Expertise.com
2024

Last updated:

Best Homeowners Insurance Agencies in Long Beach

Our Recommended Top 18

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Long Beach Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

280

Reviewed

175

Curated

18

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
6444 E Spring St Ste 241, Long Beach, CA 90815
  • Renter's Insurance
  • Condos
  • Earthquake
  • Flood
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners
  • Landlords

Why choose this provider?

Founded in 1986, NHC Insurance Services is an independent insurance agency located in Long Beach, California. Home coverage specialists work with several A-rated carriers, such as Safeco Insurance, Progressive, and The Hartford, to find homeowners the right policy to meet their needs at competitive rates. Options cover property or dwelling repairs or replacement, personal belongings, liability, medical expenses, and additional living expenses during repairs. The company also offers condo, renters, landlord protection, and flood and earthquake insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (22)
Google
4.8 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
2316 E 7th St, Long Beach, CA 90804
  • Multiple Carriers

Why choose this provider?

Long Beach Insurance Services has been handling the needs of local individuals, families, and business owners in the metro since 1946. The agency specializes in homeowners', automobile, personal liability, and dwelling fire insurance. Its commercial insurance covers commercial general liability, workers' compensation, and cyber liability. Mark Prouse, the owner of Long Beach Insurance Services, has more than four decades of experience in the insurance industry. He is licensed in every area of insurance but mainly focuses on property and casualty.

License Verified:

License: 0526776

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
21235 Hawthorne Blvd Ste 200, Torrance, CA 90503
  • Renter's Insurance
  • Condos
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners
  • Landlords

Why choose this provider?

Tsuneishi Insurance Agency is an independent, family-owned firm founded in 1948. Its office is located just outside of Long Beach in the city of Torrance, California. The firm's distinction in home policy protection has earned it an A- rating from the Financial Ratings of U.S. Insurance. It offers policies from only select long-standing insurance companies in an effort to provide high-quality options. Tsuneishi Insurance Agency also offers auto, business, and worker compensation insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
322 Main Street, Suite 3, Seal Beach, CA 90740
  • Renter's Insurance
  • Condos
  • Homeowners

Why choose this provider?

RTI Insurance Agency offers homeowners' insurance for clients in Long Beach that protects their homes and personal belongings from risks. Its home insurance policies include a variety of options that are tailored to the needs of its clients' homes and lifestyles, including fire, additional living expenses, and personal injury. As an independent agency, it offers insurance solutions from several carriers that include Alliance United, Kemper, and Mercury Insurance. Kori DeLeon and her husband, Daren, acquired the agency in 2012.

License Verified:

License: 0C15014

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (33)
Facebook
5.0 / 5 (8)
Yelp
3.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5152 Katella Ave Ste 206, Los Alamitos, CA 90720
  • Renter's Insurance
  • Condos
  • Flood
  • Multiple Carriers
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners
  • Landlords

Why choose this provider?

Huggins Dreckman Insurance has been serving customers in the greater Long Beach, California, area from its Los Alamitos, California, office since 1975. The company offers homeowners insurance to cover loss from fire, storm, lightning, and wind damage. Policies also cover personal liability for any injuries guests sustain on a homeowner's property. This independent insurance agent works with multiple companies to customize homeowners insurance policies to its customers' needs. Huggins Dreckman Insurance also offers flood, renters, umbrella, auto, and life insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
5.0 / 5 (21)
Yelp
4.5 / 5 (14)
Facebook
4.4 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5150 E. Colorado Street, Long Beach, CA 90814
  • Renter's Insurance

Why choose this provider?

Keir Jones is a State Farm insurance agent serving clients in Long Beach and the surrounding communities. He helps homeowners protect their assets with comprehensive homeowners' insurance policies that suit their unique needs. He procures customized insurance solutions that include coverage for valuables such as keepsakes, pets, liability, and medical insurance. He also offers other insurance lines, including auto, life, health, and business insurance. Jones gives back to his community by supporting the chamber of commerce, schools, and the LGBTQ center.

License Verified:

License: 0H27745

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Yelp
4.5 / 5 (104)
Google
5.0 / 5 (55)
Facebook
4.7 / 5 (33)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
4940 Long Beach Blvd, 1st Flr, Long Beach, CA 90805
  • Homeowners

Why choose this provider?

