Best Life Insurance Companies in Merced

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Bellevue Insurance Agency logo
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License Verified:

License: 0806013

California Department of Insurance

Bellevue Insurance Agency

574 East Bellevue Road, Atwater, CA 95301
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  • Life Insurance
  • Health Insurance

Business Description

Bellevue Insurance Agency is a company that has been offering customized life insurance plans in Merced since 1990. Its agents provide 24/7 assistance to businesses, families, and individuals for their insurance needs. They educate them regarding the importance of life insurance as a means to secure their future. In addition, they also offer home, health, automobile, motorcycle, and personal umbrella packages. Bellevue Insurance Agency founder Don Ballenger has over 20 years of experience in the industry. His company strives to deliver solutions using a personalized approach to meet every client's protection and financial requirements.

License Verified:

License: 0806013

California Department of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
EFR Insurance Agency logo
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License Verified:

License: 0530764

California Department of Insurance

EFR Insurance Agency

864 5th Street, Los Banos, CA 93635
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  • Life Insurance
  • Health Insurance

Business Description

EFR Insurance Agency is an independent company founded in 2009. It caters to business owners, families, and individuals who need insurance solutions in the Merced metro and nearby communities. The company is a life insurance service provider that helps clients obtain term life and whole life or permanent coverages. Additionally, it offers other personal plans, such as home, health, flood, earthquake, and flood insurance. Owner Ernie Roque has been in the insurance industry for more than 40 years.

License Verified:

License: 0530764

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
5.0 / 5 (10)
Yelp
1.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Justi Smith logo
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License Verified:

License: 0H39862

California Department of Insurance

Justi Smith

830 West 19th Street, Merced, CA 95340
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  • Life Insurance
  • Health Insurance

Business Description

Justi Smith is a State Farm insurance agent in Merced that serves local residents. Justi specializes in helping clients find the best life insurance policies for their particular needs. She provides different types of life insurance, including short-term and permanent life insurance. She also offers health, auto, homeowners, property, pet, and business insurance coverage. Justi is a long-time resident of Merced and a member of the Merced Chamber of Commerce. She speaks English and Portuguese fluently and likewise provides notary services for her clients.

License Verified:

License: 0H39862

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (29)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Leap Carpenter Kemps Insurance Agency logo
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License Verified:

License: 0646081

California Department of Insurance

Leap Carpenter Kemps Insurance Agency

3187 Collins Drive, Merced, CA 95348
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  • Life Insurance

Business Description

Leap Carpenter Kemps Insurance Agency is an insurance firm that serves clients in the Merced area. It offers comprehensive life insurance policies to help clients secure their financial responsibilities to their families and loved ones. Its policies include such as individual life, individual long-term care, fixed annuities, and mortgage protection. The firm also provides risk protection packages for employee benefits, personal, health, and commercial properties. The firm has been in business for over 70 years and has helped more than 1,400 businesses.

License Verified:

License: 0646081

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (10)
Google
4.0 / 5 (7)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
New Horizon Insurance Services logo
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License Verified:

License: 0D01899

California Department of Insurance

New Horizon Insurance Services

2185 G Street, Merced, CA 95340
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  • Life Insurance
  • Health Insurance
  • Individual Plans

Business Description

New Horizon Insurance Services is an independent insurance agency offering services and assistance to its clients living in Merced. The company provides life, auto, home, flood and earthquake, rentals, cycles and watercraft, health, and disability insurance. It also offers workers' compensation insurance, liability coverage, and commercial insurance to businesses. One of its brokers, Al Senter, has 27 years of experience in the insurance industry, 15 of which were with New Horizon.

