Best Mortgage Brokers in Lake Forest

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Alliance West Mortgage logo
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License Verified:

License: 244283

Nationwide Multistate Licensing System and Registry

Alliance West Mortgage

2 South Pointe, Suite 110, Lake Forest, CA 92630
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  • Multi-Family Loans

Business Description

Alliance West Mortgage has been providing financial services to clients in Lake Forest since 2009. The business has mortgage consultants who assist first-time home buyers or customers looking for investment properties in finding the right loan program. It also offers refinancing options with lower monthly payments or converting home equity to cash to pay off high-interest debts. Alliance West Mortgage aims to help clients get the right loan option by educating and guiding them through the entire process.

License Verified:

License: 244283

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (110)
Yelp
5.0 / 5 (45)
Charter Pacific Lending Corp. logo
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License Verified:

License: 284615

Nationwide Multistate Licensing System and Registry

Charter Pacific Lending Corp.

9891 Irvine Center Drive Suite 190, Irvine, CA 92618
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  • Refinance

Business Description

Charter Pacific Lending Corp. lists the Lake Forest metro as one of its service areas. It guides clients who are buying their first or investment homes, looking for vacation properties, or moving to a bigger house. Its loan professionals, led by founder Babak Moghaddam, assist borrowers in refinancing and seniors in securing reverse mortgages. Additionally, they offer the RateWatch service, which keeps buyers informed of market financial changes. Moghaddam has been serving the homeownership needs of the community for over 20 years.

License Verified:

License: 284615

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (90)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Coast 2 Coast Funding Group logo
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License Verified:

License: 92145

Nationwide Multistate Licensing System and Registry

Coast 2 Coast Funding Group

1 Orchard Road, Suite 235, Lake Forest, CA 92630
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  • New Construction

Business Description

Coast 2 Coast Funding Group is a residential mortgage lending company that serves individuals and families in Lake Forest and the surrounding areas. It assists with different types of loans, including 30-year fixed-rate, 15-year fixed-rate, and 5/1, 7/1, or 10/1 hybrid adjustable-rate mortgages. It also offers Fannie Mae, Freddie Mac, HomeReady, and jumbo products, as well as an assortment of government loan products. The company has been in business for more than 16 years. It is also licensed in Idaho and Oregon.

License Verified:

License: 92145

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Yelp
4.5 / 5 (70)
Google
3.5 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Dan the Man for Mortgages logo
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License Verified:

License: 856820

Nationwide Multistate Licensing System and Registry

Dan the Man for Mortgages

15615 Alton Pkwy #450, Irvine, CA 92618
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  • Refinance

Business Description

Dan the Man for Mortgages has been serving buyers and investors in and around Lake Forest since 2009. It offers residential mortgage assistance to help families and individuals purchase their dream properties. The company processes a wide selection of mortgage programs, such as conventional, jumbo, interest-only, foreign national, and FHA loans. It also provides reverse mortgage, bank statement, self-employed, and hard money loan options. Founder Dan Stone has been in the mortgage services industry for over two decades.

License Verified:

License: 856820

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (73)
Yelp
5.0 / 5 (35)
Facebook
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
Don Dedo logo
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License Verified:

License: 1252052

Nationwide Multistate Licensing System and Registry

Don Dedo

3100 W Ray Rd, 201, Lake Forest, CA 85226
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  • Refinance
  • New Construction

Business Description

Don Dedo is a loan officer at Nexa Mortgage, serving Lake Forest residents and those from nearby areas. He matches borrowers with potential lenders and seeks out mortgage terms tailored to clients' financial resources and interest-rate needs. In addition, Don provides financial advice based on market conditions and changes in mortgage programs. Nexa Mortgage is a brokerage that offers an online loan application and approval process, custom digital quotes, and mortgage calculators to help clients project their potential expenses.

