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Best Life Insurance Companies in Mission Viejo

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2023
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All Mark Insurance Services logo
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License Verified:

License: 0E72685

California Department of Insurance

All Mark Insurance Services

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23181 Verdugo Drive, Laguna Hills, CA 92653
  • Life Insurance
  • Health Insurance
  • Individual Plans
  • Long Term Care

Business Description

All Mark Insurance Services is an insurance agency that serves clients in Mission Viejo. It offers life insurance that provides financial security to beneficiaries in the event of an unexpected death. The company also covers other insurance products and services, such as annuities, Roth conversions, IRAs, private wealth coaching, mortgage planning, and retirement income planning. President and owner James Johnson is a Marine veteran who has been an entrepreneur for more than 28 years. All Mark Insurance Services retains membership in NAIFA and MDRT.

License Verified:

License: 0E72685

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (12)
Yelp
3.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Breathe Insurance logo
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License Verified:

License: 0E36358

California Department of Insurance

Breathe Insurance

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28 Argonaut, Aliso Viejo, CA 92656
  • Life Insurance
  • Health Insurance

Business Description

Established in 2010, Breathe Insurance is an independent insurance agency serving clients in Mission Viejo. It offers term and permanent life insurance plans, health policies, and long-term disability insurance. The agency also provides insurance products for secondary homes, condos, motorcycles, and valuable possessions. Business insurance options include policies for business owners and commercial properties. Breathe Insurance is recommended by Dave Ramsey, a personal money management specialist, radio show host, and author who published three New York Times best-selling books on finance.

License Verified:

License: 0E36358

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (179)
Yelp
4.5 / 5 (71)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Brynn Dorough logo
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License Verified:

License: 0G90296

California Department of Insurance

Brynn Dorough

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23436 Madero, Mission Viejo, CA 92691
  • Life Insurance
  • Health Insurance

Business Description

Brynn Dorough is a State Farm Insurance agent who started helping build her husband’s office before branching out in Mission Viejo. She offers a range of insurance products and services, such as life insurance policies. Active in the community and working as a youth leader, Dorough is also a licensed notary who can assist with banking products and bonds for customers located throughout the area. Her list of clients includes food chains, restaurants, and other corporations.

License Verified:

License: 0G90296

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (9)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Chambers & Company Insurance Brokers logo

License Verified:

License: 0E50896

California Department of Insurance

Chambers & Company Insurance Brokers

27405 Puerta Real, Mission Viejo, CA 92691
  • Life Insurance
  • Health Insurance

Business Description

Chambers & Company Insurance Brokers is a mid-sized regional brokerage firm that offers customized solutions in Mission Viejo. It provides individual life, long-term care, disability, and health insurance policies. Its other available personal coverages include construction, non-owned auto liability, valuable articles, higher-valued homes, and identity theft protection. In addition, the firm assists businesses with commercial insurance options. It also handles insurance services, such as claims reporting, coverage review, and risk management. Chambers & Company Insurance Brokers has been operating since 1967.

License Verified:

License: 0E50896

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Choice Designs by Healthlink Insurance logo
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License Verified:

License: 0F97772

California Department of Insurance

Choice Designs by Healthlink Insurance

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24002 Vía Fabricante, Mission Viejo, CA 92691
  • Life Insurance
  • Health Insurance
  • Term Life Insurance

Business Description

Choice Designs by Healthlink Insurance is a Mission Viejo-based agency that provides personalized insurance services in the metro and its surrounding communities. In order to help its clients, its professionals ask questions to customers and assess their answers so they can offer the policies that suit their needs. The company provides different services such as life and health insurance. Moreover, it offers policies for cancer, critical illness, short-term health insurance, fixed indemnity, dental, and Medicare Supplement plans.

License Verified:

License: 0F97772

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (4)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
General Insurance Services logo
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License Verified:

License: 0C16074

California Department of Insurance

General Insurance Services

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629 Camino De Los Mares, San Clemente, CA 92673
  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

Business Description

General Insurance Services has provided life insurance policies to clients in Mission Viejo since 1947. With over 70 years of experience, the agency has learned to utilize more efficient methods and technology to help clients find and purchase their preferred life insurance policy. Its life insurance options include individual life, group life, mortgage protection, long-term care, and disability insurance. General Insurance Services has access to a variety of insurance companies, allowing clients to receive multiple quotes at a time until they secure the right policy.

