Expertise.com
2024

Last updated:

Best Mortgage Brokers in Indio

Our Recommended Top 14

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Indio Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

35

Reviewed

26

Curated

14

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
74967 Sheryl Avenue, Palm Desert, CA 92211
  • Refinance

Why choose this provider?

First West Financial Corporation is a family-owned and locally operated mortgage company that has been serving the residents of Indio for more than a decade. It specializes in financing programs for primary residences, vacation homes, and investment properties. The types of loan products it offers include FHA, 203(k), conventional, and VA loans. It also assists with refinancing existing mortgages. Its team can accommodate clients in English and Spanish. The company is a member of the Association of Independent Mortgage Experts.

License Verified:

License: 252853

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (119)
Facebook
4.8 / 5 (59)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
74-245 Highway 111, Suite 100, Palm Desert, CA 92260
  • Refinance

Why choose this provider?

AsktheGray's is a mortgage broker under Guaranteed Rate who helps homeowners and homebuyers in Indio navigate the entire process of a home loan transaction. One of the services the company offers is mortgage refinancing, which can lower the amount clients pay for their homes. Lori Gray, the company’s VP of Mortgage Lending, has been recognized as a member of Guaranteed Rate’s President's Club for being a top-producing loan officer in the Coachella Valley for more than 15 years.

License Verified:

License: 250157

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
83135 Requa Ave Suite 3, Indio, CA 92201
  • Refinance
  • New Construction

Why choose this provider?

Premier Realty Group serves clients in the Indio metro and the surrounding areas. It assists clients in obtaining low-interest rates, reducing mortgage payments, switching mortgage rates from fixed to adjustable, and borrowing against the equity in their homes. It also offers VA loans to help military veterans secure a home loan with no down payment. In addition, it provides FHA Home, USDA, and Jumbo loans. The company's realtor and mortgage originator has more than 14 years of experience in the industry.

License Verified:

License: 851703

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Zillow
5.0 / 5 (6)
Yelp
3.0 / 5 (2)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
74794 42nd Ave. #7, Palm Desert, CA 92260
  • Reverse Mortgages

Why choose this provider?

Palm Desert Reverse Mortgage provides mortgage options for locals in Indio. It offers reverse mortgage programs, which transform the client's equity into cash, allowing the clients to pay off outstanding debts, resize their homes, supplement retirement income, or save funds from the loan proceeds. The company also offers mortgage counseling to help borrowers assess their needs and situations properly. Its partner lending institutions include Finance of America Reverse, Reverse Mortgage Funding, and Longbridge Financial LLC.

License Verified:

License: 1381254

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Indio, CA
  • Refinance

Why choose this provider?

Tiffany Wolf Home Loans is an independent mortgage broker handling loan applications from Indio-based clients. Tiffany offers brokerage services for people looking to purchase a new house, sell their property, take advantage of lower interest rates, or cash out from their home equity. Some of her mortgage products include VA, conventional, reverse mortgage, FHA, and down payment assistance programs. In addition, Tiffany offers jumbo and renovation loan options. The broker has been in the real estate industry since 2001.

License Verified:

License: 1544637

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Website
44-800 Village Court, Palm Desert, CA 92260
  • Refinance

Why choose this provider?

Franklin Loan Center assists Indio-based families and individuals in obtaining loans for their homes. Since 1989, the facility has been providing various loan programs, such as USDA, conventional conforming, VA, alternative QM, FHA, and reverse mortgages. CEO Walter K. Neil works with real estate developers and brokers to create personalized loan solutions. Franklin Loan Center started as a small and local mortgage banker. It has since grown into a regional enterprise that extends its services to other states, like New Mexico, Hawaii, and Nebraska.

License Verified:

License: 237653

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (113)
Facebook
4.8 / 5 (60)
Yelp
3.5 / 5 (41)

(+1 additional source)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
48909 Charlton Peak St, Coachella, CA 92236
  • Refinance

Why choose this provider?

Fusion Mortgage Group provides a variety of loan programs to Indio clients. Fixed-rate mortgages, FHA, VA, USDA, jumbo, and refinancing are among the loan options it offers. Its loan officers examine clients' finances and credit histories to create financing plans that meet their needs and budgets. Fusion Mortgage Group also helps first-time home buyers and people who want to invest in real estate for business purposes. Since its inception in 2011, the company has assisted thousands of people in obtaining mortgages.

License Verified:

License: 414959

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (32)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
77564 Country Club Dr., Suite 310, Palm Desert, CA 92211
  • Refinance

Why choose this provider?

