las Ramblas, Mission Viejo, CA 92691
  • Life Insurance

Why choose this provider?

Wayne Direct Insurance Services is a full-service insurance management company that serves clients in Mission Viejo and the surrounding areas. It offers a broad range of insurance products and services, including term and whole life insurance, and universal life insurance coverage. The company employs a team of insurance specialists who can provide clients with seamless and efficient service when it comes to selecting the right insurance coverage and simplifying the application process. Wayne Direct Insurance Services is also an accredited partner of Transamerica Life Insurance. 

License Verified:

License: 0612473

California Department of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
22921 Triton Way, Laguna Hills, CA 92653
  • Life Insurance
  • Health Insurance

Why choose this provider?

Owned and operated by Steve Friedman, JWC Insurance is a full-service agency that has been delivering comprehensive insurance products and solutions for individuals and businesses in Mission Viejo since 1992. It offers various types of life insurance, including term life, universal life, whole life, group life, guaranteed issue life, and long-term care. JWC Insurance also provides insurance coverage for health and dental. In addition, the company specializes in a range of employee benefits and retirement plans as well as commercial liability and workers' compensation insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
27405 Puerta Real, Mission Viejo, CA 92691
  • Life Insurance
  • Health Insurance

Why choose this provider?

Chambers & Company Insurance Brokers is a mid-sized regional brokerage firm that offers customized solutions in Mission Viejo. It provides individual life, long-term care, disability, and health insurance policies. Its other available personal coverages include construction, non-owned auto liability, valuable articles, higher-valued homes, and identity theft protection. In addition, the firm assists businesses with commercial insurance options. It also handles insurance services, such as claims reporting, coverage review, and risk management. Chambers & Company Insurance Brokers has been operating since 1967.

License Verified:

License: 0E50896

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
25401 Cabot Road, Laguna Hills, CA 92653
  • Life Insurance

Why choose this provider?

Established in 1994, Managed Asset Companies is a professional insurance management and consulting company that serves residential and commercial clients in Mission Viejo and its surrounding areas. It offers a comprehensive range of insurance products and services, including life, term life, and wealth management solutions. Norman Johnson, the company's owner and president, has 27 years of experience in the insurance and risk management industry. Managed Asset Companies is also a member of the International Association of Registered Financial Consultants. 

License Verified:

License: 0C24353

California Department of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Frequently Asked Questions

  • What causes of injury or death are not covered by accidental death and dismemberment insurance in Mission Viejo?

    There are several causes of death and injury that may not be covered by Mission Viejo's accidental death and dismemberment insurance, including overdose, suicide, natural illness, DUI accidents, and certain types of recreational activities. A person who works in a profession with a high level of risk, such as the military, law enforcement, or firefighting, may not be eligible for AD&D coverage.

  • How may Mission Viejo residents who used to smoke obtain the same life insurance rates as non-users?

    Former smokers in Mission Viejo must have abstained from nicotine use for a minimum of twelve months in order to be eligible for the same life insurance premiums as non-users. A smoker who purchased life insurance may request a rate review from their provider if they subsequently decide to give up smoking later on. The former smoker will pay the same life insurance premiums as non-users if the exam's results are favorable.

  • Will your Mission Viejo life insurance still provide coverage if you decide to go skydiving after purchasing your policy?

    If you already hold a life insurance plan in Mission Viejo before you make the decision to go skydiving, you may receive coverage if something goes wrong, provided you were honest on the application. To find out if your coverage will extend in the worst-case scenario, it is advisable to inform your life insurance provider of your plans to go skydiving.

  • Can Mission Viejo life insurance providers utilize genetic testing to establish policy eligibility?

    Yes, genetic testing can be used by Mission Viejo life insurance providers as part of the underwriting procedure to evaluate a person's claim risk, establish policy eligibility, and establish the proper premiums. Life insurance providers may also consider genetic data, including family medical history, DNA test results, and genetic markers linked to particular diseases or ailments.

  • Will having a chronic condition impact how much your Mission Viejo life insurance costs?

    Yes, having a chronic condition could influence how much your Mission Viejo life insurance will cost. If you have a chronic illness, insurance companies will usually consider various factors in determining your premium, including the type of your chronic illness, its stage, your treatment plan, general health status, and expected lifespan.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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