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Best Local Car Insurance Agencies in Indio

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Ascend Insurance logo
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License Verified:

License: 0F44130

California Department Of Insurance

Ascend Insurance

36917 Cook Street, Palm Desert, CA 92211
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  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

Business Description

Ascend Insurance is an independent insurance agency that serves customers throughout the areas of Indio, La Quinta, Palm Desert. Its agents offer an auto insurance plan with collision and comprehensive coverage. Other additional coverage options are liability protection, medical payments, personal injury protection, and uninsured or underinsured motorists. The agency can provide other personal and business insurance policies. It also represents a wide range of insurance carriers, such as Safeco Insurance, Progressive, MetLife, and Hiscox.

License Verified:

License: 0F44130

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (8)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Avila Insurance Agency logo
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License Verified:

License: 0724420

California Department Of Insurance

Avila Insurance Agency

81-953 Hwy 111, Indio, CA 92201
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  • Multiple Carriers

Business Description

Avila Insurance Agency is a team of independent agents serving the residents of Indio. With over five decades of collective industry experience, the firm's insurance agents help insure personal and commercial automobiles. They seek to understand clients' needs and provide custom insurance solutions. Their assistance also includes helping car owners find suitable coverage packages. Moreover, they carry home and renters' insurance. Avila Insurance Agency works with different insurance carriers, including Travelers and Foremost Insurance Group.

License Verified:

License: 0724420

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.6 / 5 (21)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Canyon Pacific Insurance Services logo
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License Verified:

License: 0H30177

California Department Of Insurance

Canyon Pacific Insurance Services

909 Crossley Road, Palm Springs, CA 92264
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  • Multiple Carriers
  • Boats
  • RV & Motorhome

Business Description

Canyon Pacific Insurance Services is an independently owned and locally operated insurance provider serving Palm Springs and the surrounding areas, including Indio. Its professional agents can tailor a wide variety of insurance plans, including auto insurance policies, to meet the specific needs, requirements, and preferences of clients. Its available car insurance policies have liability and no-fault coverage. Additionally, motorists may opt to avail themselves of additional protection. Canyon Pacific Insurance Services also insures classic cars, motorcycles, boats, and RVs.

License Verified:

License: 0H30177

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.9 / 5 (27)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Dean Mofidi Insurance Services logo
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License Verified:

License: 0H05039

California Department Of Insurance

Dean Mofidi Insurance Services

4633 Ramon Road, Palm Springs, CA 92264
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  • Multiple Carriers

Business Description

Dean Mofidi Insurance Services provides auto insurance options to the residents of Indio. With over two decades in the industry, this company represents over 50 different insurance carriers, including National General Insurance, Dairyland Motorcycle, and American Modern Insurance Group. Its insurance professionals carry personal auto, classic car, RV, motorcycle, and non-owned auto insurance products. They help clients obtain custom insurance policies, considering factors such as car types and driving records. Dean Mofidi Insurance Services values opportunity, savings, and family.

License Verified:

License: 0H05039

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Yelp
5.0 / 5 (16)
Facebook
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Desert Cornerstone Insurance Service logo
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License Verified:

License: 0F15709

California Department Of Insurance

Desert Cornerstone Insurance Service

81713 Us Highway 111 Ste E, Indio, CA 92201
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Business Description

Desert Cornerstone Insurance Service provides auto coverage for clients in Indio. It offers policies tailored to a vehicle owner's needs and associated lifestyle, advising clients on factors that affect their coverage such as car model or make, potential accidents, and location. The company's offered plans secure damages or losses from collisions, fires, theft, natural disasters, and explosions, as well as liability protection for other injured parties and damaged property. It also provides coverage for medical payments and uninsured motorists. Desert Cornerstone's carriers include Progressive, Travelers, and Liberty Mutual.

License Verified:

License: 0F15709

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (67)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Desert Insurance Solutions logo
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License Verified:

License: 0I18139

California Department Of Insurance

Desert Insurance Solutions

51625 Desert Club Drive, La Quinta, CA 92253
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  • Multiple Carriers

Business Description

Desert Insurance Solutions provides auto coverage for personal and commercial clients in Indio. Beyond providing coverage options, the company also counsels clients on how to optimize their auto insurance policies, from understanding their vehicle's agreed value coverage to knowing factors that affect their rates. It also offers insurance features for high-value vehicles, including restoring original car parts, flexible repair rentals, and the aid of collision experts during repairs. Desert Insurance Solutions is licensed to operate in almost all states and has 24/7 available experts.

