Best Mortgage Refinance Companies in Livermore

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Associated Mortgage Group logo
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License Verified:

License: 297860

Nationwide Multistate Licensing System and Registry

Associated Mortgage Group

39180 Liberty Street Suite 101, Fremont, CA 94538
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  • New Construction

Business Description

The Associated Mortgage Group serves clients in the Livermore metro and the surrounding areas. It provides mortgage refinance programs and debt consolidation loans. It also assists people wanting to purchase condominium units, single-family and multi-family residences, and townhouses. Its team customizes FHA, VA, conventional, jumbo, and reverse loans. Other options include fixed-rate and adjustable-rate mortgages and hybrid or combined ARMs. The company helps low-to-moderate-income families obtain home ownership through local and state housing programs.

License Verified:

License: 297860

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)
AUE Lending logo
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License: 2140351

Nationwide Multistate Licensing System and Registry

AUE Lending

1501 N Broadway #201, Walnut Creek, CA 94596
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  • New Construction
  • Reverse Mortgages

Business Description

For over 20 years, AUE Lending has been providing financial solutions for the mortgage needs of Livermore residents. It offers refinancing to people who are seeking better terms to replace existing loans and lower interest rates or monthly payments. Its staff also utilizes home equity for clients looking to cash out or use the money to finance their property improvement projects. Since its establishment, the company has obtained more than 1,000 closings. AUE Lending fosters inclusivity by helping people from different backgrounds and nationalities achieve their dream of homeownership.

License Verified:

License: 2140351

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (149)
Facebook
5.0 / 5 (45)
Yelp
5.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Compass Mortgage Advisors logo
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License: 276802

Nationwide Multistate Licensing System and Registry

Compass Mortgage Advisors

3840 Blackhawk Road #105, Danville, CA 94506
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  • New Construction
  • Reverse Mortgages

Business Description

Compass Mortgage Advisors caters to people in and around the Livermore metro. It offers home refinance loan products for mortgage borrowers who own condominiums, single- or multi-family residences, and townhouses, helping them consolidate debts and achieve their real estate goals. The firm also provides conventional, conforming, jumbo, FHA, VA, and reverse mortgages for first-time or seasoned home buyers. The professionals at Compass Mortgage Advisors bring more than 30 years of combined experience in the industry.

License Verified:

License: 276802

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Yelp
4.5 / 5 (8)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Low 30 Mortgage logo
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License: 350998

Nationwide Multistate Licensing System and Registry

Low 30 Mortgage

1551 McCarthy Blvd. #211, Milpitas, CA 95035
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  • New Construction

Business Description

Low 30 Mortgage offers tailored loaning and refinancing choices to individuals and families throughout Livermore. The brokerage's staff guides clients in obtaining cash-outs for debt payments, tuition fees, and property improvements with programs that adapt to their income capabilities and credit histories. It also provides educative insight that helps applicants identify different financial factors that affect their refinancing endeavors, such as interest rate changes and marketing conditions. It has a diverse range of plans, from 30-year fixed investments and jumbo loans to DSCR mortgages.

License Verified:

License: 350998

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (9)
Pannu Mortgage logo
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License Verified:

License: 343630

Nationwide Multistate Licensing System and Registry

Pannu Mortgage

3675 Cedar Knoll Ct, San Jose, CA 95121
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  • Reverse Mortgages

Business Description

Pannu Mortgage has been serving clients in the Livermore area since 2001. Founder Sukhvir Pannu caters to people refinancing an existing mortgage for single-family residences, condominiums, duplexes, and fourplex properties. He offers borrowers various loan options, including 10- to 30-year fixed-rate mortgages. His company has partnered with over 20 lenders to provide customers with several interest rate options and has closed loans worth over 1.6 billion dollars. Pannu also worked as a tax preparer for personal and business filings.

License Verified:

License: 343630

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (25)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Pauline D. Shah logo
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License Verified:

License: 276606

Nationwide Multistate Licensing System and Registry

Pauline D. Shah

5960 Stoneridge Dr, #101, Pleasanton, CA 94588
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  • Reverse Mortgages

Business Description

Pauline D. Shah is a loan officer at Cal Coast Financial Corp., helping Livermore residents purchase homes and refinance their existing mortgages. She educates first-time homebuyers, move-up buyers, and homeowners about the mortgage process, credit scores, and home price indexes to help them make informed decisions. Pauline has been in the financial industry for over 29 years, with a background in mortgage and retail banking. Additionally, she holds national mortgage broker and California real estate broker licenses.

License Verified:

License: 276606

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)
Signet Mortgage logo
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License: 168365

Nationwide Multistate Licensing System and Registry

Signet Mortgage

2500 Old Crow Canyon Rd. Ste. 410, San Ramon, CA 94583
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  • New Construction
  • Reverse Mortgages

Business Description

Signet Mortgage serves residents in the Livermore metro and the surrounding areas. It caters to homeowners' refinancing needs and helps them consolidate debts, convert their ARM to a secure fixed-rate mortgage, and reduce interest costs. Also included in its line of products are HECM, jumbo, renovation, and reverse mortgage loans. As part of the process, a loan officer discusses necessary information, obtains credit reports, and requests income documentation. Signet Mortgage is affiliated with the Financial Planning Association and the National Reverse Mortgage Lenders Association.

License Verified:

License: 168365

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (82)
Facebook
4.9 / 5 (37)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Thrive Brokers logo
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License Verified:

License: 2067059

Nationwide Multistate Licensing System and Registry

Thrive Brokers

12935 Alcosta Blvd, #3681, San Ramon, CA 94583
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  • New Construction
  • Reverse Mortgages

Business Description

Thrive Brokers is a full-service mortgage company that serves residents in Livermore. It offers commercial, conventional, jumbo, FHA, and VA programs to borrowers looking to purchase a new home, a vacation house, or an investment property. Its team also provides various refinancing options for clients who need cash or wants to get lower monthly payments and terms. Thrive Brokers strives to help its clients achieve their ideal homes by keeping open lines of communication through phone and email.

License Verified:

License: 2067059

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

What should you expect when refinancing a mortgage?

When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

How often should you refinance your mortgage?

There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Can you refinance a first mortgage and not a second?

You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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