License Verified:

License: 1252052

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
First Rate Lending & Real Estate Solutions logo
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License Verified:

License: 365033

Nationwide Multistate Licensing System and Registry

First Rate Lending & Real Estate Solutions

23101 Lake Center drive #355,, Lake Forest, CA 92630
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  • Refinance

Business Description

First Rate Lending & Real Estate Solutions provides mortgage services to individuals and families across Lake Forest and the nearby communities. It guides first-time home buyers and experienced real estate investors in choosing loan options, such as VA and FHA, that suit their financial goals. It also caters to clients wishing to apply for home loans with five- to 30-year terms to consolidate or pay off their debts. Jeff Kutnick, the company's president, has been in the industry for over 15 years.

License Verified:

License: 365033

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (93)
Facebook
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Integrated Lending Group logo
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License Verified:

License: 125152

Nationwide Multistate Licensing System and Registry

Integrated Lending Group

28181 Tinajo, Mission Viejo, CA 92692
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  • Refinance
  • New Construction

Business Description

Integrated Lending Group provides mortgage products to clients in the Lake Forest community. It offers a diverse selection of home purchase loan programs, including government and jumbo loans for first-time home buyers and manufactured homes. It assists with mortgage refinancing to take cash out or to change the loan rates and terms for future savings. Integrated Lending Group was founded in 2003 by brothers Anthony and Nick Ingoglia, who started their careers in the mortgage industry in the 1990s.

License Verified:

License: 125152

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (49)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jason Delaney logo
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License Verified:

License: 153213

Nationwide Multistate Licensing System and Registry

Jason Delaney

26632 Towne Centre Dr Suite 300, Foothill Ranch, CA 92610
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  • New Construction

Business Description

Jason Delaney is a mortgage consultant who caters to Haven West Mortgage clients from areas throughout Lake Forest. He and his staff possess a diverse range of custom loan options, from jumbo mortgages and conventional plans to cash-out refinancing programs, that match the needs and income capabilities of homebuyers. They calculate the coverage and term of each option by drawing upon assessments of property values and interest rates. They also have a variety of comprehensive financial products that cover property acquisitions for real estate investors.

License Verified:

License: 153213

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
LoansDirect logo
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License Verified:

License: 353699

Nationwide Multistate Licensing System and Registry

LoansDirect

25182 Miles Avenue, Lake Forest, CA 92630
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  • Refinance
  • New Construction

Business Description

LoansDirect is a mortgage broker company founded in 2003 that offers its services to clients in Lake Forest. It aims to find rates, services, and options for a home by creating a loan package best suited for its clients' needs. The company's loans and program include products like purchase, no-cost refinancing, investor line of credit, cash-out refinancing, and hard money loans. Its owner Rob Innerarity is a mortgage broker whose areas of expertise include conventional, jumbo, FHA, VA, debt consolidation, and HARP programs.

License Verified:

License: 353699

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (56)
Oso Creek Mortgage logo
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License Verified:

License: 1636298

Nationwide Multistate Licensing System and Registry

Oso Creek Mortgage

9891 Irvine Center Dr., Ste. 200, Irvine, CA 92618
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  • Refinance
  • New Construction

Business Description

Oso Creek Mortgage is a direct lender offering residential and commercial solutions to property buyers in Lake Forest. With its network of over 50 wholesalers, it helps self-employed clients who were not able to secure mortgage financing from banks. Financial advisor Mark Stillman guides home buyers in applying for CalHFA, CHADAP, and HARP programs, reverse mortgages, and alternative-income loans. Stillman has been operating the company since 2003 and delivers solutions for commercial property investors with stated incomes.

License Verified:

License: 1636298

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (65)
Yelp
5.0 / 5 (19)
Facebook
5.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Park Place Real Estate Company logo
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License Verified:

License: 397815

Nationwide Multistate Licensing System and Registry

Park Place Real Estate Company

23172 Plaza Pointe Dr. Suite 195, Laguna Hills, CA 92653
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  • Refinance
  • New Construction

Business Description

The Park Place Real Estate Company provides various mortgage options to prospective home buyers and real estate investors in Lake Forest. Its team addresses the long-term purchase and refinancing needs and goals of applicants following a holistic analysis of their current loans, financial situations, and outstanding debts. Its selection of choices includes HELC improvement loans, stand-alone second mortgages, and short-term refinancing plans. It also helps clients adjust their prospects using information gained from routine evaluations of local mortgage rates and market trends.

