Best Mortgage Brokers in Menifee

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Gary Mickey logo
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License Verified:

License: 239423

Nationwide Multistate Licensing System and Registry

Gary Mickey

30267 Moon Star Cir, Menifee, CA 92584
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  • Reverse Mortgages

Business Description

Gary Mickey is a mortgage specialist with C2 Financial Corporation. He assists clients in Menifee and the surrounding areas in applying for jumbo loans and reverse mortgages. Mickey advises and assists borrowers with financial assessments, appraisals, processing, and underwriting. He also educates clients by explaining the home loan process and debunking myths about reverse mortgages. Mickey holds the designation of Certified Reverse Mortgage Professional. He has been in the mortgage business since 2002. He and his wife bought their home with a reverse mortgage.

License Verified:

License: 239423

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
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Gary Mickey

Gravity Mortgage logo
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License Verified:

License: 1772026

Nationwide Multistate Licensing System and Registry

Gravity Mortgage

31290 Windstone Drive, Winchester, CA 92596
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  • New Construction

Business Description

Gravity Mortgage caters to individuals and families in Menifee and the surrounding areas. It collaborates with various financial institutions to provide loans to residents based on their goals and needs, including VA, conventional, FHA, and down payment assistance programs. The company has a centralized portal to store and manage clients' documents. Its branch manager, Shawn Gallup, has been in the finance industry since 1993. He has worked for business and consumer banks, brokers, and direct lenders.

License Verified:

License: 1772026

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (18)
Facebook
5.0 / 5 (5)
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Gravity Mortgage

Kathy Lee Mortgage Team logo
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License Verified:

License: 1202711

Nationwide Multistate Licensing System and Registry

Kathy Lee Mortgage Team

38625 Calistoga Dr Suite 200, Murrieta, CA 92563
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  • Refinance
  • New Construction

Business Description

Kathy Lee Mortgage Team serves clients throughout Menifee. It assists active duty military service members and second military veterans looking to buy a home in applying for VA loans. Its other products include FHA, jumbo, and conventional loans. Additionally, the company helps local homeowners take cash out of their equity or change loan terms by providing them with various refinancing options such as FHA and VA cash-out and streamline. Kathy Quach, who has over 20 years of industry experience, leads the agency.

License Verified:

License: 1202711

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (46)
Facebook
5.0 / 5 (15)
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Kathy Lee Mortgage Team

Vault Financial Mortgage Services logo
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License Verified:

License: 308071

Nationwide Multistate Licensing System and Registry

Vault Financial Mortgage Services

24910 Las Brisas, 119, Murrieta, CA 92562
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  • New Construction

Business Description

Vault Financial Mortgage Services is a locally owned and operated brokerage firm that has been serving Menifee and the surrounding areas since 2009. It provides a wide variety of loan products, including 30-year and 15-year fixed-rate, adjustable-rate, jumbo, and super jumbo loans. It also assists with government programs such as FHA, VA, and USDA loans. Firm president Wes Hankins has been working in real estate and lending for more than 17 years. He has managed thousands of transactions in his profession.

License Verified:

License: 308071

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
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Vault Financial Mortgage Services

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Frequently Asked Questions

Do mortgage brokers need to be licensed?

Yes, all mortgage brokers need to be licensed. Individuals need to complete a 20-hour class that goes over state and federal laws for mortgages and other important information. Next, individuals take the official test with the National Mortgage Licensure System.

Is it difficult to pass the mortgage brokers’ test?

Upon completion of educational requirements, you must pass the mortgage broker test to receive your license. It's a two-part test called the Safe Mortgage Loan Originator Exam, and it can be a bit challenging. Out of almost 87,600 national test-takers, 57% passed on their first attempt. The test includes both a state and national portion and requires a minimum score of 75% to pass.

What is a surety bond for mortgage brokers?

A surety bond is a legal contract that binds three parties — the obligee, the principal, and the surety. Surety bonds are typically required to receive a license for operating as a mortgage broker. When a mortgage broker gets a surety bond, it's a legal guarantee they'll perform their obligations to their customers as required by law.

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