License Verified:

License: 0D01899

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Facebook
4.7 / 5 (6)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Peace & Grace Insurance Services logo
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License Verified:

License: 0L12571

California Department of Insurance

Peace & Grace Insurance Services

1210 Third Street, Atwater, CA 95301
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  • Life Insurance
  • Health Insurance

Business Description

Peace & Grace Insurance Services is an independent agency offering life policies to the residents in the Merced area. Life insurance provides financial security to clients and their families in case of emergencies. It has permanent or whole and term life options that assist clients in paying debts and can be a part of a retirement plan. Peace & Grace is owned by Anna Davis, who has been in the industry since 2001. Health insurance and retirement services are also available.

License Verified:

License: 0L12571

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (45)
Google
5.0 / 5 (35)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Peter Padilla logo
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License Verified:

License: 0681908

California Department of Insurance

Peter Padilla

240 East Yosemite Avenue, Merced, CA 95340
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  • Life Insurance
  • Health Insurance

Business Description

Peter Padilla, a State Farm agent in Merced, has been in service since 1985. He offers insurance for lives, pets, homes, properties, autos, and businesses. State Farm carries term, whole, and universal life insurance, ensuring the future of the decedents' families. Other than insurance products, Padilla also helps with banking, mutual funds, and annuities. Padilla is a local who went to high school and college in Merced. He is an Honor Agent Qualifier, Legion of Honor Qualifier, and Millionaire Club Qualifier.

License Verified:

License: 0681908

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
3.0 / 5 (9)
Facebook
3.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
RC Insurance Brokers logo
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License Verified:

License: 0I22654

California Department of Insurance

RC Insurance Brokers

100 West Main Street, Merced, CA 95340
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  • Life Insurance
  • Health Insurance
  • Whole Life Insurance
  • Term Life Insurance

Business Description

RC Insurance Brokers is a firm founded by Randy Cruz in 2018 after being in the industry for years. It caters to the insurance needs of residents in Manteca, Tracy, Merced, and the entire state. The products the company offers include life, automobile, homeowners', BOP, and commercial automobile insurance, as well as insurance bonds. It also deals with flood and gym insurance. Moreover, RC Insurance Brokers has multiple working partnerships with various insurance carriers so that clients can decide among a range of options.

License Verified:

License: 0I22654

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (19)
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Rios Insurance Agency logo
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License Verified:

License: 6003428

California Department of Insurance

The Rios Insurance Agency

1215 Commerce Avenue, Atwater, CA 95301
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  • Life Insurance
  • Health Insurance

Business Description

The Rios Insurance Agency is an independently owned and locally operated insurance agency that serves individuals, families, and businesses from Merced and the rest of California. It offers different types of life insurance products, such as term life insurance, whole life insurance, and universal life insurance. In addition, it offers health insurance, dental insurance, vision insurance, and group benefit plans. Founder and insurance agent Albert Rios has been working in the insurance industry for more than a decade.

License Verified:

License: 6003428

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (77)
Facebook
3.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Western Valley Insurance logo
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License Verified:

License: 0649647

California Department of Insurance

Western Valley Insurance

810 West K Street, Los Banos, CA 93635
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  • Life Insurance
  • Health Insurance

Business Description

Western Valley Insurance is an agency providing insurance services for clients in Merced. It opened in 1969 and has since provided insurance products such as life insurance, auto insurance, business insurance, and health insurance. It also offers agribusiness and farm insurance, and group and employee benefits services. Its specialists are certified workers' compensation advisors that can offer services for household industries self-Insured group (HISIG) workers; compensation. The company has locations in Turlock, Crescent, and Los Banos, thus serving all of California.

License Verified:

License: 0649647

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (18)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

Who should buy supplemental health insurance?

Supplemental health insurance is a product that helps cover the cost of services that your primary health insurance policy doesn't. One popular option is secondary insurance that helps cover some of the costs associated with high deductibles. Medicare supplemental insurance is also popular. Medicare doesn't cover everything, and older adults on a limited income can face large prescription or medical bills after Medicare pays. Supplemental insurance helps reduce those patient costs.

Can I buy health insurance anytime?

To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.

Can I buy health insurance that is not Obamacare?

When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

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