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Best Credit Repair Companies in Menifee

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Credible Solutions LLC logo

Credible Solutions LLC

​Murrieta, CA 92563
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  • Credit Dispute

Credible Solutions LLC provides debt management services for clients in Menifee. It offers credit repair solutions that help clients obtain loans from banks, purchase homes, and improve their chances of getting employed. The firm works with creditors and credit bureaus to dispute inaccurate items from credit reports that affect clients' scores. The company has developed an understanding of credit reporting regulations and techniques from years of assisting clients in improving their scores. It also provides credit score maintenance and support services.

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Frontier Credit Repair logo

Frontier Credit Repair

29700 Haun Rd, Menifee, CA 92584
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  • Credit Monitoring

Frontier Credit Repair serves individuals and business owners in Menifee and the neighboring communities. The company examines the client's credit report, identifies negative and inaccurate items, and devises a strategy for resolving each item. It files disputes with creditors and credit bureaus to help clients restore their credit scores, and its client portal provides live updates. It also provides credit advice, construction, monitoring and adjustments, and consultations. Frontier Credit Repair has partnerships with DisputeBee, Discover, and Fortunly.

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Kredit Rehab logo

Kredit Rehab

31997 Sugarbush Ln, Lake Elsinore, CA 92532
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  • Credit Dispute

Kredit Rehab is a credit repair company that serves clients in Menifee. It helps people improve their credit scores and examines credit reports from bureaus, including Equifax, Experian, and TransUnion. Its credit repair specialist assists in developing a plan for items to dispute and uses strategies to challenge negative items with the bureaus. It has a help desk ticketing system and utilizes email and text message alerts to easily communicate with clients. Its team has years of experience in the credit repair industry.

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Frequently Asked Questions

Q: How do you repair credit after identity theft?

A: Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.

Q: Is credit repair legal?

A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.

Q: Can a credit repair company remove late payments?

A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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