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Best Local Car Insurance Agencies in Los Angeles

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Daniel Fraisse Insurance logo
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Daniel Fraisse Insurance

3857 Foothill Blvd Ste 23, La Crescenta, CA 91214
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Business Description

Daniel Fraisse Insurance is an independent agency that has insured Southern California drivers since 1989. It offers auto insurance throughout the greater Los Angeles area, with offices in La Crescenta-Montrose. The company's experts in auto insurance provide policy options tailored to each client's specific situation. Daniel Fraisse Insurance has access to several insurance underwriters to help clients obtain the most affordable auto insurance. It also provides home, life, and health insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Yelp
4.5 / 5 (22)
Google
4.5 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Lewis & Lewis Insurance Agency logo
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Lewis & Lewis Insurance Agency

11900 W Olympic Blvd Ste 475, Los Angeles, CA 90064
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Business Description

Founded in 1983, Lewis & Lewis Insurance Agency is an insurance broker located in Los Angeles, California, with over 36 years of experience assisting drivers to get travel coverage in Mexico. Company representatives work with Mexican authorities and Qualitas Compania de Seguros, S.A. de C.V., to provide clients with the right policy at a competitive rate that meets all applicable laws. It issues auto insurance policies for short-term visitors, non-citizen residents of Mexico, and non-residents that work in the country.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.2 / 5 (54)
Yelp
2.5 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Mexipass International Insurance Services logo
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Mexipass International Insurance Services

123 N Lake Ave Ste 101, Pasadena, CA 91101
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Business Description

Founded in 1989, MexiPass International Insurance Services is an independent insurance agency located in the Los Angeles, California, metro area. The company provides international auto insurance solutions for Americans and foreign nationals personal and business asset protection in Mexico and many other worldwide locations. Options for U.S.-registered vehicles in Mexico cover broad liability with legal defense and bail bonds, physical damage protection including collision and comprehensive policies, personal injury protection, uninsured motorist, towing, and labor costs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (50)
Google
4.2 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
MIS Insurance Services logo
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MIS Insurance Services

6404 Wilshire Blvd Ste 1111, Los Angeles, CA 90048
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Business Description

MIS Insurance Services is an independent insurance company located in Los Angeles, California. Auto agents work with multiple carriers to provide insurance for all clients, including ones with DUIs, numerous driving violations, suspended licenses, and young or new drivers with policies that cover liability, property damage, personal injury protection, and medical payment coverage. The agency also provides boat and watercraft, motorcycle, commercial auto, workers compensation, general liability, and auto insurance policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (2423)
Yelp
5.0 / 5 (96)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Nahai Insurance Services logo
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Nahai Insurance Services

465 S Beverly Dr Ste 200, Beverly Hills, CA 90212
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Business Description

Founded in 1948, Nahai Insurance Services is an independent insurance agency located in the Los Angeles, California, metro area. Auto coverage specialists work with several reputable carriers, including Capital Insurance Group, The Hartford, and Travelers, to help motorists with all their insurance needs, including standard and commercial auto, motorcycles, luxurious vehicles, and collector and antique cars. Other coverage options are home, condo, renters, earthquake, flood, personal liability, and rental property insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Nova Insurance Services logo
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Nova Insurance Services

15643 Sherman Way Ste 460, Van Nuys, CA 91406
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Business Description

Located in Van Nuys, California, Nova Insurance Services is an independent insurance agency with over three decades of experience providing customized insurance solutions to residents throughout the Los Angeles metro area. The agency offers auto insurance policies with coverages ranging between liability-only and full coverage policies that include property damage, comprehensive, and uninsured motorist. Through its partnerships with leading insurers such as Progressive and Travelers, the agency can ensure all types of drivers, including individuals with multiple violations.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
OnGuard Insurance Services, LLC logo
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OnGuard Insurance Services, LLC

217 E Alameda Ave, Unit 211, Burbank, CA 91502
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Business Description

OnGuard Insurance Services, LLC serves the Los Angeles, California metro, providing standard and specialty auto insurance options. This agency does business with providers across all 50 states and offers policies to high-risk clients with DUI convictions and/or SR22 requirements. Specialty policies are also available to drivers working under ride sharing programs, providing liability and medical coverage for passengers affected by incidents. OnGuard Insurance Services, LLC frequently serves non-owners and young drivers as well.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.3 / 5 (44)
Yelp
3.5 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Peninsula General Insurance logo
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Peninsula General Insurance

22330 Hawthorne Blvd Ste I, Torrance, CA 90505
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Business Description

Peninsula General Insurance is an insurance company located in Torrance, California. It has served Torrance, the South Bay, Los Angeles, and California for more than 30 years. The company provides auto insurance that includes collision coverage, medical payments for personal injuries, property damage, uninsured coverage, and liability for injury. The firm shops with over 15 insurance companies to offer clients the lowest cost with the best coverage. Peninsula General Insurance provides services through both Spanish and English speaking insurance agents.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (227)
Facebook
4.2 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Saferoad Insurance logo
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Saferoad Insurance

807 W Vernon Ave, Los Angeles, CA 90037
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Business Description

Saferoad Insurance is an insurance agency located in Los Angeles, California. It is an independent insurance agency that specializes in providing low-cost coverage in all lines of personal and business insurance throughout California. Its auto insurance policies provide property coverage for damage to the policyholder's car, liability coverage for bodily injury and damage to others' property, and medical coverage for the cost of treating injuries, rehabilitation, and sometimes lost wages.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.8 / 5 (86)
Facebook
4.6 / 5 (34)
Yelp
4.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Statewide Commercial Insurance Brokers logo
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Statewide Commercial Insurance Brokers

2406 N Lake Ave Altadena Ca 91001, Altadena, CA 91001
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Business Description

Statewide Commercial Insurance Brokers in Altadena, California, is an independent insurance brokerage that provides commercial auto insurance in the Los Angeles metropolitan area. For over 20 years, Statewide has served businesses in California, New York, Texas, Oregon, Minnesota, Washington, Nevada, and Virginia by providing commercial auto insurance. The company writes policies with high liability limits that provide cover for businesses transporting and delivering goods, tools, or equipment and for employees using their personal vehicles for work.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (452)
Yelp
3.5 / 5 (44)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Sunset Plaza logo
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Sunset Plaza

13907 Ventura Blvd Ste 104, Sherman Oaks, CA 91423
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Business Description

From its office in Los Angeles, Sunset Plaza is an insurance broker that provides coverage to customers in California, Arizona, and Nevada. Sunset Plaza offers auto insurance, which covers the basic state-required minimums such as liability. It specializes in providing insurance for high-risk motorists, including teen drivers and those who have acquired tickets, DUIs, or a history of automobile accidents. It works with multiple insurance companies to find the cheapest rates for clients, including looking for potential discounts.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (60)
Yelp
2.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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