Expertise.com

2024

Last updated:

Best Homeowners Insurance Agencies in Marin County

Our Recommended Top 8

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Marin County Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

155Reviewed

96Curated

8Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
3524 Geary Boulevard, San Francisco, CA 94118
  • Multiple Policy Types

Why choose this provider?

Phil Bertetta is a State Farm insurance agent that serves Marin County. He assists clients with various insurance needs, including homeowners' insurance. He offers home insurance policies that cover damages due to unexpected occurrences such as theft, vandalism, and fire. Bertetta has been an insurance agent for more than 35 years. In addition to home insurance, he also offers auto, business, and health insurance. The insurance specialist speaks in Mandarin and Cantonese.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Yelp
4.5 / 5 (37)
Google
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3020 Kerner Blvd Ste. C, San Rafael, CA 94901
  • Multiple Policy Types

Why choose this provider?

Simon Insurance Agency is a San Rafael-based company that serves clients in and around Marin County. It provides a wide range of insurance solutions, including homeowners' insurance plans. It offers policies for various property types such as residences, townhomes, and condos. Additionally, it provides auto, umbrella, life, health, business, and workers' compensation insurance. It represents multiple insurance carriers in the industry to provide clients with a comprehensive selection of policies. This agency has been serving clients since 1989.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
823 Grant Ave Suite C, Novato, CA 94945
  • Personal Property Insurance
  • Multiple Policy Types

Why choose this provider?

Katie Chase is a State Farm insurance agent who offers homeowners' coverage for clients in Marin County. Homeowners can avail of policies that cover repairs, replacements, and losses due to damages sustained by their property even when they are on vacation or away. From natural disasters to sudden incidents, the homeowners' insurance covers hazards such as lightning, wind or hail, fire, theft, vandalism, and faulty plumbing or HVAC systems. Katie also caters to clients seeking other types of insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (35)
Facebook
5.0 / 5 (8)
Yelp
4.5 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
181 Paul Drive, San Rafael, CA 94903
  • Renter's Insurance

Why choose this provider?

Fern Insurance Agency has been catering to the insurance needs of residents and businesses in Marin County since 1966. The company assists private residence owners in filing claims for property damages, asset losses, and injury liabilities through a homeowners' insurance policy. Its agents also help renters and condominium owners in insuring their personal possessions. Other personal insurance offerings include auto and life insurance packages. The company also serves clients throughout the San Francisco bay area.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
660 Las Gallinas Avenue, Suite B, San Rafael, CA 94903

Why choose this provider?

Brittany Keyes is an insurance agent working with State Farm. She serves clients throughout Marin County and its surrounding areas, offering a wide selection of insurance plans. She provides homeowners' insurance policies that cover residential structures, valuable belongings, and adjacent structures not permanently attached to the home. She also offers liability coverage and pet medical insurance plans. Keyes and her team of insurance specialists have over 16 years of collective experience in providing State Farm products and services. She is also a licensed home financing consultant.

License Verified:

License: 0M24604

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (39)
Yelp
5.0 / 5 (5)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1050 Northgate Dr # 515, San Rafael, CA 94903
  • Renter's Insurance
  • Multiple Policy Types
  • Flood
  • Earthquake
  • Condos

Why choose this provider?

McNamara Insurance Services is a company offering insurance solutions to clients in the Marin County metro. It has a team of homeowners insurance agents that help clients choose the best options for protecting their homes from natural disasters and accidents. It also offers policies that protect homeowners from liabilities for accidents and other mishaps that might happen within the premises of the property. The company works with top insurance providers in the country, such as Anthem, FirstComp, and Kemper Preferred.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Yelp
4.5 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
175 W. College Avenue, Santa Rosa, CA 95401
  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance
  • Condos

Why choose this provider?

George Petersen Insurance Agency is an independent insurance agency that has multiple locations in California, including Marin County. The agency, which works with a variety of insurance carriers, provides its clients with customized homeowners' insurance coverages and customer support services. It also offers other insurance policies, including condo, renters', mobile homes, auto, motorcycle, and life insurance. George Petersen Insurance Agency was established by George Petersen more than eight decades ago.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.8
Yelp
4.0 / 5 (10)
Facebook
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
124 East Blithedale Avenue, Mill Valley, CA 94941
  • Renter's Insurance
  • Flood
  • Earthquake
  • Condos

Why choose this provider?

Mill Valley Insurance Services, Inc. provides personal and commercial insurance to clients throughout Marin County and the Bay area. Personal insurance policies include home and auto insurance. The home insurance policy covers property insurance, homeowners liability, renters insurance, condo insurance, and mobile home insurance. Other coverage options include scheduled property insurance, in-home business insurance, and insurance for natural disasters such as floods and earthquakes. The company has been in the insurance industry since 1983.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • In Marin County, what should homebuyers inspect to minimize future homeowners' insurance claims?

    To minimize unnecessary claims, homebuyers in Marin County should first be wary of high radon levels and past water damage. It's crucial to check for plumbing glitches, an aged roof, and outdated electrical setups. Potential liability threats like shoddy fencing or unstable steps are also concerns. Chimney health and the property's previous insurance claims history shouldn't be overlooked. Addressing these issues upfront can prevent headaches and costly claims.

  • What strategies can be employed by individuals in Marin County to decrease homeowners' insurance policy expenses?

    One effective method Marin County homeowners can use is opting for up-front payments or choosing auto-pay, which helps reduce administrative costs for insurers. Moreover, integrating a home security system can lead to deductions due to enhanced anti-theft measures. Another noteworthy strategy is to bundle their home with auto policies, which can lead to a significant 26% discount. They should consult their agents to identify all possible discounts.

  • How can homeowners in Marin County ensure they retain their existing insurance coverage?

    For Marin County residents, it's wise to keep up with timely premium payments and uphold a strong credit record to bolster insurance reliability. Teaming up with neighbors to earn a Firesafe endorsement is a smart move to cut down premiums. Ensuring homes are safeguarded from fire threats, such as overhanging tree branches and uncut tall grasses, is essential. Bundling various insurance types and limiting claims to only major incidents also enhances insurance stability.

  • How can a homeowner in Marin County ensure they're choosing a reputable insurance company?

    When a homeowner in Marin County is selecting an insurance provider, it's essential for them to opt for companies known for their fairness and promptness in payouts. They can protect their homes more effectively through diligent research and steering clear of insurers with multiple negative reviews. A history of an insurer being formidable for other claimants can be a strong indicator for them to proceed cautiously.

  • What should a property owner in Marin County anticipate when dealing with an insurance adjuster after a property loss?

    After a property loss in Marin County, the insurance firm will dispatch a "proof of loss" form for the owner to detail the incurred losses. This form aids insurers in gauging their duty. Before it's sent, a claims adjuster typically inspects the site. Providing in-depth details to this professional speeds up the claims process. If the adjuster is time-restricted, they might only "scope the loss," implying a second, more detailed visit might be necessary.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

Related Articles

FeaturedState Farm home insurance reviews

State Farm Home Insurance Review 2023

Expertise ranks State Farm as the fifth-best homeowners insurance based on its affordable coverage and customizable policies....

FeaturedHomeowners insurance featured image

7 Best Homeowners Insurance Companies of 2024

Expertise analyzed the top home insurance providers in the country and found that Amica is the best insurer overall.