Expertise.com

2024

Last updated:

Best Financial Advisors in Merced

Our Recommended Top 4

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Merced Financial Advisors on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

22Reviewed

14Curated

4Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

605 E Main Street, Turlock, CA 95380

Expertise.com Rating

Why choose this provider?

Turlock-based Integral Wealth Management serves clients in Merced. It offers comprehensive financial guidance in the areas of financial planning, investment management, estate planning, and tax planning. Its financial planning services consider client goals, investment returns, expenses, and inflation changes in the creation and continual management of plans. Through its guidance, it also helps clients in making informed financial decisions. Founder and president Jodi Karambela is a Certified Financial Planner with over 20 years of experience in the investment industry.

  • Estate Planning
  • Certified Financial Planner (CFP)
  • Finance Planning

1101 Standiford Avenue Suite C2, Modesto, CA 95350

Expertise.com Rating

Review Sources

Google
4.0 (4)

Why choose this provider?

Established in 1995, Thorson Financial Estate Management, Inc., assists retirees in Merced and the surrounding locations. Its team of financial advisors offers investment management, estate planning, and long-term care risk management solutions for people undergoing or preparing for retirement. They also help clients protect their businesses through succession planning. Company CEO Thomas Thorson is the president of the American Financial Education Alliance's Modesto Chapter. The Chartered Financial Consultant and Master Registered Financial Consultant has conducted more than 300 seminars for retirees and pre-retirees.

  • Certified Financial Planner (CFP)

478 E. Yosemite Ave. Suite A, Merced, CA 95340

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Review Sources

Facebook
4.8 (26)
Google
5.0 (3)

Why choose this provider?

Kemper CPA Group LLP offers financial advising services to clients in Merced and surrounding areas. It has different kinds of advisory services, such as business valuation and forensic accounting, healthcare consulting and management, retirement planning, talent acquisition, and virtual CFO. It also assists clients in accounting and auditing, bookkeeping, and business consulting. In addition, the business helps clients in creating valuable tax planning strategies and guides them in understanding the tax code. This company was established by Morris Kemper over 60 years ago in Mt. Carmel.

  • Tax Planning
  • Retirement Planning
  • Wealth Management

104 Park Ave, Suite 1, Merced, CA 95348

Expertise.com Rating

Why choose this provider?

Thiesen Dueker Financial Consulting Group serves the Merced metro and the surrounding areas. It provides individuals with financial and education planning services along with tools to help them access and monitor their strategies. It also helps clients address personal and corporate liability related to retirement plans. In addition, it offers risk management solutions such as life, disability, and long-term care insurance policies. Founders Jeff Thiesen and Lance Dueker previously worked as consultants in Wall Street firms prior to opening their company.

  • Certified Financial Planner (CFP)

FAQs

  • Introduction

    There are many titles for financial professionals, so it's challenging to track what each one means. A financial advisor is probably the term you've heard most often. Financial advisor is a broad term for a professional who helps individuals or companies manage their finances, including investment choices. There are over 100 certifications that financial advisors can obtain.

    • Financial planners, wealth managers, and investment advisors are all financial advisors with different focus areas.
    • A financial planner helps an individual or a company make a plan to achieve long-term financial goals.
    • A wealth manager helps individuals maintain their wealth through various disciplines and services, such as taxes, estate planning, and investment advice.
    • An investment advisor offers investment advice and recommendations to individuals or organizations.
    There’s a misconception that you have to be extremely wealthy to use a financial advisor. In reality, they can be beneficial for people from any income level. Keep reading to find answers to the most commonly asked questions about financial advisors, so you know which type can fit your specific needs.

  • When should you consider seeking guidance from a financial advisor in Merced?

    The ideal time to consider seeking guidance from a financial advisor in Merced is when encountering specific life events or perceived needs. Getting married or divorced, having a baby or adopting a child, paying for a child's college education, and buying or selling a family business are situations where a financial advisor can help. However, individuals need not wait for these events before seeking professional services.

  • How can your financial advisor in Merced assist you in managing your finances?

    Financial advisors in Merced can help you set your financial goals, assess your current economic situation, develop a personalized plan to achieve your goals, and offer recommendations on suitable financial products and services. They can also provide their expertise and make necessary adjustments to accommodate your changing goals, investment markets, or tax laws.

  • On average, how much do financial advisors in Merced charge for their services?

    The average hourly rate of financial advisors in Merced as of August 2023 is $41.60. This translates to around $1,400 weekly or $6,020 monthly. This Merced-based salary exceeds the average finance advisor salary in the United States, which stands at $64,473. Remember that the values provided are average amounts only and may vary due to factors like the advisor's experience, location, and certification.

  • Can financial advisors in Merced help you manage risks and achieve a favorable return on your investments?

    Yes. While no foolproof investments exist, a skilled financial advisor in Merced can help you manage risks and strive for attractive returns. They can identify opportunities with promising ROI despite potential risks by evaluating various investment strategies. Employing a structured approach that incorporates historical data and market forecasts, and different investment vehicles that offset market volatility can increase the likelihood of success. Working with a knowledgeable advisor maximizes the potential for favorable outcomes.

  • What options can financial advisors in Merced offer to help you prepare for your children's college education?

    Financial advisors in Merced may offer you a 529 plan, which allows you to save for education expenses with tax advantages. Other alternatives include Coverdell Education Savings Accounts, Uniform Transfers to Minors Act, and Uniform Gifts to Minors Act. These options provide financial support to loved ones pursuing higher education without the burden of student loans.

  • Are financial advisors worth it?

    Whether or not a financial advisor is worth it depends on your personal situation. If your finances are fairly straightforward, then you may be better off handling it on your own. But if you have substantial assets or a complex investment portfolio, then hiring someone to handle it for you can be well worth the cost.