Best Life Insurance Companies in Lake Forest

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Breathe Insurance logo
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License Verified:

License: 0E36358

California Department of Insurance

Breathe Insurance

28 Argonaut, Aliso Viejo, CA 92656
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  • Life Insurance
  • Health Insurance

Business Description

Breathe Insurance is an independent insurance office servicing Lake Forest and Savannah Springs. Its life insurance provides income replacement to meet financial obligations when an income provider dies, estate planning to pay estate taxes without depleting the estate, short-term life insurance protection for short-term debts, and mortgage protection. The types of life insurance it offers include term life insurance and permanent life insurance. Breathe Insurance represents various carriers that enable the company to offer a range of personal and business insurance options and services.

License Verified:

License: 0E36358

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.0 / 5 (172)
Yelp
4.0 / 5 (50)
Facebook
4.0 / 5 (28)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Chris Ferraro Jr logo
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License Verified:

License: 0M22104

California Department of Insurance

Chris Ferraro Jr

940 Calle Negocio, San Clemente, CA 92673
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  • Life Insurance
  • Health Insurance

Business Description

Chris Ferraro, Jr. is a State Farm insurance agent providing insurance and financial services to individuals, families, and business owners in Lake Forest and the surrounding areas. A third-generation State Farm agent, he handles life insurance options that include term, whole, and universal. He also offers other personal and business policies, like auto, health, homeowners', renters', and workers' compensation insurance, as well as annuities. Ferraro, who is fluent in Spanish, joined State Farm in 2009. He is also licensed in Arizona, Oregon, and Nevada.

License Verified:

License: 0M22104

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.0 / 5 (41)
Facebook
4.0 / 5 (22)
Yelp
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Clemente Insurance & Financial Services logo
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License Verified:

License: 0E76453

California Department of Insurance

Clemente Insurance & Financial Services

7700 Irvine Center Drive, Irvine, CA 92618
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  • Life Insurance
  • Permanent Life Insurance Policy

Business Description

Clemente Insurance & Financial Services is a life insurance company that safeguards families from unexpected financial challenges with its life insurance programs. It has been serving Lake Forest and other cities in California for more than 15 years. It has comprehensive life insurance policies that help families with funeral costs, mortgage payments, and outstanding debts. It also provides other personal insurance policies covering personal umbrella, flood, earthquake, and home. The company was established by Gino Clemente in 2004.

License Verified:

License: 0E76453

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.0 / 5 (62)
Facebook
4.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
EZ Insurance logo
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License Verified:

License: 0E86532

California Department of Insurance

EZ Insurance

2960 Harbor Boulevard, Costa Mesa, CA 92626
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  • Life Insurance

Business Description

EZ Insurance provides financial protection to individuals, families, and businesses in Lake Forest and the surrounding areas. Insurance products offered are life, home, auto, and business insurance. Upon helping clients identify their priorities, the company customizes an insurance plan that meets their long-term goals. Since its founding in 2004, it has served 250,000 clients and one million cost-effective quotes. To achieve this feat, the company has partnered with multiple carriers, including Safeco, Nationwide, National General, and Tokio Marine HCC.

License Verified:

License: 0E86532

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jerry Lefevers logo
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License Verified:

License: 0397578

California Department of Insurance

Jerry Lefevers

23591 El Toro Road, Lake Forest, CA 92630
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  • Life Insurance

Business Description

Jerry Lefevers is an insurance agent who is affiliated with State Farm. He caters to clients in Lake Forest and the surrounding communities. He helps customers realize their goals and recover from unexpected events in life by offering term life, whole life, and universal life insurance policies. His product line also includes business, health, homeowners', personal articles, and renters' insurance. He assists collectors, new drivers, and travelers in acquiring automotive insurance plans. Jerry holds a CLU designation.

License Verified:

License: 0397578

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
JT Kia Insurance Services logo
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License Verified:

License: 0C30233

California Department of Insurance

JT Kia Insurance Services

15540 Rockfield Boulevard, Irvine, CA 92618
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  • Life Insurance
  • Health Insurance
  • Whole Life Insurance
  • Permanent Life Insurance Policy

Business Description

JT Kia Insurance Services is an insurance agency offering life insurance policies in Lake Forest. The agency was founded in 1996 by Jeff Kia. Kia has provided protection to his clients and their families by determining their needs and finding the right insurance policy for them. He also has experience with term insurance, which can range from 5 to 15 years. The company represents several insurance carriers including Foremost Insurance Company, Blue Cross, Great American, and Travelers Insurance.

License Verified:

License: 0C30233

California Department of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Legacy & Wealth Financial Advisors logo
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License Verified:

License: 0E61477

California Department of Insurance

Legacy & Wealth Financial Advisors

300 Spectrum Center Drive, Irvine, CA 92618
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  • Life Insurance
  • Health Insurance

Business Description

Legacy & Wealth Financial Advisors is an independent insurance agency in Irvine servicing Lake Forest and adjacent areas. It is managed by financial advisor Michael Valiente, who provides financial planning, investment management, and insurance services to his clients. The agency, which has access to multiple insurance carriers, provides risk management products such as life, disability, and long-term care insurance. It also offers health and key person insurance, employee benefits, and small business solutions. Mike has over 10 years of insurance industry experience.