License Verified:

License: 0I18139

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.5 / 5 (182)
Facebook
4.5 / 5 (57)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Desert Oasis Insurance & Services logo
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License Verified:

License: 0L97368

California Department Of Insurance

Desert Oasis Insurance & Services

82-674 Hwy 111 Suite 2, Indio, CA 92201
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  • Motorcyle & ATV
  • Golf Cart & Scooter

Business Description

Desert Oasis Insurance & Services offers auto insurance solutions to drivers in the Indio area and beyond. The service provider was founded by Edward Quevedo and Arlene Leon, who have over 26 years of combined insurance experience. The duo educates individuals about insurance policies that can protect their assets. Its team can cater to clients with no licenses or who hold foreign licenses. They can also issue SR-22 certificates to car owners. Other insurance products available include home, commercial, and life.

License Verified:

License: 0L97368

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (16)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Dynamic General Insurance Services logo
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Dynamic General Insurance Services

68828 Ramon Road, Cathedral City, CA 92234
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  • Multiple Carriers

Business Description

Dynamic General Insurance Services is an insurance company that covers residents of Indio. It educates clients on California auto laws and minimum insurances required, including for liabilities and property damage. A locally owned company, its agents work with clients to review different policies for deductibles and print their auto IDs. The company offers coverage for medical fees, underinsured motorists, and car replacement from carriers like Progressive and Aegis. Its other insurance offerings include insurance for surety bonds, workers' compensation, and recreational vehicles.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Janelle Cyrus logo
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License Verified:

License: 0E51786

California Department Of Insurance

Janelle Cyrus

42335 Washington Street, Palm Desert, CA 92211
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  • Bundling Option

Business Description

Janelle Cyrus is a State Farm insurance agent that offers personal and commercial auto coverage to communities in Indio. She provides policies that secure vehicle damage costs incurred from collisions, natural disasters, fires, theft, and vandalism, as well as liability protection in the event of other injured parties. She also offers additional coverage options such as medical payments, car rental insurance, rideshare insurance, and uninsured or underinsured motorist coverage. Cyrus also offers insurance plans for specialty vehicles, including sports, classical, and vintage cars.

License Verified:

License: 0E51786

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (51)
Facebook
5.0 / 5 (10)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Packer Insurance Services logo
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License Verified:

License: 0725856

California Department Of Insurance

Packer Insurance Services

71780 San Jacinto Drive, Rancho Mirage, CA 92270
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  • Multiple Carriers

Business Description

Packer Insurance Services has been serving the insurance needs of businesses and individuals in Indio for almost 33 years. Its insurance agents customize auto insurance benefit packages to suit the financial and personal needs of individuals providing clients the right insurance coverage for cars, vans, trucks, and other vehicles. . In addition, the team offers boat, watercraft, collector car, and motorcycle insurance products. Packer Insurance Services also has commercial insurance and other personal insurance offerings such as homeowners, renters, flood, and earthquake insurance.

License Verified:

License: 0725856

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Palm Valley Insurance - Indio logo
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License Verified:

License: 0F95113

California Department Of Insurance

Palm Valley Insurance - Indio

44967 Oasis Street, Indio, CA 92201
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  • Multiple Carriers
  • Motorcyle & ATV
  • Boats
  • RV & Motorhome

Business Description

Palm Valley Insurance is an independent car insurance agency servicing the Indio community since 2008. It provides a wide range of vehicle insurance coverage options for different types of cars. The coverage options can include collision and comprehensive insurance coverages. Commercial auto insurance plans that can cover a combination of vehicle types, as well as some motorized equipment, are also offered. A team of independent agents works to compare policies offered by different insurance carriers and provide the most ideal one depending on clients' needs.

License Verified:

License: 0F95113

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (290)
Facebook
5.0 / 5 (15)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Tony Moreno Insurance, Inc. logo
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License Verified:

License: 0I06311

California Department Of Insurance

Tony Moreno Insurance, Inc.

82013 Doctor Carreon Boulevard, Indio, CA 92201
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  • Motorcyle & ATV

Business Description

Tony Moreno Insurance, Inc., delivers personal and commercial insurance solutions to clients in Indio and throughout the Inland Empire. The firm has been writing auto insurance policies since 1999. It offers different types of coverages, works with multiple insurance carriers, accepts various kinds of drivers, and finds coverages for both new and preowned vehicles. Tony Moreno Insurance, Inc., puts together customized plans that clients can clearly understand so they can look forward to a more secure future.

License Verified:

License: 0I06311

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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