Marina Amezcua and Insurance Associates is a full-service health insurance agency in Long Beach that caters to the needs of local individuals, families, and businesses. The agency offers homeowners', renters', automobile, and business insurance coverages. It also specializes in life, private health insurance, and small group health plans for employers. Marina Amezcua and Insurance Associates provides clients insurance services in both English and Spanish and represents numerous insurance carriers, including Kaiser Permanente and Blue Shield of California.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (7)
Google
5.0 / 5 (5)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5515 E. Spring Street #A, Long Beach, CA 90808
  • Renter's Insurance

Why choose this provider?

Carolyn Galbraith Insurance is an independent agency that serves individuals and businesses in Long Beach. The company has been in the industry for over 40 years, providing homeowners', renters', auto, and commercial insurance. Its agents provide clients with a consultation to determine their needs and identify the policy that fits them best. They help clients extend the protection of their homes by recommending earthquake and dwelling fire insurance. The company also offers coverage for restaurants, contractors, apartment buildings, and HOAs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4195 N Viking Way, Long Beach, CA 90808
  • Homeowners

Why choose this provider?

Jim Seilsopour is an independent agent providing comprehensive services to individuals in the Long Beach area. He offers a wide range of products, such as home, renters', auto, health, and life insurance, all tailored to meet the clients' needs. Seilsopour and his associates carry over 50 years of combined experience and can communicate in Spanish, English, and Farsi. During the purchasing process, they provide individuals with information and tools to help them understand the risks that they are exposed to every day.

License Verified:

License: 0M90927

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Yelp
4.5 / 5 (6)
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2411 E Anaheim St, Long Beach, CA 90804
  • Homeowners

Why choose this provider?

Galaxy Insurance Service Agent is an independent agency serving Long Beach. The company assists clients in purchasing insurance policies for their cars and businesses. It also aims to help clients protect their homes and belongings through its homeowners' insurance policy. Additional coverage includes RV, life, and specialty insurance. As an independent agency, the company combines different quotes to meet the individual's personal and business needs. Galaxy Insurance Service Agent represents various carriers, including Travelers, Progressive, and Safeco.

License Verified:

License: 0D44460

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.8 / 5 (21)
Yelp
4.5 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
300 E 4th St Unit 106, Long Beach, CA 90802
  • Renter's Insurance
  • Condos
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners
  • Landlords

Why choose this provider?

Active for over 15 years, Only Way Insurance Services is an independent insurance agency providing home insurance to clients in the Long Beach, California, metro area. It guides clients through the process of purchasing insurance by consulting them on desirable coverage areas and presenting them with available rates. This agency services a variety of property types including single family homes, apartments, condominiums, and mobile homes. It can also insure property owned by the client's business.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (240)
Facebook
5.0 / 5 (111)
Yelp
4.5 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
2750 N Bellflower Blvd, Long Beach, CA 90815
  • Renter's Insurance
  • Homeowners

Why choose this provider?

Cheryl Estep is an insurance agent at State Farm that has been serving individuals and businesses in the community of Long Beach and the surrounding areas for more than 20 years. She helps and guides customers in a wide range of insurance products, such as home insurance, health, life, commercial, automobile, and property insurance. Estep holds LUTCF designation and caters to clients with 24/7 customer service. In addition, she can provide her services in Spanish.

License Verified:

License: 0D29004

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (113)
Yelp
3.5 / 5 (5)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
970 W 190th St Ste 590, Torrance, CA 90502
  • Renter's Insurance
  • Condos
  • Multiple Carriers
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners
  • Landlords

Why choose this provider?

B R & Y Insurance Agency, Inc. serves the home insurance needs of locals in Long Beach, California, and the surrounding area. Established in 1985, this independent insurance agency puts its experience to work for local homeowners, analyzing their risks and exposure and helping them find the best home insurance options from its network of insurance carrier partners. It also sells condominium, manufactured home, motorhome, and renters insurance. Umbrella policies and insurance for autos, boats, and motorcycles are also available.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (9)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2418 Lomita Blvd Ste D, Lomita, CA 90717
  • Multiple Policy Types

Why choose this provider?

Karp Insurance Services has been offering insurance services to residents living in Lomita, California, for the last 35 years. The company's agents advise clients on affordable home insurance options available to cover their properties. Their homeowners insurance policies cover losses or damages happening as a result of theft, fire, and natural disasters. Homeowners' personal belongings may also be covered under the policy. Additionally, Karp Insurance Services provides auto, life, health, and commercial coverage.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3150 E Willow Street, Signal Hill, CA 90755
  • Renter's Insurance

Why choose this provider?