License Verified:

License: 0E61477

California Department of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mayorga Professional logo
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Mayorga Professional

23331 El Toro Road, Lake Forest, CA 92630
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  • Life Insurance
  • Health Insurance

Business Description

Mayorga Professional is a family-owned business consulting and insurance company that serves residents of Lake Forest and nearby areas. It offers life insurance policies that are tailored to each client's needs. It also provides immigration application assistance. The company's team of real estate professionals can guide clients who are looking to buying or selling their property. In addition, business owners can benefit from Mayorga Professional's financial services, which include business projections, market trend reports, and financial models.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Yelp
5.0 / 5 (18)
Google
4.2 / 5 (5)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
MGW Insurance Services, LLC logo
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License Verified:

License: 0I43600

California Department of Insurance

MGW Insurance Services, LLC

26060 Acero, Mission Viejo, CA 92691
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  • Life Insurance
  • Health Insurance

Business Description

MGW Insurance Services, LLC, is a company providing life insurance to Lake Forest and the surrounding communities. This family-owned and operated insurance agency located in Mission Viejo also offers a wide range of other personal insurance services, such as dental, vision, supplemental, travel, and individual and group health insurance. It also provides vehicle, property, and business insurance solutions. The professionals at MGW Insurance Services, LLC, can also assist with medical billings, pharmacy issues, claims, and new I.D. cards.

License Verified:

License: 0I43600

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Myriad Shields Insurance Solutions logo
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License Verified:

License: 0H93940

California Department of Insurance

Myriad Shields Insurance Solutions

9070 Irvine Center Drive, Irvine, CA 92618
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  • Life Insurance
  • Health Insurance

Business Description

Myriad Shields Insurance Solutions is an independent agency that serves clients in Lake Forest and its surrounding areas. The agency specializes in providing life, health, and disability insurance solutions. It offers Medicare, annuities, critical illness, and disability insurance products. Its agents direct clients to look at protection policies or investment policies to better address their needs, capacities, and liabilities. Myriad Shields Insurance Solutions allows its clients to choose the carrier best fit for their situation while giving them advice throughout the process.

License Verified:

License: 0H93940

California Department of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Noel Insurance logo
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License Verified:

License: 0I01628

California Department of Insurance

Noel Insurance

27472 Portola Parkway, Lake Forest, CA 92610
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  • Health Insurance
  • Life Insurance

Business Description

Noel Insurance is an independent agency that caters to clients in Lake Forest. It specializes in creating life insurance policies for seniors, term life insurance, no exam life insurance, and high-risk life insurance. Its life insurance coverage can be used to pay for college tuition, funeral expenses, and the establishment of estate plans for the beneficiaries. With over a decade of experience, the firm works closely with clients to understand their needs and find the best life insurance plan for them.

License Verified:

License: 0I01628

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Physicians Choice Insurance Service, LLC logo
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License Verified:

License: 0G81326

California Department of Insurance

Physicians Choice Insurance Service, LLC

23046 Avenida De La Carlota, Laguna Hills, CA 92653
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  • Life Insurance

Business Description

Physicians Choice Insurance Service, LLC, is a group of insurance agents that serves Lake Forest and other nearby areas. On top of the health insurance plans it offers, it also provides life insurance solutions through a range of insurance carriers. Its line of life insurance products ranges from final expense protection, long-term care, and income continuation plans to estate preservation and wealth transfer policies. Additionally, the company handles insurance plans that include veteran and employee coverage.

License Verified:

License: 0G81326

California Department of Insurance

Safe Cove Group logo
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License Verified:

License: 0734906

California Department of Insurance

Safe Cove Group

24296 Swartz Drive, Lake Forest, CA 92630
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  • Life Insurance

Business Description

Safe Cove Group is an independent insurance agency located in Lake Forest. The firm offers life insurance for individuals, families, and businesses. Covering short and long-term disability, inflation, pension issues, and wealth transfer, the firm is prepared to sort out the necessary paperwork and work together with individuals or companies to custom tailor their insurance portfolio. The firm also provides solutions designed to supplement clients' social security and pension with additional guaranteed lifetime income. CEO Ebrahim Sabeti has been in the industry since 1984.

License Verified:

License: 0734906

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Solomon & Solomon Insurance Brokers, Inc. logo
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License Verified:

License: 6000506

California Department of Insurance

Solomon & Solomon Insurance Brokers, Inc.

24411 Ridge Route Drive, Laguna Hills, CA 92653
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  • Life Insurance
  • Health Insurance

Business Description

Solomon & Solomon Insurance Brokers, Inc., is an independently owned multi-generation brokerage founded in 1994. It serves individuals and businesses in Lake Forest and the surrounding areas. The agency provides comprehensive insurance products, such as life, disability, long-term care, automobile, and personal umbrella liability insurance. It also has a Trusted Advisor Network, allowing it to connect with professionals experts in law, accounting, and wealth management. Additionally, the agency represents various insurance providers, including Safeco Insurance, Allied Insurance, AmTrust Financial, and Zurich.

License Verified:

License: 6000506

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)
Vitam Insurance Services logo
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License Verified:

License: 0L43267

California Department of Insurance

Vitam Insurance Services

200 Spectrum Center Drive, Irvine, CA 92618
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  • Life Insurance

Business Description

Founded in 2016, Vitam Insurance Services has been applying account management practices to provide various insurance products to its customers. It analyzes each client's situation to determine the amount of life insurance coverage, the type of policy, and the most appropriate carrier suited to their needs. It also strives to spread insurance literacy and recommend life insurance plans to individuals and businesses in Lake Forest and its surrounding areas. For international travelers, it offers medical and travel interruption insurance.

License Verified:

License: 0L43267

California Department of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

Who should buy supplemental health insurance?

Supplemental health insurance is a product that helps cover the cost of services that your primary health insurance policy doesn't. One popular option is secondary insurance that helps cover some of the costs associated with high deductibles. Medicare supplemental insurance is also popular. Medicare doesn't cover everything, and older adults on a limited income can face large prescription or medical bills after Medicare pays. Supplemental insurance helps reduce those patient costs.

Can I buy health insurance anytime?

To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.

Can I buy health insurance that is not Obamacare?

When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

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