Kneuer Mortgage Services caters to clients in Indio. The company carries various lending options, including fixed-rate and adjustable-rate mortgages as well as FHA, VA, USDA, and jumbo loans for customers looking to refinance their terms and purchase their first homes. It also provides online resources on its website for clients who want to calculate mortgage payments and search for available properties. Its loan originator, Jeannette Kneuer, has experience notarizing and returning borrowers' executed real estate documents, which is a critical process in loan funding.

License Verified:

License: 1927314

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (25)
Google
5.0 / 5 (7)
Zillow
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Palm Desert, CA 92211
  • Refinance
  • New Construction

Why choose this provider?

Infinity Home Loans helps Indio residents achieve their mortgage goals and homeownership dreams. It offers mortgage programs from lenders that match the interest rate needs and financial resources of clients. Its owner, Tashara Turpin, is a broker who caters to first-time home buyers, refinancing homeowners, and people 62 years of age or older looking for reverse mortgages. She keeps borrowers informed on the progress of their loans by promptly returning calls and emails. The brokerage provides a mortgage calculator to help clients project their potential expenses.

License Verified:

License: 1653015

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.8 / 5 (48)
Google
4.9 / 5 (39)

Website
44651 Village Court Suite 114, Palm Desert, CA 92260
  • Refinance
  • New Construction

Why choose this provider?

Hugh Van Horn is a mortgage broker and branch manager with American Pacific Mortgage who handles the needs of first-time home buyers and seasoned investors in Indio and the neighboring areas. He focuses on various mortgage programs, which include conventional, FHA, USDA, and jumbo loans. He can also assist clients with VA, reverse, bridge, and renovation and construction loans. The loan process includes discussing the specific needs of clients, getting pre-approved, finding and shopping for properties, and collecting information, such as credit scores and tax returns.

License Verified:

License: 299491

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (31)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
78060 Calle Estado, Suite 21, La Quinta, CA 92253
  • Refinance

Why choose this provider?

Founders Alliance Mortgage and Investments, Inc., is a locally owned and operated brokerage firm that serves the residents of Indio and nearby areas. Its team helps borrowers weigh home purchase factors such as local schools, municipal services, and public transportation. It offers a variety of real estate finance products, including 30-year, 25-year, 20-year, 15-year, and 10-year mortgages. In addition, it assists with rate-and-term and cash-out refinancing programs. The firm has been in business for more than 17 years.

License Verified:

License: 257424

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
77734 Country Club Drive, Suite G, Palm Desert, CA 92211
  • Refinance

Why choose this provider?

Ronald Christopher & Associates is a veteran-owned and veteran-operated company that offers mortgage assistance to residents in Indio. Its team helps clients select a mortgage option based on their preferred terms. Some of the programs it provides are reverse mortgages and conventional loans. It also has government-backed programs like VA and FHA loans. Additionally, the business represents home buyers and sellers, helping them purchase and list properties in different neighborhoods. It has been in service since 2013.

License Verified:

License: 321697

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (17)
Zillow
5.0 / 5 (10)
Facebook
5.0 / 5 (7)

(+1 additional source)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
77824 Wildcat Drive, Palm Desert, CA 92211
  • Refinance

Why choose this provider?

Vanmar Lending is a mortgage firm that has been serving clients in and around Indio since 2002. It helps borrowers explore various options for home purchasing and refinancing loans. Loan products offered are conventional, jumbo, FHA, VA, and USDA mortgages. The firm's specialists guide clients through the whole process of borrowing, from documentation to the closing stage. Vanmar Lending was founded by Kristen and Carlos Martinez, who have over 30 years of combined experience originating loans.

License Verified:

License: 1107512

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Yelp
4.5 / 5 (41)
Google
4.6 / 5 (37)
Facebook
4.8 / 5 (29)

(+1 additional source)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
45110 Club Dr,, Indian Wells, CA 92210
  • New Construction

Why choose this provider?

American General Mortgage serves the Indio metro and the surrounding areas. It helps clients purchase homes by offering them residential, housing and urban development, and rehabilitation loans. It also caters to commercial clients and provides industrial loans for working capital, management buyouts, recapitalizations, and debt refinancing. In addition, it works with financial institutions, Fortune 500 entities, and high-net-worth individuals to create a "PLP Division" private lending portfolio. The company's president, Adriana Arbid, has a background in law, real estate, and finance.

License Verified:

License: 1362190

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Frequently Asked Questions

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.