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Best Homeowners Insurance Agencies in Marin County

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Anixter & Oser, Inc logo
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Anixter & Oser, Inc

205 San Marin Dr, Novato, CA 94945-1227
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  • Multiple Policy Types
  • Renter's Insurance

Business Description

Anixter & Oser, Inc is an independent insurance agency that has been providing insurance protection in Marin County and nearby areas for over 100 years. Its insurance agents offer homeowners' insurance to protect the home from vandalism, fire, and natural disasters. The plan's coverage includes dwelling, liability protection, personal property, and additional living expenses. Anixter & Oser, Inc also offers other products such as personal, business, life and health, and specialty insurance policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Yelp
4.5 / 5 (12)
Google
4.4 / 5 (7)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Brittany Keyes logo
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License Verified:

License: 0M24604

California Department of Insurance

Brittany Keyes

660 Las Gallinas Avenue, Suite B, San Rafael, CA 94903
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Business Description

Brittany Keyes is an insurance agent working with State Farm. She serves clients throughout Marin County and its surrounding areas, offering a wide selection of insurance plans. She provides homeowners' insurance policies that cover residential structures, valuable belongings, and adjacent structures not permanently attached to the home. She also offers liability coverage and pet medical insurance plans. Keyes and her team of insurance specialists have over 16 years of collective experience in providing State Farm products and services. She is also a licensed home financing consultant.

License Verified:

License: 0M24604

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (31)
Yelp
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Cost-U-Less Insurance Center logo
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Cost-U-Less Insurance Center

936 7th Street, Novato, CA 94947
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  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance

Business Description

Serving the Marin County area, Cost-U-Less Insurance Center is an insurance company with more than 50 locations throughout the state. Although known for providing car insurance, it also offers homeowners insurance to help give customers peace of mind. Homeowners insurance can cover the structure, other structures on the property such as pool houses and sheds, personal property, personal liability, property damage, and additional living expenses. Some additional inclusions are higher liability limits, replacement cost, jewelry and valuable protection, and electronics and computer coverage.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Fern Insurance Agency logo
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Fern Insurance Agency

181 Paul Drive, San Rafael, CA 94903
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  • Renter's Insurance

Business Description

Fern Insurance Agency has been catering to the insurance needs of residents and businesses in Marin County since 1966. The company assists private residence owners in filing claims for property damages, asset losses, and injury liabilities through a homeowners' insurance policy. Its agents also help renters and condominium owners in insuring their personal possessions. Other personal insurance offerings include auto and life insurance packages. The company also serves clients throughout the San Francisco bay area.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
George Petersen Insurance Agency logo
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George Petersen Insurance Agency

175 W. College Avenue, Santa Rosa, CA 95401
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  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance
  • Condos

Business Description

George Petersen Insurance Agency is an independent insurance agency that has multiple locations in California, including Marin County. The agency, which works with a variety of insurance carriers, provides its clients with customized homeowners' insurance coverages and customer support services. It also offers other insurance policies, including condo, renters', mobile homes, auto, motorcycle, and life insurance. George Petersen Insurance Agency was established by George Petersen more than eight decades ago.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Katie Chase - State Farm Insurance Agent logo
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Katie Chase - State Farm Insurance Agent

823 Grant Ave Suite C, Novato, CA 94945
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  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Katie Chase is a State Farm insurance agent who offers homeowners' coverage for clients in Marin County. Homeowners can avail of policies that cover repairs, replacements, and losses due to damages sustained by their property even when they are on vacation or away. From natural disasters to sudden incidents, the homeowners' insurance covers hazards such as lightning, wind or hail, fire, theft, vandalism, and faulty plumbing or HVAC systems. Katie also caters to clients seeking other types of insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (35)
Facebook
5.0 / 5 (8)
Yelp
4.5 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
McNamara Insurance Services, Inc. logo
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McNamara Insurance Services, Inc.

1050 Northgate Dr # 515, San Rafael, CA 94903
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  • Renter's Insurance
  • Multiple Policy Types
  • Flood
  • Earthquake
  • Condos

Business Description

McNamara Insurance Services is a company offering insurance solutions to clients in the Marin County metro. It has a team of homeowners insurance agents that help clients choose the best options for protecting their homes from natural disasters and accidents. It also offers policies that protect homeowners from liabilities for accidents and other mishaps that might happen within the premises of the property. The company works with top insurance providers in the country, such as Anthem, FirstComp, and Kemper Preferred.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Michael Woo - State Farm Insurance Agent logo
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Michael Woo - State Farm Insurance Agent

5108 Geary Boulevard, San Francisco, CA 94118
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  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance

Business Description

Michael Woo of State Farm provides insurance services for Marin County residents. Woo offers numerous insurance products including home insurance. The agent offers homeowners' insurance coverage that includes protection for personal possessions such as jewelry, collectibles, clothing, sports equipment, electronics, and furniture. Aside from home insurance, he also assists clients with renters' insurance. Woo also offers insurance solutions for the LGBTQ+ community. He caters to clients of different native languages, including Korean, Cantonese, Spanish, and Russian.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Google
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mill Valley Insurance Services, Inc. logo
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Mill Valley Insurance Services, Inc.