License Verified:

License: 397815

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (148)
Facebook
5.0 / 5 (43)
Yelp
4.5 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Qualified Home Loans logo
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License Verified:

License: 884457

Nationwide Multistate Licensing System and Registry

Qualified Home Loans

23330 Mill Creek Dr., Ste. 150, Laguna Hills, CA 92653
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  • Refinance
  • New Construction

Business Description

Qualified Home Loans is a mortgage brokerage agency that serves home buyers and real estate agents in Lake Forest. It offers various loan programs for first and second homes, vacation homes, and investment properties. Its options include conventional, FHA, and VA loans. It also provides bank statement loans and no-income loans for self-employed borrowers or clients without income verification documents. Qualified Home Loans was founded in 2002 by Mike Pacheco, a loan officer with over a decade of industry experience.

License Verified:

License: 884457

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (403)
Yelp
4.5 / 5 (14)
Synergy Lending logo
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License Verified:

License: 1875715

Nationwide Multistate Licensing System and Registry

Synergy Lending

26180 Enterprise Way #200B, Lake Forest, CA 92630
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  • Refinance

Business Description

Synergy Lending delivers simplified home purchasing and refinancing services in Lake Forest and the surrounding areas. The company helps the community achieve its homeownership goals by offering programs like ARM, FRM, reverse mortgages, and VA, FHA, or refinancing loans. Its team uses technology, such as interactive calculators and The Loanzify App, to help clients evaluate their options, make sound decisions, and apply for mortgages. Synergy Lending has already funded loans totaling more than $150 million.

License Verified:

License: 1875715

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (38)
Facebook
5.0 / 5 (26)
Yelp
5.0 / 5 (25)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Lender.com logo
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License Verified:

License: 133519

Nationwide Multistate Licensing System and Registry

The Lender.com

25531 Commercentre Drive Suite 250, Lake Forest, CA 92630
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  • Refinance

Business Description

The Lender.com offers a variety of financial solutions to borrowers and mortgage brokers in Lake Forest. It offers purchase, refinance, bridge and rehab, and short-term and long-term rental loans. The team provides asset-based, self-employed, and multi-family unit home programs as well as fix and flip financing. QM, non-QM, and theNada options are also available for brokers. Aaron Iverson, the company president, has over 20 years of experience in the industry and has helped fund over $10.5 billion in loans.

License Verified:

License: 133519

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Watermark Home Loans logo
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License Verified:

License: 1838

Nationwide Multistate Licensing System and Registry

Watermark Home Loans

100 Spectrum Center Dr Ste 150, Irvine, CA 92618
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  • Refinance
  • New Construction

Business Description

Watermark Home Loans serves the real estate needs of buyers and investors in and around Lake Forest. It offers a variety of mortgage solutions to help individuals and families acquire their dream residential properties. The company processes different mortgage programs, including FHA, USDA, VA, non-QM, jumbo, and conventional loans. Its team also assists borrowers in refinancing their loans to lower their interest rates and monthly payments. Watermark Home Loans has been in operation for over 15 years.

License Verified:

License: 1838

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (784)
Yelp
4.5 / 5 (351)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

Do mortgage brokers need to be licensed?

Yes, all mortgage brokers need to be licensed. Individuals need to complete a 20-hour class that goes over state and federal laws for mortgages and other important information. Next, individuals take the official test with the National Mortgage Licensure System.

Is it difficult to pass the mortgage brokers’ test?

Upon completion of educational requirements, you must pass the mortgage broker test to receive your license. It's a two-part test called the Safe Mortgage Loan Originator Exam, and it can be a bit challenging. Out of almost 87,600 national test-takers, 57% passed on their first attempt. The test includes both a state and national portion and requires a minimum score of 75% to pass.

What is a surety bond for mortgage brokers?

A surety bond is a legal contract that binds three parties — the obligee, the principal, and the surety. Surety bonds are typically required to receive a license for operating as a mortgage broker. When a mortgage broker gets a surety bond, it's a legal guarantee they'll perform their obligations to their customers as required by law.

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