License Verified:

License: 0C16074

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
JWC Insurance logo

JWC Insurance

22921 Triton Way, Laguna Hills, CA 92653
  • Life Insurance
  • Health Insurance

Business Description

Owned and operated by Steve Friedman, JWC Insurance is a full-service agency that has been delivering comprehensive insurance products and solutions for individuals and businesses in Mission Viejo since 1992. It offers various types of life insurance, including term life, universal life, whole life, group life, guaranteed issue life, and long-term care. JWC Insurance also provides insurance coverage for health and dental. In addition, the company specializes in a range of employee benefits and retirement plans as well as commercial liability and workers' compensation insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Kelly Brennan logo
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License Verified:

License: 0678344

California Department of Insurance

Kelly Brennan

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24800 Chrisanta Drive, Mission Viejo, CA 92691
  • Life Insurance
  • Health Insurance

Business Description

Kelly Brennan is an insurance agent representing State Farm in Mission Viejo since 1985. Kelly offers life insurance policies, including term life, whole life, and universal life. She also specializes in insurance products in auto, business, health, and home. In addition to insurance assistance, she can provide clients with financial management services. Outside Mission Viejo, Kelly caters to clients from Laguna Niguel, Rancho Santa Margarita, Laguna Hills, and Aliso Viejo. In her spare time, she enjoys reading, pickleball, hiking, and skiing.

License Verified:

License: 0678344

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)
Yelp
5.0 / 5 (6)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
KOHR Financial & Insurance Services logo
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License Verified:

License: 0D26866

California Department of Insurance

KOHR Financial & Insurance Services

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26522 La Alameda, Mission Viejo, CA 92691
  • Life Insurance
  • Health Insurance

Business Description

KOHR Financial & Insurance Services is a full-service firm providing an array of insurance and financial solutions for individuals and businesses in Mission Viejo. It offers personal insurance products like life, health, home, auto, and motorcycle insurance. The company also has commercial insurance options, such as business liability, commercial auto, cyber liability, group health, and workers’ compensation insurance. The KOHR Financial & Insurance Services team has a strong focus on helping its clients maximize their financial security.

License Verified:

License: 0D26866

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.0 / 5 (5)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Lorinda Sloss logo
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License Verified:

License: 0H28970

California Department of Insurance

Lorinda Sloss

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1001 Avenida Pico, San Clemente, CA 92673
  • Life Insurance
  • Health Insurance

Business Description

Lorinda Sloss is an independent insurance agent that serves individuals and businesses in Mission Viejo and the surrounding areas. She provides different life insurance policies such as term life, whole life, indexed universal life, and business life. She also offers other insurance programs that include commercial liability, health, home and auto, event, and umbrella policies. Lorinda Sloss founded Sloss Insurance Services in 2012. It has access to multiple insurance carriers to help clients customize plans for their needs.

License Verified:

License: 0H28970

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
4.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Managed Asset Companies logo
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License Verified:

License: 0C24353

California Department of Insurance

Managed Asset Companies

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25401 Cabot Road, Laguna Hills, CA 92653
  • Life Insurance

Business Description

Established in 1994, Managed Asset Companies is a professional insurance management and consulting company that serves residential and commercial clients in Mission Viejo and its surrounding areas. It offers a comprehensive range of insurance products and services, including life, term life, and wealth management solutions. Norman Johnson, the company's owner and president, has 27 years of experience in the insurance and risk management industry. Managed Asset Companies is also a member of the International Association of Registered Financial Consultants. 

License Verified:

License: 0C24353

California Department of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Mark Burton logo
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License Verified:

License: 0727397

California Department of Insurance

Mark Burton

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26501 Rancho Parkway South, Lake Forest, CA 92610
  • Life Insurance

Business Description

Mark Burton is an insurance agent who provides an array of insurance and financial services to customers in Mission Viejo. He offers products such as life insurance and fixed annuities. Mark caters to small business owners and white-collar professionals. Moreover, he provides assistance in crafting plans and strategies to avoid financial hazards during retirement or career transitions. Mark has a strong focus on delivering one-on-one professional guidance with regard to financial services and retirement planning.

License Verified:

License: 0727397

California Department of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
MGW Insurance Services, LLC logo
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License Verified:

License: 0I43600

California Department of Insurance

MGW Insurance Services, LLC

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26060 Acero, Mission Viejo, CA 92691
  • Life Insurance
  • Health Insurance

Business Description

MGW Insurance Services is a family-owned insurance agency In Mission Viejo specializing in health insurance for individuals, small groups, and short-term plans. The agency offers interested clients supplemental insurance coverage on life, accident, disability, critical illness, and cancer. MGW Insurance Services also offers Medicare health plans, general liability insurance, automobile insurance, travel insurance, dental and vision coverage, and renters' insurance. With more than 10 years in the industry, the company is headed by President Michael Wilkerson.

License Verified:

License: 0I43600

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
MPX Insurance Services, Inc. logo
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License Verified:

License: 0H49306

California Department of Insurance

MPX Insurance Services, Inc.

