Expertise.com
2024

Last updated:

Best Health Insurance Agencies in Huntington Beach

Our Recommended Top 12

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Huntington Beach Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

3626

Reviewed

2180

Curated

12

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
9114 Adams Avenue, Huntington Beach, CA 92646
  • Life Insurance

Why choose this provider?

NickersonPartners Insurance Agency is a company located in Huntington Beach that was founded in 2013. The company provides various insurance plans, such as disability insurance, medicare support and coverage, life insurance, and retirement services. It also covers employee benefits, business protection planning, and individual financial planning. Moreover, Chris Nickerson, NickersonPartners Insurance Agency's CEO, is an insurance agent with experience in the defense, aerospace, and office solutions industries, and has worked on customer service through the years.

License Verified:

License: 6002575

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (10)
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7901 Professional Cir, Huntington Beach, CA 92648

Why choose this provider?

Huntington Pacific Insurance Agency is a risk management specialist with offices in Huntington Beach and Santa Clarita. Included in its products are individual and group health insurance. Its team of agents furnishes policies that take into account deductible options, exclusions, conditions, and waiting periods. They also write insurance plans for people with disabilities who can no longer work because of illness or injury. Being independent agents allows them to review different coverage options from multiple insurance carriers.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (194)
Facebook
5.0 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
305 17th Street, Huntington Beach, CA 92648
  • Life Insurance

Why choose this provider?

Bannister & Associates Insurance is a Huntington Beach-based insurance agency that works with individuals and businesses. It provides policies for homeowners and renters. Additionally, it carries health insurance plans for groups and individuals. The company also offers insurance coverages for high net worth clients. The family-owned and managed company was established in 1974. Its CEO and president, Doug Bannister, has extensive experience as an independent property adjuster and personal and commercial insurance professional.

License Verified:

License: 0691071

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
17011 Beach Boulevard, Huntington Beach, CA 92647
  • Life Insurance

Why choose this provider?

Welch Insurance is a consulting firm and a broker that serves clients in Huntington Beach. It offers individual and group healthcare, Medicare, vision, chiropractic, and dental plans from various insurance companies. The agency also assists clients in obtaining other types of insurance products for homes, final expenses, and travelers. The couple, Roy and Linda Welch, established the agency in June 2005 in Downey. Roy has more than 20 years of insurance experience and continues to serve clients with a combination of technology and operational processes.

License Verified:

License: 0E81972

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (16)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
5200 Warner Avenue, Huntington Beach, CA 92649
  • Individual Plans
  • Group Plans

Why choose this provider?

Buettner Insurance Agency, Inc., is an independently owned employee benefits insurance agency that serves clients in Huntington Beach. It specializes in offering group healthcare, dental, vision, and life insurance plans from several insurance carriers that include Aetna, Cigna, and Oscar. The company also works with several industries, such as technology, manufacturing, engineering, and retail. Since its incorporation in March 1992, Buettner Insurance has gained approximately 5,000 members and more than 100 years of combined experience from its team.

License Verified:

License: 0A96323

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
16532 Beach Boulevard, Huntington Beach, CA 92647
  • Individual Plans

Why choose this provider?

Collective:Choice Insurance Solutions is a company serving customers in Huntington Beach and the surrounding areas. It was founded in 2014 and strives to provide its clients with a streamlined way to enroll in the Affordable Care Act. The company accomplishes this with a website and tools that help clients find plans that fit their needs. Customers can approach the company's agents throughout the year, whether in person or over the phone. Services are also available in multiple languages.

License Verified:

License: 0F19743

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (91)
Facebook
5.0 / 5 (28)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
15205 Springdale Street, Huntington Beach, CA 92649
  • Group Plans

Why choose this provider?

Surf City Financial Group was founded by Brian Zeek, who emphasizes providing efficient services to eliminate losses. The agency caters to clients in Huntington Beach and the surrounding areas. It addresses retirement strategies, cash flow improvement, and risk management and assurance. It also offers health and group benefits under a division of the company called SurfMyBenefits.com. This division will provide individual health, such as Medicare, and group health benefits. Its other divisions handle college and financial planning.

License Verified:

License: 0E55371

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)
Facebook
5.0 / 5 (1)

Website
2273 Harbor Boulevard, Costa Mesa, CA 92626
  • Life Insurance

Why choose this provider?

