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Best Credit Repair Companies in Irvine
2021

We scored 158 Credit Repair Companies in Irvine, CA and Picked the Top 13

Here are the Picks:

Credit Saint Featured

The Credit Pros Featured

1st Premier Asset Solutions

30 Day Credit Repair

American Debt Solution Center

Avalon Credit

Baby Boomers Financial

Brightside Credit Services

Irvine Credit Repair

New Day Credit Repair

NextDay Credit Repair

U.S. Hardship Group

United Credit Solutions

Why These Credit Repair Companies?

Our goal is to connect people with the best local experts. We scored Irvine Credit Repair Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

Reviewed Curated Top Picks 158 100 13

Our Selection Criteria:

  • 1. Availability

    Consistently approachable and responsive, so customers never feel ignored.

  • 2. Qualifications

    Building customer confidence with licensing, accreditations, and awards.

  • 3. Reputation

    A history of delighted customers and outstanding service.

  • 4. Experience

    Masters of their craft, based on years of practical experience and education.

  • 5. Professionalism

    Providing service with honesty, reliability, and respect.

Read more about our selection process

Credit Saint FEATURED Expertise.com

Credit Saint is a credit repair business serving the Irvine area. It offers three packages involving different levels of services, namely clean slate, credit remodel, and credit polish. These packages collectively include a wide range of factors like score analysis, credit interventions, and score tracker. Clients can obtain full analysis and progress reports online through the company's private dashboard. They will also learn how to produce new months of positive credit history by building a balanced report.

Click to Call

Irvine, CA

Website

(855) 730-3865 Website

Professionalism: A+

More Info

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

The Credit Pros FEATURED Expertise.com

The Credit Pros is a national credit repair firm serving clients in Irvine. It asks clients to create an account to acquire their own personal space, allowing them to monitor their credit actions more easily. Through their account, customers are provided with easy-to-read credit reports and personalized score insights, as well as tools and tips to help them understand their score, and credit monitoring to help them spot potential risks such as identity theft. The firm's certified FICO professionals assist clients with their concerns and offer one-on-one action plans and coaching.

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60 Park Pl Ste 200
Newark, NJ 07102

Website

(844) 965-3445 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 (Best)

Total Reviews:

4 (Good)

Score Consistency:

Consistent (Best)

1st Premier Asset Solutions

1st Premier Asset Solutions provides credit repair services to families and individuals in the greater Irvine area to help them recover from financial hardships and keep their assets under control. The company identifies negative, false, and damaging information in clients' credit reports and works to have those items removed. Its professional credit specialists take clients through the entire credit restoration process, communicating with each of the three federal credit reporting agencies, disputing erroneous items, and demanding removal of negative items from individual clients' reports. Clients also benefit from 1st Premier Asset Solutions' debt consolidation, loan restructuring, and home loan modification services.

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2618 San Miguel Dr Ste 1515
Newport Beach, CA 92660

Website

(888) 418-8514 Website

30 Day Credit Repair

30 Day Credit Repair specializes in identifying unverifiable and inaccurate items in credit reports. Serving the Irvine area, the company removes incorrect charge-offs, settlements, collections, tax liens, medical bills, and loan modifications in clients' credit reports. Aside from this, the credit repair specialists handle disputes with collection agencies, credit bureaus, and creditors. They also guide clients in creating new lines of positive credit in order to qualify for a home loan or a car loan.

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11801 Pierce Street
Riverside, CA 92505

Website

(888) 876-4631 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.1 / 5 (Better)

Total Reviews:

124 (Best)

Score Consistency:

Consistent (Best)

Professionalism: A+

More Info

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Price: | Free consultation

American Debt Solution Center

American Debt Solution Center helps individuals and families in Irvine who are struggling with debts. The firm's agents strive to educate consumers on their options for settling credit cards or tax debts. They offer credit repair services that involve cleaning up a client's profile and increasing their credit score. The company is experienced at negotiating with creditors concerning the settlement or consolidation of debts. It can also assist with filing Currently Not Collectible statuses with the IRS.

Click to Call

19200 Von Karman Ave
Irvine, CA 92612

Website

(800) 232-0255 Website

Avalon Credit

Avalon Credit Repair is a licensed and bonded company dedicated to improving its clients' credit scores. Located in Irvine, the company's professionals work with individuals nationwide. They analyze clients' reports and legally challenge such items as tax liens and collections, remove inquiries, and add good credit. Its dispute process runs on 30-day cycles, so clients typically begin to see improvements to their scores after the first month. The company's consultants also offer guidance for establishing better credit ratings.

