Expertise.com

Best Renter's Insurance Companies in Lancaster

2024

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  • User Reviews
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Renter's Insurance Companies FAQs 〉

Last updated:

Website
41235 11th Street West, Palmdale, CA 93551
  • Multiple Policy Types

Why choose this provider?

Driscoll & Driscoll Insurance Agency is an independently owned and operated company serving customers in Lancaster and the surrounding areas. Its team has 147 years of combined experience and strives to provide clients with policies that best meet their needs. Products offered by the company include home, property, renters', and condo insurance. Auto, life, health, and personal umbrella insurance are also available. Its carrier partners include, but are not limited to, Nationwide Independent, The Hartford, and Progressive.

License Verified:

License: 0G98518

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (12)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2815 West Avenue L, Lancaster, CA 93536
  • Multiple Policy Types

Why choose this provider?

Representing State Farm since 1999, Brad Skala serves the renters' insurance needs of clients in Lancaster. Brad and his team have 39 years of experience in the industry, using their knowledge to help clients find the right coverage that addresses their individual risks. Its insurance policies can offer coverage for dwellings, liabilities, personal properties, and loss of rents. Brad also offers insurance for homeowners and condo owners, along with auto and pet insurance. He can also communicate with clients who speak Spanish.

License Verified:

License: 0C71822

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (9)
Yelp
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1007 East Avenue J, Lancaster, CA 93535
  • Multiple Policy Types

Why choose this provider?

Gladstone Insurance is a renters' insurance company that serves clients from Lancaster and nearby areas. The firm offers a wide range of products and coverage options for renters and homeowners to secure their properties. Insurance policies for cars and motorcycles are also available. The company is partnered with more than 140 insurance carriers to deliver its products. Gladstone Insurance also has a mobile app that clients can use for browsing and applying for insurance plans.

License Verified:

License: 0I67800

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.1
Google
3.0 / 5 (34)
Yelp
2.5 / 5 (5)
Facebook
5.0 / 5 (4)

Frequently Asked Questions

  • What are the consequences for Lancaster residents who opt out of renters' insurance?

    Lancaster inhabitants who forgo renters' insurance risk significant out-of-pocket expenses in adverse events such as theft and fire damage. While skipping insurance saves a modest monthly sum, the absence of protection can lead to substantial financial liability in case of unexpected misfortunes.

  • What is the typical cost of renters' insurance for Lancaster residents?

    In Lancaster, the average yearly expense for renters' insurance is $182, which breaks down to about $15 monthly, standing 23% above the national mean. To secure a reduced rate, tenants should obtain estimates from multiple insurers, ensuring identical coverage specifications. Increasing deductibles, bundling different insurance policies, and exploring discount eligibility may also lead to premium savings.

  • Does a property owner in Lancaster require renters' insurance when leasing out their home?

    In Lancaster, a property owner leasing their home is not required to obtain renters' insurance. Instead, they should secure a Dwelling Fire policy, which safeguards against structural damage, protects the owner's belongings within the rented premises, and offers liability coverage for potential legal claims connected with the rental activity.

  • Is water backup coverage necessary for renters in Lancaster?

    In Lancaster, individuals who rent properties susceptible to sewer system complications benefit from water backup insurance. This is an add-on policy and it covers the costs associated with water damage to personal property in your unit and the necessary expenses for water extraction when sump systems or sewers overflow.

  • Under what circumstances might a Lancaster tenant's renters' insurance claim be rejected?

    A renter's insurance claim in Lancaster may be denied if it violates policy provisions. Common reasons for denial include having an excluded dog breed, filing a claim for an incident not covered by the policy, exceeding policy limits, or engaging in fraudulent activities. Maintaining an up-to-date inventory of your belongings can help substantiate your claim and prevent disputes during the claims process.

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