Best Mortgage Refinance Companies in Huntington Beach

Alliance West Financial is a mortgage refinance company servicing the Huntington Beach Area. It specializes in refinance and loan options including adjustable-rate mortgage, FHA loan, VA loan, and jumbo mortgage loan. Its professional team assists in closing real estate listings, home purchases, and debt consolidation. Alliance West Financial keeps up with evolving technological advancements that make it more efficient in ensuring lower rates and faster close times. At the core of the company's operations is the preservation of the trust that the clients bestow on its experts.

Brighter Lending is a full-service residential mortgage banker delivering refinance solutions to residents in California and 11 other states including Texas, Florida, Arizona, Washington, Tennessee, Oregon, Colorado, Utah, Idaho, Wyoming, and Michigan. Through refinancing mortgages, the company supports homeowners' financial goals, such as obtaining cashouts, lowering monthly payments, and shortening loan terms. Its professionals personalize services by offering digital assistants, providing estimation calculators, and addressing clients' concerns throughout the refinancing process. Brighter Lending has closed more than $2.4 billion in mortgages and served over 4,900 families. It is a Freddie Mac-approved and Fannie Mae-approved seller and servicer.

Brymus Capital Inc. is a mortgage and real estate brokerage that serves clients in Huntington Beach. The company offers several purchase loan programs such as FHA, VA, USDA, HomePath, jumbo mortgage, and conventional loans. It also offers mortgage refinancing programs that include FHA streamline refinancing, FHA cashout, FHA 203k, VA streamline refinancing, and USDA streamline refinancing. The owner, Blaise Bryant, founded the company in 2005. He is a broker and has been in the residential lending business since 1998.

MakeWay Mortgage addresses the real estate needs of individuals and families in and around Huntington Beach. It provides refinancing solutions to help clients acquire their dream condominiums, manufactured homes, townhouses, and single- and multi-family homes. The team helps customers develop strategies on how they can reduce their interest rates and monthly payments, consolidate their debts, and improve their FICO scores. MakeWay Mortgage also processes an selection of mortgage products, including conventional, new construction, and FHA loans.

Optimum First Mortgage is a firm that helps homeowners in Huntington Beach and the surrounding areas get mortgage refinancing loans. It offers several options on its fixed-rate mortgage, which can be taken over eight to 30 years, in increments of two and five years. In addition, the company's hybrid ARMs have fixed payments available from one to 10 years. The company also offers government-backed loans, including FHA and VA. Since its inception, Optimum First Mortgage has helped in funding over 20,000 mortgages.

Stratis Financial Corporation is a mortgage refinance company that helps homeowners afford their dream house. Servicing the area of Huntington Beach, it offers mortgage rate options ranging from fixed-rate, adjustable ARM, interest-only, and graduated payments. Its team of loan specialists provides a variety of loan programs that caters to each individual's needs. These include FHA home loans, USDA loans, and jumbo loans. Military veterans can also apply for a VA loan with low interest and no downpayment.

Summit Lending is a locally-owned and operated mortgage refinance company founded by broker Lisa Alley in 2005. It provides families and individuals in Huntington Beach and surrounding areas with various refinancing solutions, including conventional loans backed by government-sponsored entities. Its process allows clients to complete a refinance analysis and then be given options based on criteria and rates. Summit Lending also provides loan options, including FHA, VA, jumbo, 203K, and USDA, and also assists in HARP loans under the Federal Housing Finance Agency.