Driscoll has been providing insurance services to Long Beach clients for over 75 years. The firm works with clients to help them find coverage suited to their needs. It offers homeowners insurance that protects against losses caused by fire, vandalism, hail, falling objects, smoke, and theft of personal property. It carries other personal and business insurance products like auto, life, health, flood, commercial property, and workers’ compensation. Kerry Driscoll has been the firm’s principal since 1997.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
321 E. Willow St. #B, Long Beach, CA 90806
  • Homeowners

Why choose this provider?

North State Auto Insurance Services Inc. is an independent agency serving the Long Beach metro. It provides insurance products to individuals and families who want to obtain homeowners' policies. The company aims to protect policyholders from financial losses caused by events like theft and natural disasters. Its team focuses on providing clients with auto insurance and helps them with their vehicle registrations. North State Auto Insurance Services has three offices with more than ten insurance professionals committed to delivering personalized coverages.

License Verified:

License: 0F89851

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.8 / 5 (21)
Yelp
4.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
373 Van Ness Ave Ste 240, Torrance, CA 90501
  • Renter's Insurance
  • Condos
  • Multiple Carriers
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners
  • Landlords

Why choose this provider?

Located in Torrance, California, FIA Insurance Services is an independent agency providing impartial advice and support to individuals, families, and businesses throughout the Long Beach area and beyond. The agency has provided home insurance services with its wider portfolio of products since 1946. It guides each client through the complexities of insurance coverage so they know what they have, what it costs, and how to keep their premiums within budget. The agency also provides insurance for renters, condos, and landlords.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
21707 Hawthorne Blvd Ste 104, Torrance, CA 90503
  • Renter's Insurance
  • Condos
  • Flood
  • Multiple Carriers
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners
  • Landlords

Why choose this provider?

QIS Insurance Services is a Long Beach, California-based agency offering home insurance services to clients living or possessing property within the metro area. The agency structures policies for single family homes, condominiums, and income producing commercial residential properties. Assistance is offered not only to home owners, but renters requiring coverage of personal belongings and landlords needing protection of leased dwellings. Clients can also obtain auto, life, or business insurance from this agency.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (9)
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • Is homeowners insurance required in Long Beach?

    There is no specific law that mandates the people of Long Beach to obtain homeowners' insurance. However, banks or lenders typically expect individuals with mortgages to acquire a home policy. In instances where a property is situated in a flood plain, these entities might also stipulate the purchase of flood insurance.

  • Does homeowners insurance in Long Beach provide coverage for tsunamis?

    Any type of damage resulting from direct tsunami or flooding is not included in a standard home insurance policy in Long Beach. To ensure financial safeguarding against repair costs in the aftermath of a tsunami event, policyholders can choose to incorporate flood insurance as supplementary coverage. This coverage option can be paid either annually or in full.

  • What factors affect homeowners insurance rates in Long Beach?

    Several factors that can influence the price of homeowner's insurance in Long Beach include the residence's value, its position, and its distance from specific facilities like fire departments. Additionally, insurance companies will assess variables such as the state and quality of various house elements, including roofs and electrical systems. Each insurance provider uses a different set of standards to determine how much a homeowners coverage will cost.

  • What types of homeowners insurance are offered in Long Beach?

    Long Beach homeowners have access to various home insurance policies, which include the following:

    • HO-1 Basic Form: Limited coverage.
    • HO-2 Broad Form: Broader coverage than HO-1.
    • HO-3 Special Form: Coverage for home structure against all perils.
    • HO-4 Tenant's Form: Covering belongings and liability, excluding the structure.
    • HO-5 Comprehensive Form: Extensive coverage for structure and belongings.
    • HO-6 Condo Form: Covering personal property and unit interior.
    • HO-7 Mobile Home Form: Meeting mobile home needs.
    • HO-8 Older Home Form: Preserving historical or outdated features.
  • Are homeowners in Long Beach obligated to include fire insurance in their policies?

    Homeowners are not obligated to purchase fire insurance since most standard homeowners insurance policies will cover fire damage, including from wildfires. Additionally, Long Beach is regarded as a safe zone when it comes to California's wildfires. Compared to people who reside in wildfire-prone areas, one may expect to spend a lot less on average for homeowners' coverage costs in the metro.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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