Best Life Insurance Companies in Merced

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574 East Bellevue Road, Atwater, CA 95301
Atwater, CA 95301
  • Life Insurance
  • Health Insurance

Bellevue Insurance Agency is a company that has been offering customized life insurance plans in Merced since 1990. Its agents provide 24/7 assistance to businesses, families, and individuals for their insurance needs. They educate them regarding the importance of life insurance as a means to secure their future. In addition, they also offer home, health, automobile, motorcycle, and personal umbrella packages. Bellevue Insurance Agency founder Don Ballenger has over 20 years of experience in the industry. His company strives to deliver solutions using a personalized approach to meet every client's protection and financial requirements.

574 East Bellevue Road, Atwater, CA 95301
Atwater, CA 95301

Website(209) 357-3441

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864 5th Street, Los Banos, CA 93635
Los Banos, CA 93635
  • Life Insurance
  • Health Insurance

EFR Insurance Agency is an independent company founded in 2009. It caters to business owners, families, and individuals who need insurance solutions in the Merced metro and nearby communities. The company is a life insurance service provider that helps clients obtain term life and whole life or permanent coverages. Additionally, it offers other personal plans, such as home, health, flood, earthquake, and flood insurance. Owner Ernie Roque has been in the insurance industry for more than 40 years.

864 5th Street, Los Banos, CA 93635
Los Banos, CA 93635

Website(209) 826-9500

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.3 / 5 ( Best)

Total Reviews:

12 (Better)

Score Consistency:

Variable (Good)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

830 West 19th Street, Merced, CA 95340
Merced, CA 95340
  • Life Insurance
  • Health Insurance

Justi Smith is a State Farm insurance agent in Merced that serves local residents. Justi specializes in helping clients find the best life insurance policies for their particular needs. She provides different types of life insurance, including short-term and permanent life insurance. She also offers health, auto, homeowners, property, pet, and business insurance coverage. Justi is a long-time resident of Merced and a member of the Merced Chamber of Commerce. She speaks English and Portuguese fluently and likewise provides notary services for her clients.

830 West 19th Street, Merced, CA 95340
Merced, CA 95340

Website(209) 383-3208

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

32 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

3187 Collins Drive, Merced, CA 95348
Merced, CA 95348
Instagram
  • Life Insurance

Leap Carpenter Kemps Insurance Agency is an insurance firm that serves clients in the Merced area. It offers comprehensive life insurance policies to help clients secure their financial responsibilities to their families and loved ones. Its policies include such as individual life, individual long-term care, fixed annuities, and mortgage protection. The firm also provides risk protection packages for employee benefits, personal, health, and commercial properties. The firm has been in business for over 70 years and has helped more than 1,400 businesses.

3187 Collins Drive, Merced, CA 95348
Merced, CA 95348

InstagramWebsite(209) 384-0727

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.6 / 5 ( Best)

Total Reviews:

19 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A

Detail: --

2185 G Street, Merced, CA 95340
Merced, CA 95340
  • Life Insurance
  • Health Insurance
  • Individual Plans

New Horizon Insurance Services is an independent insurance agency offering services and assistance to its clients living in Merced. The company provides life, auto, home, flood and earthquake, rentals, cycles and watercraft, health, and disability insurance. It also offers workers' compensation insurance, liability coverage, and commercial insurance to businesses. One of its brokers, Al Senter, has 27 years of experience in the insurance industry, 15 of which were with New Horizon.

2185 G Street, Merced, CA 95340
Merced, CA 95340

Website(209) 722-1400

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.3 / 5 ( Best)

Total Reviews:

8 (Good)

Score Consistency:

Variable (Good)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1210 Third Street, Atwater, CA 95301
Atwater, CA 95301
  • Life Insurance
  • Health Insurance

Peace & Grace Insurance Services is an independent agency offering life policies to the residents in the Merced area. Life insurance provides financial security to clients and their families in case of emergencies. It has permanent or whole and term life options that assist clients in paying debts and can be a part of a retirement plan. Peace & Grace is owned by Anna Davis, who has been in the industry since 2001. Health insurance and retirement services are also available.

1210 Third Street, Atwater, CA 95301
Atwater, CA 95301

Website(209) 812-4026

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

82 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

240 East Yosemite Avenue, Merced, CA 95340
Merced, CA 95340
  • Life Insurance
  • Health Insurance

Peter Padilla, a State Farm agent in Merced, has been in service since 1985. He offers insurance for lives, pets, homes, properties, autos, and businesses. State Farm carries term, whole, and universal life insurance, ensuring the future of the decedents' families. Other than insurance products, Padilla also helps with banking, mutual funds, and annuities. Padilla is a local who went to high school and college in Merced. He is an Honor Agent Qualifier, Legion of Honor Qualifier, and Millionaire Club Qualifier.

240 East Yosemite Avenue, Merced, CA 95340
Merced, CA 95340

Website(209) 383-5843

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4 / 5 ( Best)

Total Reviews:

18 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

100 West Main Street, Merced, CA 95340
Merced, CA 95340
Instagram
  • Life Insurance
  • Health Insurance
  • Whole Life Insurance
  • Term Life Insurance

RC Insurance Brokers is a firm founded by Randy Cruz in 2018 after being in the industry for years. It caters to the insurance needs of residents in Manteca, Tracy, Merced, and the entire state. The products the company offers include life, automobile, homeowners', BOP, and commercial automobile insurance, as well as insurance bonds. It also deals with flood and gym insurance. Moreover, RC Insurance Brokers has multiple working partnerships with various insurance carriers so that clients can decide among a range of options.

100 West Main Street, Merced, CA 95340
Merced, CA 95340

InstagramWebsite(209) 233-6213

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

24 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1215 Commerce Avenue, Atwater, CA 95301
Atwater, CA 95301
Instagram
  • Life Insurance
  • Health Insurance

The Rios Insurance Agency is an independently owned and locally operated insurance agency that serves individuals, families, and businesses from Merced and the rest of California. It offers different types of life insurance products, such as term life insurance, whole life insurance, and universal life insurance. In addition, it offers health insurance, dental insurance, vision insurance, and group benefit plans. Founder and insurance agent Albert Rios has been working in the insurance industry for more than a decade.

1215 Commerce Avenue, Atwater, CA 95301
Atwater, CA 95301

InstagramWebsite(888) 574-2101

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

80 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

810 West K Street, Los Banos, CA 93635
Los Banos, CA 93635
  • Life Insurance
  • Health Insurance

Western Valley Insurance is an agency providing insurance services for clients in Merced. It opened in 1969 and has since provided insurance products such as life insurance, auto insurance, business insurance, and health insurance. It also offers agribusiness and farm insurance, and group and employee benefits services. Its specialists are certified workers' compensation advisors that can offer services for household industries self-Insured group (HISIG) workers; compensation. The company has locations in Turlock, Crescent, and Los Banos, thus serving all of California.

810 West K Street, Los Banos, CA 93635
Los Banos, CA 93635

Website(800) 942-4430

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4 / 5 ( Best)

Total Reviews:

19 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: Who should buy supplemental health insurance?
A: Supplemental health insurance is a product that helps cover the cost of services that your primary health insurance policy doesn't. One popular option is secondary insurance that helps cover some of the costs associated with high deductibles. Medicare supplemental insurance is also popular. Medicare doesn't cover everything, and older adults on a limited income can face large prescription or medical bills after Medicare pays. Supplemental insurance helps reduce those patient costs.
Q: Can I buy health insurance anytime?
A: To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.
Q: Can I buy health insurance that is not Obamacare?
A: When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

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