Expertise.com
2024

Last updated:

Best Renter's Insurance Companies in Lake Forest

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Lake Forest Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

36

Reviewed

24

Curated

7

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
22772 Centre Dr Suite 150, Lake Forest, CA 92630
  • Multiple Carriers

Why choose this provider?

Joy Liberio is a State Farm agent offering her services in the Lake Forest metro. She provides renters' insurance which covers personal property such as computers, bicycles, furniture, clothing, and electronics. These policies cover financial losses caused by burglaries, sudden and accidental covered water damage, smoke damage, vandalism, and fire. Liberio has been with State Farm for over 21 years, focusing on auto, commercial, home, and life insurance. Her team speaks English and Spanish.

License Verified:

License: 0726023

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.9 / 5 (8)
Yelp
4.1 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
23101 Lake Center Drive #350, Lake Forest, CA 92630
  • Home and Auto Insurance

Why choose this provider?

Membrila Insurance Services Inc. is a family-owned and family-operated corporation with over 100 years of experience. It assists individuals, families, and businesses in the Lake Forest metro. The agency offers renters' insurance, a policy that covers the policyholder, their belongings, and their rented property from unexpected events, including fire, theft, and sewer damage. The company carries insurance policies from major service providers, including Mercury, Safeco, and Met Life. The agency serves all of California and Arizona.

License Verified:

License: 0C52369

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (5)
Google
4.3 / 5 (3)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
23101 Moulton Parkway Suite 103, Laguna Hills, CA 92653
  • Multiple Policy Types

Why choose this provider?

Chase Douglas is a third-generation state farm agent with a presence in Lake Forest that caters to customers' insurance needs, such as renters insurance. He offers individual, family, and financial protection packages that suit his client's needs. One of his strategies in assisting a client is creating an open line of communication, may it be in person on through phone and email, by providing a 24/7 available service line. Other products he offers include banking, mutual funds, and annuities.

License Verified:

License: 0I51321

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Yelp
4.6 / 5 (21)
Facebook
5.0 / 5 (12)
Google
4.5 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
23725 Birtcher Drive, Lake Forest, CA 92630
  • Multiple Policy Types

Why choose this provider?

Reeves-Reeves and Associates Insurance Services is a family-owned insurance agency that serves the Lake Forest metro. The agency provides comprehensive renters insurance products tailored to every client's needs. It also offers optional endorsements for tenants, such as coverage for pieces of jewelry, personal injury coverage, and transfer coverage to a new address. Sylvia Reeves founded the company in 1959. At that time, Sylvia was one of the only two female insurance principals in the country.

License Verified:

License: 0743242

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (16)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
23591 El Toro Road Suite 100, Lake Forest, CA 92630
  • Home and Auto Insurance

Why choose this provider?

Jerry Lefevers is a State Farm insurance agent serving clients in the Lake Forest metro. Lefevers offers renters' insurance or apartment insurance that helps cover renters in case their personal properties are damaged by fire, smoke, or burglaries. The renters' insurance Lefevers offers extends to personal property in the renters' cars. The agent also offers business, auto, personal article, and homeowners' insurance policies. The plans it offers are tailored for every individual's situation. Lefevers holds a Bachelor of Arts in Economics degree.

License Verified:

License: 0397578

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (4)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
9891 Irvine Center Dr. Ste 160, Irvine, CA 92618
  • Multiple Policy Types

Why choose this provider?

Fariba Boghraty Insurance Agency is a company serving the Lake Forest area. It offers renters' insurance for dwellers of condos, apartments, or rental homes. The firm provides coverage for clients' belongings in the event of theft or natural calamities. Homeowner, housing fire, earthquake, umbrella, and auto insurance are among the additional products available. There are also options for health, life, and commercial insurance coverage. For the past 30 years, the organization has strived to provide competent advice that has resulted in client retention.

License Verified:

License: 0764838

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (3)
Facebook
5.0 / 5 (2)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1312 Chalk Lane, Cedar Park, TX 7861
  • Multiple Carriers
  • Multiple Policy Types
  • Home and Auto Insurance
  • Business Insurance

Why choose this provider?

Edward Taber Insurance Services provides risk management solutions for individuals and businesses in Lake Forest. Its product line includes renters' insurance, which covers tenants in houses, condominiums, apartments, and duplexes. The agency also offers home, earthquake, auto, and watercraft insurance in addition to commercial liability protection plans. Progressive, NFP, and Endurance are some of the carriers it works with. Edward Taber Insurance Services, which has over three decades of experience, also serves Texas, Nevada, and Arizona.

License Verified:

License: .

California Department of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Is it safe to assume in Lake Forest that homeowners' insurance policies extends to a property's lenders?

    No, it is unsafe to assume in Lake Forest that homeowners' insurance policies extend to a property's lenders. The policy of the homeowner extends purely to the structure where the lessees dwell and does not extend to the dwellers' personal properties and assets. If there are any natural disasters or thefts, the owner will be compensated for the residence, but the lessees get nothing unless they have renters' insurance.

  • What kinds of real estate are covered by renters' insurance in Lake Forest?

    In Lake Forest, the kinds of properties that are covered by renters' insurance are the same ones that are lived in by tenants. These include houses and duplexes to apartment complexes and condominiums. As long as a piece of property can be used as a residence and rented out, coverage is possible.

  • Besides property damage, what else does renters' insurance in Lake Forest cover?

    Renters' insurance in Lake Forest covers various financial risks that the lessee of a property is exposed to in conjunction with the property. This includes the medical costs when a guest sustains an injury while visiting. There are also options for valuable jewelry and personal injury liability because of libel and slander.

  • In Lake Forest, will renters' insurance extend to all kinds of roommates in the property?

    Renters' insurance policies in Lake Forest assume that the insured parties are the client and roommates who are members of the same family. Typical contracts do not extend to non-family roommates. Options exist that extend coverage to strangers who have no familial ties with each other yet rent the same property.

  • How much of the property's value will a renters' insurance policy in Lake Forest cover?

    Whether a renter's insurance policy is written with actual cash value or replacement cost determines how much of your belongings it will cover in Lake Forest. Actual cash value refers to the worth of the lost personal properties when the loss occurred and considers factors like depreciation. Replacement cost is more forgiving and covers the full cost of buying a brand-new product.

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