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Best Renter's Insurance Companies in Lakewood

Our Recommended Top 3

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Lakewood Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.



3Top Picks

Learn about our selection process.


featured provider = Featured Provider

20220 State Rd, Cerritos, CA 90703
WebsiteLicense: 0F37558 Rating

Review Sources

5.0 (141)
4.7 (41)
4.8 (28)

Why choose this provider?

Beth Bettger offers renters' insurance policies to individuals who are currently renting their homes in Lakewood and the surrounding areas. She helps clients in managing unexpected life events and preparing for the future through various insurance policies. She consults closely with clients to better understand their circumstances and to create a plan that can address their future needs. She also offers other insurance policies, such as auto, homeowners, condo, life, and business insurance policies. Beth Bettger opened her first agency in 1988 in Hesperia, California.

  • Multiple Policy Types

1622 S. Gaffey #104, San Pedro, CA 90731
WebsiteLicense: 0203423 Rating

Review Sources

4.9 (64)

Why choose this provider?

Insurance Center Associates caters to individuals and business owners in the Lakewood area. The company helps its clients choose the right coverage from its partner insurance carriers. It writes policies for renters to help them secure their rented dwellings and personal belongings against unexpected circumstances and damages. It also offers liability protection in case people get injured on their premises. Insurance Center Associates is a member of various organizations, including the Independent Insurance Agents of America and the National Association of Insurance Women.

  • Multiple Policy Types

4007 Paramount Blvd #100, Lakewood, CA 90712
WebsiteLicense: 0E72635 Rating

Review Sources

4.8 (1601)
3.4 (27)

Why choose this provider?

SkyBlue Insurance is an agency that serves clients in Lakewood. It offers renters' insurance that covers the personal belongings and liabilities of policyholders in cases of theft, weather damage, and accidents. The agency also provides insurance products for mobile homes, automobiles, homeowners, and motorcycles. It represents several insurance carriers, including Nationwide, Dairyland, and Progressive. SkyBlue Insurance utilizes technology to accommodate clients who prefer to shop, purchase, and service their insurance policies from their homes or offices.

  • Multiple Policy Types


  • How should individuals in Lakewood make an inventory of their personal items for renters' insurance?

    Lakewood residents should list all of their belongings with estimated values for renters' insurance. It is recommended to create a video record of expensive items and save their serial numbers. This inventory can be kept in a secure location, such as a safe deposit box, or in digital form to ensure that it can be retrieved in the event of a disaster at the rented property. These steps aid in determining accurate coverage.

  • What types of incidents are not covered by a standard renters' insurance policy in Lakewood?

    Standard Lakewood renters' insurance policies typically do not cover losses caused by earthquakes, sewage problems, or floods. Additionally, the renter is not responsible for damage resulting from their intentional or careless actions. Residents who own valuable items, such as jewelry or artwork, may require additional coverage. A knowledgeable agent is recommended for advice on securing additional protection for such items.

  • Is it beneficial for Lakewood tenants to add a roommate or significant other to their renters' insurance policy?

    Yes, if roommates or significant others are named on the lease, Lakewood tenants should include them on their renters' insurance. This simplifies the claims process for the shared property by requiring only one filing. It also allows for the insurance premium to be split, making it more cost-effective for both parties.

  • Is renters' insurance mandatory for tenants in Lakewood?

    No, renters' insurance is not required for Lakewood tenants, but landlords may make it a condition of the lease. During the rental application process, it is a good idea to confirm this with the landlord. Despite the fact that it is not required by law, renters' insurance provides protection against financial losses caused by incidents such as fire or accidental property damage.

  • Why should Lakewood landlords encourage their tenants to obtain renters' insurance?

    Landlords in Lakewood should encourage tenants to obtain renters' insurance to protect their belongings in the event of a covered event. They should also think about recommending policies that include additional coverage for natural disasters like floods or earthquakes, based on the value of personal belongings. Furthermore, landlords should encourage tenants to keep an up-to-date inventory of their belongings in order to facilitate a smoother claims process.

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