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Best Renter's Insurance Companies in Menifee

2024

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Providers

Last updated:

Website
29930 Hunter Rd Ste 106, Murrieta, CA 92563
  • Multiple Policy Types

Why choose this provider?

Rancho Cal Insurance Services provides renters' insurance services to Menifee and the nearby areas. It specializes in helping individuals protect their personal possessions, families, and finances from damages or losses. In addition to renters' insurance, the agency carries other home insurance solutions for mobile homes, landlords, homeowners, and condos. Rancho Cal Insurance Services is a family-owned and locally operated insurance agency with over 25 years of experience in the field. It also assists clients who want to revise their existing insurance policies.

License Verified:

License: 0H64854

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (29)
Facebook
5.0 / 5 (9)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
31903 Mission Trail, Lake Elsinore, CA 92530
  • Home and Auto Insurance

Why choose this provider?

M.N.E. Insurance Agency offers its products and services in the Menifee metro. It provides a range of personal insurance plans, helping individuals and families obtain renters' policies. The company assists tenants in filing claims for lost and damaged personal belongings caused by unforeseen events, such as natural disasters and theft. It also serves business owners who want to acquire business liability and workers' compensation insurance. Marlene Fuentes, one of the agency's specialists, has been in the insurance industry for over 13 years.

License Verified:

License: 0L44427

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
32605 Temecula Parkway, Suite 302, Temecula, CA 92592
  • Multiple Carriers

Why choose this provider?

Elizabeth King is a State Farm insurance agent serving to meet the renters' insurance needs of residents in Menifee. Her team assists in assessing clients' needs and offers them the insurance policy that fits their requirements. The office's policies insure clients' properties, such as RVs, boats, and trailers. It also offers life, health, and commercial insurances. As a bilingual office, Elizabeth and her colleagues, Brittany Bix and Allie Ramos, cater to both English and Spanish-speaking clients.

License Verified:

License: 0H15456

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (81)
Yelp
4.3 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1000 N. Farrell Dr. #102, Palm Springs, CA 92262
  • Multiple Policy Types

Why choose this provider?

Magnolia Auto Insurance Service is an independent insurance agency serving the Menifee metro. Since 1991, it has provided professional advice to renters looking to have their possessions covered against theft, explosion, fire or smoke, windstorm, or water damage due to plumbing issues. The firm partners with more than 50 providers to offer customers a variety of policies that may suit their needs, such as homeowners' insurance, automobile insurance, and RV, boat, and golf cart insurance. The agency's staff is fluent in Spanish.

License Verified:

License: 0D34063

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (155)
Yelp
2.6 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
232 Avenida Fabricante Suite 105, San Clemente, CA 92672
  • Multiple Carriers

Why choose this provider?

Safe Life Insurance Agency is an independent insurance firm that provides a wide range of policies in Menifee. It offers automobile insurances, home insurances, business and commercial insurance, homeowners insurance, health insurance, and life insurance. Some of its featured insurance carriers are Mercury Insurance, Foremost Insurance Group, The Hartford, Safeco Insurance, National General Insurance, and Progressive. Adrian Revel serves as the president of Safe Life Insurance Agency. Its office is located in San Clemente, CA.

License Verified:

License: 0G67918

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (213)
Yelp
4.8 / 5 (18)
Facebook
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
32395 Clinton Keith Rd, Wildomar, CA 92595
  • Multiple Carriers

Why choose this provider?

Lake Elsinore Insurance Agency offers insurance products and services in the Menifee area. It assists families and individuals living in rental homes and apartments in acquiring renters' insurance plans. The company helps tenants obtain personal possession, liability protection, and additional living expense coverages to secure reimbursements for lost and damaged items caused by unexpected events like theft and natural disasters. It also provides other personal policies, such as life, health, and umbrella insurance. Lake Elsinore Insurance Agency has been in business for 23 years.

License Verified:

License: 0822586

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
400 S State St, Hemet, CA 92543
  • Home and Auto Insurance

Why choose this provider?

Russell & Kaufmann is an insurance provider that handles clients around Menifee. It offers renters' and homeowners' insurance products, providing coverage for possessions that have been lost or damaged by fires, windstorms, water, or vandalism. Additional policies also cover property that has been damaged by floods and earthquakes. Temporarily displaced clients can also avail themselves of policies related to temporary rentals, hotel expenses, and restaurant meals. The firm represents various companies, including Aegis, Safeco, American Modern, and Stillwater.

License Verified:

License: 0K88989

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (13)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
39540 Murrieta Hot Springs Rd, Suite 229, Murrieta, CA 92563
  • Home and Auto Insurance

Why choose this provider?

Scott Koth is an insurance agent serving families and individuals in the Menifee area. He has been representing State Farm since 2002, understanding the clients' unique situations and providing personalized insurance policies tailored to their needs. Scott offers a wide range of products, including renters', homeowners', condo, and liability insurance. He also has options for auto, life, and business insurance, in addition to specialty coverage for jewelry and art. His additional services include banking, annuities, and mutual funds.

License Verified:

License: 0D62171

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (84)
Facebook
5.0 / 5 (24)
Yelp
4.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • How can renters in Menifee save on insurance costs?

    In Menifee, many major insurance companies offer multi-policy discounts. This means that combining renter's and auto insurance policies can save money on insurance. Insurers also give policyholders discounts if they do not file a claim for three to five years. Furthermore, policyholders may find that their monthly premiums are lower if their rental units have fire or theft protection systems rather than none.

  • In Menifee, will renter's insurance cover damage from sewer backup?

    No, the renter's insurance does not cover septic backup, sump pump overflow, or sewer backup damage. Flooding-related damage is also not covered. Water damage coverage is typically provided for incidents such as water leaks and burst pipes. However, a renter in Menifee can obtain coverage for sewer-related damage by purchasing add-on coverage.

  • What can additional living expense (ALE) coverage in Menifee pay for?

    Additional living expense (ALE) coverage reimburses you for extra costs when a covered event damages your rental unit in Menifee. It includes expenses like pet boarding, laundry, food, rent, and transportation during your temporary relocation. However, ALE covers only the additional amount, not your entire new living costs. For instance, if your previous rent was $1,000 and you now pay $1,500 in temporary housing, the insurer reimburses you the difference, which is $500.

  • Are renters in Menifee at risk of earthquakes?

    According to the California Earthquake Authority, Menifee and the rest of Riverside County are less than 10 miles from an active fault. There is also a 75% chance that a major earthquake of magnitude M7.0 or greater will strike Inland Southern California, to which the metro belongs. Renter's insurance does not cover earthquake damage. Renters can obtain such coverage through a separate policy.

  • Does any state or federal law require you to have renter's insurance in Menifee?

    There are none. Landlords and property management companies in Menifee will typically require renter's insurance. California law permits this requirement to shield owners of rental properties from lawsuits, such as when damage makes a property uninhabitable. However, you are not required by state or federal law to have renter's insurance.

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