Laurels

Best Mortgage Refinance Companies in Huntington Beach
2022

Alliance West Financial

Alliance West Financial

  • NMLS #: 39166

Alliance West Financial is a mortgage refinance company servicing the Huntington Beach Area. It specializes in refinance and loan options including adjustable-rate mortgage, FHA loan, VA loan, and jumbo mortgage loan. Its professional team assists in closing real estate listings, home purchases, and debt consolidation. Alliance West Financial keeps up with evolving technological advancements that make it more efficient in ensuring lower rates and faster close times. At the core of the company's operations is the preservation of the trust that the clients bestow on its experts.

17111 Beach Boulevard
Huntington Beach, CA 92647

Website

Reputation: A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

31 (Best)

Score Consistency:

Consistent (Best)

Professionalism: A

More Info

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

American VA Loans

American VA Loans

  • NMLS #: 39166
  • Reverse Mortgages

The loan officers at American VA Loans scour multiple lenders to find the best loan program for customers looking for home mortgage refinance in Huntington Beach and the surrounding areas. The company exclusively serves current and past members of our forces and their families. Homeowners who want to take advantage of lower interest rates can benefit from the broker's streamlined IRRRL VA loans, with no requirement to be appraised or provide documentation relating to assets or income.

20422 Beach Blvd Ste 105
Huntington Beach, CA 92648

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Ameristar Capital Mortgage Inc.

Ameristar Capital Mortgage Inc.

  • NMLS #: 39166
  • Reverse Mortgages

Ameristar Capital Mortgage Inc. is a mortgage refinance company in Huntington Beach. It works with homeowners to change their home loan's terms to save money with a lower interest rate, smaller monthly payments, or pay off the mortgage quicker. Ameristar Capital Mortgage has several programs available to meet customers' circumstances. The options include fixed-rate, 30-, 25-, 20-, 15-, 10-year, and adjustable-rate loans, as well as government-backed mortgages through the FHA and VA.

7755 Center Ave Fl 11
Huntington Beach, CA 92647

Website

Brymus Capital Inc.

Brymus Capital Inc.

  • NMLS #: 39166
  • Reverse Mortgages

Brymus Capital Inc. is a mortgage and real estate brokerage that serves clients in Huntington Beach. The company offers several purchase loan programs such as FHA, VA, USDA, HomePath, jumbo mortgage, and conventional loans. It also offers mortgage refinancing programs that include FHA streamline refinancing, FHA cashout, FHA 203k, VA streamline refinancing, and USDA streamline refinancing. The owner, Blaise Bryant, founded the company in 2005. He is a broker and has been in the residential lending business since 1998.

16480 South Harbor Boulevard
Fountain Valley, CA 92708

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Reputation: A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.5 / 5 ( Best)

Total Reviews:

24 (Better)

Score Consistency:

Consistent (Best)

Professionalism: A+

More Info

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Funding Concepts Group

Funding Concepts Group

  • NMLS #: 39166
  • Reverse Mortgages

Since 1991, Funding Concepts Group has specialized in purchase and refinance mortgage solutions. It assists homeowners with the refinance process to help them improve their interest rates, lower their monthly payments, or obtain cash out funds. The company offers a variety of jumbo, conventional, FHA, and VA refinancing options. Funding Concepts Group helps homeowners determine if fixed, adjustable, or hybrid rate loans are right for them. It also handles construction, home equity, and reverse mortgage loans.

2901 W Coast Hwy Ste 200
Newport Beach, CA 92663

Website

IHL Direct

IHL Direct

  • NMLS #: 39166
  • Reverse Mortgages

IHL Direct is an online mortgage provider that uses modern and efficient technology to quickly process applications and source the best mortgage for its customers. It also helps homeowners refinance when interest rates are lower or if they need some extra cash. The company focuses on five core products, each tailored to the homeowner's circumstances. There are fixed and adjustable-rate conventional loans, FHA mortgages for qualifying applicants, VA loans for veterans, and jumbo loans for homeowners with excellent credit.

16480 Harbor Blvd Ste 201
Fountain Valley, CA 92708

Website

KenLends.com

KenLends.com

  • NMLS #: 39166

KenLends.com is an online mortgage broker that uses cutting edge technology to find refinance programs with competitive rates. Ken Greene has helped homeowners in various financial positions refinance their loans since 2004. For those with good credit, he can arrange jumbo loans that exceed their current loan. Veterans with existing VA loans can benefit from streamlining, as can homeowners who already have FHA loans. Mortgage refinancing can also be arranged when the loan is greater than the home's value.

