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Best Credit Repair Companies in Irvine

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Irvine, CAIrvine, CA

Credit Saint is a credit repair business serving the Irvine area. It offers three packages involving different levels of services, namely clean slate, credit remodel, and credit polish. These packages collectively include a wide range of factors like score analysis, credit interventions, and score tracker. Clients can obtain full analysis and progress reports online through the company's private dashboard. They will also learn how to produce new months of positive credit history by building a balanced report.

Irvine, CAIrvine, CA

Website(855) 730-3865

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

4092 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

27201 Puerta Real Suite 300, Mission Viejo, CA 92691
Mission Viejo, CA 92691
  • Credit Audit

April's Credit Repair aims to help consumers in Irvine restore their credit the right way. In business for over 25 years, this company has assisted more than 5,000 clients in repairing their credit ratings, including those with errors in their credit reports, victims of identity theft, and people who have recently recovered from bankruptcy. April's Credit Repair uses proprietary software that identifies discrepancies in credit reports and sends the data to credit bureaus for removal. Credit counseling is also included in its credit repair packages.

27201 Puerta Real Suite 300, Mission Viejo, CA 92691
Mission Viejo, CA 92691

Website(949) 444-5675

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.7 / 5 ( Best)

Total Reviews:

45 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

16892 Bolsa Chica St., Suite 204,, Huntington Beach, CA 92649
Huntington Beach, CA 92649
  • Credit Dispute
  • Credit Audit

Ascent Network offers credit repair services in Irvine. Its agents strive to protect clients against unjustifiable credit reporting, pursuant to the Consumer Protection Law section 402. They look for mistakes in credit reports, like false delinquencies, then ask bureaus to substantiate bad credit allegations. Ascent also offers foreclosure prevention and mortgage loan modification, mortgage referral, and credit reference services. Ascent reports that its clients get an average increase of 105 points in their credit score.

16892 Bolsa Chica St., Suite 204,, Huntington Beach, CA 92649
Huntington Beach, CA 92649

Website(877) 871-2400

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.5 / 5 ( Best)

Total Reviews:

48 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1555 McGaw Ave ste #B, Irvine, CA 92614
Irvine, CA 92614

Baby Boomers Financial is a financial services company that provides credit repair and restoration to clients near Irvine. Its professionals have over 50 years of combined experience helping clients improve their credit scores. They provide credit education and help clients retrieve their credit reports from the big three credit bureaus. They also help create a plan to tackle inaccuracies and negative claims on the reports, ultimately helping clients improve their credit scores over time.

1555 McGaw Ave ste #B, Irvine, CA 92614
Irvine, CA 92614

Website(833) 700-6835

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

3 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

24881 Alicia Pkwy Ste E-265, Laguna Hills, CA 92653
Laguna Hills, CA 92653

Founded in 2014, Brightside Credit Services is a credit report repair company that works with home and business owners, including mortgage professionals and Realtors, in the Irvine area. It helps raise clients' credit scores and sets them on a path towards financial success. The company conducts detailed and thorough evaluations to identify and devise plans on how to remove any erroneous, obsolete, or out-of-compliance items in credit reports. Its experienced credit analysts contact all credit bureaus to clear unverifiable information as provided for in the laws that govern creditors in the reporting process. Customers have 24/7 access to their online portals.

24881 Alicia Pkwy Ste E-265, Laguna Hills, CA 92653
Laguna Hills, CA 92653

Website(714) 378-9900

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.6 / 5 ( Best)

Total Reviews:

10 (Better)

Score Consistency:

Consistent (Best)

1438 Contessa, Irvine, CA 92620
Irvine, CA 92620

New Day Credit Repair has been helping people with bad credit in Irvine for more than 10 years. The company's team of credit repair specialists provides credit repair consultations and credit report summaries to potential clients who are looking for ways to improve their credit scores. They assess their credit reports to check for any inaccuracies and derogatory items to have them removed. New Day Credit Repair works with Lexington Law for its credit restoration service.

1438 Contessa, Irvine, CA 92620
Irvine, CA 92620

Website(866) 368-8828

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

1 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A

Detail: A

4590 MacArthur Blvd Suite 500, Newport Beach, CA 92660
Newport Beach, CA 92660

NextDay is a credit repair company providing credit support services in Irvine. It specializes in the improvement of credit scores and the removal of hard credit. Its specialists help clients remove bad credit from the credit report, including bankruptcies, repossessions, judgments, liens, foreclosures, and late payments. It provides virtual consultation services to educate clients on the process of credit improvement. NextDay also provides an online portal that allows tracking of the credit account's improvement.

4590 MacArthur Blvd Suite 500, Newport Beach, CA 92660
Newport Beach, CA 92660

Website(949) 346-2997

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.3 / 5 ( Best)

Total Reviews:

12 (Better)

Score Consistency:

Consistent (Best)

2151 Michelson Dr Ste 170, Irvine, CA 92612
Irvine, CA 92612

United Credit Solutions is a credit repair company in Irvine that offers debt management solutions and helps individuals improve their credit scores. The credit counselors negotiate favorable terms with creditors and seek to reduce interest rates incurred due to late payments. They evaluate negative financial situations and work to find a program that can service underlying debt management needs. United Credit Solutions also helps individuals and businesses file for bankruptcy. It additionally handles wage garnishments, and its clients may conveniently access debt consolidation services. Besides credit education, the company's experts advise clients on debt settlements, if applicable, before filing for bankruptcy.

2151 Michelson Dr Ste 170, Irvine, CA 92612
Irvine, CA 92612

Website(877) 635-5097

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

25 (Best)

Score Consistency:

Consistent (Best)

Frequently Asked Questions:

Q: How do you repair credit after identity theft?
A:

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.
Q: Is credit repair legal?
A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.
Q: Can a credit repair company remove late payments?
A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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