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2024

Last updated:

Best Local Car Insurance Agencies in Indio

Our Recommended Top 10

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Indio Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

59

Reviewed

39

Curated

10

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
82-674 Hwy 111 Suite 2, Indio, CA 92201
  • Motorcyle & ATV
  • Golf Cart & Scooter

Why choose this provider?

Desert Oasis Insurance & Services offers auto insurance solutions to drivers in the Indio area and beyond. The service provider was founded by Edward Quevedo and Arlene Leon, who have over 26 years of combined insurance experience. The duo educates individuals about insurance policies that can protect their assets. Its team can cater to clients with no licenses or who hold foreign licenses. They can also issue SR-22 certificates to car owners. Other insurance products available include home, commercial, and life.

License Verified:

License: 0L97368

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (16)
Facebook
5.0 / 5 (4)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
44967 Oasis Street, Indio, CA 92201
  • Multiple Carriers
  • Motorcyle & ATV
  • Boats
  • RV & Motorhome

Why choose this provider?

Palm Valley Insurance is an independent car insurance agency servicing the Indio community since 2008. It provides a wide range of vehicle insurance coverage options for different types of cars. The coverage options can include collision and comprehensive insurance coverages. Commercial auto insurance plans that can cover a combination of vehicle types, as well as some motorized equipment, are also offered. A team of independent agents works to compare policies offered by different insurance carriers and provide the most ideal one depending on clients' needs.

License Verified:

License: 0F95113

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (290)
Facebook
5.0 / 5 (15)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
82013 Doctor Carreon Boulevard, Indio, CA 92201
  • Motorcyle & ATV

Why choose this provider?

Tony Moreno Insurance, Inc., delivers personal and commercial insurance solutions to clients in Indio and throughout the Inland Empire. The firm has been writing auto insurance policies since 1999. It offers different types of coverages, works with multiple insurance carriers, accepts various kinds of drivers, and finds coverages for both new and preowned vehicles. Tony Moreno Insurance, Inc., puts together customized plans that clients can clearly understand so they can look forward to a more secure future.

License Verified:

License: 0I06311

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
51625 Desert Club Drive, La Quinta, CA 92253
  • Multiple Carriers

Why choose this provider?

Desert Insurance Solutions provides auto coverage for personal and commercial clients in Indio. Beyond providing coverage options, the company also counsels clients on how to optimize their auto insurance policies, from understanding their vehicle's agreed value coverage to knowing factors that affect their rates. It also offers insurance features for high-value vehicles, including restoring original car parts, flexible repair rentals, and the aid of collision experts during repairs. Desert Insurance Solutions is licensed to operate in almost all states and has 24/7 available experts.

License Verified:

License: 0I18139

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
81-953 Hwy 111, Indio, CA 92201
  • Multiple Carriers

Why choose this provider?

Avila Insurance Agency is a team of independent agents serving the residents of Indio. With over five decades of collective industry experience, the firm's insurance agents help insure personal and commercial automobiles. They seek to understand clients' needs and provide custom insurance solutions. Their assistance also includes helping car owners find suitable coverage packages. Moreover, they carry home and renters' insurance. Avila Insurance Agency works with different insurance carriers, including Travelers and Foremost Insurance Group.

License Verified:

License: 0724420

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (21)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4633 Ramon Road, Palm Springs, CA 92264
  • Multiple Carriers

Why choose this provider?

Dean Mofidi Insurance Services provides auto insurance options to the residents of Indio. With over two decades in the industry, this company represents over 50 different insurance carriers, including National General Insurance, Dairyland Motorcycle, and American Modern Insurance Group. Its insurance professionals carry personal auto, classic car, RV, motorcycle, and non-owned auto insurance products. They help clients obtain custom insurance policies, considering factors such as car types and driving records. Dean Mofidi Insurance Services values opportunity, savings, and family.

License Verified:

License: 0H05039

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (34)
Yelp
5.0 / 5 (16)
Facebook
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
909 Crossley Road, Palm Springs, CA 92264
  • Multiple Carriers
  • Boats
  • RV & Motorhome

Why choose this provider?