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6B Liberty, Aliso Viejo, CA 92656
  • Life Insurance
  • Term Life Insurance

Business Description

MPX Insurance Services, Inc. is a full-service insurance firm the serves individual and commercial clients in Mission Viejo. It provides insurance products such as life, auto, home, and business insurance. As an independent agency, it represents several companies and offers different variations of coverages from these carriers. Its agents also underwent training and have served hundreds of customers, making them equipped to explore various options, identify risks, make recommendations, and assist policy buyers in their overall insurance needs.

License Verified:

License: 0H49306

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Yelp
4.5 / 5 (89)
Google
4.0 / 5 (70)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Sabeti Insurance logo
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License Verified:

License: 0K76097

California Department of Insurance

Sabeti Insurance

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23832 Rockfield Boulevard, Lake Forest, CA 92630
  • Life Insurance
  • Health Insurance

Business Description

Sabeti Insurance is an independent insurance agency serving clients in Mission Viejo and surrounding communities. It offers life insurance coverage to individuals, families, and businesses, helping them protect their most valuable assets. Its professionals aim to educate the clients on their chosen coverage, analyzing and comparing products to determine the option that fits their needs. Sabeti Insurance offers health, dental, vision, and business insurance, as well. It has partnered with numerous insurance companies, including Molina Healthcare, Anthem, and Oscar.

License Verified:

License: 0K76097

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.0 / 5 (12)
Facebook
5.0 / 5 (11)
Yelp
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Ultra Care Concepts, Inc. logo

License Verified:

License: 0E75905

California Department of Insurance

Ultra Care Concepts, Inc.

30021 Tomas, Rancho Santa Margarita, CA 92688
  • Life Insurance
  • Health Insurance

Business Description

Ultra Care Concepts, Inc., near Mission Viejo is a firm that specializes in personal insurance options for clients in the metro. The firm is composed of licensed insurance brokers with years of experience in crafting insurance strategies for common life coverages as well as special cases such as cancer coverages. Its products include term life insurance, dental insurance, accident insurance, long- and short-term medical insurance, as well as Medicare Supplements. It also offers policies that cover critical illnesses such as stroke.

License Verified:

License: 0E75905

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)
Unity One Insurance Services Inc logo

License Verified:

License: 0C79860

California Department of Insurance

Unity One Insurance Services Inc

629 Camino De Los Mares, San Clemente, CA 92673
  • Life Insurance
  • Health Insurance

Business Description

Unity One Insurance Services, Inc., is an independent insurance broker that has been serving Mission Viejo and the surrounding areas since 1999. It provides families with future financial security through life insurance policies, such as term life and whole life insurances. Its professionals guide clients in selecting the insurance plan that fits their needs. In addition, the family-owned agency offers other financial solutions, including health insurance, high-value home insurance, private flood insurance, umbrella insurance, and Medicare supplement insurance plans.

License Verified:

License: 0C79860

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (17)
Yelp
5.0 / 5 (12)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Wayne Direct Insurance Services logo
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License Verified:

License: 0612473

California Department of Insurance

Wayne Direct Insurance Services

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27285 Las Ramblas, Mission Viejo, CA 92691
  • Life Insurance

Business Description

Wayne Direct Insurance Services is a full-service insurance management company that serves clients in Mission Viejo and the surrounding areas. It offers a broad range of insurance products and services, including term and whole life insurance, and universal life insurance coverage. The company employs a team of insurance specialists who can provide clients with seamless and efficient service when it comes to selecting the right insurance coverage and simplifying the application process. Wayne Direct Insurance Services is also an accredited partner of Transamerica Life Insurance. 

License Verified:

License: 0612473

California Department of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

  • How does life insurance work?

    The details of how life insurance works depend on your individual plan, but the basics are as follows: 

    • You pay a premium to purchase the insurance. Typically the premium is paid monthly, but it could be rolled into quarterly, bi-annual, or annual payments. 
    • As long as you are meeting or have met premium obligations, if you pass away, the insurance company makes the agreed-upon payment to the beneficiaries you designated. 
    • Beneficiaries usually have to provide the insurance company with a death certificate to receive their payments.
  • How much is life insurance?

    The cost of life insurance ranges widely. Term life insurance can cost as little as a few dollars a day, and whole life insurance can cost thousands per month on the high end. Factors that impact the cost of your life insurance include whether you're choosing term life insurance or whole life insurance, your age, how much coverage you want, your overall health, and your gender.

  • Is life insurance taxable?

    Life insurance proceeds are the funds paid via your plan to your beneficiaries if you pass away. These are also called death benefits. Typically, these are not considered income for taxes. If you take out cash value from a whole life insurance investment and the amount exceeds how much you paid in premiums, the difference may be considered taxable income.


  • Can I buy health insurance that is not Obamacare?

    When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

  • Can I buy health insurance anytime?

    To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.