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Best Mortgage Refinance Companies in Livermore

2024

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Providers

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Website
San Ramon, CA 94583
  • New Construction

Why choose this provider?

Mortgage with Tiffany is run by Tiffany Castillo, a mortgage loan officer that works with first-time homeowners and potential property owners in Livermore and surrounding areas. Tiffany provides loan options like FHA, VA, USDA, and conventional loans while also conducting an analysis of the loan options based on her clients' needs. While advocating the benefits of teaching homeowners about loans and mortgages, she directly converses with her clients to get to know them better and understand their goals.

License Verified:

License: 1748307

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
380 Diablo Road Ste 201, Danville, CA 94526
  • New Construction

Why choose this provider?

Karen Douglas is a mortgage advisor who caters to the Livermore area. Karen provides refinancing solutions to clients who wish to change the terms of their loans, take money out of their equity, or get lower interest rates. She also provides home purchase loan programs for people looking to acquire a new house. She guides clients on the selection of products available, such as FHA, VA, adjustable-rate, fixed-rate, and jumbo loans. Karen Douglas has been in the mortgage industry for over 30 years.

License Verified:

License: 237035

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (21)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3675 Cedar Knoll Ct, San Jose, CA 95121
  • Reverse Mortgages

Why choose this provider?

Pannu Mortgage has been serving clients in the Livermore area since 2001. Founder Sukhvir Pannu caters to people refinancing an existing mortgage for single-family residences, condominiums, duplexes, and fourplex properties. He offers borrowers various loan options, including 10- to 30-year fixed-rate mortgages. His company has partnered with over 20 lenders to provide customers with several interest rate options and has closed loans worth over 1.6 billion dollars. Pannu also worked as a tax preparer for personal and business filings.

License Verified:

License: 343630

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (25)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1551 McCarthy Blvd. #211, Milpitas, CA 95035
  • New Construction

Why choose this provider?

Low 30 Mortgage offers tailored loaning and refinancing choices to individuals and families throughout Livermore. The brokerage's staff guides clients in obtaining cash-outs for debt payments, tuition fees, and property improvements with programs that adapt to their income capabilities and credit histories. It also provides educative insight that helps applicants identify different financial factors that affect their refinancing endeavors, such as interest rate changes and marketing conditions. It has a diverse range of plans, from 30-year fixed investments and jumbo loans to DSCR mortgages.

License Verified:

License: 350998

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (10)

Website
5960 Stoneridge Dr, #101, Pleasanton, CA 94588
  • Reverse Mortgages

Why choose this provider?

Pauline D. Shah is a loan officer at Cal Coast Financial Corp., helping Livermore residents purchase homes and refinance their existing mortgages. She educates first-time homebuyers, move-up buyers, and homeowners about the mortgage process, credit scores, and home price indexes to help them make informed decisions. Pauline has been in the financial industry for over 29 years, with a background in mortgage and retail banking. Additionally, she holds national mortgage broker and California real estate broker licenses.

License Verified:

License: 276606

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Website
1501 N Broadway #201, Walnut Creek, CA 94596
  • New Construction
  • Reverse Mortgages

Why choose this provider?

For over 20 years, AUE Lending has been providing financial solutions for the mortgage needs of Livermore residents. It offers refinancing to people who are seeking better terms to replace existing loans and lower interest rates or monthly payments. Its staff also utilizes home equity for clients looking to cash out or use the money to finance their property improvement projects. Since its establishment, the company has obtained more than 1,000 closings. AUE Lending fosters inclusivity by helping people from different backgrounds and nationalities achieve their dream of homeownership.

License Verified:

License: 2140351

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (154)
Facebook
5.0 / 5 (48)
Yelp
5.0 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
12935 Alcosta Blvd, #3681, San Ramon, CA 94583
  • New Construction
  • Reverse Mortgages

Why choose this provider?

Thrive Brokers is a full-service mortgage company that serves residents in Livermore. It offers commercial, conventional, jumbo, FHA, and VA programs to borrowers looking to purchase a new home, a vacation house, or an investment property. Its team also provides various refinancing options for clients who need cash or wants to get lower monthly payments and terms. Thrive Brokers strives to help its clients achieve their ideal homes by keeping open lines of communication through phone and email.