244 Magnolia St
Costa Mesa, CA 92627

WebsiteInstagram

LoanSpike

LoanSpike

  • NMLS #: 39166
  • Reverse Mortgages

LoanSpike is a home finance agency that's been serving customers in Huntington Beach and the surrounding metro areas since the mid-1980s. Its finance staff works with homeowners refinance loans on many property types, including primary residence, vacation house, and investments, such as single- and multi-family buildings, condominiums, townhouses, and manufactured homes. LoanSpike offers a wide range of programs, including fixed- and adjustable-rate, FHA, VA, conventional, cash-out, and construction financing.

2130 Main St Ste 110
Huntington Beach, CA 92648

Website

Optimum First Mortgage - Corporate Headquarters

Optimum First Mortgage - Corporate Headquarters

  • NMLS #: 39166
  • Reverse Mortgages

Optimum First Mortgage is a firm that helps homeowners in Huntington Beach and the surrounding areas get mortgage refinancing loans. It offers several options on its fixed-rate mortgage, which can be taken over eight to 30 years, in increments of two and five years. In addition, the company's hybrid ARMs have fixed payments available from one to 10 years. The company also offers government-backed loans, including FHA and VA. Since its inception, Optimum First Mortgage has helped in funding over 20,000 mortgages.

8900 Warner Avenue
Fountain Valley, CA 92708

Website

Reputation: A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

418 (Best)

Score Consistency:

Consistent (Best)

Professionalism: A

More Info

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

Resource Financial Mortgage

Resource Financial Mortgage

  • NMLS #: 39166

Resource Financial Mortgage is a full-service mortgage broker serving the Huntington Beach area. It offers fixed-rate mortgages, adjustable-rate mortgages, jumbo mortgages, FHA loans, VA mortgages, and home equity loans. Licensed mortgage broker and loan officer Scott Way has been working in the real estate industry since 2003. He has been featured in the California Business Journal for his extensive background, knowledge, and experience in the mortgage industry. Resource Financial Mortgage is affiliated with Equal Housing Opportunity.

2901 Pacific Coast Highway
Newport Beach, CA 92663

Website

Reputation: A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

28 (Best)

Score Consistency:

Consistent (Best)

Stratis Financial - Huntington Beach

Stratis Financial - Huntington Beach

  • NMLS #: 39166

Stratis Financial Corporation is a mortgage refinance company that helps homeowners afford their dream house. Servicing the area of Huntington Beach, it offers mortgage rate options ranging from fixed-rate, adjustable ARM, interest-only, and graduated payments. Its team of loan specialists provides a variety of loan programs that caters to each individual's needs. These include FHA home loans, USDA loans, and jumbo loans. Military veterans can also apply for a VA loan with low interest and no downpayment.

5772 Bolsa Avenue
Huntington Beach, CA 92649

Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4 / 5 ( Best)

Total Reviews:

11 (Better)

Score Consistency:

Consistent (Best)

Summit Lending

Summit Lending

  • NMLS #: 39166
  • Reverse Mortgages

Summit Lending is a locally-owned and operated mortgage refinance company founded by broker Lisa Alley in 2005. It provides families and individuals in Huntington Beach and surrounding areas with various refinancing solutions, including conventional loans backed by government-sponsored entities. Its process allows clients to complete a refinance analysis and then be given options based on criteria and rates. Summit Lending also provides loan options, including FHA, VA, jumbo, 203K, and USDA, and also assists in HARP loans under the Federal Housing Finance Agency.

2130 Main Street
Huntington Beach, CA 92648

WebsiteInstagram

Reputation: A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

188 (Best)

Score Consistency:

Consistent (Best)

Professionalism: A

More Info

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

Vista Funding Corp.

Vista Funding Corp.

  • NMLS #: 39166
  • Reverse Mortgages

Vista Funding Corp. is a group of mortgage refinance lenders in Huntington Beach that works with over 100 investors to find the right home loan program to meet clients' needs. Its staff helps homeowners reduce their interest rates, lower monthly payments, and change the loan's terms. Vista Funding Corp also handles cash-out equity for home improvements, large purchases, or debt consolidation. The loan specialists also help consumers convert programs, such as going from fixed- to adjustable-rate mortgages.

18682 Beach Blvd Ste 205
Huntington Beach, CA 92648

Website

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