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Best Local Car Insurance Agencies in Mission Viejo

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2023
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Advantis Insurance Services logo
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License Verified:

License: 0E83647

California Department Of Insurance

Advantis Insurance Services

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26522 La Alameda, Mission Viejo, CA 92691
  • Bundling Option

Business Description

Advantis Insurance Services is an insurance agency serving the people of Mission Viejo. Its team of insurance professionals sources a selection of quotes from various carriers to help drivers find protection plans that will support them financially in the event of an automotive emergency. Interested vehicle owners may request a quote through the company’s website for convenience. In addition to offering standard auto insurance, Advantis Insurance Services also insures other vehicles, such as motorcycles, RVs, and various watercraft.

License Verified:

License: 0E83647

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (20)
Google
5.0 / 5 (17)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Bearbower Insurance Services logo
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License Verified:

License: 0H99319

California Department Of Insurance

Bearbower Insurance Services

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1001 Avenida Pico, San Clemente, CA 92673
  • Bundling Option

Business Description

Bearbower Insurance Services, LLC, provides personalized insurance services suitable for the client's needs and lifestyle. With access to multiple carriers, the family-owned agency serves the residents of Mission Viejo and the rest of Orange County. The company offers protection for cars and vehicle owners with its auto insurance solutions. In addition to automobiles, the agency provides coverage for motorcycles and watercraft equipment. Bearbower also offers commercial auto insurance for vehicles owned by business owners and rideshare companies.

License Verified:

License: 0H99319

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Yelp
4.5 / 5 (12)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
COTO Insurance & Financial Services logo
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License Verified:

License: 0G50621

California Department Of Insurance

COTO Insurance & Financial Services

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200 Spectrum Center Drive, Irvine, CA 92618
  • Bundling Option

Business Description

COTO Insurance & Financial Services offers quality car and home insurance products and services in Mission Viejo. Serving individuals, families, and small business owners, it takes a client-focused approach when it comes to assisting clients in protecting their homes, vehicles, and other assets. A team of highly credentialed professionals with a background in wealth management also educates clients on the benefits of retirement planning. Founder Vicki Gunvalson is a member of the American Association of Long-Term Care Insurance.

License Verified:

License: 0G50621

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.3 / 5 (73)
Facebook
4.3 / 5 (64)
Yelp
4.5 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
gen-ins.com logo
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License Verified:

License: 0C16074

California Department Of Insurance

gen-ins.com

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629 Camino De Los Mares, San Clemente, CA 92673
  • Multiple Carriers

Business Description

General Insurance Services is an insurance provider in San Clemente that serves clients in Mission Viejo and the surrounding cities. The company provides auto insurance policies that cover collisions, physical damages, personal injuries, and medical payments. Policyholders are also entitled to other services such as 24-hour customer service, roadside assistance, and towing services. General Insurance Services has been operating since 1947. It has a team of expert insurance agents with over 70 years of cumulative industry experience.

License Verified:

License: 0C16074

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Yelp
4.5 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
George L. Brown Insurance Agency logo
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License Verified:

License: 0513870

California Department Of Insurance

George L. Brown Insurance Agency

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1005 Calle Recodo, San Clemente, CA 92673
  • Multiple Carriers
  • RV & Motorhome

Business Description

George L. Brown Insurance Agency is a fourth-generation firm that services Mission Viejo. It offers personal and commercial auto insurance that protects owners and drivers from damages and losses related to car-related incidents. The independent agency partners with some of the nation's leading insurance carriers to find coverages that suit clients' insurance needs. Other services it offers policyholders include issuance of a certificate of insurance and assistance in claims processes. George L. Brown Insurance Agency is licensed in several other states.

License Verified:

License: 0513870

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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GMG Insurance Agency - Orange County Office logo
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License Verified:

License: 0E59771

California Department Of Insurance

GMG Insurance Agency - Orange County Office

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939 Glenneyre Street, Laguna Beach, CA 92651
  • Boats
  • Motorcyle & ATV

Business Description

GMG Insurance Agency provides auto insurance and other insurance solutions to Mission Viejo through its Orange County office. As an independent insurance agency, it helps clients find the insurance coverage that will provide the protection they need. It offers policies that meet the minimum required coverage of the state as well as other beneficial add-ons like uninsured/underinsured motorist damage coverage. Founded in 1937, GMG Insurance Agency started in Pennsylvania and is now licensed in 50 states.

License Verified:

License: 0E59771

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
gulfpacificinsurance.wordpress.com logo
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License Verified:

License: 4053570

California Department Of Insurance

gulfpacificinsurance.wordpress.com

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26362 Via California, Capistrano Beach, CA 92624
  • Multiple Carriers

Business Description

Gulf Pacific Insurance Services is a Mission Viejo-based independent agency specializing in car insurance. The company offers both standard personal auto and commercial auto insurance plans that cover liabilities and risks. Its staff is committed to finding policies that fit its clients' needs and meet their budgets. The agency also offers a wide variety of other insurance services, such as business owner policies, workers' compensation, commercial package policies, and life insurance.

License Verified:

License: 4053570

California Department Of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Laguna Pacific Insurance Services, Inc. logo
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License Verified:

License: 0641653

California Department Of Insurance

Laguna Pacific Insurance Services, Inc.

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23537 Moulton Parkway, Laguna Hills, CA 92653
  • Motorcyle & ATV

Business Description

Laguna Pacific Insurance Services is a full-service and independent insurance and risk management firm that works with residential and commercial clients in Mission Viejo, Laguna Hills, and nearby areas. The company provides a variety of insurance products and services such as personal and commercial auto insurance, motorcycle insurance, surety bond coverage as well as driving school insurance coverage. The company has access to various lines of insurance brands and carriers such as Mercury Insurance, Hartford, Foremost, and National Insurance.

License Verified:

License: 0641653

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.8
Google
3.4 / 5 (9)
Yelp
4.0 / 5 (9)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Sun Pacific Insurance Brokers logo
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License Verified:

License: 0670155

California Department Of Insurance

Sun Pacific Insurance Brokers

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26441 Crown Valley Parkway, Mission Viejo, CA 92691
  • Multiple Carriers

Business Description

Sun Pacific Insurance Brokers is a local independent insurance agency based in Mission Viejo that provides auto insurance to its community. The agency offers personalized insurance policies that hope to protect its clients better. Its team also chooses policies that come with the right coverages, competitive rates, and responsive insurance carriers. They also have insurance options for teen drivers, motorcycles, boats, and watercraft. Established in 1983, Sun Pacific is now under the leadership of Chad Hines.

License Verified:

License: 0670155

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (60)
Yelp
4.5 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Unity One Insurance Services Inc. logo
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License Verified:

License: 0C79860

California Department Of Insurance

Unity One Insurance Services Inc.

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629 Camino De Los Mares, San Clemente, CA 92673
  • Multiple Carriers

Business Description

Unity One Insurance Services Inc. is a family-owned business creating personalized auto insurance policies for Mission Viejo teenage drivers and families. The business has been providing auto insurance assistance since 1999. Its agents help clients acquire car accident insurance protection by reviewing the available policies in the market. They can also assist customers in obtaining SR-22 certifications and DUI auto insurance. The company assigns a personal agent to every customer they have to ensure attentive service.

License Verified:

License: 0C79860

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (17)
Yelp
5.0 / 5 (11)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

  • How does car insurance work?

    Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

  • What does car insurance cover?

    Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

  • Does car insurance cover theft?

    Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

  • How does a car insurance deductible work?

    A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

  • Do you need insurance to register a car?

    Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.