Best Credit Repair Companies in Irvine

2021

Credit Saint FEATURED

Credit Saint is a credit repair business serving the Irvine area. It offers three packages involving different levels of services, namely clean slate, credit remodel, and credit polish. These packages collectively include a wide range of factors like score analysis, credit interventions, and score tracker. Clients can obtain full analysis and progress reports online through the company's private dashboard. They will also learn how to produce new months of positive credit history by building a balanced report.

The Credit Pros FEATURED

The Credit Pros is a national credit repair firm serving clients in Irvine. It asks clients to create an account to acquire their own personal space, allowing them to monitor their credit actions more easily. Through their account, customers are provided with easy-to-read credit reports and personalized score insights, as well as tools and tips to help them understand their score, and credit monitoring to help them spot potential risks such as identity theft. The firm's certified FICO professionals assist clients with their concerns and offer one-on-one action plans and coaching.

30 Day Credit Repair

30 Day Credit Repair specializes in identifying unverifiable and inaccurate items in credit reports. Serving the Irvine area, the company removes incorrect charge-offs, settlements, collections, tax liens, medical bills, and loan modifications in clients' credit reports. Aside from this, the credit repair specialists handle disputes with collection agencies, credit bureaus, and creditors. They also guide clients in creating new lines of positive credit in order to qualify for a home loan or a car loan.

Ascent Network

• Credit Dispute
• Credit Audit

Ascent Network offers credit repair services in Irvine. Its agents strive to protect clients against unjustifiable credit reporting, pursuant to the Consumer Protection Law section 402. They look for mistakes in credit reports, like false delinquencies, then ask bureaus to substantiate bad credit allegations. Ascent also offers foreclosure prevention and mortgage loan modification, mortgage referral, and credit reference services. Ascent reports that its clients get an average increase of 105 points in their credit score.

Baby Boomers Financial

Baby Boomers Financial is a financial services company that provides credit repair and restoration to clients near Irvine. Its professionals have over 50 years of combined experience helping clients improve their credit scores. They provide credit education and help clients retrieve their credit reports from the big three credit bureaus. They also help create a plan to tackle inaccuracies and negative claims on the reports, ultimately helping clients improve their credit scores over time.

Brightside Credit Services

Founded in 2014, Brightside Credit Services is a credit report repair company that works with home and business owners, including mortgage professionals and Realtors, in the Irvine area. It helps raise clients' credit scores and sets them on a path towards financial success. The company conducts detailed and thorough evaluations to identify and devise plans on how to remove any erroneous, obsolete, or out-of-compliance items in credit reports. Its experienced credit analysts contact all credit bureaus to clear unverifiable information as provided for in the laws that govern creditors in the reporting process. Customers have 24/7 access to their online portals.

New Day Credit Repair

New Day Credit Repair has been helping people with bad credit in Irvine for more than 10 years. The company's team of credit repair specialists provides credit repair consultations and credit report summaries to potential clients who are looking for ways to improve their credit scores. They assess their credit reports to check for any inaccuracies and derogatory items to have them removed. New Day Credit Repair works with Lexington Law for its credit restoration service.

NextDay Credit Repair

NextDay is a credit repair company providing credit support services in Irvine. It specializes in the improvement of credit scores and the removal of hard credit. Its specialists help clients remove bad credit from the credit report, including bankruptcies, repossessions, judgments, liens, foreclosures, and late payments. It provides virtual consultation services to educate clients on the process of credit improvement. NextDay also provides an online portal that allows tracking of the credit account's improvement.

United Credit Solutions

United Credit Solutions is a credit repair company in Irvine that offers debt management solutions and helps individuals improve their credit scores. The credit counselors negotiate favorable terms with creditors and seek to reduce interest rates incurred due to late payments. They evaluate negative financial situations and work to find a program that can service underlying debt management needs. United Credit Solutions also helps individuals and businesses file for bankruptcy. It additionally handles wage garnishments, and its clients may conveniently access debt consolidation services. Besides credit education, the company's experts advise clients on debt settlements, if applicable, before filing for bankruptcy.