Expertise.com

Best Health Insurance Agencies in Mission Viejo

2024

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Providers

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30012 Ivy Glenn Drive, Laguna Niguel, CA 92677
WebsiteLicense: 0635486

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Why choose this provider?

Founded in 1979, California Health Insurance delivers healthcare plans to clients in the Mission Viejo area. It handles plans and coverages that include individual and family, MediCare, group, and short-term. In addition, it offers both PPO and HMO under individual health insurance. The company website has a doctor finder to help clients seek healthcare providers enlisted under their healthcare policies. Some of the firm’s partners are Anthem Blue Cross Health Insurance and Blue Shield of California.

  • Life Insurance

Avenida Sevilla, Laguna Woods, CA 92637
WebsiteLicense: 0E59611

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Review Sources

Google
5.0 (5)

Why choose this provider?

Christian Martel is a health insurance agent who serves clients in Mission Viejo. She provides personalized Medicare plans to people aged 65 and older or those who have qualifying disorders and disabilities. Clients can choose between the original Medicare and Medicare advantage options depending on what coverage suits their needs. Martel also offers home care membership plans for seniors. She established her agency, Martel Insurance Alliance, in 2005. She is committed to helping and educating seniors about the insurance packages available to them.

  • Individual Plans
  • Group Plans
  • Medicare Supplements

123 Trofello Lane, Aliso Viejo, CA 92656
WebsiteLicense: 0673064

Why choose this provider?

For over 35 years, DeYoung Insurance Services Inc. has provided health insurance to Mission Viejo residents. Through its web services, the agency aims to assist consumers in making informed decisions about the insurance coverage they require by offering impartial information about prominent insurance firms. Its insurance professionals commit themselves to provide personalized service to clients in deciding on individual insurance that can also be short-term. Cancer, critical illness, accidents, and fixed indemnity insurance are also available at DeYoung Insurance Services.

  • Life Insurance
  • Health Insurance

23456 Madero, Mission Viejo, CA 92691
WebsiteLicense: 6004324

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Why choose this provider?

Insurance Center of Hope is a healthcare company that provides health insurance to clients in Southern California. Located in Mission Viejo, it offers individual & family health, short-term health, dental, and vision insurance products. It also offers group health insurance for businesses and Medicare plan options. Founder and CEO, Alireza Amouzadeh has been involved in the healthcare industry since 2003. In 2010, he started the Insurance Center of Hope and in 2013, he incorporated health insurance services.

  • Health Insurance

23185 La Cadena Drive, Laguna Hills, CA 92653
WebsiteLicense: 0B39032

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Why choose this provider?

Philip B. Robinson Insurance is an insurance company located in Laguna Hills. Founded in 1952, the agency has provided insurance services to individuals and families, as well as businesses throughout Mission Viejo and its neighboring communities. It offers an extensive array of personal insurance products, including consumer-directed, fee-for-service, and managed care health plans. As an independent agency, the company carries various health insurance plans from multiple insurance companies to provide clients with an assortment of policy and coverage options.

  • Individual Plans
  • Life Insurance

30011 Ivy Glenn Drive, Laguna Niguel, CA 92677
WebsiteLicense: 0513622

Why choose this provider?

Bear & McNamara Insurance Services, Inc., is a professional insurance company that serves residential and commercial clients in Mission Viejo and the nearby areas. It offers a broad range of insurance products and services, including health and life insurance, long-term care coverage, and disability income insurance. The firm's president and CEO, James McNamara, has a strong background in business and insurance planning. In 1987, he began his career in the insurance industry as an agent for New York Life Insurance Company.

  • Life Insurance

23456 Madero, Mission Viejo, CA 92691
WebsiteLicense: 0I56016

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Review Sources

Google
5.0 (8)
Facebook
5.0 (8)

Why choose this provider?

Good Circle Insurance Agency delivers individual and group health insurance benefits in Mission Viejo. With access to various group health carriers, such as Anthem Blue Cross, Kaiser, Blue Shield, Sharp, and United Healthcare, the company creates packages based on every client's requirements. It also provides benefits for employees working part-time or full-time. Additionally, vision and dental products are available. Good Circle Insurance Agency has a team of professionals with over 38 years of combined experience in the industry.

  • Health Insurance

23046 Avenida De La Carlota, Laguna Hills, CA 92653
WebsiteLicense: 0E70960

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Why choose this provider?

Thomas & Company Insurance Services, Inc., is a Laguna Hills-based service provider. Serving clients in and around the Mission Viejo area, the company provides a wide range of personal and business insurance products. Its agents offer medical, dental and vision, and disability health insurance plans. Moreover, the team provides life insurance policies. As an independent brokerage, the company has access to multiple insurance carriers in the market. Thomas & Company Insurance Services holds over 25 years of experience in the sector.

