Expertise.com

Best Homeowners Insurance Agencies in Inglewood

2024

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Providers

Last updated:

Website
11916 Prairie Avenue, Hawthorne, CA 90250
  • Multiple Policy Types

Why choose this provider?

Sameday Insurance Services, Inc. - Hawthorne is a full-service property and casualty independent insurance agency that serves the insurance needs of homeowners and renters in Inglewood and neighboring areas. It focuses on providing customers with homeowners' insurance that comes with personal possessions, dwelling, liability, and additional living expenses coverage. It represents many insurance carriers to help ensure customers get the right homeowners' insurance coverage that meets their specific residential needs. The agency maintains a total of 11 locations in California, from Los Angeles to Hawthorne, and beyond.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Yelp
4.5 / 5 (93)
Google
4.5 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1905 South Western Avenue, Los Angeles, CA 90018
  • Renter's Insurance
  • Fire
  • Condos

Why choose this provider?

Starco Insurance helps clients in Inglewood obtain coverage to protect their financial wellbeing in the event their home becomes damaged or its contents are stolen. Its homeowners' insurance policies are backed by a variety of top carriers. That includes Progressive and Travelers. In addition to insurance, the team at Starco Insurance also offers financial advisory services and customized financial planning. This agency is fully licensed to provide insurance service throughout California.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (4)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
170 South La Brea Avenue, Inglewood, CA 90301
  • Renter's Insurance
  • Fire

Why choose this provider?

Based in California, Academy Insurance is an insurance agency providing insurance products and services to residents of Inglewood. It provides an exhaustive homeowners' insurance policy with options for higher limits of liability for property damage or bodily injury, scheduled property floater, replacement costs for personal property, and additional coverage for electronics or computer equipment. It also offers auto, commercial, and workers' compensation insurance coverage. Academy Insurance is fully licensed in the state of California and is capable of assisting Spanish-speaking clients.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.4 / 5 (42)
Yelp
3.0 / 5 (4)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
3535 Cahuenga Boulevard West, Los Angeles, CA 90068
  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

Why choose this provider?

Tony Garibyan State Farm Insurance Agent provides homeowners insurance policies for clients in the Inglewood area. This agency has been operating in the area since 2016. It provides its clients with advisory services as they select coverage for their homes and other personal belongings, as well as help in navigating claims and policy changes. In addition to home insurance, Tony Garibyan also offers help in obtaining auto, business, life, health, and pet insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
807 West Vernon Avenue, Los Angeles, CA 90037
  • Renter's Insurance

Why choose this provider?

Based in the Inglewood area, Saferoad Insurance provides homeowners with insurance policies that adequately cover the value of their homes and their personal belongings. These policies are written based on the clients' needs and are backed by top carriers. Partners that this agency works with include Arrowhead General Insurance Agency Inc. Bluefire Insurance, and Dairyland. Saferoad Insurance has been in business for more than 18 years and is authorized to serve clients throughout California.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (74)
Yelp
4.5 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3321 West Century Boulevard, Inglewood, CA 90303
  • Renter's Insurance
  • Multiple Policy Types

Why choose this provider?

Mona's Auto Insurance Services provides an extensive array of insurance products and services to residents and businesses in Inglewood and surrounding communities. The company assists individuals and families in insuring their private homes and personal assets against perils. Its agents help clients choose the best homeowners' insurance policy among several carriers that fits their client's needs. They also handle rental properties, condominiums, mobile homes, and specialty homes. Other offerings include vehicle, business and commercial, specialty, and Mexican insurance. Employees at the firm also speak fluent Spanish.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.6 / 5 (56)
Yelp
3.5 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5601 West Slauson Avenue, Culver City, CA 90230
  • Renter's Insurance
  • Condos

Why choose this provider?

Frontlight Insurance provides home insurance policies for clients in Inglewood and throughout its nearby areas. This agency helps clients find affordable rates on comprehensive insurance policies. It works with a variety of carriers, including The Harford, Guard Insurance Group, and Hagerty. In addition to home insurance, Frontlight Insurance also offers commercial and auto coverage options. Clients are provided with options to bundle their insurance policies in order to receive lower rates.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (80)
Facebook
5.0 / 5 (42)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • What is the time limit for filing a claim for home insurance in Inglewood?

    Policyholders must quickly report home losses in Inglewood, adhering to varying timeframes of 30 days to a year, depending on the insurer. Failing to file a claim within the stipulated timeframe could potentially be used by the insurance provider as evidence of non-compliance with a condition outlined in the homeowners insurance policy and as a basis to deny coverage for the claim.

  • Are there alternative insurance options for Inglewood residents unable to secure home coverage from traditional insurers?

    Residents in Inglewood who were unable to obtain home insurance from traditional insurers may make use of the California Fair Plan. It is a group of insurers that, in the absence of any other options, issue policies that offer minimal fire coverage. Owner-occupied homes, short-term rentals, condos, and tenants are all covered under the FAIR Plan.

  • Can insurance companies in Inglewood deny claims because of the homeowner's negligence in maintaining their property?

    Yes, insurance companies in Inglewood have the right to reject a claim if the owner's negligence in making repairs or maintaining the home contributed to the damage. Do note that a person can seek legal assistance if they believe their homeowners insurance claim has been wrongly denied for any reason, including non-apparent damage.

  • Can an insurance company delay a home damage claim in Inglewood?

    Insurance providers in Inglewood may institute a 30-day delay in processing claims for home damage, provided they give written notice of such delay to policyholders. It is essential for policyholders to vigilantly track and evaluate such delays and to seek clarification regarding the reasons behind any postponement or delays.

  • Is there a cap on the number of home insurance claims that Inglewood residents can file annually?

    Typically, having one claim every five years is considered an acceptable rate. Although there isn't a specific fixed number, it's generally advisable for Inglewood residents to have as few claims as possible. Excessive claims could lead to difficulties in renewing a policy, as many insurers may choose not to renew home insurance policies with a history of numerous claims.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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