License Verified:

License: 2067059

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
26 Bormio Ct, Danville, CA 94526
  • New Construction

Why choose this provider?

Haven Home Lending is a team of mortgage professionals catering to clients in the greater Livermore area. The company provides refinancing services and mortgage products, including FHA, VA, adjustable-rate, fixed-rate, 203K, and jumbo home loans. In addition, the mortgage brokerage offers the HARP loan program to assist homeowners who are underwater or almost underwater in their mortgage payments. Owner and senior mortgage advisor, Fiorella Giusti-Barrera, is a former branch manager of Mason-McDuffie Mortgage.

License Verified:

License: 1729528

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5960 Stoneridge Dr. Ste.101, Pleasanton, CA 94588
  • Reverse Mortgages

Why choose this provider?

Cal Coast Financial Corp serves homebuyers in Livermore who need to refinance their current debts or acquire new properties. The crew rearranges current obligations and has cash-out options to lower the burdens of fulfillment. House purchase programs are on hand for individuals who are torn between owning or renting. The company also offers government-backed programs, such as FHA and VA. The company has ties with over 100 lenders and has online resources to educate the public about matters surrounding real estate purchases.

License Verified:

License: 810797

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.6 / 5 (13)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2500 Old Crow Canyon Rd. Ste. 410, San Ramon, CA 94583
  • New Construction
  • Reverse Mortgages

Why choose this provider?

Signet Mortgage serves residents in the Livermore metro and the surrounding areas. It caters to homeowners' refinancing needs and helps them consolidate debts, convert their ARM to a secure fixed-rate mortgage, and reduce interest costs. Also included in its line of products are HECM, jumbo, renovation, and reverse mortgage loans. As part of the process, a loan officer discusses necessary information, obtains credit reports, and requests income documentation. Signet Mortgage is affiliated with the Financial Planning Association and the National Reverse Mortgage Lenders Association.

License Verified:

License: 168365

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (85)
Facebook
4.9 / 5 (36)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
313 Sycamore Valley Road West, Danville, CA 94526
  • New Construction

Why choose this provider?

Carrie Sanford, a senior loan officer at Bay Area Funding Group, assists Livermore homeowners looking for refinancing solutions. She helps borrowers who want to consolidate debts, those seeking shorter monthly rates and loan terms, and those who need access to cash through refinancing. The agent serves owners of condos, townhouses, manufactured homes, and single and multi-family residences. Sanford also offers FHA, VA, interest-only, and fixed and adjustable-rate mortgages. Sanford helps her clients choose a mortgage program by explaining the entire process in detail.

License Verified:

License: 286517

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (13)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • How can refinancing in Livermore help you?

    If you decide to refinance your loan in Livermore, you can manage your finances with ease through a cash-out refinance, which can help you remodel your home by using the funds from your home's equity. You will also be able to reduce your monthly payments if you refinance your current mortgage.

  • What is the first loan program that you should consider when refinancing in Livermore?

    One of the various loan types that you should consider is an expanded conforming loan. This type of loan has looser qualification requirements and lower down payment options. Additionally, this program provides residents of high–cost areas the option to obtain loans at a lower cost in Livermore.

  • What is involved in a home refinance process in Livermore?

    A home refinance process in Livermore typically involve completing a simple home refinance analysis request. Afterward, you will receive options based on your specific situation and needs. Your loan officer will then compare mortgage interest rates and terms and select the option that best fits your needs.

  • When should you refinance in Livermore?

    It is a good time to refinance your loan in Livermore when the mortgage rates are two percent lower than your loan's current rate. If you are unsure of the current mortgage rates and their effect on your loans, you can work with a mortgage professional to help educate you on the subject matter and calculate your options.

  • What are the common loan programs available for you if you refinance in Livermore?

    There are a variety of loan programs available to you if you decide to refinance your mortgage in Livermore. These programs include conventional, commercial, and jumbo loans. Other options include FHA Streamline, FHA 203k, FHA cash out, and HARP. Each program is designed to meet your specific needs.

  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.