  • Individual Plans
  • Life Insurance

22931 Triton Way, Laguna Hills, CA 92653

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Why choose this provider?

Benefit Concepts Insurance Agency is an independent firm serving customers in Mission Viejo. It provides policies such as Medicare Advantage plans, Medicare Supplement plans, and Medicare Part D or prescription drug plans. The company also offers coverages for term life, universal life, whole life, and final expense insurance. Moreover, it handles employee benefits like human resources consulting and 401(k) plans. Established in 1984, Benefit Concepts Insurance Agency works with various insurance companies to deliver the appropriate coverages to its clientele.

  • Individual Plans
  • Life Insurance

931 Calle Negocio, San Clemente, CA 92673
WebsiteLicense: 0F50048

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Douglas-McCarty Insurance Services, LLC., is a full-service insurance agency offering health insurance products and services to individuals, families, and business owners in Mission Viejo and nearby areas. It specializes in employee benefits solutions and retirement planning, as well as special services such as COBRA and Section 125 administration. With its commitment to giving back to the community, Douglas-McCarty Insurance Services, LLC., supports several organizations, including the American Red Cross, the Marine Corps Scholarship Foundation, and Breast Cancer Research.

  • Life Insurance

319 3rd Street, Laguna Beach, CA 92651
WebsiteLicense: 0555890

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Review Sources

Facebook
5.0 (2)

Why choose this provider?

Established in 1946, George F J Hill Insurance is a health insurance agency serving clients in the Mission Viejo area. The firm has offers two categories for health insurance: preferred provider and health maintenance organization plans. Its insurance products for private owners include individual or family healthcare plans and Medicare supplements. Employees and their dependents’ health coverage is also offered to commercial clients by the agency. Other insurance services offered are disability, life, and long-term care.

  • Life Insurance

23 Vía Pamplona, Rancho Santa Margarita, CA 92688
WebsiteLicense: 0G49118

Why choose this provider?

Rette Insurance Services is an independent professional insurance brokerage team serving individuals and small businesses in Mission Viejo and its neighboring communities. The company offers personal and group health insurance, including dental insurance, Medicare Supplements, cancer insurance, critical illness insurance, and accident insurance. Its insurance professionals also assist their clients in selecting the right insurance plans to acquire to tailor to their needs, including life, disability, and property and casualty insurance, as well as workers' compensation.

  • Life Insurance

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • Is dental coverage part of health insurance plans in Mission Viejo?

    In Mission Viejo, not all health insurance plans include dental coverage. Under the Affordable Care Act of 2010, most health insurance policies must cover doctors’ visits, mental health services, and maternity care and childbirth. However, dental care is not included. Depending on the provider, policyholders can add dental coverage to their existing health insurance policy or get a separate dental plan altogether.

  • Are companies in Mission Viejo required to provide their employees with health insurance as part of company benefits?

    The federal law requires companies in Mission Viejo with 50 or more full-time equivalent employees to offer health insurance benefits with minimum essential coverage. Other options are available for small and medium-sized enterprises that might find it difficult to provide this advantage. They can opt for a health reimbursement arrangement where employers can reimburse their employees for their individual health insurance premiums and qualifying tax-free medical expenses. Employers can also provide their workers with stipends or a fixed sum of money for health and wellness expenses.

  • Can you still keep your job-based health insurance in Mission Viejo even if you already have Medicare?

    This depends on the employer. When you turn 65, your Mission Viejo small employer must provide Medicare but can cancel or keep your health insurance as a secondary payer. Large businesses must continue to offer health insurance to 65-year-old and older employees, regardless of whether or not the employee enrolls for Medicare. For those employed by large employers who enroll in Medicare, employer-based health coverage will be used first, then Medicare next, to pay for healthcare services.

  • Can you avail of Medicare and Veterans Affairs benefits at the same time in Mission Viejo?

    Yes, you can avail of both your Medicare and Veterans Affairs benefits in Mission Viejo. If you are enrolled in Medicare and VA health benefits packages, you may take advantage of the benefits of either program. However, you cannot use your Medicare card at a VA facility. To use original fee-for-service Medicare, you must visit doctors' offices and facilities that accept Medicare assignments. Co-insurance fees, deductibles, and Medicare premiums are not eligible for reimbursement with VA benefits.

  • Is there a penalty for not having health insurance in Mission Viejo?

    Yes, there is a penalty for not having health insurance in Mission Viejo. According to California's Individual Mandate, individuals must have health insurance with minimum coverage for all 12 months of the year. Failing to do so means paying $850 per adult and $425 per dependent child under 18 in the household when you file your state income tax return.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

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