Canyon Pacific Insurance Services is an independently owned and locally operated insurance provider serving Palm Springs and the surrounding areas, including Indio. Its professional agents can tailor a wide variety of insurance plans, including auto insurance policies, to meet the specific needs, requirements, and preferences of clients. Its available car insurance policies have liability and no-fault coverage. Additionally, motorists may opt to avail themselves of additional protection. Canyon Pacific Insurance Services also insures classic cars, motorcycles, boats, and RVs.

License Verified:

License: 0H30177

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (27)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
42335 Washington Street, Palm Desert, CA 92211
  • Bundling Option

Why choose this provider?

Janelle Cyrus is a State Farm insurance agent that offers personal and commercial auto coverage to communities in Indio. She provides policies that secure vehicle damage costs incurred from collisions, natural disasters, fires, theft, and vandalism, as well as liability protection in the event of other injured parties. She also offers additional coverage options such as medical payments, car rental insurance, rideshare insurance, and uninsured or underinsured motorist coverage. Cyrus also offers insurance plans for specialty vehicles, including sports, classical, and vintage cars.

License Verified:

License: 0E51786

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (51)
Facebook
5.0 / 5 (10)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
71780 San Jacinto Drive, Rancho Mirage, CA 92270
  • Multiple Carriers

Why choose this provider?

Packer Insurance Services has been serving the insurance needs of businesses and individuals in Indio for almost 33 years. Its insurance agents customize auto insurance benefit packages to suit the financial and personal needs of individuals providing clients the right insurance coverage for cars, vans, trucks, and other vehicles. . In addition, the team offers boat, watercraft, collector car, and motorcycle insurance products. Packer Insurance Services also has commercial insurance and other personal insurance offerings such as homeowners, renters, flood, and earthquake insurance.

License Verified:

License: 0725856

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
36917 Cook Street, Palm Desert, CA 92211
  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

Why choose this provider?

Ascend Insurance is an independent insurance agency that serves customers throughout the areas of Indio, La Quinta, Palm Desert. Its agents offer an auto insurance plan with collision and comprehensive coverage. Other additional coverage options are liability protection, medical payments, personal injury protection, and uninsured or underinsured motorists. The agency can provide other personal and business insurance policies. It also represents a wide range of insurance carriers, such as Safeco Insurance, Progressive, MetLife, and Hiscox.

License Verified:

License: 0F44130

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (8)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Can you get multi-state car insurance in Indio if you want to drive across states?

    No, there is no such thing as multi-state car insurance in Indio. A standard policy usually provides coverage in all 50 states so this already works as an "out-of-state" policy. It can be useful if you want to take a road trip across the country but may not be adequate if you spend more time out-of-state.

  • Does car insurance in Indio provide coverage if the vehicle is stolen?

    It depends. When your policy has comprehensive coverage, your insurance company should pay for the stolen vehicle in Indio if it is not recovered. The payment you receive will be up to the actual cash value less the deductible. The coverage will also pay for theft-related troubles such as car part replacement and damage repair, but it will not pay for custom additions, such as special rims, sound systems, and other aftermarket parts.

  • How do you get a traffic collision report from the Indio Police Department?

    You can visit the police station at 46-800 Jackson Street Indio, CA 92201, to get a copy of a traffic collision report. The front desk is open from Mondays to Fridays 8 a.m. to 5 p.m. During these times, contact the Records Bureau to check if the report can already be picked up. Additionally, reports can be purchased at the LexisNexis website.

  • Can you buy different types of coverage from California’s Low-Cost Auto Insurance Program in Indio?

    Yes, different coverage types exist under the California Low-Cost Auto Insurance Program, which you can buy in Indio. Some of these are for bodily injury and property damage with coverage up to $30,000 per person and $5,000 respectively, both per accident. You can also buy optional coverage for uninsured motorist bodily injury, which pays up to $30,000 per accident, and medical payments, which pays up to $2,500 per person per accident.

  • Do you need to inform the DMV if you want to cancel your car insurance in Indio?

    Properly notify the DMV if you want to cancel your car insurance because the registered vehicle in Indio is no longer inoperable or not parked in any roadway anywhere in the state. You can do so by submitting the completed form Affidavit of Non-Use or REG 5090. If your vehicle will still not be used when it is time to renew the registration renewal, you can pay the fees or have your vehicle placed on planned non-operation status.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.