Expertise.com

2024

Last updated:

Best Renter's Insurance Companies in Los Angeles

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Los Angeles Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

1398Reviewed

841Curated

7Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
557 West 23rd Street, Los Angeles, CA 90007
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Broadway Insurance Services is an independent insurance agency serving individuals and businesses in Los Angeles. It delivers personal lines insurance policies that include homeowners', renters', and condominium insurance. It also offers auto insurance policies that cover collisions, liabilities, medical payments, underinsured motorists, and uninsured motorists. It offers business insurance, employment practices liability insurance, Airbnb insurance, and general liability insurance. Moreover, it proffers personal umbrella insurance and excess liability insurance. The firm was established in 2014.

License Verified:

License: 0J21932

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (55)
Google
5.0 / 5 (24)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
1111 S Grand Avenue, Suite 102, Los Angeles, CA 90015
  • Multiple Carriers

Why choose this provider?

Warren Bell is an insurance professional working with State Farm since 1988. He caters to individuals, families, and businesses in Los Angeles and the surrounding areas. He offers renters' insurance policies, which pay for dwelling repairs or reconstruction, liability lawsuits, and personal property and rental value losses. Also included in his line of products are auto, health, home, life, and workers' compensation insurance plans. Warren has received various State Farm awards, including Ambassador Travel Qualifier and Senior Vice President's Club Qualifier.

License Verified:

License: 0E39061

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
4.0 / 5 (934)
Yelp
4.0 / 5 (11)
Google
3.9 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1001 S Vermont Ave UNIT 212, Los Angeles, CA 90006
  • Multiple Carriers

Why choose this provider?

Victor Zavala Insurance Services, Inc., focuses on delivering renters' insurance policies in Los Angeles. The agency provides property insurance options to secure clients' homes and rental properties from theft, earthquakes, floods, and fires. It also offers additional coverages and liability coverages. The firm carries life insurance options that include term life insurance, whole life insurance, and universal life insurance. Founded in 1994 by the Zavala family, it handles requests for business insurance, workers' compensation insurance, and umbrella insurance.

License Verified:

License: 0D04056

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (211)
Yelp
4.5 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3720 S. Flower Street, Los Angeles, CA 90089
  • Multiple Policy Types

Why choose this provider?

Trojan Insurance Services provides coverage solutions to clients in the Los Angeles area. Its insurance offerings include protection plans for people who are renting their living spaces. It prepares renters' policies that insure tenants' personal belongings against unforeseen events or disasters, such as fire, lightning, wind or hail storms, vandalism, water damage, and theft. Other benefits include personal liability and medical payment coverage. Trojan Insurance Services writes policies through its partner carriers, including Allied, Mercury, and Progressive.

License Verified:

License: 0G87848

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Yelp
4.1 / 5 (34)
Google
4.5 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
11611 San Vicente Boulevard, Los Angeles, CA 90049
  • Multiple Policy Types

Why choose this provider?

Susman Insurance Agency is an independent insurance company the serves individuals in Los Angeles. It offers products such as renters', homeowners', home-based businesses, auto, condo, and earthquake and flood insurance. It also handles specialty products such as disability, long-term care, and pet insurance. The agency is a second-generation company that was established in 1993. Its owner, Karl D. Susman, started the business with just one client until it has increased to over a thousand throughout the years.

License Verified:

License: 0B75129

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (77)
Yelp
4.0 / 5 (70)
Facebook
4.0 / 5 (41)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
3717 South La Brea Avenue, Los Angeles, CA 90016
  • Multiple Policy Types

Why choose this provider?

Derek Ennis is a State Farm insurance agent who has been providing his services to clients in Los Angeles and the surrounding areas for 30 years. He offers a wide array of insurance products, including renters, homeowners, auto, boat, life, and business. Renters' insurance includes coverages for the personal belongings of a client. In addition, it also covers losses that may result from accidents, loss of use, theft, vandalism, fire, or weather impacts.

License Verified:

License: 0D17458

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (41)
Facebook
5.0 / 5 (5)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8600 South Central Avenue, Los Angeles, CA 90002
  • Multiple Policy Types

Why choose this provider?

Family Insurance is an independent insurance agency that represents multiple carriers in providing the risk management needs of clients in the Los Angeles area. It offers insurance solutions for renters and rental properties as protection from damages and other potential risks. The company also provides protection for homes, condos, and various types of vehicles. Its business and commercial insurance solutions cover commercial properties, cyber liability, business owner's policy, and contractors, as well as products for limousines, restaurants, condo associations, and trucking businesses.

License Verified:

License: 0H75675

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (409)
Yelp
2.5 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
––
Detail
––

FAQs

  • Are you required to have renter's insurance in Los Angeles?

    Not at all. Federal or state laws do not require renter's insurance. However, a Los Angeles landlord may require you to obtain one as part of the contract. Renter's insurance, which can provide you with financial benefits if you cause a fire or damage to your rented unit, is always a good idea. These types of events can seriously deplete your savings. To obtain financial benefits from insurance, you only need to pay a deductible upfront.

  • Do you need a police report when filing for a burglary claim in Los Angeles?

    Yes, you must file a police report if you witness criminal activity such as theft, burglary, or vandalism. When filing a claim on your renter's insurance, a police report will be required. The Insurance Information Institute recommends this because insurance companies will use the report to investigate your claim. To contact the LAPD for non-emergency assistance, dial 1-877-ASK-LAPD or 1-877-275-5273. The Los Angeles Police Department headquarters are located at 100 West 1st Street, Los Angeles, CA 90012.

  • In Los Angeles, will the renter's insurance cover water damage?

    It depends. In Los Angeles, renter's insurance typically does not cover water damage resulting from negligence, flooding, or sewer backup. However, it does include damage resulting from unforeseen or incidental occurrences like windstorms, burst pipes, and toilet overflows. Up to the policy limits, insurance can pay for the repair or replacement of damaged belongings. If the rental unit is deemed uninhabitable due to water damage, some insurance policies will cover the cost of lodging and groceries.

  • Can you file an insurance claim if you have bed bugs in your rented Los Angeles apartment?

    Renter's insurance does not cover bed bugs because they are considered a preventable event that can be avoided with proper maintenance. This means you cannot ask your Los Angeles renter's insurance company to pay for the replacement of your bug-infested mattresses or the extermination of these critters. This also applies to damage caused by other household pets, such as rats, cockroaches, and mice.

  • Will you get coverage on your renter's insurance if there is an earthquake in Los Angeles?

    Most standard renters' insurance policies exclude earthquake coverage. You must obtain earthquake-specific insurance or add an earthquake rider to your current renter's insurance policy. Residents of Los Angeles are not legally required to have earthquake insurance. Nonetheless, the California Department of Insurance suggests that everyone in the area get one. A fault line is within 30 miles of 70% of Californians.

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