124 East Blithedale Avenue, Mill Valley, CA 94941
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  • Renter's Insurance
  • Flood
  • Earthquake
  • Condos

Business Description

Mill Valley Insurance Services, Inc. provides personal and commercial insurance to clients throughout Marin County and the Bay area. Personal insurance policies include home and auto insurance. The home insurance policy covers property insurance, homeowners liability, renters insurance, condo insurance, and mobile home insurance. Other coverage options include scheduled property insurance, in-home business insurance, and insurance for natural disasters such as floods and earthquakes. The company has been in the insurance industry since 1983.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Phil Bertetta - State Farm Insurance Agent logo
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Phil Bertetta - State Farm Insurance Agent

3524 Geary Boulevard, San Francisco, CA 94118
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  • Multiple Policy Types

Business Description

Phil Bertetta is a State Farm insurance agent that serves Marin County. He assists clients with various insurance needs, including homeowners' insurance. He offers home insurance policies that cover damages due to unexpected occurrences such as theft, vandalism, and fire. Bertetta has been an insurance agent for more than 35 years. In addition to home insurance, he also offers auto, business, and health insurance. The insurance specialist speaks in Mandarin and Cantonese.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Simon Insurance Agency logo
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Simon Insurance Agency

3020 Kerner Blvd Ste. C, San Rafael, CA 94901
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  • Multiple Policy Types

Business Description

Simon Insurance Agency is a San Rafael-based company that serves clients in and around Marin County. It provides a wide range of insurance solutions, including homeowners' insurance plans. It offers policies for various property types such as residences, townhomes, and condos. Additionally, it provides auto, umbrella, life, health, business, and workers' compensation insurance. It represents multiple insurance carriers in the industry to provide clients with a comprehensive selection of policies. This agency has been serving clients since 1989.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Facebook
4.5 / 5 (57)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
United General Insurance & Notary Services logo
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United General Insurance & Notary Services

35 Mitchell Blvd Ste 3, San Rafael, CA 94903
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  • Renter's Insurance
  • Condos

Business Description

United General Insurance & Notary Services caters to individuals, families, and businesses in the Marin County metro. It helps clients protect their properties and personal belongings by offering homeowners' insurance plans. It also provides automobile, condominium, landlord protection, mobile home, motorcycle, and renters' insurance policies. The agency represents various companies, such as Alliance United, Foremost Insurance Group, Kemper, Progressive, and Safeco Insurance. It extends its services to Concord, Napa, Pleasanton, San Rafael, and Santa Rosa.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (6)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.

What determines the price of homeowners insurance premium?

The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

What is the difference between home warranty and homeowners insurance?

Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

Does Geico offer homeowners insurance?

Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

How long does homeowners warranty insurance last?

Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

Does homeowners insurance cover water heaters?

Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

Are RVs covered under homeowners insurance?

Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

Do new buyers need owner\'s title insurance on a new home?

There are unique risks that a buyer of a new home may face. For example, property claims from previous owners or liens from suppliers whom the homebuilders never paid during construction. Title insurance protects the home from these perils, and your mortgage lender may require it.

Do owner builders need home warranty insurance?

In the United States, owner builders are not required to have home warranty insurance. If you're the one who built your home, you're expected to incur the costs of repairs yourself if a structure or appliance breaks down.

Are dogs deaths covered in homeowners insurance?

Usually, the loss of a dog or other pet is not covered by your home insurance. However, many insurance providers offer riders — packages of added coverage — for pets called pet insurance. This ensures that medical costs and property damage caused by your pets are fully covered.

Are earthquakes covered in standard homeowners insurance policies?

Standard homeowners' insurance policies do not cover damage directly caused by earthquakes. Insurance will sometimes cover indirect damage, however. For example, if an earthquake causes a fire in your home, damage from the fire will be covered under a standard home insurance policy.

Are homeowners insurance and car insurance deductible?

Homeowners' insurance and car insurance premiums are not deductible as personal expenses on your taxes. However, some percentage of your premiums may be deductible as business expenses if you own a business and use your car and home for business purposes. This may vary between states.

Are homeowners insurance payouts taxable income?

If you file a claim after a burglary at your home, for example, the insurance company will assess the value of the property lost or damaged and reimburse that amount. This payout is not taxable because it's not income — it's a replacement of lost value.

How frequent should one change auto or homeowners insurance to another provider?  

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

What should a homeowners insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

How much homeowners insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

Read all FAQs