Go Direct Health Insurance Services offers a host of health insurance products for clients in the Costa Mesa and Huntington Beach areas. The insurance agency provides its clients with plans through the Covered California exchange or directly from an insurance company. It also helps seniors get started with their Medicare coverage. Additionally, the company helps businesses find suitable health plans for their employees. Go Direct Health Insurance Services also offers supplemental insurance products covering accidents, hospital confinement, and critical illnesses.

License Verified:

License: 0L73308

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1331)
Facebook
5.0 / 5 (24)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
18377 Beach Blvd, Huntington Beach, CA 92648
  • Individual Plans

Why choose this provider?

Health 1 is an insurance company based in the Huntington Beach metro. It offers customizable Medicare packages with various coverages including hospital and facility, medical coverage, medical advantage, and prescription plans. The continuously growing company was founded by Medicare professionals who started with the vision of simplifying the Medicare process, improving its accessibility, and making it personal to each beneficiary. It offers to answer inquiries anytime and delivers services through direct communications with one of its Medicare advisor.

License Verified:

License: 0M41534

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
5922 Midiron Circle, Huntington Beach, CA 92649
  • Individual Plans
  • Group Plans

Why choose this provider?

Insurance Advisors is a health insurance brokerage firm based in Huntington Beach. The company was founded 22 years ago by Kathy Hope, and she continues to lead the team. It serves individuals, families, entrepreneurs, groups, and small businesses. Insurance Advisors represents a variety of insurance companies and provides clients with diverse health insurance options. For individuals, the company offers temporary and auxiliary insurance. It also assists clients with Medicare health insurance queries.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2134 Main Street, Huntington Beach, CA 92648
  • Individual Plans
  • Life Insurance

Why choose this provider?

Since 2007, Trinity One Insurance has been offering health coverage plans to the residents of Huntington Beach and nearby areas. The company works with insurance companies like Blue Cross of California and Health Net to create individual and group health packages tailored to the clients' needs. Trinity One Insurance also works with over 40 carriers to provide auto, home, family, and business total insurance solutions. It is working with new and existing clients throughout the states of California, Arizona, and Nevada.

License Verified:

License: 0H45057

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (20)
Facebook
5.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3857 Birch Street, Newport Beach, CA 92660
  • Individual Plans
  • Life Insurance

Why choose this provider?

Coffman Benefits is a health insurance provider that serves Huntington Beach and its surrounding areas. An independent agency, it sources its products from more than a dozen insurance company partners. Its health insurance products include major medical, catastrophic, short-term, and Medicare plans. It offers separate dental and disability insurance plans. Coffman Benefits also works with employers to provide benefits for their employees, including holistic health plans that are popular with millennial and Gen Z employees.

License Verified:

License: 0L69151

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • When does Huntington Beach typically open enrollment for health insurance under the Affordable Care Act?

    Huntington Beach residents can enroll in health insurance plans under the Affordable Care Act (ACA) during the annual Open Enrollment Period, which runs from November 1 to December 15. The state of California may also open a Special Enrollment Period for people who have gone through qualifying life events, such as getting married, moving to a new house, having a child, or losing health coverage.

  • Does Medicare Part B provide any dental coverage for Huntington Beach policyholders?

    Yes, it does. However, this only applies to dental costs that are a medically necessary component of another covered care for Huntington Beach policyholders. Cleanings and other common procedures such as dentures, crowns, or fillings are not covered. These treatments would have to be covered by a Medicare Advantage plan with dental benefits or by separate senior dental insurance.

  • In Huntington Beach, will you face consequences for not having health insurance?

    If you do not have health insurance in Huntington Beach or the rest of California, you will be subject to a tax penalty unless you qualify for an exemption. Despite the fact that the federal tax penalty for lack of insurance has been eliminated, California approved a bill imposing a tax penalty on state residents.

  • If you reside in a city or state other than Huntington Beach, California, is it possible to have numerous health insurance plans?

    According to the federal rules governing plans made available through an ACA marketplace, you can buy health insurance in both locations as long as you split your time between Huntington Beach and a location outside of California. If you want to prove your residency in both states where you currently live, you can purchase a new insurance policy each time you move.

  • Does Huntington Beach have a waiting time for health insurance?

    According to California law observed in Huntington Beach, health plans may not impose waiting or affiliation periods on group health coverages in addition to those imposed by the company sponsoring the plan. In addition, waiting periods for preexisting conditions are prohibited. If you do not have health insurance and you live in California, you may be subject to a tax penalty.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

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