Click to Call

19800 MacArthur Blvd
Irvine, CA 92612-2421

Website

(714) 749-5626 Website

Baby Boomers Financial

Baby Boomers Financial is a financial services company that provides credit repair and restoration to clients near Irvine. Its professionals have over 50 years of combined experience helping clients improve their credit scores. They provide credit education and help clients retrieve their credit reports from the big three credit bureaus. They also help create a plan to tackle inaccuracies and negative claims on the reports, ultimately helping clients improve their credit scores over time.

Click to Call

1555 McGaw Ave ste #B
Irvine, CA 92614

Website

(833) 700-6835 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 (Best)

Total Reviews:

3 (Good)

Score Consistency:

Consistent (Best)

Professionalism: A+

More Info

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Brightside Credit Services

Founded in 2014, Brightside Credit Services is a credit report repair company that works with home and business owners, including mortgage professionals and Realtors, in the Irvine area. It helps raise clients' credit scores and sets them on a path towards financial success. The company conducts detailed and thorough evaluations to identify and devise plans on how to remove any erroneous, obsolete, or out-of-compliance items in credit reports. Its experienced credit analysts contact all credit bureaus to clear unverifiable information as provided for in the laws that govern creditors in the reporting process. Customers have 24/7 access to their online portals.

Click to Call

24881 Alicia Pkwy Ste E-265
Laguna Hills, CA 92653

Website

(714) 378-9900 Website

Reputation: A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.6 / 5 (Best)

Total Reviews:

10 (Better)

Score Consistency:

Consistent (Best)

Irvine Credit Repair

Irvine Credit Repair is a company in the Irvine metro offering financial literacy and credit repair services. The company's team of professionals employs the latest technology in assessing, calculating, and analyzing credit scores to improve and remove negative items lowering them. Irvine Credit Repair also works with credit bureaus in the state to help clear bad items. It also offers credit education programs that discuss how credit scores work, efficient spending habits, and how to interpret a credit file.

Click to Call

47 Thicket
Irvine, CA 92614

Website

(949) 427-9719 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 (Best)

Total Reviews:

2 (Good)

Score Consistency:

Consistent (Best)

New Day Credit Repair

New Day Credit Repair has been helping people with bad credit in Irvine for more than 10 years. The company's team of credit repair specialists provides credit repair consultations and credit report summaries to potential clients who are looking for ways to improve their credit scores. They assess their credit reports to check for any inaccuracies and derogatory items to have them removed. New Day Credit Repair works with Lexington Law for its credit restoration service.

Click to Call

1438 Contessa
Irvine, CA 92620

Website

(866) 368-8828 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 (Best)

Total Reviews:

1 (Good)

Score Consistency:

Consistent (Best)

Professionalism: A+

More Info

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A

Detail: A

Price: Free consultation

NextDay Credit Repair

NextDay is a credit repair company providing credit support services in Irvine. It specializes in the improvement of credit scores and the removal of hard credit. Its specialists help clients remove bad credit from the credit report, including bankruptcies, repossessions, judgments, liens, foreclosures, and late payments. It provides virtual consultation services to educate clients on the process of credit improvement. NextDay also provides an online portal that allows tracking of the credit account's improvement.

Click to Call

4590 MacArthur Blvd Suite 500
Newport Beach, CA 92660

Website

(949) 346-2997 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.3 / 5 (Better)

Total Reviews:

12 (Better)

Score Consistency:

Consistent (Best)

U.S. Hardship Group

U.S. Hardship Group is a credit counseling service provider and consumer advocate that safeguards individuals and families in Irvine from aggressive debt harassment practices. The firm assists clients faced with overwhelming student loans, credit cards, and medical debts as well as foreclosure, bankruptcy, and personal financial crises. Its qualified credit counselors help clients to set up affordable payment plans and pre-negotiate lower interest rates with their creditors. U.S. Hardship Group has a unique debt validation program that lets it dispute inaccurate entries in unsecured lines of credit, including private student and signature loans, credit cards, medical bills, and automobile deficiency balances.

Click to Call

260 Newport Center Dr Ste 100
Newport Beach, CA 92660

Website

(877) 777-0174 Website

United Credit Solutions

United Credit Solutions is a credit repair company in Irvine that offers debt management solutions and helps individuals improve their credit scores. The credit counselors negotiate favorable terms with creditors and seek to reduce interest rates incurred due to late payments. They evaluate negative financial situations and work to find a program that can service underlying debt management needs. United Credit Solutions also helps individuals and businesses file for bankruptcy. It additionally handles wage garnishments, and its clients may conveniently access debt consolidation services. Besides credit education, the company's experts advise clients on debt settlements, if applicable, before filing for bankruptcy.

Click to Call

2151 Michelson Dr Ste 170
Irvine, CA 92612

Website

(877) 635-5097 Website

Reputation: A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.8 / 5 (Best)

Total Reviews:

25 (Best)

Score Consistency:

Consistent (Best)

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